The Fintech Times

DECEMBER 24, 2024

In fact, weve already earned the trust of some of the biggest names in payments, including Visa, PayPal, Mastercard and a growing roster of enterprise merchants, who increasingly recognise that payment orchestration is the quickest and most cost-effective way to get game-changing, future-proof paytech to their end users.

Payment APIs and Integration

The Fintech Times

APRIL 15, 2025

Datactics has developed a digital data validation sandbox for the Financial Services Compensation Scheme (FSCS) designed to help assess data systems and processes prior to regulatory audits. Dubizzle Group , the digital marketplace group, has acquired Property Monitor , a real-estate market intelligence platform in the UAE.

FinTech

Finextra

JUNE 27, 2025

Whether an institution is looking to upscale the digital experience for customers, build out its API ecosystem, or better leverage data to generate informed business insights – core replacement rarely makes the grade, particularly against a backdrop of shifting end-user demands and stiff market competition.

Innovation

The Fintech Times

JULY 24, 2025

There’s often no clear measure of quality for legal services provided. We then pivoted our business to focus on end users, empowering self-serve legal services with AI assistance. Businesses frequently pay large fees for billable hours rather than paying for the actual work completed.

AI

PYMNTS

JANUARY 14, 2020

In financial services, demand for ease of use and security are sky-high, even for business customers. But for many service providers, achieving one can often mean compromising the other. Other regulations adding weight to financial service providers’ compliance burden include Europe’s PSD2 and the U.K.’s

Security

Fintech Finance

JANUARY 31, 2024

PXP Financial , the experts in payments, acquiring, fraud and data analysis services, today announces it has become a GooglePay Payment Service Provider (PSP). PXP helps its customers keep up with the ever-evolving changes and trends in the market, and demand from end-users.

Service Provider

Basis Theory

APRIL 19, 2024

The payment landscape continues to expand each year, offering a vast array of payment methods for end users and processing options for merchants. Payment gateways, processors, and service providers now provide comprehensive end-to-end solutions that maximize payment reach and minimize risk.

Payment Gateways

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022

PYMNTS

SEPTEMBER 23, 2020

noted Cruz, highlighting the opportunity for non-financial companies to provide financial services and products to their own customers, rather than forcing each side to rely on an external bank or another service provider. It was an obvious, yet unmet, need in Brazil's marketplace, according to Cruz.

Non-Bank

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. On the other hand, users demand simpler and better experiences. The Drive To Upgrade.

Payment APIs and Integration

The Fintech Times

FEBRUARY 26, 2024

.” Consumers will not see big changes Anish Kapoor, CEO, AccessPay Looking at the impact of CBDCs from a consumer’s perspective, Anish Kapoor , CEO, AccessPay , the bank Integration-as-a-Service provider, did not think users would notice a radical transformation.

Cross-Border Payments

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. But corporate and small business clients have far more nuanced and complex needs from their financial service providers than the average consumer.

Payment APIs and Integration

PYMNTS

AUGUST 12, 2020

Nium’s service provides end-to-end processing, issuing and other services for companies. To access the feature, the Nium card will have to be added to the Google account, and then the user can select it as an option at checkout, the release stated. “It

End User

PYMNTS

DECEMBER 16, 2019

Service providers are increasingly understanding that, like consumers, businesses demand a better and more seamless end-user experience. Achieving A Better User Experience. And that can damage the user experience, and take away from the benefits of all the new FinTechs coming through. We’ll work with it.’

Compliance

PYMNTS

NOVEMBER 27, 2020

One means of doing so in the business banking space is to target particular industries, a strategy El-Sabini told PYMNTS can be effective at tackling the biggest and most unique pain points of certain sectors that aren't necessarily addressed by industry-agnostic financial service providers. The eCommerce Banking Challenge.

Cash Management

NFCW

JUNE 25, 2024

TRANSACTION FEE: A step-by-step overview of the digital euro compensation model Payment service providers will be able to charge merchants a fee for enabling them to accept digital euro transactions, the European Central Bank (ECB) has revealed, but a cap will be placed on the amount that it will be possible for them to charge.

Central Bank

Fintech News

MARCH 6, 2024

This framework benefits not only service providers but also end users by promoting wider accessibility and faster implementation of security solutions. The project adheres to the GSMA Open Gateway framework, a global standard designed to ensure seamless integration and widespread adoption across various mobile networks.

Scams

CB Insights

MARCH 3, 2023

Crypto-as-a-service companies in the market provide the backend infrastructure enabling businesses to offer end users crypto products. Crypto-as-service powers crypto wallets, trading, payments, rewards, and debit and credit cards. Want the full expert post?

End User

Faster Payments Council

APRIL 26, 2020

For instance, our End-User Transparency Work Group has long acknowledged the importance of service providers in the faster payments ecosystem. These providers enable implementation of faster payments products for many businesses and financial institutions (FIs).

