Sat.Jun 21, 2025 - Fri.Jun 27, 2025

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Chargebacks: A Survival Guide

Cardfellow

From a business’ perspective, however, chargebacks can often be a costly hassle. The burden of proof to show that a customer has been rightfully charged falls on you, and when consumers successfully dispute charges, you lose both the product sold and the revenue from that sale. Even when a dispute is unsuccessful, the acquiring bank will withhold payment for any chargebacks until the matter is resolved.

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Visa loses bid to toss DOJ debit lawsuit

Payments Dive

A New York federal judge ruled Department of Justice allegations against the card network over an illegal monopoly in the debit card market are plausible at this stage of litigation.

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OpenWay’s Way4 Platform Powers Southeast Asia’s First Visa Flex Credential at ACB

Fintech News

OpenWay , a global provider of digital payment software, has supported the launch of Visa Flex Credential at Asia Commercial Bank (ACB) in Vietnam. This marks the first implementation of the solution in Southeast Asia. The new feature allows ACB customers to switch between debit and credit payment options using a single card, providing them with greater control over their spending and a more flexible payment experience.

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ISO20022: The big shift to structured addresses

Finextra

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Big Ten and Big 12 Enter Historic Partnerships with PayPal to Enable Institutional Payments for Student-Athletes in New Revenue Sharing Model

PayPal

PayPal announced multi-year agreements with the Big Ten and Big 12 Conferences that will modernize the distribution of institutional payments from universities to student-athletes in a new revenue-sharing model.

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FedNow delivers new risk management tools

Payments Dive

Alongside those instant payment security features, the Federal Reserve increased the maximum payment that can be sent over the real-time system to $1 million.

More Trending

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Aeon integrates with Riplpe's RLUSD stablecoin

Finextra

AEON, the next-generation crypto payment framework, has announced a strategic partnership with Ripple to integrate XRP and Ripple USD (RLUSD), Ripple’s USD-denominated enterprise-grade stablecoin

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How to Choose the Best Credit Card Processing Company for Your Business

Stax

In today’s modern consumer landscape, cash is no longer king. Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services. As such, it’s essential to choose a vendor that enables you to accept payments with ease and provides you with payment solutions that meet the needs of modern shoppers.

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Klarna, Google join forces

Payments Dive

The Swedish buy now, pay later business integrated its payments tool into the search giant’s digital wallet, making its services more widely available.

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Powering retail’s future: PXP brings Castles Technology’s Android terminals to global merchants

The Payments Association

PXP , a next-gen payment platform, today announces a strategic collaboration with Castles Technology, bringing cutting-edge Android-based terminal technology to merchants of all sizes across diverse point-of-sale environments. This powerful partnership combines PXP’s innovative payment expertise with Castles Technology’s advanced hardware engineering to deliver a seamless, secure payment experience that elevates customer engagement in every business context. “We’re excite

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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UK Businesses Demand Fairer Payments as Chargeback and Fee Frustrations Are Laid Bare

Fintech Finance

Businesses are demanding more cost-effective and secure payment methods that do away with the “unfair” chargeback model, according to a new report by open banking infrastructure provider, Yapily. The research, carried out by YouGov for Yapily and which surveyed more than 2,000 UK consumers and 250 merchants, shows that 77% of merchants say transaction fees are a big concern when choosing a new payment method.

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dtcpay Taps Mastercard Move to Enhance Cross-Border Payment Access

Fintech News

Singapore-based digital payments firm dtcpay has integrated its platform with Mastercard Move. This gives customers access to the card network’s global money-movement infrastructure starting this month. The tie-up opens access to more than 49 payment corridors for transfers originating in Singapore. Payout destinations include mainland China, the United Arab Emirates, Indonesia, Malaysia, the Philippines, Switzerland, Thailand, Vietnam, and select markets across the European Union. dtcpay said t

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What Is an ACH API and How Does It Work?

Stax

If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. Join the Payments-Led Growth Movement Sign up to keep up-to-date with the latest trends in payments, vertical SaaS, and technology from industry experts.

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Sustainable payments: Innovating for our financial ecosystem

The Payments Association

Consumer behaviour has always been a massive force for change, and the payments industry is no exception. The trend towards sustainability and especially the movement of consumers towards a sustainable lifestyle is one that the payments industry has addressed—somewhat. In this article, we explore how sustainable payments are reshaping the financial industry.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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FIS and Visa Deepen Their Relationship to Provide Regional and Community Banks With Easier Access to Powerful Payments Capabilities

Fintech Finance

FIS ® (NYSE: FIS), a global leader in financial technology, announced the expansion of its partnership with Visa , a world leader in digital payments, to arm financial institutions of all sizes with turnkey access to new payments capabilities. Regional and community banks that join FIS’ technology ecosystem will gain access to new payments products and services that can help grow revenues, retain customers and reduce fraud losses.

