Stax

JANUARY 23, 2025

How Merchant Underwriting Works The merchant underwriting process typically follows a few steps carried out by the payment facilitators or acquiring bank to develop an underwriting risk profile. This step helps payment facilitators determine the overall risk profile of the merchant. Reducing potential losses from high-risk merchants.

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Stax

APRIL 3, 2025

Theyre easy to integrate and set up, with the host taking care of data security measures, including PCI compliance and fraud protection. Businesses using self-hosted gateways must handle data security measures and comply with industry standards like PCI DSS. But with more control comes great responsibility.

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

Fintech News

APRIL 17, 2025

Security features include Payment Card Industry Data Security Standard (PCI DSS) certification, transaction verifications like 3DS/AVS, and user-set spending limits. Additionally, a physical version of the World Card is planned for release in 2025 to facilitate in-person transactions.

Visa 120

Visa Global Payments PCI DSS Treasury Management 120

Stax

MAY 5, 2025

It helps facilitate financial transactions, supports different payment methods, and offers security features to protect payments. It is crucial to consider features like recurring billing, multilingual and multi-currency support, scalability, data security compliance, and customer support service.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

EBizCharge

NOVEMBER 27, 2024

It serves as an intermediary between a merchant and a payment processor, facilitating the transfer of funds during online transactions. They provide a secure platform for processing transactions, ensuring the consumer’s payment information and the merchant’s funds are protected.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

The Payments Association

NOVEMBER 11, 2024

Security Concerns: Concerns about data security and privacy continue to weigh heavily on consumers and banks alike. Ensuring robust security protocols and maintaining consumer trust are paramount for the long-term success of open banking. Can data enrichment solve the problem?

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Correspondent 88

Clearly Payments

MARCH 14, 2025

Payment Processor Facilitates communication between acquiring and issuing banks. Tokenization : Converts sensitive card data into a unique token, reducing the risk of data breaches. Participant Role in Transaction Cardholder Uses a credit card to make a purchase. Merchant Sells goods/services and accepts credit card payments.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

EBizCharge

MARCH 11, 2025

These fees are typically lower than credit card processing fees and are charged by payment processors or banks for facilitating direct bank-to-bank transfers. Some Acumatica payment gateways charge separate monthly fees for their services, which vary based on transaction volume, security features, and additional tools.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

MARCH 18, 2025

To choose the right payment processing solution for your business, you need to evaluate your business needs, evaluate security and compliance standards, and evaluate different payment processors based on pricing, features, customer support, and scalability. Talk to sales What is a Payment Processing System?

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Finextra

JUNE 14, 2025

Every time you tap or swipe a Mastercard, the company earns fees by routing the transaction through its network and facilitating authorization, clearing, and settlement between the merchant’s bank and the cardholder’s bank. This fundamental network model (shared with its main rival Visa) has proven enormously scalable and resilient.

Visa 52

Visa Gateways AI Value Added Service 52

The Fintech Times

NOVEMBER 6, 2024

“This innovative solution represents our commitment to providing a simple, convenient, and secure way for consumers to pay,” said Adeline Kim , country manager for Singapore and Brunei at Visa. “Based on our biometrics study, close to seven in 10 Singapore consumers see this as a secure way to pay.

Product 101

Product Cross-Border FinTech Cross-Border Payments 101

Stax

JANUARY 28, 2025

Enhanced securitytokenization and two-factor authentication reduces the risk of data breaches As we mentioned earlier, Click to Pay uses a data security approach called tokenization to protect sensitive financial data from malevolent actors.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Stax

MARCH 5, 2025

Together, these three parties facilitate the online payments process. Meanwhile, a payment gateway is the technology that authorizes and processes payments between a buyer and seller by securely transmitting payment data. Security Its a given to have a provider that protects cardholder data in this digital age.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

EBizCharge

MARCH 7, 2025

Faster customer payments: An Acumatica integration facilitates faster customer payments, providing options like click-to-pay links and a self-service portal for managing invoices. These integrations also offer competitive transaction fees, making it a cost-effective choice for businesses handling high-volume transactions.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

Stax

APRIL 8, 2025

They facilitate transactions by connecting merchants, credit card processors, and banks while establishing rules, regulations, and fees for processing payments. Payment processor fees Payment processors charge their own payment processing fees for facilitating transactions. These fees vary by provider and pricing model.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

EBizCharge

MARCH 31, 2025

Payment gateways: Payment gateways facilitate communication between merchants banks, card-issuing banks, and credit card networks to complete card transactions. Security and PCI compliance Since payment processing involves handling sensitive financial data, security should be a top priority.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

Stax

NOVEMBER 14, 2024

Credit card processing is a series of services that facilitates businesses in accepting debit and credit card transactions. PCI compliance refers to a business’s adherence to the Payment Card Industry Data Security Standard, a set of guidelines to safeguard sensitive consumer data.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Fintech Times

FEBRUARY 28, 2025

While it can be extremely helpful in preventing fraud, in the wrong hands, it can also facilitate it. “Another big challenge is related to data security and privacy. AI works through vast reams of data to perform its functions well, and the security of the data and responsible use are essential.

