Finextra

JUNE 13, 2025

Why Traditional Defences Fall Short Historically, businesses have relied on layered security controls like encryption, firewalls, and access policies to protect payment information. From Niche to Necessity While tokenisation is already well established in card payment systems, its adoption for bank account data is only just beginning.

Data Security 59

Data Security Payments Data Security ISO 20022 59

Cardfellow

APRIL 27, 2025

The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. The full name (PCI DSS) stands for Payment Card Industry Data Security Standard and its a set of rules to help keep cardholders information secure. What is PCI again?

PCI DSS 52

PCI DSS Encryption Processors Credit Cards 52

Stax

NOVEMBER 13, 2024

ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Making a payment via the ACH network differs from making a payment with a credit card in that you are sending the money directly from one account to another, instead of charging it to a card you would later be liable to repay.

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ACH ACH Network Payer Payee 88

Stax

MARCH 27, 2025

Talk to sales Understanding EFT: The Umbrella Term for Digital Transactions Ever paid for your coffee with just a tap of a card or received payment from a customer thousands of miles away? Digital wallets accounted for 50% of eCommerce purchases , while debit cards raked up 12% of total transactions last year. In 2024, it processed 1.2

ACH 88

ACH Electronic Funds Transfer (EFT) Wire Transfer Wire 88

The Payments Association

DECEMBER 10, 2024

This is evidenced by the fact that payment card fraud alone is projected to increase by over $10 billion between 2022 and 2028, according to the data. Why is it important? It highlights the urgent need for payments firms to address AI-driven fraud to protect financial security, maintain customer trust, and comply with regulations.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks? If not, filing a chargeback is the next best option.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

The Fintech Times

JUNE 26, 2025

Lowe, who had been serving as fractional CFO since October 2024, joins full-time from Fitzgerald Power to support Yaspa’s next stage of growth. The London-based fintech is planning expansion into new markets and sectors, building on its instant payments and identity platform for igaming.

FinTech 59

FinTech AI Online and Mobile Banking Non-Bank 59

Fintech News

AUGUST 26, 2024

Designing wallet-based card programmes Launching digital wallets is not enough for businesses eyeing the lucrative APAC market. From the bustling streets of Shanghai to Mumbai’s bustling markets, a financial revolution is quietly transforming the Asia-Pacific region. With global digital wallet payments projected to reach US$19.6

APACS 122

APACS PCI DSS Push-to-Card Online and Mobile Banking 122

Tearsheet

JULY 1, 2024

That seems to be driven by BNPL’s ease of use, availability and attractiveness as an alternative to credit cards. Very few in this generation use physical cards. Two-factor authentication, encryption and fraud detection are minimum requirements. Data shows nearly 32.8 BNPL is not your grandma’s layaway.

BNPL 105

BNPL Online and Mobile Banking Encryption Payments 105

Fintech Review

MARCH 18, 2025

This emerging technology holds particular relevance for fintech, which relies heavily on encryption to secure transactions and data. Researchers warn that powerful quantum computers could one day crack traditional encryption methods in a feasible time. Over time, cybersecurity threats pushed fintech security to evolve further.

Security 66

Security Encryption FinTech Breach 66

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. EMV chip card technology had a good two decades or so, beginning in the mid-’90s. Most modern card readers and payment terminals are NFC-equipped.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

OCTOBER 6, 2020

Keeping customers' digital payment data safe and secure is a critical part of doing business in the digital economy, and following Payment Card Industry (PCI) compliance guidelines is an effective way for firms to accomplish this. Carlson pointed to HealPay’s over-the-phone card payment compliance offerings as an example.

Compliance 71

Compliance Audit Push-to-Card Encryption 71

Clearly Payments

FEBRUARY 14, 2024

From independent sales organizations (ISOs) and payment facilitators (PayFacs) to acquirers, card associations, and beyond, each entity plays a unique role in shaping the payment industry. Amidst this intricate dance of forces, competition reigns supreme, driving innovation and pushing the boundaries of convenience and accessibility.

Value Added Service 104

Value Added Service Payments Payment Gateways ISOs 104

PYMNTS

JULY 17, 2019

Beyond the technological advances, of course, China’s push toward a digital economy comes as the government has also digitalized the national ID card, which must be wielded by every citizen over the age of 16. Those cards are used for everything from transactions to getting tickets on mass transit.

