Fintech Finance

FEBRUARY 5, 2025

FIS (NYSE: FIS), a global leader in financial technology, has announced it is one of the first providers in the fintech industry certified to enable send capabilities for credit transfers in the Federal Reserves FedNow instant payment service. The addition of send capabilities and real-time alerts will enable FIS financial institution clients to fully harness the entire FedNow service by providing their consumers and commercial borrowers with a modernized and unified digital payment experience.

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The Fintech Times

FEBRUARY 5, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. Exploring how they are going about doing this in 2025, The Fintech Times is spotlighting some of the biggest themes in AI this February.

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Fintech Finance

FEBRUARY 5, 2025

Bancard , a leading technology services platform, is partnering with PagBrasil , a fintech specializing in digital payments for businesses worldwide, to enable Paraguayans traveling to Brazil to use Pix via QR codes directly from their preferred banking apps. This eliminates the need for currency exchange or carrying cash. Through this collaboration, Bancard will offer this service to banks in Paraguay, enhancing convenience and financial accessibility for Paraguayan travelers.

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Payments Dive

FEBRUARY 5, 2025

In an unlikely union, Republican Sen. Josh Hawley and independent Sen. Bernie Sanders have locked arms to introduce legislation that would cap credit card interest rates at 10% over five years.

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Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Fintech Finance

FEBRUARY 5, 2025

PAY360 2025 , the largest event dedicated to the global payments ecosystem, will be held on 25-26 March 2025 at ExCeL London. Hosted by The Payments Association , this premier event brings together over 6000 innovators, thought leaders, and stakeholders to discuss the trends, technologies, and challenges defining the future of payments. A Powerhouse of Speakers The event features over 200 leading speakers from across fintech, financial institutions, regulatory bodies, and technology giants.

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Fintech News

FEBRUARY 5, 2025

Sumsub , a full-cycle verification platform, has introduced its Australia DVS (Document Verification Service) Verification product. This solution offers real-time, government-backed validation of identity documents, including passports, driving licences, and visas. By integrating with DVS, Sumsub ensures compliance with local anti-money laundering (AML) and Know Your Customer (KYC) regulations while reducing fraud and streamlining onboarding through automation.

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The Fintech Times

FEBRUARY 5, 2025

Paraguayans travelling to Brazil will now be able to use PIX via QR codes directly from their preferred banking apps following a partnership between Bancard , the technology services platform, and paytech, PagBrasil. Historically, travellers would need to bring cash to Brazil or use currency exchange services in order to make payments to local businesses.

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Fintech Finance

FEBRUARY 5, 2025

Transfeera , a company from PayRetailers group specialising in financial solutions, has enhanced its Pix payment capabilities to support betting operators in Brazil as they adapt to new sports betting regulations that took effect on 1 January 2025. Pix, Brazils instant payment system managed by the Central Bank, has transformed digital transactions, with over 170 million users and 90% of Brazils adult population relying on the system.

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The Fintech Times

FEBRUARY 5, 2025

Tink , the payment services and data enrichment platform, has delved into the spending habits of over 2,000 UK consumers and 500 UK high-end merchants to find out how customer expectations are evolving at the higher end of the market. According to data found by Tink , Gen Z and Millennials are purchasing the largest share of luxury items – averaging 16 and 14 items per year, respectively.

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Fintech Finance

FEBRUARY 5, 2025

Mastercard has joined forces with Payrails , a payment technology company, to accelerate digital payment transformation and foster innovation tailored to the needs of large enterprises. Through this partnership, the two companies aim to provide efficient payment solutions that enable global businesses to streamline complex transactions, boost flexibility, and optimize financial operations.

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Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Fintech Times

FEBRUARY 5, 2025

Boshhh Group , a mobile network helping customers boost their credit ratings, has launched a new AI-driven tool that provides firms with actionable financial reports to improve the analysis of lending affordability in the financial services sector. New FCA regulations are set to come into effect in 2026 which look to clamp down on buy now pay later lending, as well as tackle the lack of comprehensive affordability checks in the industry.

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Payments Dive

FEBRUARY 5, 2025

Consumer downloads of apps like Cash App and Venmo dropped in the fourth quarter compared to the year-ago period, data from Wolfe Research shows.

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The Fintech Times

FEBRUARY 5, 2025

New paytech systems and technology appear to be driving a surge in the number of out-of-hours business payments made across the UK, according to new research by UK paytech platform Blink Payment. Just shy of a quarter of all UK business payments are now completed out-of-hours – meaning outside the traditional working hours from 9am to 5:30pm – data from Blink Payment has revealed.

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Finovate

FEBRUARY 5, 2025

What makes an address “special”? This year at FinovateEurope 2025 , the designation is going to speakers addressing an especially wide range of topics from AI to quantum computing. Some of the presentations we’re highlighting today will be on the mainstage at FinovateEurope. Others will be offered as part of our focused tracks examining topics in payments, customer experience, AI, lending, and banking risk and regulation.

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Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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The Fintech Times

FEBRUARY 5, 2025

Managing money is tough for anyone, but it hits especially hard for adults with learning disabilities. Just opening a banking app or trying to make sense of monthly statements can feel like solving a puzzle. And with banks pushing aggressively toward digital-only services, many people find themselves struggling to keep up. This isn’t just about inconvenience.

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Clearly Payments

FEBRUARY 5, 2025

The credit card industry is one of the most profitable and complex financial sectors in the world. Credit cards are used by billions of people for everyday transactions, allowing them to make purchases without needing immediate cash. However, behind every credit card swipe, there is a vast network of financial institutions, payment processors, and businesses that profit from the system.

