EBizCharge

MARCH 11, 2025

Merchants should also consider gateways supported payment methods and compliance with security standards like Payment Card Industry Data Security Standards (PCI-DSS) since reliable security infrastructures and cost-friendly options can mitigate extra costs.

Processing Costs 52

Processing Costs Process Credit Cards Payment Gateways 52

Stax

JANUARY 23, 2025

The primary purpose of merchant account underwriting is to mitigate risks for payment processors and credit card networks. Ensuring adherence to legal and regulatory standards, such as PCI DSS (Payment Card Industry Data Security Standard) requirements. What is the Purpose of Merchant Underwriting?

Underwriting 68

Underwriting PCI DSS Money Laundering Processors 68

Stax

MARCH 11, 2025

Encryption and transfer of payment information The payment gateway that underpins your checkout page will now encrypt the customers payment details as stipulated by industry data security regulations like PCI DSS (Payment Card Industry Data Security Standard) before transferring the data to your payment processor.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

EBizCharge

MARCH 31, 2025

Security and PCI compliance Since payment processing involves handling sensitive financial data, security should be a top priority. A reliable Sage merchant services provider must comply with Payment Card Industry Data Security Standards (PCI DSS) to ensure secure transactions and protect against fraud.

Service Provider 52

Service Provider MSPS Payment Gateways Online and Mobile Banking 52

The Fintech Times

FEBRUARY 28, 2025

“Another big challenge is related to data security and privacy. AI works through vast reams of data to perform its functions well, and the security of the data and responsible use are essential. “AI brings significant legal challenges to the fintech sector.

AI 97

AI Best Practices Regulations Risk 97

Stax

NOVEMBER 14, 2024

Mitigating Delays in International Settlement Times Cross-border transactions can take longer to process than domestic ones due to currency conversions, regulatory checks, and additional verification steps. To succeed globally, businesses should offer a range of payment options that align with local preferences.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

EBizCharge

JANUARY 14, 2025

Overall, the payment gateway acts as a secure bridge that encrypts sensitive data, such as credit card details, to ensure the transaction is processed safely and efficiently. Finding a gateway that provides robust fraud prevention tools, encryption, tokenization, full PCI Compliance , and advanced verification is important.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Neopay

DECEMBER 4, 2024

A vital takeaway is this: data protection law does not prevent organisations from sharing personal information if they do so in a responsible, fair, and proportionate manner. Why responsible data sharing matters The UK GDPR and the Data Protection Act 2018 (DPA) support the responsible sharing of personal data when mitigating scams and fraud.

Scams 52

Scams Fraud Prevention Laws Assessments 52

Finextra

JULY 7, 2025

Edge data centres offer a compelling solution by decentralising compute power, lowering latency and improving data security. To support AI-driven fintech, edge data centres must ensure seamless power, cooling and cabling. External This content is provided by an external author without editing by Finextra.

FinTech 52

FinTech Payment APIs and Integration PCI DSS AI 52

Finextra

JUNE 12, 2025

Designed as a layer of fraud mitigation, VOP will increase levels of confidence in payments, reduce authorised push payment (APP) fraud, and decrease the amount of manual intervention needed in an environment with rapidly growing instant payments. VOP will become a requirement across the SEPA region on 9 October 2025.

Payee 52

Payee On-Demand Verification Payment APIs and Integration 52

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection. Real-time transaction scanning with millisecond-level risk decision.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

Cardfellow

APRIL 27, 2025

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. For a quick refresher, PCI refers to security standards that apply to all businesses that accept credit cards. version requires transport layer security (TLS) 1.2

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

Finovate

JANUARY 9, 2025

consumers a single place to pay over 120,000 billers using a standard checkout and secure payment experience. doxo leverages Plaid to securely access the consumer’s bank account, a feature that allows users to keep their account data secure. Founded in 2008, doxo allows U.S.

Facilitators 59

Facilitators Identity Theft Consumer Online and Mobile Banking 59

The Payments Association

JANUARY 22, 2025

While digital identification is key to mitigating potential fraud and streamlining airport throughput, several barriers exist to successful implementation. Security does allow passengers to opt out of any biometric identification. Open banking can enable more significant insights for a better understanding and targeting of services.

