The Fintech Times

FEBRUARY 17, 2025

The JV has the potential to accelerate stablecoins in the region as, individually, SCBHK, Animoca Brands, and HKT are all innovators in the payments and web3 space. As public chain instruments with proven use cases, stablecoins play a critical role in the overall digital asset ecosystem.

Stablecoins

Finextra

JULY 17, 2025

As RAG-driven systems become the new norm, organisations lagging behind in adoption risk adversely impacting their ability to compete with more innovative competitors in the near future. Benefits of RAG models in fintech RAG improves security and compliance, accuracy, and transparency when used alongside AI tools.

AI

Finextra

JULY 7, 2025

In a late 2024 cross-industry survey by SAS, banking and insurance executives reported the highest current usage of generative AI—60% in each sector are already using GenAI in some capacity, the top rate among industries. A global survey found that 98% of banking leaders either use generative AI now (60%) or plan to within two years (38%).

AI

NFCW

JUNE 20, 2025

“The new feature expands use case scenarios for the AR glasses industry leader, and creates new growth avenues for e-wallets and merchants.” “The innovation in the payment scenario has enhanced the practicality and appeal of smart glasses and also promoted the progress and development of the AR glasses industry.

Payments

The Fintech Times

DECEMBER 10, 2024

Andrei Scutari, open banking head of sales, Salt Edge Andrei Scutari , open banking head of sales, Salt Edge commented: “Open banking revolves around data sharing, innovation, and seamless collaboration. This partnership is a significant milestone in our mission to make Open Banking accessible to financial institutions worldwide.”

Third-Party Service Provider

Finovate

JANUARY 23, 2025

Face-to-face conversational AI innovator eSelf has raised $4.5 ” Use cases for eSelf’s virtual agents have been diverse. Christie’s uses the agents as a first point of contact for potential buyers at its real estate brokerage firm in Portugal. million in seed funding. million in seed funding.

AI

The Fintech Times

APRIL 11, 2025

By partnering with Google Cloud, Lloyds is aiming to transform customer and colleague experience and unlock opportunities to innovate, enhancing its ability to provide personalised financial services. The Group is also building a new machine learning (ML) and generative AI platform using Google Cloud’s Vertex AI.

AI

The Fintech Times

JULY 4, 2025

As a Project Guardian participant, Ant International also leveraged its blockchain-based Whale platform to develop a global treasury management use case for real-time multi-currency clearing and settlement.

Interoperability

The Fintech Times

NOVEMBER 5, 2024

Businesses can now use virtual cards for point-of-sale transactions using mobile phones. This additional feature has generated new use cases.” Virtual cards are a great example. These virtual cards will make business spending safer, faster and more convenient – wherever your employees might be.”

Visa

The Fintech Times

MARCH 7, 2025

To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID.

Compliance

Trade Credit & Liquidity Management

JUNE 24, 2025

The bank is among the first to allow corporate clients to send payments up to the new $10 million limit, driving new business-to-business (B2B) use cases. RTP Industry Implications BofA’s adoption and public announcement are expected to increase industry-wide use of real-time payments. Federal Reserve. financial industry.

Real Time Payments

Fintech News

DECEMBER 22, 2024

By combining expertise and tools, Visa aims to expand its fraud prevention use cases and strengthen the security of global payment systems. Dave Excell Dave Excell, Founder of Featurespace, added, We developed our innovations to help crack even the most complex fraud cases.

Fraud Detection

Open Banking Excellence

JULY 2, 2025

Instead, what the UK’s Open Banking rules have unleashed is a whole range of innovation from third-party providers tapping into customer banking data that they have consented to share. “It It is an unusual example of regulation actually driving innovation,” says Adam Jackson, Chief Strategy Officer at Innovate Finance. “It

Regulations

Fintech Finance

DECEMBER 12, 2024

Today, Visa Direct processes billions of real-time transactions in the US, across 50+ use cases, making it a preferred choice for consumers when receiving money from businesses or moving money between their accounts.

Funds Availability

Fintech News

APRIL 24, 2025

Singapore also saw the launch of eight new products in 2024, including innovations such as eSIMs and Instant Card Transfers. These features supported growing demand for daily use cases such as payments, remittances, investing, and financial literacy. Over 45% of all card payments in 2024 were made domestically.

Posting

The Fintech Times

JULY 10, 2025

The launch of a new phase in Project Acacia , a research initiative focused on how digital money could reshape the settlement of wholesale financial assets, involves 24 use cases from major banks, fintechs and market infrastructure providers.

Central Bank

Fintech News

JANUARY 9, 2025

Such innovations streamlined operations and paved the way for exploring sophisticated financial instruments like Delivery Versus Payment (DvP) mechanisms. Collaborative efforts align with the Indonesia Payment System Blueprint 2030, which prioritises innovation, financial inclusion, and economic sustainability.

