Finextra

JUNE 5, 2025

Without insight into the end-user experience, problems often go undetected until they escalate into serious disruption. Friction at the user level, such as sluggish applications, login failures, or system crashes, often slips under the radar until productivity takes a hit. It expresses the views and opinions of the author.

Compliance 52

Compliance Product Finance Payment APIs and Integration 52

PYMNTS

NOVEMBER 10, 2020

With open banking technologies making their way beyond the world of consumer finance and into the business banking market, new use cases are emerging from the legislation that opens up bank account data and offers FinTechs opportunities for new functionalities via deeper data integrations. Emerging Use Cases.

Use Case 75

Use Case Payment APIs and Integration Accounts Finance 75

PYMNTS

NOVEMBER 18, 2020

Ledford explored some of those emerging use cases and offered insight into what's next for the RTP network that could add even more opportunities for financial institutions (FIs) and businesses to extract value from real-time payments. Today's Most Valuable Use Cases. What Will Drive Adoption Tomorrow?

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

NFCW

APRIL 4, 2024

More than 80% of the respondents to a survey conducted by ABI Research on behalf of the NFC Forum said they have used a smartphone or smartwatch to make a contactless payment. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 125

Consumer Contactless Payments Use Case Research 125

Fintech Finance

JULY 9, 2024

By enabling Fedwire transfers, Galileo is helping fintechs capitalize on this growth, with a scalable solution that caters to the increasing demand for rapid financial transactions. ” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent.

Wire Transfer 97

Wire Transfer Wires Wire FedWire 97

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Among corporates, there is an increasing demand that their global payment activity is able to keep up with the pace of doing business.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

PYMNTS

APRIL 22, 2019

The company said the platform is available for the company’s clients and partners through Visa Next, a website billed as a “new destination” for glimpsing and using new solutions in the payment giant’s ongoing pipeline. We used to have the network, the issuers, the issuer processors … and then the consumer,” he added.

Payment APIs and Integration 91

Payment APIs and Integration Issuers API Use Case 91

Stax

APRIL 18, 2024

SaaS companies deliver software applications over the internet on a subscription basis, simplifying access and management for users. ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. Primarily through direct-to-user subscriptions and third-party distributors.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

The Finance Weekly

JUNE 5, 2024

We'll give an overview of its features, AI integrations, and user feedback on how effective it is. It allows users to contextualize real-time performance data and predict future outcomes, facilitating quicker and more confident decision-making. Machine learning accelerates decision-making across various use cases.

AI 130

AI Audit API Data Encryption 130

Faster Payments Council

SEPTEMBER 23, 2023

Few use cases have the potential for growing volumes as do commerce payments yet paying a merchant with a credit push transfer isn't easy. Thise session envisions the art of the possible for commerce use cases in the U.S. Foundry Ballroom) Payment networks need volume to scale and keep costs low.

FPC 88

FPC Federal Reserve RFP Faster Payments 88

PYMNTS

MAY 29, 2020

But, as he noted, it’s possible to see the desire to use such visual technology from the host’s point of view as they let strangers on the premises. In some cases, according to Mattisson, guests weren’t taking care of the properties as well as they should have.

Privacy 101

Privacy Security Compromise On-Demand 101

PYMNTS

OCTOBER 6, 2020

The horizontal push – vital to bringing innovation to end users and, in some cases, spawning the “super app” – may hit a regulatory roadblock. The great digital shift demands that consumers hop from one activity to another in a seamless fashion – and the recent pandemic-led pivot to living life online is not going away soon.

Economy 82

Economy Blocks Caps Cost Structure 82

PYMNTS

JUNE 10, 2019

From the issuance of digital cards to consumers controlling those cards (with on-demand access to funds, dictating who can spend what, where, when and how), the roadmap is there, but the execution is a challenge — unless the right tools are in the developer’s toolkit. Defining The Visa Next Ecosystem And Use Cases.

