Sat.Nov 25, 2023 - Fri.Dec 01, 2023

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Just Published: PCI DSS v4.x Targeted Risk Analysis Guidance

PCI Security Standards

Risk analysis is a foundational tool to help organizations identify and prioritize potential threats and vulnerabilities within their environment. PCI DSS v4.0 introduced the concept of targeted risk analysis (TRA) with two different types of TRAs to provide entities with the flexibility to evaluate risk and determine the security impact of specific requirement controls, as appropriate for their environment.

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PayPal tackles chargeback fraud

Payments Dive

PayPal is attacking illegitimate customer returns with new policies after a rise in e-commerce activity has fueled that type of fraud across the industry.

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FPC 2024 Spring Member Meeting

Faster Payments Council

The Spring Member Meeting will bring together FPC members for two days filled with presentations on the most pressing issues in faster payments, panel discussions with industry experts, roundtables on timely topics, and engaging networking opportunities. This in-person event will take place on March 27-28, 2024, at the Walt Disney World Swan & Dolphin Resort in Lake Buena Vista, FL.

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Bridging the Gap: A Collaborative Approach to Blockchain & Crypto Partnerships with Shayaan Khanna…

Wharton Fintech

Bridging the Gap: A Collaborative Approach to Blockchain & Crypto Partnerships with Shayaan Khanna at Mastercard As recently as 2022, it seemed as though blockchain and cryptocurrency companies were about to reshape large swathes of the global financial sector right away. However, macroeconomic shifts and company-specific missteps have spurred heated discussion around whether blockchain will transform the internet, global commerce and financial services.

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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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10 KPIs to Track Business Performance

The Finance Weekly

Why KPIs are Important to your Business? In managing a small business, it's important not to rely solely on your intuition. Key Performance Indicators (KPIs) play a crucial role, especially in , financial reporting. To assess your company's financial well-being, it's better to be objective rather than subjective. This ensures that decisions are based on information and data.

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Synchrony to sell pet insurance subsidiary for $750M gain

Payments Dive

As part of the sale, Synchrony will also acquire an equity interest in Independence Pet Holdings.

Acquirers 158

More Trending

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Nine in 10 payment ring users say it’s their favourite way to pay

NFCW

SMART RING: Customers can connect their payment card to the ring to make contactless payments Nearly nine in 10 European consumers using a contactless payment ring say that it is their preferred method for making contactless payments (89%) compared with smartphone payments (49%) and payment cards (44%), according to a Mastercard survey. The survey comes as Mastercard partners with Intesa Sanpaolo bank to roll out a contactless NFC payments ring in Italy, enabling users to connect the device to t

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Swift connects instant payment systems to bring 24/7 processing across borders

Finextra

Swift has connected domestic payment schemes across Europe to provide full transparency and end-to-end tracking for instant cross-border transfers destined for the EU.

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Streamlining Loan Approvals with Automated Credit Underwriting Software

Finezza

Recently, the RBI’s June Financial Stability Report revealed that retail loans in the Indian banking sector experienced an impressive compounded annual growth rate (CAGR) of 24.8% between March 2021 and 2023. A pivotal reason for this growth is the ongoing transformation of the traditional and time-consuming manual loan approval process, driven by the adoption of automated […] The post Streamlining Loan Approvals with Automated Credit Underwriting Software appeared first on Finezza B

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Yieldstreet to acquire real estate investment platform Cadre

TechCrunch Fintech

Alternative investment platform Yieldstreet announced today that it has agreed to acquire Cadre, an online real-estate-focused investment platform aimed at institutional and high net worth investors. Financial terms of the deal were not disclosed. Founded in 2015, Yieldstreet gives people a way to invest in areas like real estate, marine/shipping, legal finance, commercial loans and […] © 2023 TechCrunch.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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Luxembourg to trial digital identity wallet as part of EU pilot

NFCW

EGOVERNMENT: Luxembourg’s EUDIW pilot includes support for qualified electronic signatures EGOVERNMENT: Luxembourg’s EUDIW pilot includes support for qualified electronic signatures EGOVERNMENT: Luxembourg’s EUDIW pilot includes support for qualified electronic signatures Luxembourg’s Ministry for Digitalisation and Government IT Centre (CTIE) are to test a digital identity system that allows multiple official documents to be stored and exchanged across four use cases as part o

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Coffee with the Council Podcast: EMVCo and PCI SSC Present: A Discussion on Mobile Payments

PCI Security Standards

Welcome to this episode of Coffee with the Council. I'm Alicia Malone, Senior Manager of Public Relations at the PCI Security Standards Council. Today I'm joined by my co-host for the day, Director of Communications, Simon Kleine, at EMVCo. And we're having a conversation with Arman Aygen, Director of Technology at EMVCo, and PCI Security Standard Council's VP of Solution Standards, Andrew Jamieson.

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X picks up two more state money licenses

Payments Dive

South Dakota and Kansas are the first states to grant X money transmitter licenses since September, inching the social media platform closer to adding a payments feature.

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Candex lands $45M infusion to grow its procurement management business

TechCrunch Fintech

Candex, a startup that aims to simplify procurement — specifically vendor management and payment processes — for businesses, today announced that it raised $45 million in a Series B investment led by Goldman Sachs with participation from WiL (World Innovation Lab), Altos, NFX, Craft, JP Morgan, American Express and Edenred. The tranche brings Candex’s total […] © 2023 TechCrunch.