FPC

PYMNTS

JULY 27, 2020

million banking users had been exposed on a forum used by hackers to sell and swap ill-gotten data. In a blog post, Dave blamed the data breach on Waydev, a former third-party service provider. Overall, the data breach highlights the security issues posed when third-party aggregators have control over users’ sensitive data. “It

Data Breach

Open Banking Excellence

NOVEMBER 14, 2023

Competition : PSD2 sought to level the playing field between traditional banks and emerging non-bank Payment Service Providers (PSPs). Alongside PSD3 and PSR1, it opens doors for a wide range of financial services and products while ensuring the security and reliability of these offerings. The post Evolution or Revolution?

Non-Bank

PYMNTS

SEPTEMBER 18, 2020

Yet as these businesses expand across borders, their cross-border payment strategies must prioritize a local experience for the end-user, says Sebastián Kanovich , Chief Executive Officer at dLocal. Cash remains king in many areas, for example, but that doesn’t mean that merchants cannot innovate.

Cross-Border

PYMNTS

SEPTEMBER 16, 2020

Which means that the service providers, the financial institutions (FIs) and the governments with which we interact may have to find new ways of making sure we are who we say we are. For some sectors it can be fairly rudimentary — perhaps there’s a very low threshold to ascertain whether an end user is viable or not.

Verification

Fintech Finance

JANUARY 7, 2025

When used effectively, Verification of Payee (VoP) becomes a powerful tool to minimize both misdirected and fraudulent transactions while significantly enhancing the end-user experience,” said Magnus Hedenberg, CEO of Movitz Payments. The industry spends an estimated 120 billion USD annually to address failed payments.

Verification

PYMNTS

OCTOBER 16, 2017

According to David Koch, chief commercial officer at financial services provider FI.SPAN — a company that build an API-based platform to connect FinTechs and corporate customers to financial institutions (FIs) — APIs have unleashed an incredible number of opportunities in financial services. Two To Tango.

API

Fintech Finance

JULY 1, 2024

When paying offline, personal transaction details would only be known to the payer and the payee and would not be shared with payment service providers, the Eurosystem or any providers of supporting services. To use data for commercial purposes, payment service providers would need users’ explicit consent.

Legal Framework

PYMNTS

DECEMBER 16, 2020

As FinTechs and other financial service providers drive commercial card adoption, virtual card technology becomes an increasingly popular focus of innovation initiatives, particularly as corporates demand solutions to support a remote workforce. Access Bank Taps Visa For SMB Debit Cards.

Innovation

PYMNTS

MAY 22, 2019

By doing so, businesses can enable their customers to enjoy open banking-style connectivity across their toolkit of financial services providers.”. Changing regulations and open banking are redefining the obligations of financial institutions, forcing them to rethink their strategies and implement new technological approaches.

Innovation

PYMNTS

DECEMBER 4, 2020

Banking as a Service (BaaS) is poised to change the end user experience of corporates as they navigate the daily challenges of cash flow management, supply chain activity and the need to become digital-first. So far, corporate banking users are always left out in the cold.”

End User

PYMNTS

NOVEMBER 20, 2019

Citi noted traditional methods of cross-border accounts receivable are inefficient, involving multiple collections service providers with silos between invoicing, collection and reconciliation. Citi is deploying its localized payments services and FX offering to streamline the collections process.

Cross-Border

Fintech Finance

OCTOBER 1, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help Payment Service Providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our

IBAN

PYMNTS

APRIL 15, 2020

China is a notoriously challenging jurisdiction for foreign payment service providers to operate as the nation prioritizes local industry leaders. “Getting correspondent bank accounts is the biggest challenge every payment service provider is facing. It’s not without its drawbacks, however. .

Correspondent Bank

Finovate

JUNE 3, 2024

Impact on PayPal users Faster transactions : Because Solana’s blockchain is known for its high-speed processing capabilities, PYUSD transactions on Solana will be much quicker, which will enhance the experience for end users. These adaptations could require significant technical and regulatory challenges.

Stablecoins

Stax

APRIL 18, 2024

Independent Software Vendors (ISVs) and Software-as-a-Service Providers (SaaS) operate within the same market, thus creating a push-and-pull revenue dynamic. In this article, you’ll learn the differences between these providers and gain valuable insights for positioning your offerings successfully. Learn More What are ISVs?

ISVS

PYMNTS

AUGUST 20, 2020

. “We thoughtfully selected this diverse group with industry experts from across the full spectrum of the payments ecosystem including financial institutions, payment network operators, technology providers, and business end users,” said FPC Board Chair Michael Bilski in a statement.

RTP

PYMNTS

AUGUST 19, 2020

Whether end users want transactions to integrate through their enterprise resource planning (ERP) systems, AP departments, point-of-sale (POS) solutions or eCommerce platforms, solution providers must remain flexible and seamless. .” That’s not always easy in a period of market volatility, however.

Automation

PYMNTS

SEPTEMBER 8, 2020

In the mad dash for small firms to secure capital, many sought their PPP loans from banks other than their usual financial service providers, creating a logistical nightmare for financial institutions (FIs) that still rely on manual and outdated customer onboarding workflows. When the U.S. Broadening Customer Understanding.

FinTech