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FP&A teams spend way too little time in value-adding activities. In fact a survey from the online FP&A resource community FP&A Trends found that , only 12.5% of organizations spend 40% of their time in value-adding activities. While these numbers are concerning, the real problem lies in the fact that organizations either believe that they are doing far more business partnering and value-adding activities than they really are, or they believe that there is not much that can be done to
The Clover point-of-sale system is a big step above a standard credit card terminal. It offers a modern user interface, analytical tools, and essential features for running your business. Many business owners wonder, is Clover a good POS system compared to Square, Toast, and its many other competitors? If so, what makes Clover the best option? While any system has its merits, there are several reasons why we believe Clover is the superior choice.
The Bank of Russia , the country’s central bank, has admitted that cross-border payments in crypto are inevitable in the current geopolitical conditions.
Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.
The Fall Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. This in-person event will take place on September 14-15, 2022 at the Delta Hotels Minneapolis Northeast in Minneapolis, MN.
What’s their rescue plan? Once the golden child of big-box stores, Bed Bath & Beyond is now struggling to stay afloat. 2020 appeared to be a turning point in Bed Bath & Beyond's turnaround strategy, with the company remodeling its stores, launching private labels, overhauling its C-suite, and selling off underperforming banners. The retailer, like others in the home goods industry, benefited from increased demand at the start of the pandemic as consumers actively sought new products for
What’s their rescue plan? Once the golden child of big-box stores, Bed Bath & Beyond is now struggling to stay afloat. 2020 appeared to be a turning point in Bed Bath & Beyond's turnaround strategy, with the company remodeling its stores, launching private labels, overhauling its C-suite, and selling off underperforming banners. The retailer, like others in the home goods industry, benefited from increased demand at the start of the pandemic as consumers actively sought new products for
Visa cautioned the public about perceiving a new merchant code for gun-sellers as a means to interfere with any lawful sales. And the NRA said it’s seeking to water down implementation of the new code.
When you’re running a small business, every dollar counts. One of the biggest expenses that many companies overlook is their payment processing. Every time you run a customer’s credit card, your payment processing company charges you a small transaction fee. While this charge may seem negligible, it quickly adds up if you’re processing hundreds or thousands of daily transactions.
US-based Ripple , an enterprise blockchain and crypto solutions provider, has partnered with Travelex Bank to introduce crypto-enabled payments in Brazil.
Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting
Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical
This summer saw the inaugural France API conference, the first major French-speaking API event. Axway was proud to be a sponsor and co-organizer of this first event, alongside Accetal , Enjoy Sharing , and the API Thinking collective. .
The Education & Awareness Work Group (EAWG), sponsored by The Clearing House, developed this infographic which provides guidance on how to use the new Use Case Repository. The robust EAWG Use Case Repository contains over 130 use cases searchable by use case type.
The use of biometrics to authenticate payments is poised to bring more security and speed to transactions, but some say broad adoption on the part of consumers and merchants is still far from reach.
Clover is one of the most trusted brands in point-of-sale systems because they are constantly introducing new products geared toward helping merchants grow their business and increase revenue. Businesses are now able to accept recurring payments and automatically charge customers at an agreed-upon interval. This is essentially a “membership” or “subscription,” and enabling this option can result in greater customer retention and less friction at checkout.
Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?
“Buy Now, Pay Later” is emerging as a bright spot for fintech funding. Although overall fintech investment fell by 33% in Q2’22 , funding to BNPL companies has already reached $2.6B in 2022 — on pace to comfortably surpass 2021’s record-high of $4.3B. download the state of fintech Q2 2022 report. First name. Last name. Email.
How did the Pix instant payments scheme in Brazil become such a success? This white paper explains the main drivers, use cases, the future of Pix, how banks in Brazil make money with Pix and implications for the U.S.
Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.
An international standards body approved a new merchant code that will apply to gun sellers for transactions using credit card networks like Visa and Mastercard.
Home. Blog. FICO. Meet Our 2023 FICO Decisions Awards Judges. Panel of 8 global experts to review outstanding results with AI, machine learning and digital transformation. Saxon Shirley. Thu, 05/12/2022 - 10:29. by Nikhil Behl. expand_less Back To Top. Thu, 09/29/2022 - 15:15. FICO has announced its panel of independent judges for the 2023 FICO® Decisions Awards , which honor businesses achieving outstanding results using analytics and decision management technology to grow their business, mana
What is mobile POS? Mobile point-of-sale (mPOS) companies are creating software or portable points-of-sale that enable a smartphone or tablet to function as a cash register. Businesses can receive payments instantly by downloading a mobile app that connects a smartphone or tablet to a card reader. Some mPOS systems automatically flag when inventory is low, reducing the manual labor needed for inventory management. download the STATE OF FINTECH Q2 2022 report. hbspt.forms.create({. onFormReady: f
Speaker: David Nisbet, Everett Zufelt, and Michaela Weber
Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.
This infographic provides a summary of the recent white paper, Faster Payments and Financial Inclusion, developed by the FPC Financial Inclusion Work Group.
With cart abandonment costing online retailers up to $136 billion annually, Coresight Research’s findings suggest they might want to focus on total purchase price more closely matching shopper expectations.
Paymerang values simplicity. At the heart of that lies Paymerang’s Data Analytics team. This team ensures that internal and external data is protected, accurate, and always easy to understand. Mark Elmendorf, Director of Data Analytics at Paymerang, sat down and shared insight into the work that the Data team does and how this impacts the company and our clients.
Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón
Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.
What are omnichannel payments? Omnichannel payments solutions allow businesses to accept payments through multiple channels, including online, mobile, and in-store. These platforms offer data integration across payments, marketing, and sales channels so that customers can shop and transact the same way online and offline, giving businesses a single view into the customer journey.
Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever
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