Security 88

Security Online and Mobile Banking Credential Verification 88

EBizCharge

MAY 22, 2025

6 common challenges in invoicing and billing Understanding various invoicing and billing challenges will allow your business to proactively mitigate these issues to maintain positive financial health and reputation. Regulatory compliance: Invoicing and billing compliance means adhering to legal and financial regulations.

Process 52

Process Best Practices Reconciliation Automation 52

Stax

FEBRUARY 19, 2025

How to mitigate this risk: Before committing to a provider, carefully review contract terms to ensure flexibility. Compliance and data privacy risks Payment processing involves handling sensitive customer information, making compliance with security standards such as PCI DSS (Payment Card Industry Data Security Standard) essential.

Payments 88

Payments PCI DSS Compliance Risk 88

Finextra

JULY 7, 2025

This article delves into the multifaceted reasons behind this phenomenon, exploring why organizations are choosing to keep their AI contained within the familiar confines of their data silos. The Security Fortress: Protecting Data in a Vulnerable World At the heart of this reluctance lies a deep-seated concern for data security and privacy.

AI 59

AI Payment APIs and Integration Audit Government 59

Finextra

JUNE 17, 2025

High tariffs on Chinese imports, as noted by Zacks, could pressure Amazon’s retail margins, though the company’s diversified revenue streams—particularly AWS—mitigate this exposure. Traders must employ disciplined risk management, using tools like stop-loss orders, to mitigate these risks. However, risks persist.

AI 80

AI Payment APIs and Integration Online and Mobile Banking Authorization 80

PYMNTS

JUNE 24, 2020

The insurance industry is all about risk mitigation, and not only when it comes to underwriting policies. Yet even the most advanced risk mitigation efforts can’t entirely avoid the threat of disruption. I think that’s why adoption of electronic payments has been a little slow.”.

Business Continuity 114

Business Continuity Mitigation Continuity Risk 114

VISTA InfoSec

MAY 24, 2024

In an era where digital transactions reign supreme, ensuring the security of payment card data is paramount for businesses. It helps assess and mitigate security risks systematically by identifying vulnerabilities and implementing controls to address them before they materialize.

PCI DSS 243

PCI DSS Small Business Assessments Compliance 243

VISTA InfoSec

OCTOBER 21, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Knowledge of data management practices, including data lifecycle management, data classification, and data retention policies.

CCPA 208

CCPA Assessments Privacy Laws 208

PYMNTS

NOVEMBER 2, 2018

Whether driven by regulation or market competition, the financial services sector in several jurisdictions is progressing toward open banking, interconnectivity and a freer flow of data between customer accounts and third parties. He emphasized that a collective, collaborative approach to bank security will be essential moving forward.

Data Security 77

Data Security Security Non-Bank Cybersecurity 77

VISTA InfoSec

JANUARY 18, 2024

As a reminder, the Payment Card Industry Data Security Standard (PCI DSS) is a comprehensive set of security requirements that all organizations handling cardholder data must adhere to. These requirements’ main objective is to safeguard sensitive cardholder information and mitigate data breaches.

PCI DSS 289

PCI DSS Procedures Encryption Security 289

VISTA InfoSec

FEBRUARY 25, 2024

Best Practices For Prevention Ultimately, consistent vigilance and proactive security safeguards offer the best breach protections. Your company’s trustworthiness and future competitiveness depend on getting data security right—now’s the time to start.

Data Breach 272

Data Breach Breach Multifactor Authentication Cybersecurity 272

PYMNTS

APRIL 25, 2019

Enabling seamless booking and payments experiences, while also keeping transactions and user data secure, is becoming a challenge as more governments pass regulations that call for greater data transparency for consumers. We need to protect our business as much as we need to protect the security of our customers.”.

