The Fintech Times

FEBRUARY 17, 2025

The JV has the potential to accelerate stablecoins in the region as, individually, SCBHK, Animoca Brands, and HKT are all innovators in the payments and web3 space. As public chain instruments with proven use cases, stablecoins play a critical role in the overall digital asset ecosystem.

Stablecoins 104

Stablecoins Issuers Use Case Cross-Border Payments 104

NFCW

JANUARY 21, 2025

represents an innovative step forward in advancing UWB technology, Clint Chaplin, FiRa Consortium’s board chair, says. FiRa Core 3.0

Mobile Payments 104

Mobile Payments Interoperability Use Case Payments 104

Open Banking Excellence

MARCH 5, 2024

“A sustainable economic model will encourage greater collaboration and innovation and expansion of products down the line and really drive improvements in customer journeys,” says Wright. For VRP to really take off, the industry needs to create a model that incentivises all parts of the value chain to innovate.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

Fintech News

NOVEMBER 11, 2024

Launched in May 2022, Project Guardian brings together policymakers and key financial industry players to improve market liquidity and efficiency through the innovative use of technology.

Central Bank 128

Central Bank Distributed Ledger Technology (DLT) Interoperability Cross-Border 128

The Fintech Times

AUGUST 7, 2024

Ripple , the blockchain and crypto solution provider, is partnering with the Dubai International Financial Centre’s (DIFC) Innovation Hub, to accelerate blockchain and digital assets innovation in the UAE. It also plans to provide financial, technical, and business support to developers.

Blockchain 116

Blockchain Innovation Use Case Stablecoins 116

Fintech Finance

FEBRUARY 20, 2025

The results reflect growing adoption of the FedNow Service and RTP Network and an expanding array of use cases in both consumer and business contexts. Use Case Expansion: Businesses are most interested in leveraging faster payments for eCommerce (54%), point-of-sale transactions (51%), and invoicing/supplier payments (41%).

Faster Payments 102

Faster Payments Multifactor Authentication FedNow RTP 102

Fintech News

NOVEMBER 25, 2024

This integration is expected to unlock new use cases and contribute to the ongoing transformation of the digital commerce ecosystem. Morgan have been committed to innovating for the future of digital asset and commercial infrastructure. Morgan’s focus on secure and efficient payment rails.

Visa 113

Visa Blockchain B2B Payment APIs and Integration 113

Fintech News

DECEMBER 22, 2024

By combining expertise and tools, Visa aims to expand its fraud prevention use cases and strengthen the security of global payment systems. Dave Excell Dave Excell, Founder of Featurespace, added, We developed our innovations to help crack even the most complex fraud cases.

Fraud Detection 109

Fraud Detection AI Fraud Prevention Value Added Service 109

Finovate

JANUARY 23, 2025

Face-to-face conversational AI innovator eSelf has raised $4.5 ” Use cases for eSelf’s virtual agents have been diverse. Christie’s uses the agents as a first point of contact for potential buyers at its real estate brokerage firm in Portugal. million in seed funding. million in seed funding.

AI 52

AI Innovation Security Participant 52

The Fintech Times

FEBRUARY 15, 2025

Fintech innovations and regulatory developments Another panel explored AI-powered financial solutions and emerging blockchain use cases. The post Announced at LEAP 2025: The Next Step for Saudi Arabia Financial Innovation appeared first on The Fintech Times.

Innovation 64

Innovation Fraud Prevention AI Compliance 64

The Payments Association

NOVEMBER 20, 2024

This indicates a clear recognition that companies must innovate and adapt their offerings to differentiate themselves from rivals to remain competitive. Lack of in-house expertise : Implementing embedded finance requires expertise that involves business operations, innovation, and a fintech or SaaS provider.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

The Payments Association

MARCH 6, 2025

Mastercards global network and innovative digital solutions, paired with Thought Machines next-generation core banking and payments platform, can enable financial institutions to accelerate the transition from legacy core banking and payment technologies to cloud-native ones and provide their customers with efficient, seamless banking experiences.

