Stax

APRIL 10, 2025

It will use magnetic secure transmission (MST) to transmit the relevant data when the smartphone is held at close range (a few centimeters usually) or tapped to your card reader. The payment method is outside the control of a centralized authority like the central banks that issue and guarantee traditional legal tender (money).

Small Business 88

Small Business Wire Transfer BNPL ACH 88

The Payments Association

MARCH 18, 2025

Industry Voices The evolution from open banking to open finance and open data represents a global paradigm shift fuelled by regulatory tailwinds like PSD3 in Europe and similar initiatives worldwide. This raises profound questions around privacy, consent, data security, and liability.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Neopay

DECEMBER 4, 2024

Seven key steps to sharing personal data responsibly To ensure compliance and effectiveness when sharing personal data, organisations should follow these seven key steps outlined by the ICO: Carry out a Data Protection Impact Assessment (DPIA) Conducting a DPIA helps assess risks, benefits, and the lawfulness of data sharing initiatives.

Scams 52

Scams Fraud Prevention Laws Assessments 52

Open Banking Excellence

JULY 8, 2025

State regulators often have different priorities and legal frameworks, which can create inconsistencies and hurdles for companies attempting to offer open banking services across the entire country. The entire ecosystem needs to continue educating consumers on financial data security. This is a lesson for the U.S,

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Stax

FEBRUARY 19, 2025

Compliance and data privacy risks Payment processing involves handling sensitive customer information, making compliance with security standards such as PCI DSS (Payment Card Industry Data Security Standard) essential.

Payments 88

Payments PCI DSS Compliance Risk 88

Nanonets

NOVEMBER 13, 2024

Real-time data syncing with existing systems for smooth automation. Strong data privacy measures, perfect for regulated industries. Hyperscience vs. Nanonets: Pros and cons Hyperscience Nanonets Pros: Advanced data extraction, including handwritten text recognition. Real-time data validation and augmentation capabilities.

Automation 52

Automation Payment APIs and Integration AI Volume 52

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more.

Regulations 71

Regulations FinTech BNPL Cross-Border 71

Finextra

JUNE 18, 2025

s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

Transactions 52

Transactions Payment APIs and Integration Risk Cross-Border 52

The Paypers

JUNE 25, 2025

Company officials said the new platform offers brokers a choice to adopt Open Banking as a safer and more efficient means of accessing client data. They added that traditional data-sharing methods are becoming less viable due to increasing industry focus on data security. All rights reserved.

Accreditation 36

Accreditation Cross-Border Embedded Finance CBDC 36

Nanonets

NOVEMBER 18, 2024

Compliance and security: Built with regulatory requirements in mind, ensuring data security and accuracy for sensitive financial workflows. Ensure compliance and security standards Verify that the software complies with industry regulations like GDPR , SOC 2 , or HIPAA-related standards. Ease of Setup N/A 8.0

Automation 52

Automation Volume AI API 52

Finextra

JULY 7, 2025

Instead, we see a persistent trend: the deliberate creation and maintenance of data silos, where information remains walled off, and AIs access is carefully restricted. Rather, its a complex tapestry woven with threads of business strategy, legal compliance, technical limitations, and ingrained organizational culture.

AI 59

AI Payment APIs and Integration Audit Governance 59

Finextra

JUNE 17, 2025

s AI Revolution 13 June David Weinstein Co-founder and CEO at KayOS Why the Smartest Fintechs Are Scaling with AI Agents – Not Headcount 13 June James Richardson Global Head of Solutions at Bottomline Beyond the Firewall: Rethinking Payment Data Security 13 June Now Hiring All companies Welcome to Finextra.

AI 80

AI Payment APIs and Integration Online and Mobile Banking Authorization 80

VISTA InfoSec

OCTOBER 21, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Relevant Skills of a Qualified DPO Deep understanding of Data Protection Laws, such as GDPR, CCPA, and others to ensure compliance with legal requirements.