Verification 74

Verification Cross-Border Push-to-Card Online and Mobile Banking 74

Stax

JANUARY 15, 2024

Are you struggling with resource constraints caused by soaring credit card processing costs? Credit card surcharging can help offset these expenses, but it can be tricky. TL;DR Credit card surcharging involves adding a fee to transactions with credit card payments, offsetting processing costs. No surprise there.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

PYMNTS

NOVEMBER 1, 2017

Our investments in technologies like biometrics, tokens, encryption and artificial intelligence are redefining the way both consumers and transactions are protected.” billion Mastercard and Maestro-branded cards worldwide. Security, Partnerships And Pushing For A More Digital World. ” By The Numbers. As of Sept.

Visa 49

Visa Push-to-Card Same Day ACH Volume 49

PYMNTS

DECEMBER 21, 2016

Sure, credit cards got stolen or skimmed from time to time — but such occurrences were comparatively rare. customers found out that their personal information has been in the hands of hackers for the last few years, mostly due to out-of-date encryption and an apparent unwillingness on Yahoo!’ What happened?

Breach 52

Breach EMV Compromise Push-to-Card 52

PYMNTS

JUNE 6, 2019

Ordo enables billers to immediately receive funds when they submit an electronic invoice as an alternative to paper invoice processing and card payment costs. Ordo enables billers to immediately receive funds when they submit an electronic invoice as an alternative to paper invoice processing and card payment costs.

Payee 48

Payee Payer Push-to-Card Payments 48

PYMNTS

NOVEMBER 1, 2017

Our investments in technologies like biometrics, tokens, encryption and artificial intelligence are redefining the way both consumers and transactions are protected.” billion Mastercard and Maestro-branded cards worldwide. Security, Partnerships And Pushing For A More Digital World. ” By The Numbers. As of Sept.

Push-to-Card 45

Push-to-Card Visa Same Day ACH Volume 45

PYMNTS

JUNE 11, 2019

Mobile wallets have become popular vehicles for storing and accessing credit card information, plane tickets and other documents. Smartphones currently lack the encryption standards necessary to securely display official identification documents, a problem Google plans to solve in its Pixel and Android phones.

Verification 58

Verification Authentication Blockchain Push-to-Card 58

Cardfellow

OCTOBER 26, 2022

SQ Merchant Services Credit Card Processing Breach Insurance Cash Advances Can I get equipment from SQ Merchant Services? You can take credit and debit cards (in person, online, with mobile devices, or using internet-connected computers), as well as EBT and fleet cards. Customer Service What does it cost?

Credit Cards 52

Credit Cards Breach Data Breach Push-to-Card 52

The Payments Association

OCTOBER 14, 2024

To rethink the assumptions behind CBDC proposals and push for more privacy-oriented innovative solutions Many central banks and financial authorities worldwide are experimenting with central bank digital currency (CBDC), including the European Central Bank, the US Federal Reserve, and the Bank of England, among others. Why is it important?

Privacy 88

Privacy Addressing CBDC Payer 88

PYMNTS

JUNE 26, 2017

It’s part one of the “niche plays” that CEO Paul Galant mentioned when Verifone announced earnings a few weeks ago, and part two of the firm’s recent push to redefine itself from that “countertop terminal” company. Verifone these days, said Galant, is less a hardware company as it is a payments solutions firm.

Push-to-Card 47

Push-to-Card Encryption Checks Payment Solutions 47

PYMNTS

SEPTEMBER 17, 2019

Under the partnership, the companies have produced a tool that integrates end-to-end encryption to protect sensitive information, prevent push payment fraud and enable billers to accept partial payments to avoid late fees or penalties. With total losses from fraud reaching $4.2 Deep Dive: Tapping AI To Tackle A $4.2T Fraud Epidemic.

Same Day ACH 52

Same Day ACH B2B Payments ACH 52

PYMNTS

SEPTEMBER 30, 2016

That was the date that lives on in payments history since it was the date that Target announced it had been the victim of a massive POS breach that exposed the card data of some 40 million consumers. Not surprising, since there are more than 700 million chip cards in circulation in the U.S. There’s plenty of positive data to look at.

EMV 82

EMV CHIPS Chip Cards Push-to-Card 82

PYMNTS

OCTOBER 1, 2020

Making sure merchants are well-advised and ready to confront upcoming open banking changes is critical as the pandemic pushes these developments to the next level in numerous global markets. Confident risk analysis can seem hard to come by when the world goes off its commercial axis, as it has been this year. under the GDPR.

