Fintech Finance

OCTOBER 15, 2024

TRANSFOND , the Romanian Banking Association , and the entire banking community in Romania announce that the new RoPay system has become operational. RoPay allows users to make instant mobile payments in line with the national payment scheme. The first available use is for proximity-based person-to-person (P2P) payments.

Instant Payments 98

Instant Payments Online and Mobile Banking Processors Payments 98

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech News

MAY 11, 2025

These companies span every segment of the market, from long-established remittances players and banks to neobanks, business-to-business (B2B) platforms, stablecoin providers and regional specialists, and are powering global trade. It is one of the Big Three local banks in Singapore, and among the largest banks in Southeast Asia.

Cross-Border Payments 113

Cross-Border Payments Cross-Border APACS Distributed Ledger Technology (DLT) 113

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Fintech Finance

JUNE 9, 2025

PayU GPO , the leading online payment service provider operating in over 40 emerging markets, announces a major step forward in its commitment to Africa, unveiling the launch of Account-to-Account (A2A) payments in Nigeria and the appointment of Ryan Engel as the new Country Manager for South Africa.

PCI DSS 52

PCI DSS Online and Mobile Banking Financial Inclusion Alternative Payment Methods 52

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. For example, contactless acceptance and PIN Online have been supported in nexo protocols since the beginning, whereas some countries took over 10 years to roll them out. no mandatory cobadging). no mandatory cobadging).

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

PYMNTS

NOVEMBER 12, 2020

PYMNTS’ November 2020 Disbursements Tracker® , done in collaboration with Ingo Money , states that “FIs that support digital and mobile payment tools could help these consumers access financial solutions without using traditional accounts, but many FIs must address age-old challenges before they can roll out such tools.” In a word, “legacy.”

Online and Mobile Banking 81

Online and Mobile Banking Financial Inclusion PayPal FDIC 81

Fintech News

SEPTEMBER 10, 2024

Asia Pacific point-of-sale payment methods – Select markets, Source: Beyond Payments: Digitalization Trends in the Cross-Border Checkout Revolution, Deloitte, Jul 2024 Payment interoperability The growth of digital payment innovations in APAC has emphasized the need for connectivity and interoperability in both online and offline transactions.

Cross-Border Payments 109

Cross-Border Payments Cross-Border APACS Interoperability 109

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This expanded the reach of formal banking to rural areas. This introduced standardization and divisibility.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Click to Pay completely removes the need to enter credit card information during online purchases, making it more convenient and faster than manual card entry. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Fintech Times

MAY 17, 2024

Tap to Everything There are six billion mobile devices in the world providing consumers with a versatile NFC enabled device primed to be ‘tapped’ At the end of 2023, Visa’s tap-to-pay penetration reached 65 per cent globally, up two times the penetration we saw in 2019, cementing tap as one of the best commerce experiences today.

Product 128

Product Consumer Online and Mobile Banking RTP 128

PYMNTS

FEBRUARY 1, 2021

It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. And as Rita Camporeale , Head of Payments Systems at the Italian Banking Association ( ABI ), told PYMNTS’ Karen Webster, the pandemic has accelerated the embrace of instant payments that flow directly between banks.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan. Why Uzbekistan?

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

NOVEMBER 13, 2020

QR codes had made some inroads here and there, and yet did not become the go-to repositories of data and information – scannable, naturally, across mobile devices – that some had predicted. Visa and other payments networks, stretching back a few years to 2017, had debuted the world’s first interoperable QR code acceptance solution in India.

Contactless Payments 122

Contactless Payments Interoperability PayPal Venmo 122

PYMNTS

SEPTEMBER 11, 2017

It’s not fair, said FI.SPAN CEO and Co-Founder Lisa Shields, that Bill.com and AvidXchange get to have all the business payments fun — and there’s no reason why banks shouldn’t get to participate. Banks don’t ask for APIs, said Shields. It becomes a technological project for both the bank and for the customer.

API 76

API Interoperability Non-Bank Accounts 76

PYMNTS

JULY 30, 2018

It’s not always easy to tell the difference between the meaning of integrations and interoperability: Integrations are systems connected in the same way, while systems that are interoperable work together, but remain different. It just works.”. The same concept can be applied to payments.

Interoperability 43

Interoperability Credit Cards Payments ACH 43

PYMNTS

SEPTEMBER 21, 2020

Women, refugees, the poor and the young had historically had low inclusion in Jordan’s banking system because there’s no good onboarding process for them – but mobile-phone penetration runs deep across Jordanian society, even among critically underbanked segments. Building Better Payments And Banking Services .

Online and Mobile Banking 102

Online and Mobile Banking Financial Inclusion Interoperability Participant 102

The Fintech Times

MARCH 18, 2025

Ralf Germer, CEO and co-founder, PagBrasil Pix has been a giant windfall for Brazil and is now responsible for 90 per cent of bank transactions in Brazil. Through this collaboration, Bancard will offer this service to banks in Paraguay, enhancing convenience and financial accessibility for Paraguayan travellers.

Online and Mobile Banking 64

Online and Mobile Banking Central Bank Cross-Border Instant Payments 64

Fintech News

SEPTEMBER 17, 2024

UPI is a real-time payment system developed by the National Payments Corporation of India (NPCI) that enables instant money transfers between two bank accounts through a mobile platform. These guidelines enable non-bank entities to enter the payment aggregation business and expand their scope to include the import of services.