Data Security 40

Data Security Mitigation Security PayPal 40

The Finance Weekly

OCTOBER 15, 2023

But, there are important things to think about, like data security, ethics, rules, and biases. CFO Uncertainties Using AI in financial operations comes with certain risks, which include: Data Security and Privacy: , Protect financial data through strong security measures to maintain trust and comply with regulations.

AI 130

AI Risk Data Security Automation 130

VISTA InfoSec

SEPTEMBER 27, 2024

A Data Protection Officer (DPO) can be called as an ally for organizations that deals with large amount of Privacy related data in its core operation. Knowledge of data management practices, including data lifecycle management, data classification, and data retention policies.

CCPA 130

CCPA Assessments Privacy Laws 130

Fintech News

MAY 13, 2024

The company introduced these AI solutions to integrate with its existing banking platforms, including Temenos Core and Financial Crime Mitigation (FCM). The innovative solutions are built with transparency and security, enabling both users and regulators to easily verify results.

AI 113

AI Financial Crimes Crime Mitigation 113

PYMNTS

JANUARY 30, 2017

The latest report from the Identity Theft Resource Center (ITRC) and CyberScout finds a worrying trend: 2016 was a record year for data breaches, with businesses emerging as the largest target for hackers by far. Health care entities and government agencies, too, are at risk for their data security.

Data Security 54

Data Security Government Governance Data Breach 54

The Fintech Times

AUGUST 10, 2024

The system leverages financial-specific GPT to process diverse data types such as customer service records, images, and forms, while integrating with internal access control systems to protect privacy and data security.

Cybersecurity 119

Cybersecurity Compliance AI Privacy 119

VISTA InfoSec

APRIL 28, 2024

It is of utmost importance for banks to ensure the safety and security of the cardholders’ data. The Payment Card Industry Data Security Standard (PCI DSS) compliance 4.0 In this blog, we will understand PCI DSS compliance 4.0 for banks, its requirements, and the role of PSI QSAs and PSI SAQs in this process.

PCI DSS 130

PCI DSS Compliance Assessments Data Breach 130

BNG Payments

JANUARY 7, 2022

How to Mitigate Credit Card Payment Risks Credit cards are the number one form of payment with businesses today, and with more businesses offering online purchasing each year, the future of credit cards remains bright. First introduced in 2006, it's a popular standard used by merchants to protect cardholder data. Here's how.

Credit Cards 52

Credit Cards Mitigation Risk PCI DSS 52

VISTA InfoSec

SEPTEMBER 25, 2024

CCaaS platforms deal with large amounts of sensitive customer data, making them a target for cyberattacks. To mitigate these risks, it’s essential to implement strong cybersecurity measures during the transition to CCaaS.

Cybersecurity 130

Cybersecurity CRM Disaster Recovery Encryption 130

VISTA InfoSec

OCTOBER 21, 2024

CCaaS platforms deal with large amounts of sensitive customer data, making them a target for cyberattacks. To mitigate these risks, it’s essential to implement strong cybersecurity measures during the transition to CCaaS.

Cybersecurity 130

Cybersecurity CRM Disaster Recovery Encryption 130

PYMNTS

MARCH 27, 2020

The $2 trillion Phase 3 coronavirus relief package comes as the final of three bills passed by Congress in the past two weeks to mitigate the COVID-19 pandemic impacting the American economy and healthcare system. The $2T Stimulus Phase 3: Everything You Need To Know . What does it include, and who will benefit?

Data Security 56

Data Security Bots Security Privacy 56

Clearly Payments

JANUARY 8, 2024

By identifying potential vulnerabilities, merchants can take targeted actions to mitigate risks before they escalate. A crucial aspect of risk management involves adhering to the Payment Card Industry Data Security Standard (PCI DSS) , which sets stringent guidelines for securing payment transactions and protecting cardholder information.

Risk Management 97

Risk Management Risk PCI DSS Process 97

Finovate

MAY 13, 2024

Temenos’ new Responsible Generative AI solutions work similarly to other GenAI engines, such as ChatGPT, in that they allow bank employees to use natural language to query the engine, which will leverage banks’ data to generate unique insights and reports.

AI 105

AI Financial Crimes Audit Mitigation 105