AI 97

AI Best Practices Regulations Risk 97

Stax

APRIL 10, 2025

The payment method is facilitated by digital wallets like Apple Pay, Google Pay, and Samsung Pay. It will use magnetic secure transmission (MST) to transmit the relevant data when the smartphone is held at close range (a few centimeters usually) or tapped to your card reader.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

EBizCharge

JANUARY 14, 2025

A payment gateway is a technology that facilitates the transfer of payment information between a customer and a merchants bank during an online or in-store transaction. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Stax

JANUARY 21, 2025

TL;DR A POS system facilitates in-person transactions by enabling merchants to ring up the sales. Whether its a restaurant or retail POS system, they all serve a similar function: its a solution that facilitates in-person transactions by enabling merchants to ring up sales. PCI compliance Payment security is a must-have feature.

Point-of-Sale (POS) 88

Point-of-Sale (POS) Small Business Credit Cards Process 88

Stax

JULY 7, 2025

Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions. Credit card processors play a critical role in facilitating surcharging. They provide the necessary systems and tools to add a surcharge securely to credit card transactions.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

EBizCharge

APRIL 22, 2025

While the Salesforce platform focuses on customer relations, it can be integrated with trusted third-party payment processors like EBizCharge to facilitate seamless integrated payments.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways CRM 52

EBizCharge

JANUARY 16, 2025

By classifying businesses according to the nature of their services, MCCs facilitate a smoother payment experience. Tax reporting and compliance: MCCs aid in tax reporting and compliance with regulatory bodies like Payment Card Industry Data Security Standards (PCI DSS) and Anti-Money Laundering (AML).

Credit Cards 52

Credit Cards Processors PCI DSS Money Laundering 52

The Payments Association

JANUARY 22, 2025

In Europe, the EU’s eIDAS regulation promotes cross-border recognition of electronic identities, facilitating seamless travel within member states. The Middle East and North Africa (MENA) and Asia regions are also witnessing the development of digital identity regulations designed to facilitate secure and efficient travel.

Security 88

Security Online and Mobile Banking Credential Verification 88

Finextra

JUNE 30, 2025

This can concern payments, conditional payments (a DLT based version of a letter of credit) and the post-trade settlement of securities and derivates (including margin calls). A typical use case is the clearing and settlement of international payments. Trade finance is another area.

Digital Currency 52

Digital Currency Real Time Gross Settlement (RTGS) Distributed Ledger Technology (DLT) Settlement 52

EBizCharge

JUNE 12, 2025

Whether handling credit card transactions and mobile payments or ensuring compliance with banking regulations and data security standards, the right merchant account can streamline operations and reduce costs. Yet, many merchants struggle with high fees, limited integration, and fragmented tools that fail to meet their specific needs.

Process 52

Process Accounts Payment Gateways Gateways 52

Stax

FEBRUARY 19, 2025

Since Stax is a certified payment facilitator, you can instantly onboard customers and bypass lengthy approval processes. Q: How can APIs assure data security during transactions? APIs like Stax Payment Processing API tokenize payment information, ensuring that data remains secure during transactions.

ISVS 88

ISVS Payment APIs and Integration API Best Practices 88

EBizCharge

MAY 22, 2025

These include regulations such as Payment Card Industry Data Security Standards (PCI-DSS), General Data Protection Regulation (GDPR), and local and industry-specific invoicing laws like the Health Insurance Portability and Accountability Act (HIPAA). This consistency aids in easier tracking and reconciliation.

Process 52

Process Best Practices Reconciliation Automation 52

EBizCharge

MARCH 27, 2025

A payment portal facilitates electronic transactions between merchants and their customers, providing a seamless way to pay and collect invoices quickly and securely. Integrating a payment portal with Sage enables your company to upgrade this platform by enhancing operational efficiency. What is a payment portal?

Payments 52

Payments PCI DSS Processors Debit Card 52

Open Banking Excellence

JULY 8, 2025

While organisations like the Financial Data Exchange (FDX) have developed APIs to facilitate data sharing, participation remained voluntary, leading to a patchwork of standards across the industry. The entire ecosystem needs to continue educating consumers on financial data security.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Nanonets

NOVEMBER 13, 2024

  Some of the key features of Hyperscience include: Advanced data extraction: Utilizes machine learning to accurately extract data from diverse document formats, including handwritten text. Intelligent document classification: Automatically categorizes documents, facilitating efficient processing and management.

Automation 52

Automation Payment APIs and Integration AI Volume 52

Nanonets

NOVEMBER 19, 2024

Platforms like Nanonets and Automation Anywhere offer extensive integration options with various tools and systems, facilitating seamless workflow automation. page thereafter. Which document processing solution offers the best integration capabilities?

Process 52

Process Automation AI Non-Bank 52

Nanonets

NOVEMBER 18, 2024

Custom document processing with docTI: Can create tailored APIs for specific document types without data model training, enhancing flexibility and efficiency. Seamless integration: Compatible with various platforms and systems, facilitating smooth incorporation into existing workflows. How does Mindee compare to Rossum?

Automation 52

Automation Volume AI API 52

Nanonets

NOVEMBER 23, 2024

Secure storage: Organizes documents in folders with unlimited storage for easy access. Role management: Assigns user roles to control access and ensure data security.   It facilitates seamless integration into applications, enabling real-time receipt scanning and validation. Who should use Taggun?

Multi-Currency 52

Multi-Currency API Automation Online and Mobile Banking 52

Finextra

JULY 7, 2025

This article delves into the multifaceted reasons behind this phenomenon, exploring why organizations are choosing to keep their AI contained within the familiar confines of their data silos. The Security Fortress: Protecting Data in a Vulnerable World At the heart of this reluctance lies a deep-seated concern for data security and privacy.

AI 59

AI Payment APIs and Integration Audit Governance 59