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How Trust Bank Quietly Became Singapore’s 4th Largest Bank

Fintech News

“From onboarding to a working credit or debit card in under three minutes.” That line from Dwaipayan Sadhu, CEO of Trust Bank, stuck with me. Yes, getting a banking account set up in under three minutes is fast, no doubt. But in 2025, that kind of speed is more of a baseline expectation than a mind-blowing achievement. However still, it’s still a compelling example of how Trust Bank used that start to win trust, and more importantly, daily engagement, winning over a million Sin

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Want the Cheapest Credit Card Processing? Surcharging May Be the Answer

Stax

Running a business comes with numerous costs, and credit card processing fees are among the most significant. These fees can eat into profits, especially for small businesses operating on tight budgets. Unfortunately, these fees are unavoidable. There is no such thing as a “free” payment processor, but there is a solution that can help to alleviate the financial burden: surcharging.

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Introducing the Paytiko GrowthHub: The future of payment technology

The Payments Association

The pressure on merchants to provide seamless, secure, and effective payment experiences is at an all-time high in a world where digital commerce is accelerating. Consumer expectations have evolved; they now require not only quickness but also flexibility, reliability, and personalised experiences during the checkout process. This necessitates businesses to adjust in real time to a payments landscape that is frequently fragmented and dynamic.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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NMB Bank Plc and Mastercard Empower SMEs with New Traders’ Card to Boost Trade and Growth

Fintech Finance

NMB Bank Plc, in collaboration with Mastercard , has launched the NMB Business Debit Traders card designed to help small and medium-sized enterprises (SMEs) and microbusinesses in Tanzania grow their operations and expand their reach across borders. Tailored for the specific needs of traders, the new card simplifies domestic and cross-border transactions while unlocking access to exclusive discounts through Mastercard’s Easy Savings merchant platform.

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ACI Deepens Tech Partnerships to Power Unified Payments Platform for Banks

Fintech News

ACI Worldwide has expanded its technology partnerships to support the growth and resilience of ACI Connetic , its unified cloud-native payments platform. The move is aimed at helping financial institutions bolster operational resilience and meet evolving regulatory standards. ACI Worldwide has added MongoDB and NATS, an open-source messaging system developed by Synadia Communications, to its global partner ecosystem.

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BIS report pours cold water on stablecoin hype

Finextra

They may be the current darling of the financial services world, but stablecoins fall short as a form of sound money and at best may "eventually play a subsidiary role in the hinterland of the financial system," according to the Bank for International Settlement.

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Lynx Tech featured in Datos Insights’ Q4 2024 Risk Fintech Spotlight

The Payments Association

Fraud is evolving fast, and so are the tools to fight it. In this edition of the Datos Insights Spotlight, Lynx Tech is recognised for its fresh, AI-driven approach to fraud and AML prevention. The report highlights how Lynx’s Daily Adaptive Models enable financial institutions to detect threats in real-time, reduce false positives, and stay ahead of increasingly sophisticated criminal networks.

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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NY crafts BNPL rules

Payments Dive

New York’s regulation of buy now, pay later will be based on data and BNPL firms' input, DFS boss tells fintech conference amid industry disapproval.

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Coinbase Enables USDC Stablecoin Payments for Online Retailers

Fintech News

Coinbase Global has launched a payments platform aimed at making stablecoins a standard option for online transactions, Bloomberg reports. The rollout comes shortly after the US Senate passed stablecoin legislation and targets the multitrillion-dollar e-commerce sector. By offering a stablecoin-based solution, Coinbase is positioning itself as a potential alternative to traditional networks like Visa and Mastercard.

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ACI Worldwide Expands Technology Partnership Ecosystem to Power ACI Connetic

Fintech Finance

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, has expanded its global technology partnership ecosystem to help financial institutions across the globe increase operational resiliency and address evolving regulatory requirements to safeguard the stability of the financial system. Building on strategic partnerships with Microsoft , Red Hat and IBM , ACI is collaborating with MongoDB , a document-oriented NoSQL database, and open source technology NATS from Synad

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EBA publishes No Action letter on interaction between MiCA and PSD2

The Payments Association

On 10 June 2025, the European Banking Authority (EBA) issued a No Action letter on the relationship between the Markets in Crypto-Assets Regulation (MiCA) and the Payment Services Directive 2 (PSD2). The No Action letter responds to a request from the European Commission (Commission) in December 2024, which sought clarification on issues arising from the interplay between MiCA and PSD2.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Taco Bell Introduces PayPal and Venmo as New in-App Payment Options with Exclusive 20% Cash Back Summer Offer

PayPal

PayPal and Venmo can now be set as default payment options in the Taco Bell app and website – and customers checking out with PayPal can earn 20% cash back 1 every week

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Brankas and Gimasys Team Up to Support Open Banking in Vietnam

Fintech News

Brankas , an open finance platform provider, has partnered with Vietnam-based technology firm Gimasys to deliver open banking solutions for the country’s financial sector. The collaboration aims to help banks and financial institutions comply with new regulations and accelerate their digital transformation efforts. The partnership comes as the State Bank of Vietnam introduces new requirements for open APIs.

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Fiserv unveils stablecoin for banks

Finextra

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PagoNxt Payments launches podcast series #Paytalks in collaboration with Microsoft

The Payments Association

PagoNxt Payments, the B2B payments arm of Santander Group, has launched #PayTalks, a new podcast created in collaboration with Microsoft to explore the technologies and trends redefining the payments industry. The series brings together leading voices from across the ecosystem to discuss innovation, disruption, and what lies ahead. The debut episode, “Disruptions that will define the sector in 2025,” will cover topics such as real-time payments, cross-border flows, B2B transformation, AI, cybers

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.