Sat.Jun 24, 2023 - Fri.Jun 30, 2023

article thumbnail

Moody’s report spotlights FedNow downside

Payments Dive

The soon-to-launch real-time payments system from the Federal Reserve may reduce interchange fee revenue for some payments players and increase IT costs for others.

FedNow 42
article thumbnail

Critical Ingredient to Identify Healthy Mortgage-Backed Securities

FICO

Home Blog Feed test Critical Ingredient to Identify Healthy Mortgage-Backed Securities FICO ® Score 10 T is the most commonly used score version in the market today Fri, 06/30/2023 - 16:25 JenniferPiccinino@fico.com by Joe Zeibert Vice President, Scores expand_less Back to top Fri, 06/30/2023 - 15:00 This post discusses: How liquidity is created in the secondary market How the FICO® Score can help investors better model cash flows Next steps for increasing value and liquidity Though the originat

article thumbnail

Coffee with the Council Podcast: An Update on Europe, Middle East, and Africa from Jeremy King

PCI Security Standards

Welcome to our podcast series, Coffee with the Council. I'm Alicia Malone, Senior Manager of Public Relations for the PCI Security Standards Council. Today we'll speak with Jeremy King, the Regional Vice President of Europe, the Middle East and Africa, for PCI SSC. Thank you for joining us today, Jeremy.

article thumbnail

KTC and Ant Group deliver Alipay+ to Thai merchants

The Paypers

KTC and Ant Group have partnered to launch Alipay+ to Thai merchants, enabling them to accept multinational payments from tourists from China, Hong Kong, Malaysia, and South Korea.

article thumbnail

Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

article thumbnail

FedNow battles conspiracy theories

Payments Dive

The Federal Reserve’s new instant payments system is confronting disinformation as it gears up for a launch, likely late next month.

FedNow 183
article thumbnail

6 Ways Merchants Can Cut Costs with Interchange Optimization

National Processing

Interchange fees are the fees your bank pays to the card issuing bank any time one of your customers uses a card to make a purchase. Every card issuer sets its own interchange rates. While they can’t be negotiated, interchange fees vary from about 0.5% to 3.5% depending on the card issuer, transaction type, merchant […] The post 6 Ways Merchants Can Cut Costs with Interchange Optimization appeared first on National Processing.

More Trending

article thumbnail

EU Digital Identity Wallet secures provisional agreement

The Paypers

The EU has reached a provisional agreement between the European Parliament and the Council of the European Union for the legal framework regulating the European Digital Identity.

article thumbnail

Alivia Analytics scans for healthcare payments fraud

Payments Dive

With new leadership installed since October, including a new CEO and board member, Alivia Analytics is fighting payments fraud in the healthcare sector.

Payments 167
article thumbnail

Event-driven vs REST API interactions

Axway

APIs are great! That’s for sure! But let’s take a closer look at what a REST API is. It’s an interaction pattern; the way systems can interact with each other. How do REST APIs work?

API 52
article thumbnail

The Best Email Parser in 2023

Nanonets

Your business email inbox is much more than just unread emails and attachments — it's a treasure trove of data. Data that needs to be manually extracted and sent to a particular business software. Businesses receive a ton of emails every day with invoices, receipts, quotes, leads, contact information, order confirmations, delivery updates and more.

CRM 52
article thumbnail

From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

article thumbnail

EU reaches agreement on crypto asset regulations in banking

The Paypers

The EU has reached an agreement on changes to the Capital Requirements Regulation and Directive, including new regulations for crypto assets.

article thumbnail

NCR outlines ATM spin-off strategy

Payments Dive

The separation of NCR’s ATM business and its digital commerce operations is expected to occur in the fourth quarter.

ATM 164
article thumbnail

‘FICO Drift’: What Is It, and What Causes It?

FICO

Home Blog Feed test ‘FICO Drift’: What Is It, and What Causes It? FICO ® Scores rank-order the likelihood of borrowers’ credit repayment risk - the relationship between the FICO Score and repayment odds can and does shift Thu, 05/04/2023 - 01:08 JenniferPiccinino@fico.com by Ethan Dornhelm Vice President, Scores and Analytics expand_less Back to top Fri, 06/30/2023 - 17:00 Last month I attended the SFVegas conference , and I was struck by the number of attendees who approached me and asked about

article thumbnail

Design a multicloud strategy that’s sure to be a win

Axway

Multicloud is no longer a vision for the future; it’s here and, what’s more, it has become the business norm. About 90% of enterprises use a multicloud strategy , leveraging an average of 2.6 public clouds and 2.7 private clouds.

52
article thumbnail

15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

article thumbnail

ZaloPay partners with Shopify

The Paypers

Vietnam-based e-wallet ZaloPay , part of the VNG Corporation digital ecosystem, has announced a partnership with Canada-based commerce platform Shopify.

