PYMNTS

FEBRUARY 28, 2020

The banking industry is undergoing a sea change in the new decade, with online and mobile banking growing ever more popular among customers, and challenger banks and FinTechs disrupt the market with new technologies. Developments From Around The World Of Digital-first Banking.

Online and Mobile Banking 63

Online and Mobile Banking Push-to-Card Mobile Banking ATM 63

The Fintech Times

APRIL 3, 2024

Whether it be retailers, ride-hailing apps, super-apps, or other non-bank service providers, embedded finance appears to be making its way into every sub-sector. Whether it be retailers, ride-hailing apps, super-apps, or other non-bank service providers, embedded finance appears to be making its way into every sub-sector.

Embedded Finance 126

Embedded Finance Finance Non-Bank Online and Mobile Banking 126

PYMNTS

SEPTEMBER 12, 2018

Consumers expect to do business with their bank online seamlessly, without the hassle of complicated security checks, whether through their mobile phone, smart watch, home speaker or other connected device. So how can banks offer customers both a secure and simplified experience while offering their services online?

Security 55

Security Online and Mobile Banking Authentication Breach 55

PYMNTS

SEPTEMBER 6, 2019

Australia, Malaysia, Thailand and the United Kingdom are just a handful of nations that are exploring the benefits, ranging from opt-in programs designed to help citizens access financial and governmental services to compulsory ID solutions meant to serve as virtual ID cards. Developments From Around the World of Digital ID.

Authentication 71

Authentication Online and Mobile Banking Verification Governance 71

PYMNTS

NOVEMBER 26, 2019

In today’s top payments news, more than half of the 3,114 counties in the United States lost bank branches from 2012 to 2017. Bank Branch Closings Take Toll On Rural Communities. Kaspersky: Fake Push Notifications Have Grown Nearly 70 Pct In 2019. Urban areas, however, lost only 9 percent of offices in 802 communities.

Online and Mobile Banking 52

Online and Mobile Banking Federal Reserve Push-to-Card NOV 52

PYMNTS

MARCH 10, 2016

It may not be the year of mobile payments — yet — but it is certainly the year mobile payments players are laying the groundwork for what they know is inevitable. This week, PYMNTS dug into the week of mobile pay news to bring you the latest from the ecosystem. Early Warning Boosts Big Banks’ P2P Power.

Online and Mobile Banking 41

Online and Mobile Banking EMV P2P Mobile Deposit 41

PYMNTS

MARCH 24, 2016

The world of mobile payments news this week started out in the one region of the world that doesn’t often make much news when it comes to what U.S. companies are doing in mobile commerce: Cuba. Which brought about news from some of the biggest players in mobile payments, like Xoom, PayPal and Western Union.

Online and Mobile Banking 44

Online and Mobile Banking PayPal Mobile Payments Push-to-Card 44

PYMNTS

NOVEMBER 29, 2016

Citi has just provided its members an in-app window into the status of their replacement cards. 29), Citi credit card members in the U.S. will be able to track the progress of their replacement card delivery in real time. Customers will also be able to activate their card through the tracker. Starting today (Nov.

Online and Mobile Banking 40

Online and Mobile Banking Push-to-Card Credit Cards Card Issuer 40

FICO

MARCH 9, 2022

The last few years have thrown up many challenges for banks and card providers as everything has shifted online, one of the primary challenges being fraud scams. But the online shift has also created opportunities for financial institutions to demonstrate their strong fraud controls in the digital space.

Fraud Prevention 59

Fraud Prevention Scams Online and Mobile Banking Account Takeovers 59

PYMNTS

JULY 25, 2019

Retail Card Programs. The push toward better loyalty and rewards power in retail is also being seen outside the world of QSR operations. Citi ThankYou cardmembers can also redeem their ThankYou Points for eligible purchases online, including pending transactions. It recently said it has acquired U.S.-based Value of Location.

Push-to-Card 53

Push-to-Card Online and Mobile Banking Card Services Enrollments 53

PYMNTS

JUNE 18, 2019

The endless speculation over Facebook ’s plans to build a new set of global payments rails and launch a global cryptocurrency comes to an end today with the official launch of Libra. Or does it? Both the Libra network and the Calibra application are expected to launch in second half of 2020. I explain how it all works below.

Payments 98

Payments Cross-Border Online and Mobile Banking Financial Inclusion 98

PYMNTS

JUNE 1, 2020

Some governments believe that contactless payments are a relatively safe alternative to cash and traditional credit cards because they spare merchants from handling bills and customers from tapping through POS interfaces. Irish consumers are also spending less, according to the Bank of Ireland. Around The Next-Gen Debit World.

Contactless Payments 52

Contactless Payments Push-to-Card Point-of-Sale (POS) Credit Cards 52

PYMNTS

OCTOBER 30, 2018

Cards at the end of the quarter stood at 2.4 As of the announcement of the partnership, the app had been downloaded onto more than 110 million mobile devices in the region. Switched transactions were up 16 percent, adjusted for the Venezuelan deconsolidation, at 18.8 billion transactions, or up 11.7 percent on a reported basis.

