Fintech Review

MAY 6, 2025

Founded in 2012 and headquartered in London , Checkout.com offers full-stack payment solutions that serve some of the largest e-commerce, fintech, and digital companies in the world. With a valuation once reaching $40 billion, Checkout.com became one of Europes highest-profile fintech success stories, even amid broader market corrections.

Payment APIs and Integration

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends

Fintech Review

MAY 4, 2025

The Ultimate Guide for Founders, CFOs, and Finance Teams Choosing the right fintech stack can make or break a company’s financial operations. Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical.

Payment APIs and Integration

Finovate

JANUARY 15, 2025

If you haven’t heard, 2025 is the year of fintech spring. The chill has been taken out of the industry as investors regain confidence, new startups can launch with less risk, and established players are doubling down on new technologies to meet evolving customer demands. Register today to get a discount and secure your spot!

Embedded Finance

The Payments Association

APRIL 7, 2025

Continued investment in innovative fraud detection technologies and adaptive regulatory frameworks is essential to stay ahead of evolving financial crime threats. They will also need to proactively collaborate to capitalise on cumulative knowledge and intelligence to prevent, detect and respond to financial crime.

Financial Crimes

The Fintech Times

DECEMBER 9, 2024

“Implementing comprehensive risk management strategies and diversifying technological dependencies are essential steps to mitigate the impact of unforeseen incidents, thereby maintaining the stability and reliability of payment systems. ” AIs impact on fintech this year is undeniable.

Payment APIs and Integration

The Fintech Times

MARCH 19, 2025

.” Fraud risks rise as limits increase Ryta Zasiekina, founder of payments firm CONCRYT While the potential for greater convenience is clear, Ryta Zasiekina, founder of payments company Concryt, warns that higher contactless limits could make fraud prevention more challenging.

Contactless Payments

Finovate

JUNE 30, 2025

As fintech spring continues to evolve and the sector matures to adapt to shifting dynamics, last quarter–the second quarter of 2025–delivered. The Swedish fintech not only launched a Visa-backed debit card, but also announced a $40-per-month mobile plan in the US that leverages AT&T’s mobile network.

FinTech

The Fintech Times

JUNE 3, 2025

Marcin Glogowski, head of international, Marqeta, said: From real-time wages to AI-led fraud detection, were seeing a convergence of innovation that puts the UK at the forefront of financial infrastructure modernisation. The data signals that intelligent payments are becoming embedded in mainstream infrastructure.

Research

Clearly Payments

NOVEMBER 6, 2024

They can also offer additional services like fraud detection, chargeback management , and analytics. They serve larger enterprises and high-volume merchants who require custom processing solutions and high-level risk management. Nearly 30% of U.S.

Process

Fintech Finance

JULY 29, 2025

For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay’s consumer wallet. This process takes years and requires significant capital investment before generating revenue – a timeline that has limited fintech innovation.

Payment APIs and Integration

Fintech Finance

APRIL 1, 2025

It also strengthens fraud detection and risk management through AI-powered scoring and real-time monitoring, minimizing chargebacks while ensuring compliance with evolving regulations. The post New RS2 Whitepaper Reveals How Legacy Systems Are Stifling Bank Innovation appeared first on FF News | Fintech Finance.

ISO 20022

The Fintech Times

FEBRUARY 19, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. Meaning that you are hardcoding these risks in the fabric of your organisation.

AI

Fintech Review

MARCH 11, 2025

Unlike traditional fraud detection, ScamALert uses a multimodal model, analyzing text, images, and transaction data in real time to detect scams before they happen. In addition to delivering fast, accurate risk assessments, ScamAlert offers actionable advice, helping users avoid falling victim to scams.

Scams

Finextra

JUNE 30, 2025

On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. finance leaders cite fraud and risk management as areas in which they use AI. Use Cases and Impact U.S. About 64% of U.S. Challenges U.S.

AI

Finextra

JULY 28, 2025

Principal Consultant Oracle Location Edison Followers 2 Opinions 8 Follow Unfollow The global banking sector has made substantial investments in Artificial Intelligence (AI), driven by the promise of enhanced operational efficiencies, sophisticated fraud detection capabilities, and hyper-personalized customer experiences.

AI

M2P Fintech

APRIL 17, 2025

Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API

Fintech News

JULY 14, 2025

.” “Over the next three years, that innovation will be driven by AI and machine learning, with financial institutions increasingly using cloud to power fraud detection, risk management, data analytics and generative AI.” Return on investment is increasingly viewed through a strategic lens.

APACS

Fintech Finance

JULY 29, 2025

For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay ’s consumer wallet. This process takes years and requires significant capital investment before generating revenue – a timeline that has limited fintech innovation.

Payment APIs and Integration

Finextra

JULY 21, 2025

Modern regulations require granular transaction tracking, real-time risk monitoring, and comprehensive audit trails—capabilities that legacy architectures often lack without significant workarounds. Legacy ETL processes and batch-oriented data flows cannot support the analytical requirements of contemporary financial products.