Distributed Ledger Technology (DLT)

NFCW

JANUARY 21, 2025

represents an innovative step forward in advancing UWB technology, Clint Chaplin, FiRa Consortium’s board chair, says. FiRa Core 3.0

Mobile Payments

The Fintech Times

JUNE 26, 2025

Through the launch of the new sandbox, Mastercard hopes to play a significant role in helping to modernise the UK’s A2A payment ecosystem by enabling banks and FIs to test new flows, including retail and digital assets, across person-to-person, person-to-merchant, and business-to-business use cases.

Instant Payments

Fintech News

MARCH 26, 2025

A Digital Revolution Rooted in Innovation One of Piyush’s most significant contributions was his early recognition of digital bankings potential. He had pushed the bank to earn global recognition as the Worlds Best Digital Bank multiple times and set the gold standard for innovation in the sector. He didnt just change DBS.

Online and Mobile Banking

The Payments Association

MARCH 6, 2025

Mastercards global network and innovative digital solutions, paired with Thought Machines next-generation core banking and payments platform, can enable financial institutions to accelerate the transition from legacy core banking and payment technologies to cloud-native ones and provide their customers with efficient, seamless banking experiences.

Visa

Fintech News

NOVEMBER 25, 2024

This integration is expected to unlock new use cases and contribute to the ongoing transformation of the digital commerce ecosystem. Morgan have been committed to innovating for the future of digital asset and commercial infrastructure. Morgan’s focus on secure and efficient payment rails.

Visa

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration

The Payments Association

JANUARY 21, 2025

With in-depth data covering global market penetration, transaction values, and consumer preferences, the insights presented here will empower decision-makers to refine their strategies, enhance operational efficiency, and capitalise on the growing demand for innovative payment solutions.

Payments Trends

Finextra

JULY 8, 2025

Thanks to improvements in banking technology, regulatory frameworks that encourage innovation, and modernisation of payment infrastructures, the constraints that once made card networks the default option are starting to fall away. The reality is that both systems - cards and RTP - are likely to coexist for the foreseeable future.

RTP

The Payments Association

JUNE 3, 2025

In doing so, they risk missing the core innovation that digital money promises: the ability to transfer value directly, securely, and potentially without the need for intermediaries. Hugo Remi, CEO at Cardaq , emphasises that allowing users to hold CBDCs outside a custodial account is vital for innovation and infrastructure development.

CBDC

The Fintech Times

MAY 10, 2025

We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case. That is why we established an AI governance framework to ensure that innovation happens responsibly and in line with our values.”

AI

Finextra

JUNE 30, 2025

Use Cases and Impact U.S. banks are applying AI in a range of use cases. On the risk and operations side, common uses include fraud detection, anti-money-laundering pattern detection, credit risk scoring and trading optimization. Use Cases and Early Benefits UK banks mirror global trends in AI use cases.

AI

Fintech Finance

DECEMBER 19, 2024

Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases. Dave Excell, Founder of Featurespace, added: We developed our innovations to help crack even the most complex fraud cases.

Fraud Prevention

Fintech News

JULY 21, 2025

3 Innovative and Inclusive Financial Centre Source of image: rawpixel.com on Freepik Under this segment, MAS has set funding, payment innovations and initiatives related to digital assets and asset tokenisation, among others. Next, in parallel with innovation, MAS continues to drive home the importance of digital trust.

FinTech

The Payments Association

DECEMBER 17, 2024

RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases. Access liquidity for remittance and treasury operations.

Stablecoins

Fintech Finance

NOVEMBER 21, 2024

Statista indicated that the Digital Assets market in Africa is projected to reach a revenue of US$3,115.0m Financial innovation is not limited to central banks. This partnership is a testament to our belief that technology can be a powerful tool for development.

Payment Networks

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Use Case Expansion: Businesses are most interested in leveraging faster payments for eCommerce (54%), point-of-sale transactions (51%), and invoicing/supplier payments (41%).

Faster Payments

Fintech Finance

JUNE 10, 2025

Recent action from The Clearing House to increase the transaction limit on real-time payments from $1 million to $10 million is fueling new use cases in business-to-business payments among Bank of America clients. Federal Reserve. The post BofA Clients Embrace New $10 Million Limit in U.S.

Real Time Payments

Fintech News

JUNE 16, 2025

Initially developed by the BIS Innovation Hub, Project Nexus aims to link domestic instant payment systems (IPS) through a single multilateral gateway, replacing the current patchwork of costly and complex bilateral connections. Eli Shoshani : Early participation allows banks to set themselves apart as leaders in innovation and efficiency.

Cross-Border Payments

Fintech Finance

JUNE 25, 2025

Twenty years ago, the UK blazed a trail in developing real-time payments, and today UK banks can reignite that advantage, by accessing Mastercard’s latest account-to-account switching technologies to innovate, test and refine the next generation of payment services, all within a trusted and secure environment.

Visa

PayPal

JULY 17, 2025

Micropayment Viability : With transaction costs typically under one cent, PYUSD unlocks potential use cases including content micropayments, usage-based billing, and instant rewards distribution that would be economically unfeasible on other networks. San Jose, Calif.,

PayPal