The Fintech Times

JANUARY 20, 2025

Ultimately, the AFC argued the new act could hinder financial inclusion as it would impose unnecessary burdens on responsible financial institutions and consequently make custodial accounts prohibitively expensive to offer. Underserved consumers relying on these services would be the ones feeling this impact the most.

FDIC 104

FDIC Regulations Innovation FinTech 104

The Fintech Times

FEBRUARY 4, 2025

Senegal is one of many countries across the Middle East and Africa trying to diversify its economy and future-proof itself by hosting financial inclusion by employing fintech solutions. Despite this digital advancement, only seven per cent of the population utilises traditional financial services.

FinTech 59

FinTech Financial Inclusion Online and Mobile Banking Central Bank 59

The Fintech Times

JANUARY 13, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. “A fintech for good embeds purpose into its core. “This can change.

FinTech 59

FinTech Financial Inclusion Underserved Blockchain 59

Fintech Finance

AUGUST 28, 2024

Rellevate’s leading digital banking, disbursements, and wallet solutions are designed to unlock access to payments technology for underserved communities. Together, Rellevate and Mastercard will work with local, city and state governments to create ways for their constituents to access and manage their money faster and more efficiently.

Visa 96

Visa Digital Payments Financial Inclusion Underserved 96

Fintech News

DECEMBER 4, 2024

KakaoPay lets users send money, pay bills, and shop with just a few taps, while PayPay’s strong government backing has driven rapid adoption in retail and transport, seamlessly connecting users to everyday financial services. Financial inclusion will remain a key focus.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

The Fintech Times

SEPTEMBER 22, 2024

Cambodia is leveraging fintech innovations and strategic reforms to boost economic growth, financial inclusion and international partnerships, positioning itself as a key player in the Southeast Asian digital economy. Despite these advancements, about 30 per cent of the adult population remains underserved in financial services.

Financial Inclusion 69

Financial Inclusion FinTech Central Bank Online and Mobile Banking 69

Fintech Review

NOVEMBER 27, 2024

Additionally, founders and owners may lack the financial tools and expertise needed to manage cash flow effectively, further complicating their growth potential. Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

The Fintech Times

JANUARY 31, 2024

Lloyds Banking Group is shutting down its mobile van banking service this year and closing 123 branches, sparking concern over reduced access to essential financial services, particularly in rural and underserved areas. “Government regulators should step in when there are gaps in delivering banking services. .

Financial Inclusion 69

Financial Inclusion Bank Closure Online and Mobile Banking Underserved 69

The Fintech Times

DECEMBER 26, 2023

This underserved group encompasses those with minimal or no credit history, small businesses, and emerging demographics, including the youth and female populations. In Kenya, banking apps have driven a significant increase in financial inclusion from 26 per cent in 2006 to 83 per cent in 2021.

Financial Inclusion 59

Financial Inclusion Underserved Small Business Finance 59

PYMNTS

JANUARY 23, 2020

An Underserved Market. Turner said financial inclusion is a significant part of Mastercard’s focus, with a nod to the transformative ability of technology and data to deliver new services to a broad swath of users. It’s an expensive and limiting place to be.”. Mastercard Accelerate.

Financial Inclusion 57

Financial Inclusion Visa Underserved Cross-Border 57

The Fintech Times

OCTOBER 3, 2024

To make sure more people have access to these services, the government of Papua New Guinea has been putting a focus on financial inclusion. It was established to act as the industry’s apex organisation for coordinating, advocating and monitoring all financial inclusion activities in the country.

Financial Inclusion 52

Financial Inclusion Financial Literacy Governance Government 52

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.

FinTech 133

FinTech Online and Mobile Banking Payment APIs and Integration Finance 133

The Fintech Times

OCTOBER 30, 2024

While this represents a significant step forward, should financial inclusivity have moved further ahead by now? “With over 20 million underserved adults in the UK, it’s time to rethink access barriers. “Improving inclusivity means rethinking outdated regulations— particularly in the consumer credit market. .”