68
article thumbnail

3 avoidable disadvantages of agent-assisted payments

Payments Dive

PayNearMe recently conducted a survey of lenders to determine how they are perceiving and preparing their organizations for this period of economic uncertainty.

Payments 148
article thumbnail

Accelerate the Constituent Experience with Better Time to Value

Core

In today’s fast-paced digital world, government agencies seek solutions to enhance efficiency and deliver a modernized experience for its constituents. Automation has emerged as a revolutionary approach to empower governments to reduce delays, speed up operations, and improve how processes are executed. A cutting-edge, automated platform can powerfully accelerate the time to value for citizens for a streamlined payment experience when accessing government services.

article thumbnail

Know Your Transaction: Why & How It Can Help You

Seon

According to estimates from the United Nations in 2020, 2% to 5% of global gross domestic profit (GDP) each year is laundered money. That means money laundering can account for anywhere between $800 billion and $2 trillion annually. At the heart of this are illicit transactions that were not prevented at the time they were made. Thankfully, much of the answer to this corrupt financial activity boils down to organizations ensuring that they carry out an anti-money laundering process called Know Y

article thumbnail

Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

article thumbnail

Crypto.com receives VASP registration from the Bank of Spain

The Paypers

Singapore-based cryptocurrency exchange Crypto.com has become registered as a Virtual Asset Service Provider in Spain.

article thumbnail

DoorDash adds SNAP payments

Payments Dive

DoorDash added the ability to use SNAP EBT online payments for on-demand delivery of eligible grocery items as part of numerous updates to its app.

Payments 147
article thumbnail

A Comprehensive Guide to Email Parsers

Nanonets

Over eighty percent of small and medium-sized firms use email marketing to attract new customers and engage the ones they already have. Email is an essential component of modern business operations. Emails often contain invoices, quotations, purchase orders, lead requests, customer contact information, customer order details, and similar crucial business data.

CRM 52
article thumbnail

Inside Look: Axway Summit 2023 – North America & Latin America Recap 

Axway

Axway Summit is a global event, and after the success of the EMEA edition in Brussels, Belgium , it was time to gather with our Latin America teams, customers, and partners in the vibrant city of São Paulo.

52
article thumbnail

From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

article thumbnail

Three practical ways to use treasury workflows

Nomentia

Over the last ten years, I have made my day-to-day work more manageable by building workflows to automate tasks. Here is the one key thing I have learned: if something can be automated, you should do it.

article thumbnail

Tops grocery starts accepting SNAP EBT payments online

Payments Dive

The food waste-reduction service worked with payments processor Forage to allow SNAP shoppers to place pickup orders for items nearing their expiration dates at participating Tops stores.

article thumbnail

The top 15 spend management software in 2023

Nanonets

Gartner defines spend management as a set of practices that ensure that organizations make procurement and sourcing decisions in the interests of both the bottom line and company efficiency. Traditionally, spend management involved manual and error-prone processes, making it challenging to gain a comprehensive understanding of company spending. However, with the advent of digitalization, businesses now have access to spend management software that revolutionizes the way expenses are managed.

article thumbnail

Validate Aadhaar numbers using the Verhoeff Algorithm in Flutter

M2P Fintech

Aadhaar data needs to be treated securely. According to the RBI and Government of India mandate, organizations that collect and store identity details must mask the first 8 digits of the Aadhaar number and reveal only the last 4 for security and compliance. Whether it’s for government subsidies, income tax filing, or opening bank accounts, Aadhaar numbers must be validated and masked.

Checks 52
article thumbnail

7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

article thumbnail

Understanding the Numbers: Is Your Merchant Statement Confusing?

Evolve Payment

Table of Contents It’s Time to Tackle Your Merchant Statement As a business owner, you rely on credit card processing to facilitate smooth transactions with your customers. Accepting credit card payments allows your customers to have a safe and secure transaction, knowing that their personal banking information will not be stolen. It also allows you to be paid with next day funding while speeding up the payment process, reducing the payment cycle time of outstanding payments record.

article thumbnail

Car IQ links with PDI to expand c-store payment network

Payments Dive

The partnership will make vehicle-recognition payments for fleet owners available to more retailers across the country.

article thumbnail

The top 15 best expense management software in 2023

Nanonets

Expense management is a critical aspect of running a business efficiently. But managing and tracking expenses manually can be time-consuming and prone to errors, leading to inefficiencies and financial discrepancies. The advent of technology has brought forth a range of expense management software solutions that streamline and automate expense reporting processes.

article thumbnail

UK Cards: Spend and Balances Rose in March / April 2023

FICO

Home Blog FICO UK Cards: Spend and Balances Rose in March / April 2023 Unpredictable consumer spending puts banks on high alert as deadline for new Consumer Duty Guidance nears Thu, 02/09/2023 - 08:37 Pawel Pasik by Liz Ruddick Principal Consultant expand_less Back to top Tue, 06/27/2023 - 15:45 How are consumers in the UK managing their finances in a period of high inflation and interest rates?

article thumbnail

Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.