Fintech Finance

JUNE 23, 2025

The Algorand Foundation today announced a new strategic partnership with Paycode , a global leader in biometric and offline digital payment systems, to advance inclusive financial infrastructure across underserved and remote communities.

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Financial Inclusion Blockchain Underserved Interoperability 52

Fintech Finance

MAY 1, 2025

Financial inclusion is not just about facilitating transactions; it is about providing the infrastructure, rules, and governance that enable individuals and businessesespecially women and underserved communitiesto participate fully in the digital economy.

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Financial Inclusion Instant Payments Cross-Border Payments Underserved 52

Fintech News

JUNE 16, 2025

And for those that haven’t yet made the switch, it’s becoming increasingly important—not just for Nexus, but for interoperability across the global financial system. That makes it more inclusive, especially for smaller banks or markets that are typically underserved. Banks also retain control over customer relationships and pricing.

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Fintech Finance

JULY 10, 2025

The recognition also highlights Thunes’ achievements in product development, operational excellence, and its crucial role in enhancing interoperability, key to expanding financial inclusion and enabling access across both mature and emerging markets. Pamela Ho , Head of Network, APAC at Thunes.

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Payment Solutions Cross-Border Payments Cross-Border Finance 52

The Fintech Times

DECEMBER 18, 2024

It also reduces costs through resource sharing, enhances system resilience, and supports economic inclusion by expanding access to financial services for underserved groups. Over these years, CBI has developed several open banking and open finance services and achieved a variety of goals at national and international level.

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Finance IBAN Fraud Prevention Interoperability 115

The Fintech Times

JANUARY 23, 2025

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.

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FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Fintech News

NOVEMBER 17, 2024

Oradian’s custom API capabilities improve system interoperability and scalability, allowing financial institutions to keep pace with evolving requirements and streamline financial workflows. Oradian can enable swift entry into any market, including those that have been historically underserved.

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SWIFT API Underserved Interoperability 116

Finovate

MAY 22, 2025

Circle’s initial focus with CPN is on high-value, underserved global trade corridors. “The launch of CPN represents a leap forward for global payments infrastructure toward an architecture where interoperability, compliance, speed, and cost-efficiency are emphasized,” said Circle VP of Product Management Sunil Sharma.

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Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

Fintech News

APRIL 24, 2025

billion Established in 2018, BharatPe transformed digital payments in India by launching the nations first UPI-interoperable QR code for merchants. The company also operates FINTQ, a platform that facilitates access to financial products such as loans, savings, and insurance through mobile devices, particularly in underserved areas.

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FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. The composability we’ll discuss shortly is one outcome of this interoperability.

Finance 52

Finance Payment APIs and Integration API Regulations 52

The Payments Association

MARCH 18, 2025

As more jurisdictions refine regulations and expand open finance frameworks, the focus will shift to interoperability, consumer trust, and cross-industry data integration. Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

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Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Fintech Finance

JULY 7, 2025

With this license, Pay10 will deliver mobile-first interoperable infrastructure designed to integrate with Bahrain’s domestic payment rails, ensuring compliance, speed, and reliability across every transaction and directly contributing to the Kingdom’s broader vision for financial inclusion and diversified economic growth.

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Central Bank Payment Solutions Regulations Security 52

The Fintech Times

MAY 1, 2025

Now that Pay10’s platform integrates all three of these core regulatory licences, the APM provider says it is ready to support a fully digital, interoperable financial services stack under the direct supervision of the Central Bank of the UAE.

Finance 45

Finance Security Central Bank Interoperability 45

Finextra

JULY 7, 2025

With this license, Pay10 will deliver mobile-first interoperable infrastructure designed to integrate with Bahrain’s domestic payment rails, ensuring compliance, speed, and reliability across every transaction and directly contributing to the Kingdom’s broader vision for financial inclusion and diversified economic growth.

Security 52

Security Payment APIs and Integration Central Bank Real Time Payments 52

Finextra

MAY 29, 2024

The Interledger Foundation, an organisation dedicated to the creation of an open, interoperable payment network, is promising to fund fintechs that use its protocol to bring payments to emerging markets and underserved populations.

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Interoperability Underserved FinTech Payment Networks 122

Fintech News

SEPTEMBER 19, 2024

The aim is to enhance financial access for underserved retail customers and small businesses. The consortium, which holds over 20 financial service licenses across five Asian markets, aims to create an AI-driven virtual bank that empowers underserved communities through advanced technology.

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Fintech News

JANUARY 15, 2024

Building upon SGQR, SGQR+ represents the next generation of interoperable payments for merchants., designed to align with the country’s vision of a seamless, accessible, and interoperable payments ecosystem. Here are five interesting takeaways gathered from the interoperable SGQR+ trials.

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Interoperability Cross-Border Payments Financial Inclusion 119

Fintech Finance

AUGUST 1, 2024

The Interledger Foundation , an organization building and advocating for an open, interoperable payment network, today announced its work with the People’s Clearinghouse, a social sector tech platform that services community banks and credit unions in Mexico. and Mexican residents via community banks in rural areas. “We

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Fintech News

SEPTEMBER 10, 2024

Asia Pacific point-of-sale payment methods – Select markets, Source: Beyond Payments: Digitalization Trends in the Cross-Border Checkout Revolution, Deloitte, Jul 2024 Payment interoperability The growth of digital payment innovations in APAC has emphasized the need for connectivity and interoperability in both online and offline transactions.