Issuers 70

Issuers Processors Push-to-Card API 70

PYMNTS

NOVEMBER 19, 2020

That means opportunities to wield real-time payments for liquidity management, while the payment rails that facilitate real-time transactions are also embracing the movement of data that can be especially valuable to business end users, he said. Rapyd Combats Fraud Across Payment Rails.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

PYMNTS

APRIL 21, 2020

The coronavirus pandemic — which has forced all of us online — is exposing just who in financial services has embraced digitization, and who is truly digital native. And many of us must transact entirely online, by necessity, to get the goods and services we need on a daily basis. We now must bank entirely online, by necessity.

Online and Mobile Banking 92

Online and Mobile Banking IBAN Non-Bank Credit Union 92

Nanonets

JUNE 5, 2023

In this comprehensive guide, we'll explore everything you need to know about RPA - from what it is and how it works to its benefits, use cases, pitfalls and more. Robotic Process Automation (RPA) is a game-changing technology that enables businesses to automate repetitive and mundane tasks using software robots.

Automation 85

Automation Process Bots Use Case 85

PYMNTS

DECEMBER 1, 2020

Whatever the specific use case might be and no matter where payors are in the world, North Lane wants its clients to be able to easily send funds and aims to give payees a full set of options as to where the money should flow. We are offering to bring a known quantity — what goes in and what comes out,” Brennan said.

Cross-Border Payments 87

Cross-Border Payments Cross-Border Payee Payments 87

PYMNTS

MARCH 4, 2020

More established financial players offer scale and reach along with decades of experience in touching millions, even billions, of end users’ financial lives. This includes prepaid card offering VamosPay, which is building new use cases to serve the Latino community through prepaid cards and other solutions. “We

Visa 61

Visa FinTech Push-to-Card Financial Inclusion 61

Stax

MARCH 21, 2024

Instead, SaaS applications are hosted on cloud computing networks and users can access their functionality on-demand through the internet. What’s more, users don’t need to bear the cost of maintaining or updating the software. Generally, pay-as-you-go pricing options are available so you pay only when you use the software.

Payment APIs and Integration 88

Payment APIs and Integration Payment Gateways Payments Gateways 88

The Fintech Times

OCTOBER 13, 2024

” Saving businesses money and reducing churn for vendors Traditionally, fintech lenders need to raise significant amounts of debt onto their balance sheet , which is both difficult to achieve and comes with a much higher cost for the end user.

Finance 52

Finance End User On-Demand Use Case 52

Fintech Finance

MARCH 18, 2024

Renowned for its compliance strengths and its ability to use its proprietary tech for new use cases like its digital asset escrow service and stablecoin payments, Clear Junction is also announcing a rebrand in recognition of the trust it is gaining from players across the banking, fintech and payments ecosystem.

Cross-Border Payments 64

Cross-Border Payments Stablecoins Cross-Border IBAN 64

PYMNTS

DECEMBER 3, 2018

With the SCT Inst scheme, he noted, end users can transfer up to €15,000 ($17,004 USD) between accounts 24/7, with a maximum 10-second time frame. Instant payments, he said, offer a variety of use cases that span emergency fund transfers and, of course, peer-to-peer (P2P) transactions (splitting the bill, for instance).

Instant Payments 62

Instant Payments ISO 20022 Online and Mobile Banking Use Case 62

PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

Fintech Finance

FEBRUARY 27, 2024

Orbipay Payments Hub’s microservices-based architecture makes it possible for FIs to meet the growing demand for real-time payments while orchestrating payments through older rails, even with existing legacy systems. The evolving U.S.

Instant Payments 52

Instant Payments Payment Solutions ISO 20022 FedNow 52

PYMNTS

SEPTEMBER 27, 2019

’s broader digitization initiative to address changing customer demands for modernized, efficient services and products. Head of Digital Transformation Jonathan Holman said in a statement, pointing to the “speed, transparency and ease of use” that end users require from their banking services.

Small Business 46

Small Business End User Use Case On-Demand 46

PYMNTS

AUGUST 17, 2017

Some are technical in nature, some are reconciling problems for existing business models or even confounding go-to market strategies, as in how to work with and scale to consumer needs and desires that demand, on an increasing level, flexibility and speed.

