Fintech Finance

JANUARY 16, 2025

Guavapay , the global financial solutions provider has announced that it recorded accelerated revenue growth quarter-on-quarter spanning financial year 2024. The company founded in 2017 and headquartered in London, UK has witnessed a significant increase in its overall customer base with annual revenue growth of 71% this year compared to 2023, while nearly tripling the size of their London office team in response to the growing global demand for accessible financial options.

Innovation 98

Innovation Technology Multi-Currency Payment APIs and Integration 98

The Payments Association

JANUARY 16, 2025

Clear Junction , a global leader in cross-border payments for regulated financial institutions, has revealed a significant gap in the preparedness of payment industry leaders to navigate the complexities of the Markets in Crypto-Assets Regulation (MiCA) regulation, which is now in effect across the EU. MiCA, which entered into force in June 2023, introduces a comprehensive regulatory framework for European crypto-assets.

Compliance 88

Compliance Cross-Border Payments Cross-Border Stablecoins 88

Fintech Finance

JANUARY 16, 2025

Inclusive global payments platform, Ecommpay , has launched a new design tool enabling merchants to tailor the payment experience to maximise customer conversion. The new functionality allows for customisation of any part of a payment page layout as well as providing CSS and A/B testing for optimised performance. Available through the Ecommpay dashboard, the new Payment Page Designer tool gives merchants complete creative freedom to customise fonts, colours, themes and more.

Payments 98

Payments Financial Inclusion On-Demand Compliance 98

Payments Dive

JANUARY 16, 2025

The digital payments provider agreed to pay penalties to the Consumer Financial Protection Bureau and a group of states under settlements that alleged the company violated banking laws.

Blocks 174

Blocks Regulations Settlement Laws 174

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

Fintech Finance

JANUARY 16, 2025

The Payment Systems Regulator (PSR) has today set out commitments for the next two years following the mid-term review of its five-year Strategy. Payments are vital to the UK economy and the PSR has an important role in supporting a growing, competitive payments sector. These commitments set out an impactful programme of delivery as the regulator seeks to achieve world-leading payment systems where competition and innovation deliver secure, accessible, and value-for-money services that meet the

Innovation 96

Innovation Regulations Governance Government 96

Payments Dive

JANUARY 16, 2025

The payments were made over a three-year period beginning in 2020, and were not listed in some filings with the Securities and Exchange Commission. As a result, the company agreed to pay a fine under a settlement last week.

Settlement 173

Settlement Payments Security 173

EBizCharge

JANUARY 16, 2025

Understanding financial transactions has never been more crucial for businesses. One key element in this realm is the merchant category code (MCC), a seemingly obscure concept thats vital to how transactions are processed. By classifying businesses according to the nature of their services, MCCs facilitate a smoother payment experience. This article will explore the world of merchant category codes, covering their purpose, benefits, and the specifics of using them in the credit card processing l

Credit Cards 52

Credit Cards Processors PCI DSS Fraud Detection 52

Electronic Transactions Association

JANUARY 16, 2025

The Electronic Transactions Associations 2025 Federal Legislative and Regulatory Policy Priorities The digital payments industry is one of the most innovative, dynamic, competitive, and highly regulated industries that exists today, leveraging a sophisticated, interconnected infrastructure to deliver financial products and services that benefit consumers, businesses, and the American economy.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

Payments Dive

JANUARY 16, 2025

The credit card giant misrepresented features of some credit cards targeting small businesses and entered false information on card applications, the Justice Department alleged.

Credit Cards 97

Credit Cards Small Business 97

Finextra

JANUARY 16, 2025

Block has been ordered to pay a combined $255 million by state regulators and the CFPB over AML and fraud failures connected to the Cash App.

Blocks 75

Blocks CFPB AML Regulations 75

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Paypers

JANUARY 16, 2025

Thailand’s SEC has started reviewing its spot in the Bitcoin ETF listings and proposals, as the government is cracking down on Polymarket for alleged illegal activities.

Bitcoin 74

Bitcoin Governance Government 74

Finextra

JANUARY 16, 2025

Apple is reportedly in talks with Barclays to replace Goldman Sachs as its credit card issuer.