Cross-Border Payments 111

Cross-Border Payments Cross-Border APACS Interoperability 111

Fintech Review

JULY 10, 2024

As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems. Interoperability with traditional financial systems presents another significant hurdle.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

PYMNTS

SEPTEMBER 13, 2016

12) that all three mobile money providers in Madagascar, including Airtel Money, mVola and Orange Money, are launching interoperable mobile money services across the country. The GSMA announced on Monday (Sept. In Madagascar and Tanzania, there are more mobile money accounts than bank accounts.

Interoperability 67

Interoperability Financial Inclusion Underserved Accounts 67

The Fintech Times

MAY 29, 2024

The Interledger Foundation , an organisation building and advocating for an open, interoperable payment network, is introducing a new initiative to fund fintechs that leverage its Interledger Protocol (ILP) to bring payment capabilities to emerging markets and underserved populations.

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Instant Payments Cross-Border Payments Underserved Financial Inclusion 69

Fintech Finance

APRIL 23, 2025

This milestone underscores the UAE’s leadership in building a secure, interoperable financial ecosystem anchored in regulatory clarity and innovation.” We recognize the importance of setting a standard – operationally, technically, and in governance – for those who follow.

Finance 59

Finance Interoperability Central Bank Financial Inclusion 59

The Fintech Times

SEPTEMBER 19, 2024

It will provide localised digital banking services to everyone, including the underserved. I am confident that the consortium’s new virtual bank will bring fresh ideas and innovative solutions, to advance financial inclusion for underserved communities and instill diversity to Thailand’s financial landscape.”

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Financial Inclusion Underserved Interoperability Multi-Currency 59

Fintech Finance

MAY 3, 2024

This includes improving accessibility, affordability, connectivity with both domestic and international payment networks, and interoperability. Once live, the platform will facilitate digital transactions in Namibia, driving financial inclusion and reducing cash dependency by catering to underserved populations. Mr. Johannes !Gawaxab,

Underserved 52

Underserved Interoperability Instant Payments International Payments 52

Fintech News

DECEMBER 20, 2023

Developments include cross-border quick response (QR) payment linkages, connectivity between real-time national payment schemes, and the ongoing Singapore Response Code Scheme (SGQR+) project focusing on furthering QR code payment interoperability. These efforts follow the launch of the Rwanda Imbaraga SME Ecosystem (RISE) program in June.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

Faster Payments Council

MARCH 15, 2023

Whether we will see these services gain traction is tied to what many believe to be a major hurdle–interoperability. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. 100B/yr US alone – sticky, underserved, corporate/gov't load (no consumer).

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FPC ISO 20022 Cross-Border Payments Federal Reserve 88

Fintech News

MAY 6, 2024

It embodies the principles of openness, collaboration, interoperability, and advocates for the seamless exchange of data and services across diverse platforms and providers. These partnerships accelerate innovation and enable financial entities to reach underserved segments of the population to offer tailored financial products and services.

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PYMNTS

MARCH 4, 2020

We are excited by this validation from our marquee investors, and look forward to growing rapidly and reaching most of the world’s underserved in the coming years.”. A big part of the problem is the number of mobile money providers with no interoperability between networks.

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Acquirers FinTech Cross-Border Payments Cross-Border 67

Faster Payments Council

FEBRUARY 18, 2021

The Financial Inclusion Work Group will create a blueprint for leveraging faster payments to accelerate access to the financial system for unbanked and underserved Americans.

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Financial Inclusion Faster Payments FPC Cross-Border Payments 68

Fintech News

DECEMBER 10, 2023

Many nations within the region have recognised the transformative potential of extending financial services to underserved populations. Trust, transparency, and interoperability will shape the future of payments, ensuring that financial systems serve the needs of all.

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Fintech News

OCTOBER 28, 2024

Finalists in the corporate categories were evaluated based on impact, sustainability, practicality, interoperability, and creativity, while individual submissions were assessed on contributions to the Singapore fintech sector. Four finalists were shortlisted in each category.

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AI FinTech Innovation Payment APIs and Integration 110

Faster Payments Council

SEPTEMBER 12, 2022

They will discuss how the recently published white paper on "Faster Payments and Financial Inclusion" illustrates the pain points and barriers to financial inclusion, actions, and solutions to expand, requirements of the underserved, action and solutions for issues, and considerations for faster payment stakeholders.

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FPC Federal Reserve Cross-Border Payments Faster Payments 88

PYMNTS

JANUARY 14, 2021

As we explore the many use cases for the vaccination credential, we are working to ensure that underserved populations have access to this verification,” said Dr. Brian Anderson , chief digital health physician at Mitre. Mitre Corp., Oracle, Safe Health and Salesforce. “As

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PYMNTS

NOVEMBER 23, 2020

He stated that the Figure Pay account will be interoperable with other accounts and payment methods (bypassing some of the vagaries of “closed” systems like MCX, now long-defunct). He added that, even in the absence of interchange (where several parties get a piece of the fee), blockchain-based transactions exist only between two parties.

Financial Inclusion 86

Financial Inclusion Office of the Comptroller of the Currency Blockchain OCC 86

Fintech Review

JULY 16, 2024

Fintech firms can develop services for underserved populations, such as individuals without access to traditional banking services. Interoperability between different systems also presents a hurdle. It also promotes financial inclusion. Many people are unaware of open banking and its potential benefits.

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Innovation Consumer API Financial Inclusion 98