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Consumers and Businesses Aligned as Both Prioritise Instant Payments and Fraud Prevention, Says DGN

The Fintech Times

Instant payments and fraud prevention have quickly become the areas fintechs need to focus on most, according to the third portion of the ‘2024 Payment State of the Union’ study by Discover Global Network , the global payment network.

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How The History of Payments Has Always Been Modernisation

Finextra

While attending EBA Day 2025, Phoebe Zhou, Head of Emerging Payments, HSBC joined the FinextraTV studio. Helping to contextualise the conversation, Zhou gave a historical reflection on how the payments industry has evolved before setting out the key modern innovations.

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Online Payments and the eCommerce Market in 2025

Clearly Payments

Brazil Brazil’s instant payment system, Pix, is projected to overtake credit cards in the local online purchasing market by 2025. Pix is expected to capture 44% of the online payment market, while credit cards are anticipated to hold 41%. United Kingdom The UK leads globally in online shopping, with Britons spending 8.8%

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SNEAK PEEK: In the mind of the merchant: Top challenges and priorities for the next 12 months

The Payments Association

Merchants need to continue adapting to new payment methods, collaborate with industry peers, and stay agile in balancing innovation and regulatory compliance. As the payments ecosystem continues to evolve with innovations like open banking, instant payments, and tokenisation, merchants are facing a host of challenges and opportunities.

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Aion Bank and Vodeno Find European Retailers Offer More Payment Options Than UK Counterparts

The Fintech Times

More is on the way The data also reveals the emerging payment options not yet widely offered. Only 18 per cent offer some kind of A2A or bank transfer, which facilitates instant payments for customers and removes inconvenient pending transactions.

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Account-to-Account Payments and Instant Payments Set to Spark New Wave of Innovation

Fintech Finance

The Capgemini Research Institute’s World Payments Report 2025 , published today, reveals an industry set to be reimagined with account-to-account and instant payments. Now celebrating its 20th anniversary edition, the report predicts instant payments will account for 22% of all non-cash transaction volumes by 2028 globally.

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Digital Transformation Accelerates Emerging Payment Platforms

PYMNTS

We can see that cash has been reduced in favor of electronic accounts and instant payments,” he said. For instance, Scaffidi said that real-time payments (RTPs) are gaining trust at the same time that credit cards are not always seen as the right payments instrument.