CCPA 208

CCPA Privacy Assessments Laws 208

VISTA InfoSec

MARCH 28, 2024

This article explores ten key principles that every company should know and implement to ensure the highest level of data security. Data Minimization Data minimization means collecting only the information you absolutely need to serve your customers or comply with legal requirements.

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

Segpay

DECEMBER 13, 2024

Striking the Balance Between ID Management and Data Protection In the digital age, where data drives everything from marketing strategies to AI algorithms, a growing number of citizens are worried about the protection of their personal data. Africa and Asia show different levels of adoption with resp.

Privacy 105

Privacy Compliance CCPA Authentication 105

VISTA InfoSec

APRIL 5, 2024

Furthermore, complementing it with a managed security service provider (MSSP) ensures IT systems are secure and protected from malicious software threats. Data privacy and security Protecting your data and taking preventive measures to keep it away from fraudsters is important in the era of remote work.

Best Practices 278

Best Practices Business Continuity Continuity Compromise 278

PYMNTS

MARCH 2, 2020

Lawmakers in New Jersey are proposing a bill to solidify data privacy guidelines and inflict tougher limits on the tech industry, The Wall Street Journal reported on Monday (March 2). New Jersey joins Washington, Illinois and other states and regions in introducing data privacy laws.

Privacy 99

Privacy Regulations Laws Agreements 99

PYMNTS

NOVEMBER 1, 2020

In Apple 's annual report , the tech giant discussed the impact that various legal proceedings and new regulations around the world could have on its operations and financial conditions. Those could lead to changes in the company's practices or further legal proceedings, the report stated.

Legal 94

Legal Regulations Consumer Protection Privacy 94

VISTA InfoSec

SEPTEMBER 27, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Relevant Skills of a Qualified DPO Deep understanding of Data Protection Laws, such as GDPR, CCPA, and others to ensure compliance with legal requirements.

CCPA 130

CCPA Privacy Assessments Laws 130

VISTA InfoSec

MAY 24, 2024

In an era where digital transactions reign supreme, ensuring the security of payment card data is paramount for businesses. It helps assess and mitigate security risks systematically by identifying vulnerabilities and implementing controls to address them before they materialize.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

VISTA InfoSec

SEPTEMBER 14, 2023

If your business engages with these customers, it is subject to the EU’s General Data Protection Regulation (GDPR). This extensive data privacy regulation has an impact on many U.S. million) by Luxembourg’s National Commission for Data Protection (NCDP). Data Controller Classification: This implies that any U.S.

Compliance 130

Compliance Privacy Legal Processors 130

VISTA InfoSec

JULY 17, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy. Each of these sets its own rules on handling personal information safely and legally.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

Payment Savvy

OCTOBER 13, 2021

Companies and business owners are responsible for safeguarding the personal data of their customers. A data privacy policy can help clarify your responsibilities and give your customers peace of mind. What is a Data Privacy Policy? Why is Data Privacy Important? What Should the Policy Contain?

Privacy 52

Privacy Checks Legal Laws 52

The Fintech Times

FEBRUARY 22, 2024

Alexis Alexander , chief legal and compliance officer, Liberis explores how to employ a considered and educational approach to data privacy including traditional practices, while also accepting that there are additional considerations when it comes to embedded finance. One area to consider carefully is data privacy.

Embedded Finance 59

Embedded Finance Privacy Risk Finance 59

The Finance Weekly

OCTOBER 15, 2023

But, there are important things to think about, like data security, ethics, rules, and biases. CFO Uncertainties Using AI in financial operations comes with certain risks, which include: Data Security and Privacy: , Protect financial data through strong security measures to maintain trust and comply with regulations.

AI 130

AI Risk Data Security Automation 130

PYMNTS

FEBRUARY 15, 2018

In the wake of breaches that have compromised the data of millions of Americans and companies as far-flung as Equifax and Uber, industry observers and participants told a House subcommittee on Wednesday that data security should be standardized at a national level. Rotenberg voiced that countries outside the U.S.