B2B 71

B2B Visa Cross-Border Volume 71

PYMNTS

MARCH 9, 2017

Yesterday (March 8), Samsung Pay went live and online in India, a push done in collaboration with five Indian banks: Axis, HDFC, ICICI, SBI, and Standard Chartered, and credit and debit cards from MasterCard and Visa. billion mobile subscribers, which makes it a compelling opportunity to tap into.”.

Online and Mobile Banking 43

Online and Mobile Banking Push-to-Card Mobile Payments Visa 43

FICO

JANUARY 31, 2019

Payment Service Providers are pushing to implement their PSD2 Strong Customer Authentication (SCA) solutions ready for the September deadline. To counter this, banks that implement SCA will take the time and effort to educate their customers about the upcoming changes and the reasons for them. Do Consumers Know About PSD2?

Authentication 40

Authentication Consumer Online and Mobile Banking Push-to-Card 40

FICO

OCTOBER 5, 2017

He goes online to his small state bank and up pops a home equity line-of-credit marketing offer. While larger banks have been able to solve a lot of these problems for many years, they have been spending many millions of dollars to do so. This could be a real boon to smaller lenders who are trying to grow.

Risk 56

Risk Push-to-Card B2C Online and Mobile Banking 56

PYMNTS

JUNE 10, 2019

Stripe rolled out chargeback protection, Apple rolled out its take on sign-in authentication , Mastercard launched an open banking platform and Visa and Western Union paired on a global push to card payments – and those are just the top headlines. Luckily, the Data Dive is here to keep count…. Goodbye, iTunes.

Online and Mobile Banking 49

Online and Mobile Banking Push-to-Card Non-Bank Accounts 49

PYMNTS

JULY 11, 2016

True or false: Thanks to mobile devices and apps, American consumers spend more time today shopping than they did in 2003. In 2003, the Bureau of Labor Statistics reported that American consumers spent roughly 48 minutes a day shopping offline and online. Pop quiz on this Monday morning, so grab your coffee and look alive.

Online and Mobile Banking 42

Online and Mobile Banking Consumer Credential Push-to-Card 42

CB Insights

NOVEMBER 5, 2019

In Q2’19, Tencent’s fintech and business services category grew 37% YoY in contrast to 16% growth in online advertising revenue, down from 25% in Q1’19. In Q2’19, Tencent’s fintech and business services category grew 37% YoY in contrast to 16% growth in online advertising revenue, down from 25% in Q1’19.

FinTech 51

FinTech Small Business Online and Mobile Banking Push-to-Card 51

CB Insights

AUGUST 14, 2018

It was the first example of a smart mobile phone. Onlookers were unsure what this device would compete with: Would it hurt mobile phone makers like Nokia or developers of handheld planners like Palm, who were also trying to enter into the phone space? That will be their role in mobile phones as well.”. Fully subsidized?

Bitcoin 78

Bitcoin Online and Mobile Banking Advisors Origination 78

PYMNTS

JULY 11, 2017

The service allows users to file claims through the company’s mobile app, and enables funds to be deposited directly into a traveler’s bank account or sent to a debit card. The company also launched new claim forms and is allowing customers to file claims online or through a mobile app.

Push-to-Card 40

Push-to-Card Debit Card Online and Mobile Banking Checks 40

Fintech Labs Insights

APRIL 6, 2023

With “risk-free” rates pushing 5%, even a business with $50k in reserve (throwing off $200/mo) has an incentive to sweep that out of a non-interest checking account. But what we will see is the challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 95,000 6 Meow * 11 4.3%

Small Business 15

Small Business Treasury Accounts FDIC 15

Nanonets

AUGUST 16, 2024

The pandemic further accelerated this shift, rapidly pushing insurers to adopt digital and virtual claims handling almost overnight. In 2024, 88% of customers expect insurers to offer online self-service portals for claims, driving insurers to invest in user-friendly digital platforms to enhance the claims process.

Automation 52

Automation Process Fraud Detection Payment APIs and Integration 52

Fintech Labs Insights

JUNE 26, 2023

With “risk-free” rates pushing 5%, even a business with $50k in reserve (throwing off $200/mo) has the incentive to sweep that out of a non-interest checking account. But what we will surely see is challenger banks dusting off their sweep features and emphasizing them in their marketing and branding. 1,900 reviews) – Trustpilot : 3.5

Small Business 15

Small Business Treasury Accounts FDIC 15

Fintech Labs Insights

JULY 22, 2015

Apex Clearing will explain its cutting-edge financial services platform and how online brokerage firms and FinTech groups can grow their businesses by leveraging our technology. Backbase will talk about its Digital Banking Platform and its Open Banking Marketplace. Did you know that sales-tax in the U.S.