Digital Payments 109

Digital Payments Credit Cards Online and Mobile Banking Payments 109

PYMNTS

DECEMBER 15, 2016

In a mutual commitment to accelerating the adoption of an open digital wallet, global card networks Mastercard and Visa announce their agreement to allow each network to request tokenized credentials from the other when consumers are transacting across any digital medium — in app, online and in store. Tokens Get Turbocharged. A Global Push.

Visa 95

Visa Payment APIs and Integration Credential Push-to-Card 95

Fintech Finance

OCTOBER 10, 2024

Alipay+ , Ant International’s cross-border mobile payment and digitalization solution, revealed three trends shaping the future of tourism to the benefit of global merchants and the industry. Alipay+’s mobile payment partners from around the world have also seen significant growth.

Cross-Border 98

Cross-Border Transactions Digital Payments Technology 98

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

PYMNTS

AUGUST 17, 2017

When it comes to open banking, there’s a clear choice in place: by fiat, which includes formal processes, or by evolution, which would imply letting the market dictate what happens. In an interview with PYMNTS’ Karen Webster, Clayton Weir, co-founder and chief strategy officer of FI.SPAN, revealed the promise and the peril of open banking.

API 76

API Online and Mobile Banking Credential NACHA 76

PYMNTS

OCTOBER 24, 2016

24) a host of new strategic partnerships to bring online payments capabilities to digital wallets users in the U.S. The agreements will allow Mastercard cardholders to use the mobile wallets to shop online at the hundreds of thousands of merchants around the world where Masterpass is accepted. Mastercard announced today (Oct.

Visa 73

Visa Online and Mobile Banking Interoperability Credential 73

PYMNTS

JULY 27, 2020

It’s a stalemate, Movile CEO Patrick Hruby told Karen Webster, that can likely be broken if Facebook agrees to integrate its service with the central bank-backed instant payments platform PIX, slated for rollout in October. “In The changes that are happening in Brazil and across the region, he noted, aren’t exactly new.

Online and Mobile Banking 61

Online and Mobile Banking Central Bank Point-of-Sale (POS) Instant Payments 61

PYMNTS

APRIL 7, 2020

Open banking efforts are live in countries ranging from the United Kingdom to Singapore. Financial institutions (FIs) following these initiatives make their application programming interfaces (APIs) publicly available, which third-party developers can use to create solutions that draw on banking data from consenting users.

API 63

API Payment APIs and Integration B2B Online and Mobile Banking 63

PYMNTS

JUNE 30, 2016

MasterCard and Vodafone have secured a new deal that will have MasterCard powering Vodafone Egypt mobile money service, Vodafone Cash. As part of this pair up, MasterCard has moved 2 million Vodafone Cash mobile wallets on its own mobile payments network. This was done in collaboration with the Egyptian Banks Company.

Visa 41

Visa Online and Mobile Banking Payment Gateways Mobile Payments 41

Faster Payments Council

MARCH 15, 2023

Whether we will see these services gain traction is tied to what many believe to be a major hurdle–interoperability. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. Some banks may not be able to connect to both. These projects are taking different implementation approaches.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

JANUARY 13, 2017

HSBC is gearing up to take on Hong Kong P2P mobile payment company Jetco, launching its own P2P mobile payment app. According to a report , HSBC has a holding page online that invites cardholders to sign up for the payment service. The app, dubbed Payme, will enable cash transfers to people with just their mobile phone number.

P2P 40

P2P Mobile Payments Online and Mobile Banking Interoperability 40

Fintech Finance

OCTOBER 4, 2024

Due to the low penetration of credit cards, barriers related to banking access, and consumer behavior, fintechs and governments began seeking solutions to simplify consumers’ lives and allow them to purchase products and services using local payment methods. billion, or 48% of the market, according to PCMI data.

Consumer 98

Consumer Online and Mobile Banking Credit Cards Economy 98

PYMNTS

DECEMBER 7, 2017

If the definition of insanity is doing the same thing time and again and expecting different results, then perhaps the way we pay through, and interact with, online banking may have a hint of madness, or at least complacency. Security only works if both ends are using the network — and the world is a big place with lots of banks.

Security 40

Security Online and Mobile Banking Blockchain Credit Cards 40

The Fintech Times

APRIL 11, 2024

Having established what regulatory challenges banks and fintechs should be aware of when leveraging banking-as-a-service (BaaS), and how the technology is advancing financial inclusion across the globe, we now turn our attention to emerging trends and if they are region-dependent.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

PYMNTS

OCTOBER 1, 2020

We're focusing on the ability for consumers to use their rewards points at over 60 million merchants around the world, whether that’s online, in-store or via contactless using a major wallet such as Apple Pay or PayPal – and really bringing [loyalty redemption] to life.”. Points as Cash Requires Program Interoperability. My Rewards 2.0

Digital Currency 93

Digital Currency Point-of-Sale (POS) Online and Mobile Banking Interoperability 93

PYMNTS

JANUARY 2, 2019

a number of leading tech companies have become vocal in their support of a real-time payments (RTP) network, to be created under the leadership of the Federal Reserve and different from what has been previously proposed by the big banks. In a recent example, in the U.S., Signing On, With ROI in Sight.

Real Time Payments 79

Real Time Payments RTP ISO 20022 Cross-Border 79

PYMNTS

DECEMBER 20, 2018

Instead of waiting for their table at a restaurant or for their name to be called by a doctor, consumers can check in to dinner reservations and medical appointments remotely via a mobile device. billion consumer accounts, including credit or debit cards, online wallets and cash-out distribution points. About The Tracker.

Instant Payments 57

Instant Payments Consumer Real Time Payments Interoperability 57