Basis Theory

MAY 13, 2025

Details of the payment process for merchants in the blog. We spell out who is involved, authorization, clearing, and the general workflow at each stage!

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Payments Dive

MAY 13, 2025

Nearly half of U.S. adults who have used buy now, pay later services experienced financial difficulties, such as overspending or missing a bill payment, according to a recent survey.

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Fintech News

MAY 11, 2025

FXC Intelligence, a data platform specializing in the cross-border payment and e-commerce sectors, has released its annual Cross-Border Payments 100 list, highlighting the 100 most influential players in global payments. Among the 2025 honorees, 13 companies come from Asia-Pacific (APAC), underscoring the regions growing impact on cross-border transactions.

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The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). However, in todays increasingly complex digital commerce landscape, the scope of payment orchestration has expanded far beyond mere transaction routing.

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Transactions PCI DSS Payments Multi-Currency 88

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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Stax

MAY 13, 2025

Credit card merchant services are often viewed as a back-office function or necessary cost. And while its true that they involve fees and backend setup, thats only part of the story. When leveraged strategically, these services can become a key driver of business growth. With the right provider, merchant services can improve your checkout experience, increase cash flow, and unlock valuable business insights.

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Credit Cards Payment APIs and Integration Processors Process 88

The Fintech Times

MAY 10, 2025

As banking becomes more digitally-focused, it is becoming critically important for banks across the globe to embrace digital transformation, implementing more intelligent and embedded systems into their operations. To reveal how banks are adapting to keep up with the increasingly tech-driven and hyper-personalised world, Miguel Rio-Tinto , group chief digital and information officer at Emirates NBD , breaks down the significant opportunities and challenges for banks embarking on their digital tr

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The Payments Association

MAY 16, 2025

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. But traditional systems often struggle to keep upthey’re slow, clunky, and increasingly vulnerable.

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AI Security Fraud Prevention Fraud Detection 88

Bank Automation

MAY 16, 2025

The democratization offered by AI is making it easier for low-skilled, inexperienced bad actors to launch high-impact schemes. Even the deep web, which unlike the dark web, includes hidden parts of the internet that can be accessed without a special browser for maintaining anonymity, can be a hotspot for fraudsters, Alex Hall, trust and safety […] The post FIs, regulators rev up anti-fraud strategies appeared first on Bank Automation News.

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Regulations AI Automation Posting 101

Clearly Payments

MAY 13, 2025

Interac e-Transfer is one of the most popular ways to send and receive money in Canada. Many consumers use it to pay friends or family. But it’s also increasingly being used by merchants to accept payments. At Clearly Payments, we often get questions from business owners about how it works, how they can use it, and whether its a good fit for their operations.

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Fintech News

MAY 12, 2025

Chinas Ant Group plans to divest a 4% stake in Indian digital payments company Paytm for approximately US$242 million, according to a term sheet reviewed by Reuters. The sale is priced at 809.75 rupees per share, marking a 6.5% discount to Paytms closing price on Monday. The identities of the prospective buyers were not disclosed, and both Ant Group and Paytm have yet to respond to requests for comment.

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Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

The Payments Association

MAY 12, 2025

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Its the gateway to onboarding, compliance, trust, and ultimately, conversion. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

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Regulations Push-to-Card Instant Payments Non-Bank 88

Stax

MAY 16, 2025

The rapid evolution of embedded payments is reshaping industries and unlocking new opportunities, particularly for small business sectors that have often been overlooked. Adam Gray , Chief Transformation Officer at Stax, recently sat down with Hal Levey of PYMNTS to discuss emerging trends in payment processing and vertical integration. By enabling more tailored solutions, streamlining operations, and addressing vital concerns like fraud and security, embedded finance is becoming a crucial driv

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Payments Dive

MAY 16, 2025

If the federal government can ditch paper checks, so can the private sector, one industry CEO contends.

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Checks Government Governance 88

Finextra

MAY 14, 2025

CaixaBank and BBVA have teamed up with Spanish payments outfit Iberpay to process the first Requests to Pay between banks in Europe.

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Process Payments 81

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Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Fintech News

MAY 13, 2025

Huawei Cloud has signed Memoranda of Understanding (MoUs) with financial services technology provider Silverlake at the Huawei Cloud APAC Partner Summit 2025. The two companies will collaborate to build an all-in-one core banking platform by combining Huaweis cloud infrastructure with Silverlakes CgW AI platform and domain expertise. The partnership aims to streamline banking operations, strengthen cybersecurity, and support digital transformation efforts across the financial sector.

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AI APACS Cybersecurity Technology 94

Finovate

MAY 13, 2025

Investing app Stash has raised $146 million in Series H funding. The oversubscribed round was led by Goodwater Capital. Stash will use the funds to drive subscriber growth, accelerate product innovation, and enhance the firm’s AI capabilities. Founded in 2015, New York-based Stash made its Finovate debut at FinovateFall 2017. Investing platform Stash secured $146 million in Series H funding.

