Sat.Feb 11, 2023 - Fri.Feb 17, 2023

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January Job Stats: Mass Layoffs… and a Hiring Boom?

The Finance Weekly

Mass layoffs, especially in the tech industry, are all over the news. Inflation is still hovering around 40 year highs despite huge interest rate hikes. And according to most surveys and reports, companies have high levels of , recession fears. Based on the news, the economy should be in a serious downturn, but the opposite seems to be true. Employers keep hiring at a record pace and the U.S. , added 1.1 million jobs over the past 3 months alone!

Economy 249
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Payments firms gear up for new ISO standard

Payments Dive

The Clearing House and other payments players, including Swift, are readying for the March rollout of a international payments standard.

ISOs 205
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HUMBL launches mobile wallet

The Paypers

US-based payments processing fintech HUMBL has launched its mobile wallet feature to provide customers with multiple services and solutions.

Process 100
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FICO Named America's Best Mid-Sized Employer by Forbes Magazine

FICO

Home Blog FICO FICO Named America's Best Mid-Sized Employer by Forbes Magazine FICO recognized by Forbes for the third consecutive year Saxon Shirley Thu, 05/12/2022 - 07:46 by Richard Deal expand_less Back To Top Thu, 02/16/2023 - 20:00 FICO was recently named one of America’s Best Mid-Sized Employers by Forbes Magazine for the third consecutive year — ranking in the top quintile overall and #7 in the IT, Internet, Software & Services Industry segment.

Volume 98
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Breaking The Commerce Bottleneck: Your SAP Exit Plan Starts Now

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

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State of Blockchain 2022 Report

CB Insights

Global venture funding to blockchain and crypto companies reached a new record of $26.8B in 2022, largely propped up by a strong first half. But as the year progressed, the crypto winter coupled with macroeconomic pressures caused 3 straight quarters of declines in funding and deals. Below, take a look at a few highlights from our 162-page, data-driven State of Blockchain 2022 Report.

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Credit card debt surpasses pre-pandemic levels: Fed

Payments Dive

Despite a pause in payments required for federal student loans, younger borrowers particularly are showing higher credit card delinquencies.

More Trending

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US Card Skimming Grew Nearly 5x in 2022, New FICO Data Shows

FICO

Home Blog FICO US Card Skimming Grew Nearly 5x in 2022, New FICO Data Shows Debit card skimming grew at the unprecedented rate of 368% from 2021 to 2022, but there are steps banks and consumers can take to combat compromised cards Darcy Sullivan Thu, 02/16/2023 - 15:43 by Debbie Cobb Senior Director, Product Management expand_less Back To Top Thu, 02/16/2023 - 15:35 In August of 2022, I explored the radical increase in card skimming for the first half of 2022.

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The role of the API Product Manager

Axway

We often talk about the need to treat APIs as products , and in the driver’s seat of these efforts is an API product manager.

API 59
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SpotOn aims to unseat restaurant rivals

Payments Dive

The restaurant payments and software company is battling Toast and Square and taking on legacy payments companies such as NCR and Oracle.

Payments 174
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Siemens issues its first digital bond on Polygon

The Paypers

Germany-based technology company Siemens has issued its first digital bond on the Polygon blockchain in a bid to reduce paperwork.

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From Start to Scale: Driving Growth Through Seamless Payments Implementation

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

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A Digital Transformation Journey: The Humble Wallet

FICO

Home Blog FICO A Digital Transformation Journey: The Humble Wallet Digital transformation cuts across the entire enterprise, but it’s also hitting closer to home as the humble wallet undergoes a transformation too by TJ Horan Vice President, Product Management expand_less Back To Top Fri, 02/17/2023 - 11:15 With digital transformation unfolding in front of us, banks are managing a lot.

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Speaking the customer’s language of love: why the best relationships lead to great customer outcomes  

Axway

As Valentine’s Day approaches, I have love on my mind. Not the romantic kind – rather, I ’ve been thinking about Fred Reichheld’s latest book, “ Winning on Purpose: the Unbeatable Strategy of Loving Customers.

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Toast acquires drive-thru tech company

Payments Dive

Adding Delphi Display Systems’ technology helps Toast more broadly serve its quick-service restaurant customers, the company’s executives said.

Acquirers 172
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Froda, Lunar, Visa partner for SME lending solution

The Paypers

Fintech Froda , digital challenger bank Lunar and Visa have partnered to deliver an SME lending solution to help businesses access financing for their growth initiatives.

Finance 73
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15 Modern Use Cases for Enterprise Business Intelligence

Large enterprises face unique challenges in optimizing their Business Intelligence (BI) output due to the sheer scale and complexity of their operations. Unlike smaller organizations, where basic BI features and simple dashboards might suffice, enterprises must manage vast amounts of data from diverse sources. What are the top modern BI use cases for enterprise businesses to help you get a leg up on the competition?

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Using USDC for Cross-Border Payments

Finance Magnates

How MSBs are leveraging the power of USDC and Circle for cross-border payments to their counterparties. As cross-border payments continue to gain popularity, businesses are constantly looking for faster, more secure, and cost-effective methods to conduct transactions. In my recent walk-through videos, I discussed how US Money Service Businesses ( MSB s) with the requisite money transmitter licenses can leverage Circle and their stablecoin USDC for these purposes.

