Fintech Review

NOVEMBER 27, 2024

From innovative lending platforms to advanced payment processing, fintech is enabling them to access growth opportunities and thrive in today’s competitive markets. Traditional banks often view SMEs as high-risk due to limited credit history and collateral. Fintech companies see this gap as an opportunity to innovate.

FinTech

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method. Cash has dropped to less than 20% of all US payments in recent years. merchant’s) bank.

Credit Cards

The Payments Association

JUNE 16, 2025

Craig Savage Founder & CEO, FERO "There is growing consumer demand for secure payment solutions such as Pay by Bank, and merchants should be aware of this trend to remain ahead of the curve. 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues.

Innovation

Stax

JANUARY 21, 2025

Accepting payments always comes with processes and fees, particularly when it comes to online or digital payments. From payment gateways to API plugins, there’s a certain amount of IT work required to facilitate the payment process. This is where payment links come in.

Use Case

Stax

APRIL 10, 2025

Well highlight the pros and cons of each payment medium to help you narrow down the right options for your company. TL;DR You get to choose from traditional payment methods like cash and checks, online payment methods like digital wallets and ACH transfers, and emerging payment methods like BNPL services and cryptocurrencies.

Small Business

The Fintech Times

FEBRUARY 27, 2025

Visa has signed an agreement with Abu Dhabi Islamic Bank (ADIB) to collaborate on an enhanced threat intelligence solution and integrate its advanced cybersecurity capabilities with digital payments. Additional partnerships MiFinity, a global payment services provider, has integrated Apple Pay into its mobile app.

FinTech

Fintech Finance

MAY 22, 2025

Curve , the ultimate digital wallet, today announced the launch of Curve Pay on iOS, marking a watershed moment in mobile payments. There has been a sharp increase in the use of mobile contactless payments in Europe – last year digital payment adoption exceeded 60% for online transactions and 25% for payments in-store.

Online and Mobile Banking

The Fintech Times

MAY 2, 2025

As a result, European merchants have started offering five payment methods at checkout on average, although many are looking to increase this, according to new research by Aion Bank , the subscription-based, digital bank, in partnership with Vodeno , the API-based, cloud-native platform.

Online and Mobile Banking

Stax

JULY 9, 2024

We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. All you need to use a digital wallet is a smartphone.

Digital Payments

PYMNTS

MAY 7, 2020

But many firms and all firms are two different things, and while from a humanitarian perspective PayPal clearly wishes COVID-19 never happened, by the numbers it is undeniable that it has boosted its business. April 2020 was also a record-breaking month for PayPal in terms of enrollment and use. PayPal added 7.4 66 non-GAAP EPS.

PayPal

PYMNTS

JULY 21, 2016

Visa and PayPal today (July 21) announced a strategic partnership that will combine the power of the largest payments network in the world with the largest digital payments network in the world to give consumers more choice about how they pay when using their PayPal accounts.

PayPal

PYMNTS

NOVEMBER 12, 2020

PYMNTS’ November 2020 Disbursements Tracker® , done in collaboration with Ingo Money , states that “FIs that support digital and mobile payment tools could help these consumers access financial solutions without using traditional accounts, but many FIs must address age-old challenges before they can roll out such tools.”

Online and Mobile Banking

PYMNTS

AUGUST 6, 2020

Peggy Mangot , who once led the development of the Wells Fargo mobile banking app Greenhouse , has been hired by online payments giant PayPal as part of the company’s internal ventures team, PayPal Ventures , CNBC reported. Wells Fargo stopped accepting new applications for it last month.

PayPal

Payment Savvy

DECEMBER 2, 2022

Let’s dive into the subtleties of the smoothest payment process and find out everything about NFC mobile payments, including what they are, how they work, and how to use them. What are NFC Mobile Payments? NFC payments add immense convenience for today’s busy customers. How Do NFC Mobile Payments Work?

Mobile Payments

PYMNTS

NOVEMBER 21, 2016

The launch of the iPhone in 2007 and the App Store in 2008 opened everyone’s eyes to the impact that mobile would have on payments and commerce. Twenty years and hundreds of millions of smartphones later, the digital payments experience is anything but consistent anywhere — online, in-store and in-app.

Digital Payments

PYMNTS

MAY 8, 2020

For companies like Fiserv, Fidelity National Information Services (FIS), PayPal and others, selling terminals, offering payments platforms and designing checkout buttons, top and bottom lines were poised to move up and to the right. Merchants, too, enjoyed the tailwinds of a strong economy and sanguine consumer mindset.

PayPal

PYMNTS

APRIL 23, 2018

What’s been largely left behind, however, is a payments experience that moves just as seamlessly between those worlds. Using NFC mobile wallets in stores has seen lackluster adoption despite their slick and convenient user experience. PayPal users who link their PayPal accounts to Samsung Pay will receive a virtual account with a $5.00

PayPal

PYMNTS

OCTOBER 12, 2020

The recently released report by the Bank for International Settlements ( BIS ) offers a general framework for digital currencies. And digital money, according to the BIS, will have to take its place alongside paper bills and coins. BIS estimated this year that of 66 central banks polled, 80 percent were exploring CBDCs.

Central Bank

Stax

NOVEMBER 6, 2023

Fast forward to now where much has changed, and research anticipates contactless mobile payments to exceed one billion users globally by 2024. Customers can pay with their watch or phone just by tapping it on a card reader, and businesses can host an entire POS system on a mobile phone.