Credit Cards 72

Credit Cards Card Issuer Issuers 72

The Paypers

JANUARY 16, 2025

Japan-based international payment provider JCB has entered into a strategic collaboration with DOJO to increase JCB Card acceptance across the UK.

International Payments 69

International Payments Payments 69

Finextra

JANUARY 16, 2025

Hindenburg Research, the US-based short seller that had targeted several business entities including Temenos and Block, is going to be disbanded.

Research 69

Research Blocks 69

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

The Paypers

JANUARY 16, 2025

Institutional stablecoin payment solutions provider Deus X Pay has joined forces with BCB Group to deliver instant settlement of fiat currencies, with clients benefiting from a more optimised transaction experience.

Stablecoins 68

Stablecoins Settlement Payment Solutions Transactions 68

Finextra

JANUARY 16, 2025

Komainu, a regulated digital asset services provider and custodian backed by Nomura, has sealed a $75 million investment from Blockstream capital.

Bitcoin 69

Bitcoin Regulations Service Provider 69

The Paypers

JANUARY 16, 2025

Seychelles-based crypto derivatives exchange BitMEX has been fined USD 100 million for breaching US Anti-Money Laundering (AML) laws to scale its revenue.

AML 68

AML Breach Money Laundering Laws 68

Finextra

JANUARY 16, 2025

Halfway through its five-year strategic plan, the UK's Payment Systems Regulator (PSR) has published its strategy update setting out its core commitments.

Regulations 64

Regulations Payments 64

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The Paypers

JANUARY 16, 2025

Switzerland-based crypto bank AMINA has removed custody fees for Stablecoin Rewards Account clients holding USDC in both hot and cold stages, with EURC set to be added in the near future.

Stablecoins 68

Stablecoins Accounts 68

Finextra

JANUARY 16, 2025

Amazon has agreed to acquire Indian buy now, pay later firm axio in a deal reported to be worth more than $150 million.

BNPL 64

BNPL Acquirers 64

The Paypers

JANUARY 16, 2025

The SEC has reached a settlement with Shift4 over charges related to the failure to disclose required information about related person transactions.

Settlement 65

Settlement Transactions Payments 65

Finextra

JANUARY 16, 2025

Freetrade, the self-directed investment platform, has agreed to be acquired by London-listed IG Group for £160 million.

Acquirers 64

Acquirers 64

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

Product

The Nilson Report

JANUARY 16, 2025

The post Synchrony Extends Consumer Credit Card Issuing Agreement with Chevron appeared first on Nilson Report.

Credit Cards 52

Credit Cards Agreements Consumer Posting 52

Finextra

JANUARY 16, 2025

Ireland's Government has committed to the establishment of a shared fraud database between financial institutions, utility companies, and payment companies, against a backdrop where scammers stole almost 100 million in 2023.

Scams 59

Scams Database Governance Government 59

The Nilson Report

JANUARY 16, 2025

The post Tradition Capital Bank Partners with CorServ for Improved Credit Cards appeared first on Nilson Report.

Credit Cards 52

Credit Cards Posting 52

Finextra

JANUARY 16, 2025

EToro has filed confidentially for a US initial public offering that could value the online investment platform at more than $5 billion.

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Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

The Nilson Report

JANUARY 16, 2025

The post UnionPay-Wexin Partnership Expands Payment Options for International Visitors in China appeared first on Nilson Report.

Payments 52

Payments Posting 52

Finextra

JANUARY 16, 2025

Joining FinextraTV from CES in Las Vegas, Todder Moning, Head of Applied Foresights, U.S. Bank, shares his insights into the innovations at CES and how they inform his teams view on the future. From explaining the role of futurists in banking to describing his 5 Ls for success, Moning provides his tips for future-proofing in the financial industry.

Innovation 59

Innovation 59

The Nilson Report

JANUARY 16, 2025

The post Companjon Will Offer Visas Issuing Clients in Europe Protection from Poor Weather appeared first on Nilson Report.

Posting 52

Posting 52

Finextra

JANUARY 16, 2025

Brickken, a global leader in the tokenization of real-world assets (RWA), has successfully closed its $2.5 million seed round, bringing the company to a post-money valuation of $22.5 million.

Posting 59

Posting 59

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt

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