API 76

API Online and Mobile Banking Credential NACHA 76

PYMNTS

MARCH 18, 2019

Somewhat ironically, these are some of the same players who now use the card rails to push payments in real time between senders and receivers on their respective platforms – Square Cash App, Venmo and Apple Pay Cash – and pretty cheaply, and very securely, across the debit card rails. No date has been given for that process.

Faster Payments 80

Faster Payments Fed RTP Same Day ACH 80

FICO

AUGUST 3, 2022

One recent IDC data culture study suggests that less than a third (31%) of data and analytic teams are meeting expectations when it comes to the speed at which they respond to end-user requests. Amid the pressure to deliver results, IT teams continually face challenges in keeping up with the day-to-day demands of the business.

Use Case 52

Use Case On-Demand AI Automation 52

PYMNTS

DECEMBER 30, 2019

What is clear, however, is that Open Banking is gaining traction, largely driven by the competitive pressure for banks to enable their customers with the FinTech tools they demand. While Open Banking may seem like the obvious answer to the demand for data integration between banks and FinTech firms, the complexities of the U.S.

Non-Bank 57

Non-Bank Addressing Fraud Detection On-Demand 57

PYMNTS

NOVEMBER 13, 2019

The first step in achieving such traction is demand, he noted. That sparked a catalyst of demand and opportunity in the market, said Edwards, as more industries saw use cases for faster and real-time payment services. In the U.S., payers have already demonstrated their eagerness for faster payment options. Canada, etc.”

Real Time Payments 51

Real Time Payments Faster Payments Federal Reserve RTP 51

Fintech Finance

APRIL 5, 2024

The study provides a renewed understanding of consumer adoption, familiarity, and experience with NFC technology at both a global and regional level, with 55% of respondents saying they would prefer to use their smartphone or smartwatch to make a payment rather than their card. 53% confirmed they do so multiple times each week.

Research 40

Research Technology Contactless Payments Use Case 40

PYMNTS

OCTOBER 13, 2020

Indeed, as the panelists noted, the winds of change had already been blowing as COVID-19 alighted on every corner of the globe and forced us all to embrace distributed, remote accounting and treasury services environments, tasked with modernizing data and payment flows. But in the pandemic, new needs and use cases have arisen.

Treasury 76

Treasury Real Time Payments On-Demand FinTech 76

The Fintech Times

FEBRUARY 27, 2024

James Butland, UK managing director, Mangopay “By 2027, third-party sales via marketplaces will account for 59 per cent of all global e-commerce, and so we’ll see an increased demand for paytech built with marketplaces and platforms at the heart. This lightens the human load, allowing teams to concentrate on more complex and strategic tasks.

Consumer Protection 69

Consumer Protection Payments Trends Stablecoins Consumer 69

PYMNTS

JUNE 13, 2018

These features give their customers data-driven insights that can improve their financial lives, and FIs with legacy infrastructures have been using APIs to make such new offerings available. FIs are now embracing development of their own APIs, using firsthand experience to build valuable products they believe consumers want.

API 46

API Regulations B2B On-Demand 46

The Fintech Times

APRIL 11, 2024

By leveraging BaaS solutions, neobanks gain the ability to offer cutting-edge and user-friendly financial services tailored to meet the evolving needs of their client base. “Such initiatives have won market share on the basis of simplified, seamless user experiences.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

PYMNTS

JULY 16, 2018

Companies that invest time, money and corporate reputation in something can become so invested in the end game that they keep waiting for better results, even in the face of headwinds and data that suggests those better results won’t materialize. The Demands of On-Demand. We live in an on-demand world.

On-Demand 43

On-Demand Settlement Consumer Real Time Payments 43

PYMNTS

JULY 17, 2018

While some say that machine is blowing smoke, others say the excitement over blockchain is valid — the market is simply figuring out exactly which use cases will truly take off. But the development of the solution doesn’t end with a live launch, explained Roberto Mancone, chief operations officer at we.trade.

Blockchain 40

Blockchain Distributed Ledger Technology (DLT) Agreements Use Case 40