Fri.Feb 14, 2025

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Top regulatory priorities for the payments sector

The Payments Association

In 2025, payments firms must prioritise compliance, open banking expansion, and stablecoin readiness to navigate regulatory shifts and drive growth. With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks. In 2025, three priorities stand out: safeguarding customer funds, expanding open banking, and preparing for stablecoin regulation.

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Identity Fraud Attacks on Social Media Rose by 27% in 2024 Alone, Reveals AU10TIX

The Fintech Times

User-friendly fraud-as-a-service (FaaS) kits that enable amateurs to execute complex attacks against thousands of accounts in minutes are becoming increasingly available online, AU10TIX , the identity verification and management technology provider, has revealed. In a new report on global identity fraud in 2024, AU10TIX highlights how FaaS platforms offer all of the tools, templates and automation that fraudsters need to commit widescale identity fraud, deepfakes, and cyberattacks, including: De

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Open banking: The e-commerce puzzle

The Payments Association

Open banking has potential in e-commerce, but its success depends on finding the right fithigher-value transactions and strategic incentives could unlock its true impact. Open banking has certainly made some noise in recent years, especially in the UK, where it hit a milestone of 11.3 million users by mid-2024a figure that’s doubled since 2022, according to Open Banking Ltd.

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ShopMate Announces Partnership With DNA Payments to Transform Payment Solutions for Convenience Stores

Fintech Finance

ShopMate is proud to announce its partnership with DNA Payments, a leading provider of advanced payment solutions. Through this strategic partnership, ShopMate is enhancing its support for retailers by integrating a seamless and efficient payment solution into its EPOS system, ShopMate Pay. ShopMate Pay will be available to existing and new ShopMate customers who will benefit from a unified approach for all their payment and EPOS needs.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Tabby Secures $160Million in Funding as it Prepares for Imminent IPO

The Fintech Times

Saudi Arabia-based Tabby , the MENA-based financial services and shopping app, has secured $160million in a Series E financing round at a $3.3billion valuation, in a move that cements it as the most valuable fintech in the region. Since the last funding round in October 2023, Tabby has almost doubled its annualised transaction volumes to over $10billion while growing profitability.

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Ageras Announces Full Acquisition of Payment Reconciliation Software Company, Storebuddy

Fintech Finance

Ageras , a leading fintech platform for accounting, admin and banking software for small businesses in Europe, has completed the full acquisition of Storebuddy ; an integration software specialised in automating accounting processes for online stores. With the undisclosed transaction, which follows Ageras 2024 acquisition of French business banking provider Shine from Socit Gnrale , the Danish-founded accounting platform thus adds a 7th gear to its business software suite, to further enhance its

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January 2025 Changelog

Basis Theory

Improved Platform Performance In January, we launched new Search and List endpoints that provide a 10x performance gain over our existing v1 endpoints. These new endpoints have improved creating card token performance by 3x.

Product 101
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Building the bank of tomorrow: Strategies for operational resilience and digital transformation

The Payments Association

European banks must modernise fastembracing digital transformation, regulatory shifts, and fintech partnerships to stay competitive and resilient. European financial institutions stand at a critical juncture. New regulations, razor-thin margins, and surging consumer demand for frictionless, instant services are reshaping the rules of engagement. The challenge is more than a matter of compliancethere is a fierce race to stay relevant and operationally resilient.

ISO 20022 100
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HSBC to make investment banking job cuts starting in Asia - Bloomberg

Finextra

HSBC Holdings Plc is set to initiate a new round of job cuts in its investment banking division, marking a continued restructuring to streamline operations and reduce costs under CEO Georges Elhedery.

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ISO 20022 implementation for Fedwire Funds Service postponed to July

The Paypers

Federal Reserve Financial Services (FRFS) has announced a revised timeline for the transition to the ISO 20022 message format for the Fedwire Funds Service.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Interview with Anthony Georgiades: The Role of VCs in Advancing Deep Tech in Finance

Fintech Weekly

Explore the evolution of fintech investments, the rise of deep tech in finance, and the shifting role of VCs post-Covid. In this exclusive interview, Anthony Georgiades shares insights on the future of tech-driven finance.

Finance 78
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SPAYZ.io Announces Expanded Operations in Nigeria, Japan, and the Philippines

Fintech Finance

SPAYZ.io, a leading global provider of payment solutions, has announced a launch of new payment services to facilitate transactions in Nigeria, Japan and the Philippines. This launch is part of SPAYZ.io strategic commitment to offer its merchants and partners access to high-growth jurisdictions through innovative and reliable financial solutions. In Nigeria, SPAYZ.io now provides bank transfer services for both pay-in and payout transactions.

P2P 72
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Deep Tech in Finance: Transforming Financial Systems at Their Core

Fintech Weekly

What is deep tech and how is it changing finance? Explore the role of VCs, the differences between fintech and deep tech, current applications, and future developments.

Finance 78
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dLocal announces partnership with AZA Finance

The Paypers

dLocal and AZA Finance have announced a partnership aimed at expanding their cross-border payment and foreign exchange services.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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JPMorgan Chase CEO calls for Washington to rethink financial regulations

Finextra

During a meeting with Republican lawmakers and other top bank CEOs on whether big lenders are debanking certain customers, JPMorgan Chase CEO Jamie Dimon emphasised the need to step back and reassess the financial regulations governing the banking industry.