Payment APIs and Integration

Fintech Finance

FEBRUARY 17, 2025

Fintech compliance is an increasingly important aspect of the financial industry. As the fintech industry continues to grow and evolve, so do the demands for regulatory compliance. The post PhotonPay Enhances Global Payment Solutions with Robust Compliance and Risk Solutions appeared first on FF News | Fintech Finance.

Compliance

The Payments Association

JUNE 16, 2025

Benefits and challenges of AI and embedded finance While it is true that AI investments have led to enhanced fraud detection, risk management, and the hyper-personalisation of customer offerings. Forge strategic fintech partnerships: Collaborate with fintech firms to accelerate innovation and optimise resource allocation.

Embedded Finance

Finextra

JULY 24, 2025

Most importantly, your fellow fintechs are moving fast. Focus on compliance, security, and risk management Payments are sensitive. That’s why you must meet regulatory requirements and protect your customers from fraud. So, you should choose a payment platform that has built-in fraud detection and risk scoring.

Digital Payments

Finextra

JULY 29, 2025

For the first time, any company—fintech or not—can build and launch their own global financial products using the same infrastructure that powers AstroPay’s consumer wallet. This process takes years and requires significant capital investment before generating revenue - a timeline that has limited fintech innovation.

Payment APIs and Integration

Fintech Finance

MARCH 3, 2025

An expanding suite of specialised AI agents designed to support key areas such as integration, risk management, intelligent customer service, success rate optimisation, and merchant onboarding. Multi-Party Computation (MPC)-based AI risk management and mobile device security system ensure every transaction is secure.

Fraud Prevention

The Payments Association

JUNE 16, 2025

The findings show that it’s technically possible, but with significant challenges surrounding fraud detection, data sharing, and usability. Meanwhile, startups and fintechs have a window of opportunity to innovate. Offline value transfers must be framed within defined risk tolerance levels and fraud detection capabilities.

Settlement

The Fintech Times

FEBRUARY 28, 2025

Finovate brought the fintech world to life with its signature live demos, capturing a snapshot of the industry’s latest developments. Day 1: Demos in action A defining feature of Finovate events, the live demonstrations on day one provided an unfiltered look from companies representing 13 countries at fintechs latest innovations.

Embedded Finance

The Payments Association

JULY 15, 2025

Professional distribution ranges from emerging fintech companies to major multinational financial institutions across 33 countries. This reflects the growing influence of fintech companies, payment processors, and alternative financial service providers in shaping industry perspectives on financial crime prevention.

Financial Crimes

The Payments Association

MARCH 18, 2025

For payments leaders, this means that payments can no longer be separated from credit, insurance, and wealth management propositionsembedded finance is shifting from theory to reality, with data flows underpinning product innovation and customer engagement. Hyper-personalised financial management is emerging as a competitive differentiator.

Finance

The Fintech Times

MAY 26, 2025

The Fintech Times recently caught up with Cao to discuss how banks are adapting to this shift and what it really means to do AI in finance. Turning AI into practical solutions Cao was clear that AI is no longer just an experimental tool; it is already embedded in many banking functions, from customer service to risk management.

AI

The Fintech Times

FEBRUARY 15, 2025

LEAP 2025 featured a dedicated Fintech Track, covering digital banking, blockchain applications, and AI in finance. Fintech innovations and regulatory developments Another panel explored AI-powered financial solutions and emerging blockchain use cases.

Innovation

The Payments Association

MAY 3, 2025

It highlights how innovation, regulation, AI, and risk management are shaping the future of payments and impacting business models. Achi added a historical perspective, recalling the early days of fintech. When the first wave of fintech came through, it was all about the technology. Why is it important?

Payment APIs and Integration

M2P Fintech

MARCH 24, 2025

Enhanced fraud detection ensures security, while alternative data expands accessibility, especially for those with limited credit history. Big data analytics transforms loan management, guiding strategic planning. Predictive analytics forecasts borrower behavior and market trends, enabling proactive risk management.

Payment APIs and Integration

Finextra

JUNE 6, 2025

Afterpay is using big data and AI to ensure a smooth user experience and improved risk management. PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly.

BNPL

Finextra

JULY 23, 2025

When money moves instantly, everything else must keep pace: fraud detection, customer support, reconciliation, and dispute resolution. Real-time fraud detection is also particularly complex. Tackling the True Challenge: Operational Readiness Real-time payments demand comprehensive operational transformation.

Real Time Payments

The Payments Association

JULY 18, 2025

Omar Salem Financial regulation and fintech partner, Fox Williams "Post–31 March 2025, the UK regulator is focused on supervision and in the future may hold firms, and potentially individuals, accountable for operational resilience breaches. The PSR has consulted on an interim cap for CNP consumer debit transactions at 0.2%

Regulations

Trade Credit & Liquidity Management

JULY 30, 2025

From a Press Release dated July 29, 2025, New York, New York Taktile has announced the winners of its inaugural "Top Voices in Risk ’25" awards, which honor individuals redefining risk management in the financial services sector.

Risk