Visa 88

Visa Non-Bank Debit Card Payments 88

Fintech Finance

DECEMBER 19, 2024

Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases. Dave Excell, Founder of Featurespace, added: We developed our innovations to help crack even the most complex fraud cases.

Fraud Prevention 97

Fraud Prevention Value Added Service Financial Crimes AI 97

PayPal

APRIL 24, 2025

Coinbase platforms to provide fee-free purchases and easy 1:1 redemption of PayPal USD while companies jointly explore new payment use cases.

PayPal 114

PayPal Stablecoins Use Case Innovation 114

Fintech News

DECEMBER 6, 2023

These examples show why LLM-based AI chatbots are a game changer: before, technological solutions had to be programmed for specific use cases. But now these new intelligent models can perform a range of different tasks and thus be utilised in different use cases. The article must be included as context for the prompt.

Innovation 109

Innovation AI Use Case Posting 109

Fintech Review

SEPTEMBER 17, 2024

Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. This level of decentralisation creates opportunities for innovation, particularly as it encourages input from diverse perspectives within the community.

Government 105

Government Governance Innovation Legal 105

Fintech News

JANUARY 9, 2025

Such innovations streamlined operations and paved the way for exploring sophisticated financial instruments like Delivery Versus Payment (DvP) mechanisms. Collaborative efforts align with the Indonesia Payment System Blueprint 2030, which prioritises innovation, financial inclusion, and economic sustainability.

Distributed Ledger Technology (DLT) 127

Distributed Ledger Technology (DLT) Multi-Currency Interoperability ISO 20022 127

Fintech Finance

DECEMBER 16, 2024

Mastercard and Jeel a subsidiary of Riyad Bank are joining forces to enable digital and cutting-edge solutions such as AI to drive innovation in Saudi Arabia. This will provide seamless access to new digital use cases, such as Mastercard Card-as-a-Service (CaaS) and Bank-as-a-Fintech (BaaF) propositions to Saudi Arabia.

Visa 98

Visa Non-Bank SWIFT Payments 98

Fintech Finance

DECEMBER 12, 2024

Today, Visa Direct processes billions of real-time transactions in the US, across 50+ use cases, making it a preferred choice for consumers when receiving money from businesses or moving money between their accounts.

Funds Availability 98

Funds Availability FPC Accounts Debit Card 98

Fintech News

MARCH 26, 2025

A Digital Revolution Rooted in Innovation One of Piyush’s most significant contributions was his early recognition of digital bankings potential. He had pushed the bank to earn global recognition as the Worlds Best Digital Bank multiple times and set the gold standard for innovation in the sector. He didnt just change DBS.

Online and Mobile Banking 112

Online and Mobile Banking AI Non-Bank Authorization 112

Fintech News

DECEMBER 9, 2024

The goal is to attract investment and innovation, maintain Singapore’s competitive edge in the global arena, and expand financial inclusion. However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Fintech Times

APRIL 11, 2025

By partnering with Google Cloud, Lloyds is aiming to transform customer and colleague experience and unlock opportunities to innovate, enhancing its ability to provide personalised financial services. The Group is also building a new machine learning (ML) and generative AI platform using Google Cloud’s Vertex AI.

AI 64

AI Use Case Verification Innovation 64

Fintech Finance

DECEMBER 19, 2024

Worldline [Euronext: WLN], a global leader in payment services, is proud to announce the launch of FlexPricing, a first-of-its-kind feature designed specifically for Independent Software Vendors (ISVs) to earn revenue in innovative and simple ways.

ISVS 98

ISVS Facilitators ACH Payroll 98

Fintech News

JULY 18, 2024

The Monetary Authority of Singapore (MAS) announced an additional commitment of S$100 million under the Financial Sector Technology and Innovation Grant Scheme (FSTI 3.0) This investment aims to advance innovation and adoption of these technologies in financial services.