Data Security 40

Data Security Security Breach BSA 40

VISTA InfoSec

OCTOBER 26, 2023

SOC and SOX represent two pivotal compliance frameworks that help maintain financial reporting integrity and data security. While SOC 1 aligns with SOX’s financial reporting controls, SOC 2 focuses on ensuring service providers handle data securely. SOC 3 serves as a simplified SOC 2 for public communication.

Audit 130

Audit Compliance Laws Governance 130

PYMNTS

JUNE 9, 2020

Rising frustration over online payment transaction limits , security and data privacy have begun to crop up now that consumers and merchants are settling into the new normal, showcasing just how rapidly the banking world is changing. Data Privacy’s Starring Role in Open Banking. Australia and Canada.

Privacy 52

Privacy Regulations Online and Mobile Banking CCPA 52

PYMNTS

MARCH 27, 2020

We have deep dives into the outlook of consumers during the COVID-19 pandemic, data privacy and a shelved Madewell initial public offering (IPO). COVID-19 And The (Legal) Ripple Effects Of ‘Force Majeure’. US Retailers Confront Data Privacy Shifts (Merchants Guide To Navigating Global Payment Regulations).

Data Security 56

Data Security Bots Security Privacy 56

PYMNTS

APRIL 12, 2019

The General Data Protection Regulation (GDPR) represented a new phase in data security and EU regulators’ approach to it. “If the data controller implicitly trusts a data processor simply because there is a consistent legal framework in place, criminal abuse of trust will always take place.”

Cybersecurity 77

Cybersecurity Data Breach Breach Legal Framework 77

PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. Security Boulevard research shows that as of Dec. In retailing it’s usually a good thing when you’re the first to do something.

CCPA 62

CCPA Laws Privacy Data Breach 62

Fintech Review

FEBRUARY 13, 2024

As services transition online, consumers face new risks, including data breaches, online fraud, and exposure to unfair practices. It’s crucial for regulators to enforce stringent standards for data security and privacy to ensure consumer protection. Beyond legal and technical measures, consumer education is vital.

Consumer Protection 105

Consumer Protection Innovation Consumer FinTech 105

Fi911

JANUARY 31, 2024

Industry commitment to data security and privacy must be unwavering, as mishandling customer data can result in severe legal consequences and erode customer trust. While this grants us powerful tools, it also entails a tremendous responsibility.

AI 105

AI MFA Regulatory Compliance Best Practices 105

PYMNTS

NOVEMBER 6, 2018

The standards put forth by the PCI Security Standards Council – the PCI Data Security Standards – offer a framework for ensuring data security, and they must be followed in order to avoid fines and other penalties.

PCI DSS 71

PCI DSS Breach Privacy Irrevocability 71

VISTA InfoSec

OCTOBER 21, 2024

Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must. The EU has GDPR , while the US sticks to HIPAA for health data and CCPA in California for consumer privacy. Each of these sets its own rules on handling personal information safely and legally.

Cybersecurity 147

Cybersecurity Compliance Encryption Best Practices 147

PYMNTS

JULY 15, 2016

In the latest salvo in the battle between consumer privacy and the government’s right to data as evidence in criminal cases, Microsoft won a major skirmish. The unanimous 3-0 decision is a legal landmark, as Reuters noted, because it “is a defeat for the U.S. Department of Justice and a victory for privacy advocates.”

Privacy 40

Privacy Law Enforcement Legal Rules 40

PYMNTS

FEBRUARY 10, 2020

And except when you’re the first retailer to get rung up under the new California Consumer Privacy Act (CCPA). 1, the first-class action lawsuit alleging data breaches under the CCPA was filed on Feb 5. Security Boulevard research shows that as of Dec. In retailing it’s usually a good thing when you’re the first to do something.

CCPA 52

CCPA Laws Privacy Data Breach 52