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The Fintech Times

FEBRUARY 5, 2025

Transfeera , a PayRetailers company specialising in payment solutions for businesses, is enhancing its Pix payment capabilities to help betting operators in Brazil adapt to new sports betting regulations. Since the new sports betting regulation took effect on 1 January 2025, some operators have struggled to ensure compliance – leading Transfeera to step in and adapt its Pix payment offering.

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Fintech Finance

FEBRUARY 5, 2025

Curve , the ultimate digital wallet, has become the first to offer section 75 protection on purchases made through its Wallet. This is a step change in consumer protection, allowing users to make payments without worrying about losing money if a product is faulty or if theres a problem with the purchase. Curve has moved before other leading digital wallets such as Apple Pay or Google Pay, making its mark on a new era in consumer rights and digital wallet capabilities, transforming Curve to be th

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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The Fintech Times

FEBRUARY 5, 2025

Professionals in decision-making roles are driving their teams to enhance cybersecurity measures and reduce operational risks as AuditBoard , the cloud-based audit, risk, compliance, and ESG management platform, reveals that 91 per cent are concerned about looming cybersecurity threats. The Digital Operational Resilience Act (DORA), Network and Information Security Directive 2 ( NIS2 ) and the EU AI Act share a common purpose: improve cybersecurity and operational resilience while ensuring respo

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Bank Automation

FEBRUARY 5, 2025

Loan origination systems MeridianLink and Sync1 Systems selected AI-driven lending technology provider Zest AI to integrate its fraud detection tool Zest Protect last week. The FTC estimates that consumer fraud losses in 2023 exceeded $10 billion and tech providers are looking for ways to combat that fraud for bank and credit union clients, Zest AI […] The post Transactions: MeridianLink, Sync1 Systems integrate Zest AI anti-fraud solution appeared first on Bank Automation News.

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Fintech Finance

FEBRUARY 5, 2025

Ballerine , an AI risk intelligence platform designed to help financial institutions, fintechs, and marketplaces automate and optimize merchant onboarding, verification, and lifecycle monitoring processes, announced the appointment of Cihat Fitzgerald as Chief Risk Officer. Cihat Fitzgerald is a distinguished global payments risk and compliance executive with over 27 years of expertise in safeguarding the payments ecosystem.

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Finovate

FEBRUARY 5, 2025

Worldpay plans to acquire AI-driven fraud detection company Ravelin. The acquisition will help Worldpay enhance its e-commerce offerings by adding fraud prevention technology and improve business clients’ authorization rates. Ravelin’s cloud-based platform helps merchants combat online fraud, secure accounts, and improve payment authorization rates through partnerships with data providers like Ekata and Ethoca.

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Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

Fintech Review

FEBRUARY 5, 2025

London, United Kingdom, January 30th, 2025, FinanceWire ThinkMarkets , a leading online trading provider, recently announced that it received an award from TradingView for Newcomer of the Year 2024. The annual TradingView awards aim to recognize integrated brokers on its platform that are at the forefront of global online trading and have consistently demonstrated providing their users with the best service over the last 12 months.

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Finovate

FEBRUARY 5, 2025

Payment technology provider for financial institutions, Numeral, unveiled its fully managed Verification of Payee (VOP) solution this week. The new offering will help financial institutions in the European Union meet new VOP requirements months ahead of the regulator’s October 9 deadline. Headquartered in France, Numeral made its Finovate debut at FinovateEurope 2023.

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Bank Automation

FEBRUARY 5, 2025

Financial services providers are leaning into agentic AI in 2025 as they look to reduce costs and improve efficiency. The most common use cases for agentic AI, according to the State of AI in Financial Services: 2025 Trends report, published today by chip maker Nvidia, are: Providing personalized investment advice and financial planning; Automating risk […] The post FIs prioritize agentic AI deployment appeared first on Bank Automation News.

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Fintech Review

FEBRUARY 5, 2025

Toronto, Canada, February 5th, 2025, FinanceWire RapidCents , the payment processing platform, that specializes in secure transactions and automated billing, has announced an expansion to better serve merchants across North America. The investment aims to cover the development of the application and the investment of USD 500,000 in advanced AI infrastructure and specialized hardware + GPUs, according to the organization, which was led by Founder and CEO Mani Rahnama.

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Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Neopay

FEBRUARY 5, 2025

The Financial Conduct Authority (FCA) has issued a new Dear CEO letter (dated 3rd February 2025) outlining its priorities for firms within the payments sector. This follows the previous letter from March 2023 and reaffirms the regulators focus on ensuring firms meet high standards in governance, financial integrity, and customer protection. You can read the full letter here: FCA Dear CEO Letter.

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Basis Theory

FEBRUARY 5, 2025

VSaaS platforms don't want a payment experience that is offputting and bounces between stores and payfacs. Embed payments into the platform instead.

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Fintech Review

FEBRUARY 5, 2025

New York, United States, February 5th, 2025, FinanceWire With the addition of Bread Pay pay-over-time options to its network of lenders, ChargeAfter enables merchants to provide qualified customers with instant access to its installment programs. ChargeAfter , the embedded lending platform for point-of-sale financing, announced today it has added Bread Pay pay-over-time financing to its network of lenders.

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Finextra

FEBRUARY 5, 2025

Australia's banks are urging the government to swiftly pass legislation that will ensure the counry's payments regulatory framework remains fit-for-purpose as digital payments continue to skyrocket.

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Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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