Online and Mobile Banking 52

Online and Mobile Banking Privacy Regulations B2B 52

PYMNTS

AUGUST 16, 2019

On August 11th, 1994, Philadelphia’s Phil Brandenburger purchased a Sting album (“Ten Summoner’s Tales ,” to be specific) with a Visa card, and changed the world forever. A big feat for such a small purchase, but on that day Brandenburger tapped VisaNet to do something unheard of in the world of commerce up to that point.

Online and Mobile Banking 64

Online and Mobile Banking Push-to-Card EMV Encryption 64

PYMNTS

FEBRUARY 25, 2020

Third-party food delivery apps like DoorDash, Grubhub and Uber Eats have revolutionized the restaurant industry, pushing thousands of eateries to introduce new services, and allowing customers to order extravagant meals on a whim. However, some restaurants, including pan-Asian chain P.F. Chang’s experience.”. Cooking Up A Fresh App .

Security 56

Security Push-to-Card Account Takeovers Encryption 56

M2P Fintech

MARCH 28, 2024

without requiring a traditional bank account or debit card. without requiring a traditional bank account or debit card. This technological approach eliminates the use of physical cards or PINs during financial interactions. Unlike physical cash or bank deposits, CBDCs are purely electronic.

FinTech 59

FinTech Online and Mobile Banking Push-to-Card Payer 59

FICO

DECEMBER 13, 2017

Because many Internet components push around email and other data for us humans, these machines have Internet Protocol (IP) addresses — the "phone numbers" for machines that want to talk to the Internet. We frequently talk about how PII data from data breaches is for sale on the dark web. ELI5 (Explain like I’m 5): What is the dark web?

Bots 65

Bots Addressing Encryption Security 65

PYMNTS

JULY 19, 2019

Even with reports of fake news, election tampering and user data breaches, Facebook still has a lot of friends : Its user base has grown and revenue has soared. And, despite reporting on July 12 that the Federal Trade Commission (FTC) had reached an agreement to fine Facebook $5 billion, shares in the social media company were up $3.84

Payment APIs and Integration 51

Payment APIs and Integration Federal Trade Commission FTC PayPal 51

Fintech Labs Insights

JUNE 12, 2015

That is, the startup takes the information stored on multiple cards, makes it digital, and stores it on a single card. Stratos card began shipping April 2015. The card’s non-rechargeable battery lasts two years. For end consumers: the Stratos card. Stratos works with all types of cards: Credit card.

Push-to-Card 29

Push-to-Card Card Issuer Issuers Credit Cards 29

Clearly Payments

DECEMBER 5, 2023

Payment processors play a crucial role in modern commerce by enabling various forms of payment, including credit cards, debit cards, electronic funds transfers, and digital wallets. The evolution of credit card processing has played a pivotal role in shaping the modern landscape of commerce.

Processors 52

Processors ISOs Payment APIs and Integration Payments 52

PYMNTS

AUGUST 5, 2016

Consumers always have their debit card handy and and can provide that number to a sender – knowing that if something goes wrong they are protected. This week was the first week of the last full month of summer. Or a Fizzle – because it’s the last full month of summer and everyone is complaining about it being the last month of summer.

Bitcoin 43

Bitcoin Multi-Currency Push-to-Card Chip Cards 43

PYMNTS

JULY 9, 2018

Part of that comes because fraud is always evolving, and fraudsters are pushing constantly to find the vulnerabilities in firms’ and consumers’ best efforts to protect data. Those standards come amid encryption efforts that are required by PCI-PIN and PCI-P2PE, the executive told PYMNTS. Maybe it’s not the industry’s fault.

Social Security 40

Social Security PCI DSS Encryption Push-to-Card 40

Stax

APRIL 18, 2024

Independent Software Vendors (ISVs) and Software-as-a-Service Providers (SaaS) operate within the same market, thus creating a push-and-pull revenue dynamic. In this article, you’ll learn the differences between these providers and gain valuable insights for positioning your offerings successfully. What are SaaS companies?

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

MAY 31, 2018

The internet, said Kilb, is littered with personal data that was supposedly secured by encryption. It makes sense, as the regulation adds strict new standards around these actions – and particularly around consumers’ rights to control their own data, even going so far as to request its total erasure from an organization’s system.

ATM 43

ATM Consumer Data Breach Credential 43