Payment APIs and Integration 29

Payment APIs and Integration Online and Mobile Banking API Non-Bank 29

CB Insights

JULY 23, 2020

To stay ahead of the curve, companies will need to consider key investments across wellness, remote collaboration tools, mobile cybersecurity tech, accessible HR tools, and workforce training programs for professional development and upskilling. TABLE OF CONTENTS. Lobbies and building entrances: pre-entry wellness checks.

Posting 101

Posting Cybersecurity Returns Online and Mobile Banking 101

PYMNTS

SEPTEMBER 6, 2016

Mobile payments will be how we pay. Online retailers will be where we shop. Shift Number One | The Shift To Buying Online. We’ve been watching online sales now grow — even double — year over year, for many years now, but it’s still tiny, overall. Technology — not traditional payments companies — will be who leads the way.

Online and Mobile Banking 49

Online and Mobile Banking Payments Embedded Payments Push-to-Card 49

CB Insights

MARCH 6, 2019

Download the full 25-page report. Companies across industries from food delivery to mobile payments disintegrate for all kinds of reasons, from technology errors and logistical challenges to overspending and outright fraud. want to know THE TOP 20 REASONS STARTUPS FAIL? The rise and fall of Theranos. US Patent Images.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Product Technology 78

PYMNTS

APRIL 8, 2019

Gig workers, for example, will likely soon see an upgrade to their payments speed, thanks to a bit of help from their card network friends. Card Payouts is a card-based, front end user experience that integrates with treasury banks’ existing infrastructure. Visa Ups the Pace of Gig Payments. Affirm Affirmed by Investors.

Contactless Payments 40

Contactless Payments Push-to-Card Debit Card Payments 40

PYMNTS

APRIL 11, 2016

Stripe — The ‘PayPal ’ of mobile”. Technology, cloud computing, the diffusion of mobile devices, the many location-based technologies that mobile enables and an ever-growing supply of APIs and SDKs all make it incredibly tempting and even easy to start a “platform” business. May I have a Kleenex , please?”. “I ” Kleenex.

Venmo 45

Venmo PayPal Online and Mobile Banking Push-to-Card 45

CB Insights

OCTOBER 31, 2017

But overpriced, over-hyped hardware products weren’t the only “innovations” we said goodbye to: we also recently witnessed the deaths of startups working in mobile AR, e-commerce, digital media, and more. Title: My Mobile AR Start-Up Died So Yours Doesn’t Have To. ” So why do so many startups flame out?

Posting 78

Posting Product Online and Mobile Banking On-Demand 78

CB Insights

NOVEMBER 9, 2017

One investor in the startup said that the founders were too aggressive in pushing for higher valuations. For those who’ve been reading, we’ve had failure on the brain recently. Some of the fail-related research we’ve issued includes: The Downround Tracker. 242 Startup Failure Post-Mortems. The Top 20 Reasons Startups Fail. via TechCrunch.

Online and Mobile Banking 78

Online and Mobile Banking On-Demand Shutdown Push-to-Card 78

CB Insights

MAY 23, 2019

Download the full 25-page report. Some companies just push their luck a little too far. WrkRiot’s short-lived house of cards falls down. Pixelon: Online video vaporware. Few places are more receptive to new ideas and innovative business models than Silicon Valley. But the model doesn’t always work perfectly.

Online and Mobile Banking 78

Online and Mobile Banking Wire Wires Push-to-Card 78

PYMNTS

JANUARY 7, 2019

Leave Mobile Payments, Embrace Ambient Commerce. And, yes, this likely sounds blasphemous from someone who’s been beating the mobile payments drum since 2005, well before the iPhone and the App Store changed how consumers, retailers and payments players all use mobile devices. Welcome to the first Monday of 2019. Consider this.

Online and Mobile Banking 82

Online and Mobile Banking Mobile Payments Innovation Consumer 82

PYMNTS

MARCH 30, 2016

percent indicated the use of mobile payments — widely considered to be the best defense against fraudsters — as the payment method most often used to pay for purchases, while almost 61 percent and 29 percent said they primarily use debit cards and credit cards, respectively. has been a big rise in online fraud.”

Consumer 44

Consumer EMV Security CHIPS 44

PYMNTS

OCTOBER 9, 2017

In fact, they are at least 557 years old. The first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business in 1460. For centuries, it did. The Grand Bazaar served as the primary commerce hub for most of Europe and Asia. It also standardized pricing and hours of operation.

Rules 51

Rules Online and Mobile Banking Consumer Product 51

PYMNTS

OCTOBER 9, 2017

In fact, they are at least 557 years old. The first commerce intermediary to operate at scale was Istanbul’s Grand Bazaar , which opened for business in 1460. For centuries, it did. The Grand Bazaar served as the primary commerce hub for most of Europe and Asia. It also standardized pricing and hours of operation.

Rules 44

Rules Online and Mobile Banking Consumer Product 44