Financial Inclusion 59

Financial Inclusion Embedded Finance Non-Bank Consumer 59

Fintech News

FEBRUARY 26, 2024

The research points out that this diversity in views reflects the sector’s resilience, with many firms identifying opportunities for expansion, especially into underserved markets. The commitment to financial inclusion remains a cornerstone of the fintech value proposition.

FinTech 142

FinTech Consumer Financial Inclusion On-Demand 142

Fintech Finance

SEPTEMBER 12, 2024

Innovating for financial inclusion Zambia has taken great strides in narrowing its gap in financial inclusion. According to the latest data, levels of inclusion have improved ( [link] ) from 59.3% Offering microloans to underserved populations, Lupiya has played a pioneering role in bridging this gap.

Product 98

Product Financial Inclusion Debit Card Digital Payments 98

Fintech Finance

OCTOBER 29, 2024

Since the Maharashtra State Government launched the Majhi Ladki Bahin Yojana in July 2024, Airtel Payments Bank has successfully enrolled over 4.5 This achievement highlights the program’s substantial impact on financial inclusion for women across the state. lakh women in the initiative. Among these, 3.57

Accounts 95

Accounts Financial Literacy Correspondent Enrollments 95

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. This transformation will enable low-cost access to financial systems, empowering underserved communities and fostering inclusion.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. Open data extends beyond regulated financial data-sharing to non-banking datasets, such as telecom, utility, e-commerce, and social data, creating new layers of insight but also new risks. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Fintech Times

JANUARY 31, 2025

Many fintechs and financial institutions often make big claims that they can enhance support to the previously underserved, positively impact the environment, or improve peoples lives in many other ways. Additionally, fintechs should prioritise strong governance and ethical leadership, ensuring ethical behaviour is embedded at the top.

FinTech 64

FinTech Audit Financial Inclusion Advisors 64

FICO

MAY 23, 2022

Círculo de Crédito , the fastest-growing credit bureau in Mexico, has used unique credit risk scores from FICO to boost financial inclusion in Mexico and help an additional 20 million citizens access credit. Finding a way to score millions without credit history. by Nikhil Behl.

Financial Inclusion 52

Financial Inclusion Risk Assessment Embedded Finance Assessments 52

Fintech News

SEPTEMBER 30, 2024

Around 60 digital banking industry leaders from Malaysia gathered at the event, joined by Swedish and Malaysian government representatives. Niklas Wiberg expressed support for Vilja’s initiative and highlighting the importance of promoting innovation that drives economic growth and financial inclusion.

FinTech 109

FinTech APACS Economy Financial Inclusion 109

Fintech Review

JULY 24, 2024

This has significantly increased financial inclusion, empowering millions who previously had no access to banking services. In Ghana, MTN Mobile Money has become a vital financial tool. Similarly, in Southeast Asia, mobile money platforms like GCash in the Philippines are transforming the financial landscape.

FinTech 105

FinTech Online and Mobile Banking Financial Literacy Financial Inclusion 105

Clearly Payments

MARCH 11, 2024

Recognizing the potential risks and opportunities associated with cryptocurrencies, Canadian regulatory bodies have been proactive in developing frameworks to govern their use. Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

Fintech Review

MAY 10, 2025

They hold deposits, extend loans, process payments, and connect financial markets. They also maintain relationships with governments, corporations, and regulators that fintech firms cannot easily replicate. This implicit guarantee reinforces their influence over markets and governments. But the nature of that power is shifting.

Central Bank 52

Central Bank Push-to-Card FedWire Regulations 52

Center for Payments

OCTOBER 20, 2023

When recognizing Cybersecurity Month in October, it is important to consider the connection between cybersecurity, cutting-edge technology, and financial inclusion. Executives of financial institutions should have a good understanding of the importance of financial inclusion and the impact technology has on it is essential.