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Finovate Global: Fintechs Representing 13 Countries to Demo at FinovateEurope 2025

Finovate

This year at FinovateEurope 2025 , our 32 demoing companies represent a baker’s dozen of countries from around the world. Of the 32 companies, nine are headquartered in the UK, and seven of them are making their Finovate debuts this year. Byne Deriskly Doshi App EKAI Homely Intrepid Fox Keyless MDOTM Ltd Primer Last year, FinovateEurope featured companies from 15 different countries.

FinTech 64
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JPMorgan’s migration to AWS cloud jumps 10X in 2 years

Bank Automation

JPMorgan is migrating its operations to the cloud in with an eye on growth, penetrating new geographies and making its infrastructure more agile. JPMorganChase launched its consumer bank in the United Kingdom in 2021, built from the ground up on Amazon Web Services, John Kain, head of financial services market development at AWS, told Bank […] The post JPMorgans migration to AWS cloud jumps 10X in 2 years appeared first on Bank Automation News.

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Swap partners with Signifyd

The Paypers

Swap has announced its partnership with Signifyd in order to provide businesses and brands with access to secure, seamless global commerce.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Smarter Cash Management Strategies are Key to Recovering Financial Value of Idle Cash Says Syfe

The Fintech Times

Syfe , the saving and investment platform, has published findings from a new report exploring the small and medium enterprise (SME) market in Singapore and reveals major ways in which firms are losing money. The firm surveyed 350 SMEs and uncovered a myriad of challenges associated with cash management. Nearly half prioritise guaranteed returns (48 per cent) and liquidity (45 per cent) – yet many rely on traditional banking solutions leaving significant value untapped.

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Bitget secures VASP licence in Bulgaria

The Paypers

Cryptocurrency exchange Bitget has obtained a Virtual Asset Service Provider (VASP) licence from Bulgaria's National Revenue Agency.

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FIS Partners with Affirm to Bring Integrated Pay-Over-Time Capabilities Directly to Debit Issuing Banking Clients and Their Cardholders

Fintech Finance

FIS (NYSE: FIS), a global leader in financial technology, has announced a new strategic partnership with Affirm , (NASDAQ: AFRM), the payment network that can empower consumers and help merchants drive growth, making Affirm its integrated pay-over-time provider for debit issuers. Together, FIS and Affirm will deliver a new program that enables FIS vast network of banking clients to integrate Affirms industry-leading solution into their existing debit program via their digital banking and mobile

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Fenergo Partners With PwC to Help FIs Unlock Revenue Potential and Better Combat Financial Crime

The Fintech Times

Fenergo , the AI-powered solution provider for Know Your Customer (KYC), Anti-money laundering (AML) transaction monitoring and Client Lifecycle Management (CLM) has joined forces with PwC to accelerate the delivery of its AI-powered CLM and KYC solutions to financial institutions across multiple territories. Through the new collaboration, PwC will combine itsfinancial crime expertise with the AI-powered CLM technology from Fenergo to create a single offering that empowers financial institutions

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The Evolving Retailers Fulfillment Strategy: Meeting Demands with Agility

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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Miura Launches New Unified Payment Platform – Miura Ascend

Fintech Finance

Next-gen payment solutions provider, Miura , has announced the launch of Miura Ascend a new enterprise payments platform designed to make transactions faster, more secure, and easier to manage for businesses of all sizes. Established in 2008 to bring innovation, flexibility and mobility to the payments industry, Miura was founded to provide secure and high-performance transaction solutions, adaptable to any customer-present environment.

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From Networkers to Thinkers: What Event Personality Type Are You?

The Fintech Times

Events season has well and truly begun but as your calendar begins to fill up, now is the time to think about the goals and clear objectives you should have when approaching each get-together outside of the office, not just have I downloaded my ticket? Take a look at the four event personalities highlighted below and see if your approach is mentioned.

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Regions Bank announces Regions Embedded ERP Finance

The Paypers

Regions Bank has announced the launch of Regions Embedded ERP Finance, designed to help treasury management clients better manage cash flow.

Finance 58
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TrueLayer Celebrates 10 Million Active Users as Pay by Bank Transactions Triple Since 2021

The Fintech Times

TrueLayer , the European Pay by Bank provider, has revealed its consumer network has surpassed 10 million active users, with a new user now joining every three seconds. In the UK alone, Pay by Bank transactions have more than tripled over the past three years, reaching 23 million monthly payments in 2024. Consumers appear to be increasingly choosing to Pay by Bank because it eliminates the need for card details, reduces the risk of fraud and provides instant payment confirmation.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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MoonPay launches MoonPay Balance in the US

The Paypers

MoonPay launches its Balance solution in the US to enable users to deposit fiat funds to their account for zero-fee purchases.

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Does AI Innovation Spell the End for Credit Brokers?

Finextra

Few tech innovations have been as transformative as generative artificial intelligence. Since ChatGP.

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Virtual Expense Cards: Smarter Business Payments

Paystand

Table of Contents What are virtual expense cards? How do virtual expense cards work? When are virtual expense cards used?

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The Importance of Security and Scalability in Payment Gateway

Finextra

In todays digital economy, businesses rely on payment gateways to facilitate seamless and secure tr.

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eCommerce in 2025: How Customer Experience Drives Online Retail Success

Speaker: Jennifer Wright and Nick Barron

2025 is right around the corner, and with it comes a new wave of consumer expectations, competitive pressures, and operational challenges. Success lies in finding the balance between operational flexibility and creating experiences that keep customers coming back. The future of retail belongs to those who can stay ahead of shifting customer preferences and marketing trends. 🔮 In this session, we’ll dive deep into what it takes to keep customers engaged and your operations nimble, no matt