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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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How to Switch PSPs without Re-accepting Credit Cards

Basis Theory

Merchants, especially online, have no choice but to contract with at least one payment service provider ( PSP ) to ensure they can execute transactions with credit cards and other payment methods. That said, simply continuing with a single PSP is no more logical than sticking with the same provider of any service forever: from time to time, any business must consider whether there are superior alternatives available.

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Subscription alchemy: How to build lasting customer loyalty 

Chargebee

Customer loyalty is like gold dust in today’s volatile economic landscape. With inflation reaching decades-high levels, customers are adjusting their buying habits and have no qualms about switching to more cost-effective brands to get the deals and benefits that matter to them. Price isn’t the only deciding factor for consumers. What makes a brand’s relationship with customers really unique is the ongoing value exchange.

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Power Play: Germany’s Thriving Online Gaming Market

Segpay

8 minute read Germany, known for its solid cars, innovative engineering, rich culture, and love for sports, has emerged as a powerhouse in the European online gaming industry. Over the past few years, Germany’s online gaming market has grown remarkably, driven by a combination of factors, including regulatory changes, technological advancements, and shifting consumer preferences.

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Webull leaps into Mexico with acquisition of stock trading app Flink

TechCrunch Fintech

Popular stock trading app Webull has acquired Mexican investment platform Flink, giving it an entry into the Mexico market. Financial terms of the deal were not disclosed. Although Webull has China roots, it is based in the United States and rivals Robinhood in the country as a low-commission online trading platform that also offers cash […] © 2023 TechCrunch.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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How to Reduce Involuntary Churn

Basis Theory

In any subscription business, there is inevitably churn - subscribers who end their contract and move on. There is, however, a difference between those who choose to end their relationship (voluntary churn) from those who stumble into it (involuntary churn). The involuntary churn demographic generally slip out of the merchant’s grasp for maddeningly simple reasons - often a problem with payment, like an expired card, an exceeded card maximum, or hard declines following fraud attempts on a card t

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How Consumer Brands Can Boost Revenue with Membership Programs

Chargebee

In today’s digital marketplaces, consumers are spoiled for choice. With just a click, they can browse a plethora of options, making brand loyalty seem like a relic of the past. Yet, as brands battle for attention in this hyper-competitive landscape, the key to standing out lies not solely in attracting new customers but in nurturing existing ones. Enter the era of membership and loyalty programs — dynamic engines of retention and revenue.

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U.S. Travel Association Warns Congress of Durbin-Marshall Bill’s Devastating Impact on Travel Industry

Electronic Payments Coalition

The post U.S. Travel Association Warns Congress of Durbin-Marshall Bill’s Devastating Impact on Travel Industry appeared first on Electronic Payments Coalition.

Posting 98
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Decoding BANT: AI's Precision vs. Human Intuition in Sales

Nanonets

Ask any salesperson and they will say their single biggest problem is trying to get more high quality leads. The problem can be broken up into getting more leads and focusing on the higher quality ones when you do get them. The winning sales team needs to constantly prioritize which leads to focus on and invest their time wisely. Having a clear framework to qualify leads can go a long way in identifying the most promising leads, having tailored conversations and quicker conversions!

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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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One in five Europeans would use digital euro ‘several times a week’

NFCW

SURVEY: Trust in data security was seen as the most important criterion for using the digital euro SURVEY: Trust in data security was seen as the most important criterion for using the digital euro SURVEY: Trust in data security was seen as the most important criterion for using the digital euro An average of around one in five Europeans would use the digital euro “several times a week” if the proposed central bank digital currency is introduced (15-21%) and just over one in four expect it to be

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Who wants Apple’s credit card? Analysts weigh in.

Payments Dive

Synchrony, American Express and Capital One have all been floated by analysts as potential successors to Goldman Sachs for Apple’s credit card.

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Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica 

ACI Worldwide Blog

Aunque los pagos inmediatos son una realidad desde hace muchos años, no se puede negar que la transformación que supone el “tiempo real” ha despegado en Latinoamérica a un ritmo vertiginoso. No obstante, la tasa de adopción varía enormemente de un país a otro. The post Los sistemas de pago impulsan la expansión de los pagos inmediatos en Latinoamérica appeared first on ACI Worldwide.

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Harnessing the Power of LLMs and AI Tools for Effortless Project Tracking

Finextra

In the fast-paced world of project management, staying ahead of timelines and ensuring seamless col

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Blockchain Technology Potential: Can It Still Revolutionise Financial Services?

Fintech Review

In recent years, much has been said about the blockchain technology potential in transforming various industries, especially the financial sector. But as time progresses and the initial hype fades, the question remains: Can blockchain technology still bring a revolution to financial services? Understanding Blockchain’s Promise Photo by Worldspectrum on Pexels.com To address this, it’s essential first to understand the foundational promise of blockchain technology potential.

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Wise targets US banks for int’l gains

Payments Dive

The cross-border payments company aims to undercut U.S. banks with lower fees and faster transfers.

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Future of Payments Review released by HM Treasury

The Payments Association

As part of yesterday’s 2023 Autumn Statement, the Future of Payments Review was published.

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A Simple Guide to Payment Processing (2024)

National Processing

Finally, an easy-to-understand guide to payment processing. We’ll be taking a look at what payment processing is, how it works, and best practices. Why is this crucial information for businesses? For one, nearly all organizations need a convenient way to accept payments. The people you serve expect convenience and flexibility when doing business with […] The post A Simple Guide to Payment Processing (2024) appeared first on National Processing.

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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.