Financial Inclusion 40

Financial Inclusion Cybersecurity Innovation Online and Mobile Banking 40

Fintech Review

DECEMBER 31, 2024

They encourage innovation, attract investment, and increase financial inclusion. This regulatory flexibility allowed non-banking institutions to offer financial services. Consequently, Kenya witnessed a surge in mobile payment adoption, improving financial access for underserved populations.

FinTech 111

FinTech Regulations Best Practices Central Bank 111

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. It competes with the official Chinese Digital Yuan, which has seen more widespread adoption in China due to government promotion and integration into domestic financial systems.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

PYMNTS

SEPTEMBER 22, 2017

Promoting financial inclusion — a lofty ambition targeting two billion people around the world who currently live without the ability to securely send and receive money — is about more than taking cash away, handing those consumers an electronic payments solution and opening up bank accounts for them. But balances remain at zero.

Visa 64

Visa Financial Inclusion Small Business Point-of-Sale (POS) 64

Fintech News

DECEMBER 10, 2023

In APAC, financial inclusion has emerged as a driving force behind digital innovation. Many nations within the region have recognised the transformative potential of extending financial services to underserved populations. The absence of proper documentation and financial education presents significant hurdles.

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Addressing Fraud Prevention Financial Inclusion Payments 120

PYMNTS

OCTOBER 22, 2020

She said the global pandemic has simply advanced a movement that has been underway for years, which has sought to provide banking access and digital financial services to underserved communities, mostly through mobile devices. The Cash Culture.

P2P 82

P2P Underserved Online and Mobile Banking Multi-Currency 82

The Fintech Times

JULY 19, 2024

There used to be a lack of transparency, however, over the last couple of years, this has been sternly dealt with, resulting in more accurate news-sharing about ESG (environmental, social, governance) goals and how they are being met. For fintech’s consider the ones that align best with your company’s mission, like financial inclusion.

FinTech 105

FinTech Privacy Financial Inclusion Regulations 105

The Fintech Times

NOVEMBER 13, 2024

A new financial service company bringing gamified wealth-building tools to low and middle-income earners has officially launched in Zambia. DigMo , which is licensed by the Bank of Zambia to operate a wallet, plans to support underserved users by providing access to engaging products with incentives.

Accounts 59

Accounts Financial Inclusion Underserved Participant 59

Faster Payments Council

SEPTEMBER 12, 2022

They will discuss how the recently published white paper on "Faster Payments and Financial Inclusion" illustrates the pain points and barriers to financial inclusion, actions, and solutions to expand, requirements of the underserved, action and solutions for issues, and considerations for faster payment stakeholders.

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

The Fintech Times

DECEMBER 10, 2023

Becoming more mainstream Andrea Varga, head of innovation at Aryza The open banking landscape is on the cusp of becoming more mainstream, with a growing number of consumers, businesses, and government bodies embracing its services and applications, suggests Andrea Varga , head of innovation at financial software company Aryza.

Payment APIs and Integration 124

Payment APIs and Integration Credit Union API Privacy 124

Fintech News

JANUARY 21, 2025

The city-state has undergone a transformative journey, evolving from a budding ecosystem to a world-class hub for financial technology. Singapores rise can be attributed to its strategic embrace of digitalisation, proactive government policies, and a thriving startup culture.

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

PYMNTS

FEBRUARY 12, 2019

debit or reloadable prepaid cards for payment of tax refunds, government aid, healthcare and insurance claims and payments to gig economy workers. Metabank provides financial solutions to customers and businesses in what it considers niche and underserved markets, with a belief in financial inclusion for everyone.

Faster Payments 58

Faster Payments Visa Tax Refunds ACH Origination 58

The Fintech Times

OCTOBER 19, 2024

As sustainability and ESG (environmental, social and governance) concerns rise in importance, the digital banking sector is not immune to the shift. There are eight billion people on the planet, with approximately one billion not having access to financial services. But just how central are these values to the sector’s future?

On-Demand 106

On-Demand Financial Inclusion Consulting Product 106