AI 120

AI Use Case Fraud Detection Scams 120

The Fintech Times

MARCH 7, 2025

To help organisations ensure they are not losing revenue and improving their efficiency, security and trust, The Centre for Financial, Innovation and Technology (CFIT) has published its blueprint for fighting economic crime through its Digital Company ID.

Compliance 96

Compliance Financial Crimes Crime Government 96

The Payments Association

DECEMBER 17, 2024

RLUSD is ideal for financial use cases and allows institutions to: Facilitate instant settlement of cross-border payments. RLUSD is available on both the XRP Ledger and Ethereum blockchains, offering flexibility and scalability for various financial use cases. Access liquidity for remittance and treasury operations.

Stablecoins 88

Stablecoins Compliance Federal Reserve Cross-Border Payments 88

The Fintech Times

FEBRUARY 3, 2025

In addition to these initial use cases, both companies also plan to explore further applications of open banking, such as creditworthiness assessments for lending decisions. The partnership aims to improve account verification processes and streamline onboarding for merchants.

Payment APIs and Integration 64

Payment APIs and Integration Verification Use Case Settlement 64

The Fintech Times

AUGUST 28, 2024

On 28 August 2024, HKMA officially launched the Project Ensemble Sandbox, which will test a wide range of tokenisation use cases, including the settlement of tokenised real-world assets (such as green bonds, carbon credits, aircraft, electric vehicle charging stations, and treasury management).

Interbank Settlement 134

Interbank Settlement CBDC Settlement Use Case 134

The Fintech Times

DECEMBER 10, 2024

Andrei Scutari, open banking head of sales, Salt Edge Andrei Scutari , open banking head of sales, Salt Edge commented: “Open banking revolves around data sharing, innovation, and seamless collaboration. This partnership is a significant milestone in our mission to make Open Banking accessible to financial institutions worldwide.”

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

The Payments Association

NOVEMBER 27, 2024

This is a significant step towards a more inclusive and innovative financial ecosystem in the Kingdom of Bahrain. As the CBB mandates open banking for corporate accounts, the Compliance Hub becomes an essential tool for banks to ensure adherence to the latest regulations and drive innovation in the market.” ”

Third-Party Service Provider 88

Third-Party Service Provider API Legal Financial Inclusion 88

Open Banking Excellence

JULY 1, 2024

With the UK government continuing to support the UK’s broader fintech environment and promote open banking innovation, Open Banking in a Box will champion the UK’s world-leading open banking standards and make the case for greater cross-border interoperability that will benefit UK PLC and support financial inclusion globally.

Use Case 130

Use Case Cross-Border Regulations Best Practices 130

The Fintech Times

JULY 19, 2024

This investment is part of the Financial Sector Technology and Innovation Grant Scheme ( FSTI 3.0 ) and aims to foster innovation and enhance technological capabilities in finance. to: Bolster AI development and deployment : Support financial institutions in establishing AI innovation centres in Singapore.

AI 129

AI Fraud Detection Use Case Scams 129

Open Banking Excellence

MARCH 15, 2024

A look at four of Australia’s Open Energy use cases While the world has taken Europe’s lead on Open Banking, Australia started with an economy-wide approach informed by the Consumer Data Right (CDR), which implemented economy-wide Open Data.

Use Case 147

Use Case Non-Bank Consumer Accreditation 147

Open Banking Excellence

NOVEMBER 9, 2023

The number of adults using Open Banking in the UK represents around 10% of the adult population. The adoption of account data services has lagged behind Open Banking payments, whilst the number of Open Banking use cases is limited and it has not yet entered daily or weekly usage for most consumers and businesses.

Use Case 130

Use Case API Fraud Prevention Risk 130

Fintech News

APRIL 24, 2025

Singapore also saw the launch of eight new products in 2024, including innovations such as eSIMs and Instant Card Transfers. These features supported growing demand for daily use cases such as payments, remittances, investing, and financial literacy. Over 45% of all card payments in 2024 were made domestically.

Posting 97

Posting Financial Literacy On-Demand Use Case 97

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88