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What is API testing?

Axway

API testing ensures the API is behaving as expected. Testing typically involves sending requests to the API and then monitoring its responses.

API 52
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FIS plans to spin off merchant unit

Payments Dive

The payments processor plans to spin off its merchant business, which will reclaim its Worldpay name, and appointed its former CEO, Charles Drucker, to lead the unit.

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EasyBill integrates with online A2A payment service SmartPay

The Paypers

The first account-to-account (A2A) payment service authorised by the National Bank of Romania (NBR), SmartPay , has integrated with online invoicing, automated inventory management platform EasyBill.

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Top Strategies to Future-Proof & Sustain Your Merchant Services Portfolio

Build a sustainable merchant services portfolio with practical strategies to ensure long-term success. Diversify across industries to spread risk and stabilize income, balancing high-risk and low-risk clients for a robust mix. Combine large and small merchants to create a resilient payment portfolio, leveraging each type's strengths. Foster long-term relationships through exceptional service and personalized support.

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The Composable Enterprise: Trends & Benefits from Composability

FICO

Home Blog FICO The Composable Enterprise: Trends & Benefits from Composability Executives, digital innovators, DevOps leaders, and line of business leaders should embrace a composable business model to gain agility and other benefits Saxon Shirley Thu, 05/12/2022 - 07:46 by Bryan Howard Platform Solutions Partner expand_less Back To Top Tue, 02/14/2023 - 11:00 Today’s digital landscape is being driven by the growing need for “composable enterprises” – business capability models that can quickly

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Professional Development and the Payments Association Role

Center for Payments

By Wanda Downs, AAP, APRP, NCP, Senior Vice President, Payments Education, ePayResources Nacha’s Accredited ACH Professional (AAP) and Accredited Payments Risk Professional (APRP) programs both hit milestone anniversaries in 2023, celebrating 30 years and 5 years, respectively. The Payments Associations across the country have played a very important role from the beginning, from participating on Nacha’s Blue Ribbon Panels that developed each accreditation program and that keep them up to date,

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Credit metrics creep toward prepandemic levels

Payments Dive

Delinquency rates for Discover, Synchrony and Bread all rose in January relative to December levels.

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Shopify experiments artificial intelligence with new product-description tool

The Paypers

Shopify has fiddled with artificial intelligence (AI) by introducing a new product-description tool to capitalise on the buzz surrounding this growing technology.

Product 69
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From Rigid To Resilient: Why Enterprises Need Modular Commerce Now

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

FICO

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Saxon Shirley Tue, 03/29/2022 - 04:33 by FICO expand_less Back To Top Sun, 02/12/2023 - 20:55 Digital transformation and mathematical optimization were hot topics in 2022 as lenders continued to mobilize their offerings online, fe

Posting 52
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Gun merchant code to be published this month

Payments Dive

Once it’s published, use of the new code “is eventually left up to the users in the industry,” an ISO spokesperson said.

ISOs 120
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Branch draws Uber, others into fold

Payments Dive

After landing Uber as a client, the employee payment services company has recently attracted other logistics and delivery clients with help from that big name.

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Paymentus hands interim CFO severance benefits

Payments Dive

The company called the severance benefits’ approval a formality. But one expert said it is likely a retention strategy designed to encourage the interim CFO to “stick around.

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7 Essential Criteria for Choosing the Right Payments Partner

Speaker: Brad Pinneke, VP of Business Development at Payrix and Worldpay for Platforms

In this webinar, Brad Pinneke, Vice President of Business Development at Payrix and Worldpay for Platforms, will dive into the 7 must-have criteria for evaluating payments partners, helping you maximize both efficiency and the long-term value of your investment. From assessing technology capabilities to leveraging business development opportunities, this session will give you a clear, actionable strategy to select the right partner for scaling your business.

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Visa CFO to exit

Payments Dive

Vasant Prabhu, the company’s chief financial officer since 2015, will leave Visa in September, the company said Thursday.

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Debit routing rule tables turned on regulators

Payments Dive

Bank card issuers say there isn’t enough network competition to meet the July debit card routing rule deadline, adopting regulators’ argument to push back.

Rules 88
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Coen stores add Grabango checkout technology

Payments Dive

As the frictionless locations go into service, Grabango’s CEO Will Glaser sees the technology gaining traction in coming years.

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Retailers oppose banks seeking more time on debit routing rule

Payments Dive

Banks requested a delay in implementing a debit routing rule, but a retail and merchant trade group argued it’s high time the card issuers comply.

Rules 78
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Enhance Customer Value: Unleash Your Data’s Potential

The complexity of financial data, the need for real-time insight, and the demand for user-friendly visualizations can seem daunting when it comes to analytics - but there is an easier way. With Logi Symphony, we aim to turn these challenges into opportunities. Our platform empowers you to seamlessly integrate advanced data analytics, generative AI, data visualization, and pixel-perfect reporting into your applications, transforming raw data into actionable insights.