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AI Participant CHIPS Accounts 85

Payments Dive

MAY 16, 2025

The digital processor signed a Dallas-based chain of driving ranges as a customer in the first quarter, and has made a push to add movie theaters, bowling alleys and arcades.

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Processors 78

Finextra

MAY 12, 2025

Brazilian digital banking giant Nubank is rolling out a feature that lets customers tap their phones for ins-store transactions via the country's Pix instant payments system.

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Instant Payments Transactions Payments 78

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Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

Payments

Fintech News

MAY 12, 2025

Anchorage Digital has entered into a definitive agreement to acquire Mountain Protocol, the Bermuda-based issuer of the USDM stablecoin. The financial details were not disclosed. The move comes as Anchorage Digital looks to expand its stablecoin offering amid growing institutional demand and evolving U.S. regulatory clarity. The deal is subject to customary closing conditions and regulatory approvals.

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Stablecoins Issuers Acquirers Regulatory Compliance 87

Fi911

MAY 14, 2025

Data protection is a top priority in banking and payment systems, where sensitive information such as cardholder details and personal data are frequently exchanged. The rapid rise in cybercrime and data breaches makes robust security frameworks indispensable for financial institutions. Two key technologies, Encryption and Tokenization, are at the forefront of safeguarding sensitive information.

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Encryption PCI DSS Online and Mobile Banking Database 79

The Paypers

MAY 16, 2025

Mastercard and crypto infrastructure provider MoonPay have announced a collaboration aimed at integrating stablecoin payments into the global card network.

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Stablecoins Visa Payments 68

Payments Dive

MAY 13, 2025

The tech giant ended its court battle as the federal agency halted supervision of the company’s payments arm.

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CFPB Payments 78

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

Finextra

MAY 11, 2025

Years after being forced to abandon its crypto project, Meta is in talks with digital asset firms about integrating stablecoin payments into its platform, according to Fortune.

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Stablecoins Payments 75

The Fintech Times

MAY 16, 2025

Leeds played host to the latest FinTech North conference this week, drawing over 250 attendees from across the UKs fintech ecosystem. This years event also marked the debut of the Innovate Finance Pitch360 competition in the region, giving startups a platform to pitch live in front of an expert judging panel. Among those making a flying visit to the event was Tracy Brabin, Mayor of West Yorkshire, who stopped by mid-morning before heading off to catch a train to Bradford to meet the King Charles

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Innovation FinTech AI Consulting 59

Fintech News

MAY 11, 2025

DBS Bank will roll out a new Mobile wallets control in its DBS/POSB digibank app from mid-May to help prevent scammers from adding stolen card details to mobile wallets. The feature will be turned off by default. Customers who wish to add their DBS/POSB cards to a mobile wallet must first enable the toggle in the apps Payment Controls. If no wallet is linked within 10 minutes, the control will automatically switch off.

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Phishing Push-to-Card Scams Authorization 62

Finovate

MAY 13, 2025

Robinhood has announced plans to acquire Canada-based decentralized trading platform WonderFi. The all-cash deal is expected to close for $179 million. The acquisition will help Robinhood move into the Canadian market. Digital stock brokerage app Robinhood plans to acquire decentralized trading platform WonderFi in an all-cash deal totaling $178.56 million (CA$250 million).

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Acquirers Volume Cryptocurrency Transactions 64

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

Payments

Finextra

MAY 13, 2025

UK digital bank Monzo has reportedly lined up Morgan Stanley to pitch the company to investors ahead of a potential IPO in the first half of next year.

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Cardfellow

MAY 10, 2025

As a business owner, you probably know that PCI compliance is required for all businesses that accept credit cards. But if your credit card processor is PCI compliant, does that mean they handle it for you? In short, no, though it is still beneficial for you. What does it mean if a credit card processor is PCI Level 1 compliant? Firstly, lets talk about the levels.

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Processors Third Party Vendors Credit Cards Third-Party Service Provider 52

The Fintech Times

MAY 10, 2025

The Fintech Times Weekly News Roundup takes a look at the latest fintech stories from around the world on Saturday 10 May 2025. Appointments The FCA has appointed David Geale as permanent executive director for payments and digital finance, and managing director of the Payment Systems Regulator (PSR). Geale is responsible for helping to deliver the National Payments Vision and driving the FCAs work on open banking and digital finance.

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FinTech Legal Enrollments Non-Bank 59

Finovate

MAY 14, 2025

FinovateSpring showcased credit unions and the fintechs that innovate for them in its Credit Union Spotlight last week. The closed-door session”a safe space for credit unions” in the words of CURQL’s Nick Evenswas exclusively to provide credit union executives with a unique opportunity to discuss their challenges directly with fintech providers.

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Credit Union Payment APIs and Integration Embedded Finance Automation 64

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The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.

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