Mobile Payments

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking

PYMNTS

APRIL 23, 2020

The rise of FinTech, the increasing globalization of finance — and even ravages of the coronavirus, which is making us all bank and transact across phones — all have pointed to one simple, urgent question: Just what is a bank, anyway? In a recent PYMNTS study , What is a Bank: What U.S. As many as 36.8

Online and Mobile Banking

PYMNTS

OCTOBER 12, 2018

For 73 percent of Americans, participating in the digital economy is as easy as securing internet access and entering their relevant credit, debit or bank account numbers with the merchants and service providers they want to buy from and setting up their mobile banking app. The Importance of On-Ramps and Off-Ramps.

PayPal

PYMNTS

JULY 11, 2016

Big companies like PayPal have been dominating the digital payments world for many years. And for years, banks have caught flack for not offering digital and mobile payments options that are up to snuff with what the tech giants have brought to market. PayPal, for example, charges merchants 2.9

Mobile Payments

PYMNTS

DECEMBER 19, 2019

PayPal has acquired a 70 percent equity stake in Guofubao Information Technology ( GoPay ) and will head to China as the country’s first online-only payments platform, PayPal said in a press release on Thursday (Dec. We look forward to contributing to the growth of China’s eCommerce and payments ecosystem.”

PayPal

PYMNTS

DECEMBER 30, 2019

Digital payments firm PayPal is turning to Latin America to strengthen its position in the eCommerce payments and remittance arenas. According to Schulman, this integration means PayPal’s 300 million existing users will now have the opportunity to shop and make payments at “thousands of new merchants.”

PayPal

PYMNTS

JULY 2, 2020

If you’re an online merchant, you may be all too familiar with this drill. A shopper finds you online, finds a product to buy, fills their cart and hits the checkout button. If it’s a debit card, bank account or prepaid card, maybe there aren’t enough funds available for the purchase. Transaction declined. COVID and Conversions.

PayPal

PYMNTS

OCTOBER 21, 2020

To that end, the banking giant J.P. Morgan is focused on enabling payments for the millions of small businesses that are the lifeblood of Main Streets across the U.S. – Morgan is bringing payments to the point of sale (POS), with an eye on making inroads into a landscape dominated by firms such as PayPal and Square.

Point-of-Sale (POS)

PYMNTS

NOVEMBER 23, 2020

It would be months before PayPal would announce its acquisition of the savings app Honey, and before Google would announce its Smart DDA concept with two financial institutions (FIs), adding more super app ammo to its offerings. It's an ecosystem where half of online commerce now happens. Google Pay Goes Super.

Online and Mobile Banking

PYMNTS

DECEMBER 16, 2019

Then there was the pushback of the week, care of PayPal, which is looking for better defined mobile wallet rules from the CFPB. Visa announced last week that global payment technology firm TransferWise is the latest partner tapping into its real-time push payments platform, Visa Direct. Paypal vs. the CFBP.

PayPal

PYMNTS

JULY 18, 2017

Rivals Visa and PayPal have shaken hands over a joint plan to issue debit cards in Europe. The truce stands to benefit merchants most of all, as it will expand their ability to use their PayPal funds to support business expenses and unlock new possibilities at the point of sale. PayPal and Visa launched collaborations in the U.S.

Debit Card

PYMNTS

NOVEMBER 13, 2020

QR codes had made some inroads here and there, and yet did not become the go-to repositories of data and information – scannable, naturally, across mobile devices – that some had predicted. But it is the melding of QR codes and payments choice that can serve as rocket fuel. In QR codes becoming more entrenched in U.S.

Contactless Payments

Clearly Payments

DECEMBER 3, 2023

List of Payment Gateways 2Checkout (now Verifone): Global payment platform for online and mobile commerce (International). Adyen: Single platform for accepting payments globally (International). Alipay: Third-party mobile and online payment platform (China). International).

Payment Gateways

PYMNTS

APRIL 17, 2018

PayPal has inked a deal with point-of-sale (POS) company ebizmarts to help retailers offer both POS and digital payments. According to news from Mobile Payments Today , under the partnership, PayPal’s mobile card product will be combined with ebizmart’s mobile app Magento.

PayPal

Fintech Finance

MAY 29, 2025

With the launch of a new payment system, the platform now automates the collection of funds into integrated business bank accounts—aiming to double its transaction volume via SEPA Instant. “At YowPay, our mission is to simplify SEPA transfers for merchants across Europe.

Automation

Stax

NOVEMBER 6, 2023

Thankfully, with mobile payments from Stax , you can quickly accept and process payments from your customers. Learn all about mobile payments and why you may want to consider joining the Stax family to streamline payments and boost your small business’ productivity.

Small Business

PYMNTS

FEBRUARY 1, 2019

The fourth quarter of 2018 was kind to Venmo and Zelle , the two big peer-to-peer (P2P) services that are battling for consumer loyalty and market supremacy — a fight that pits PayPal , the owner of Venmo, against the banks that operate Zelle. PayPal, as a whole, had some 242 customer accounts as of Dec. P2P Numbers.

Venmo

M2P Fintech

AUGUST 25, 2023

But this digital payments gamechanger relies on an internet connection to function, as transactions require seamless and uninterrupted communication between a host of payment players. A QR payment flow begins with the customer scanning a QR code for the required amount. Clocking a record high of 9.96

Financial Inclusion