VISTA InfoSec

JULY 17, 2024

Overcoming language barriers and security vulnerabilities Talking to people in a language they understand makes it easier for them to follow security rules. Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must.

Cybersecurity 238

Cybersecurity Compliance Encryption Best Practices 238

The Payments Association

DECEMBER 9, 2024

The UK government and the FCA will further develop and implement these regulations through consultations and legal frameworks, aiming for a comprehensive rollout by 2026. Q1/Q2 : FCA consultation paper on stablecoins: rules on backing assets and redemption requirements, custody and prudential requirements. What’s next?

Stablecoins 88

Stablecoins Rules Consulting Regulations 88

PYMNTS

NOVEMBER 1, 2020

In Apple 's annual report , the tech giant discussed the impact that various legal proceedings and new regulations around the world could have on its operations and financial conditions. Those could lead to changes in the company's practices or further legal proceedings, the report stated. The issue, according to the U.S.

Legal 94

Legal Regulations Consumer Protection Privacy 94

Stax

DECEMBER 20, 2023

This article explores the legal landscape surrounding surcharges, shedding light on the intricacies of state and federal laws and strategies for small businesses to manage processing costs. TL;DR Card brands such as Visa and MasterCard along with state and federal laws prohibit debit card surcharging.

Debit Card 88

Debit Card Legal Credit Cards Processing Costs 88

PYMNTS

DECEMBER 10, 2020

The legal framework for digital services has been largely unchanged in the region for about 20 years. That’s even as “repressive regimes around the world use draconian legal frameworks to stifle online freedoms.”. Strict rules must be enforceable,” he said.

Rules 90

Rules Legal Framework Legal Regulations 90

PYMNTS

AUGUST 24, 2020

Public drinking has been historically frowned upon from a legal perspective in America. For example, The Associated Press recently reported that 33 states and the District of Columbia have temporarily lifted laws that prevented restaurants and bars from selling cocktails to go. Washington, D.C.

Laws 79

Laws Rules Legal Origination 79

PYMNTS

DECEMBER 30, 2020

22, according to legal documents filed in the U.S. Legal counsel for those named in the suit — Ripple Labs, CEO Bradley Garlinghouse and Executive Chairman and Co-founder Christian Larsen — were called to appear in an online pretrial conference with Judge Analisa Torres. . There are clear rules of the road for using XRP in the U.K.,

Legal 130

Legal Cryptocurrency Settlement Bitcoin 130

VISTA InfoSec

SEPTEMBER 30, 2024

To overcome these challenges, data protection laws are established. Data protection laws safeguard personal information and establish important guidelines on collection, storage, processing, sharing and disposal of personal data. and PDPA in Singapore that reflects the growing need for privacy specialists in organizations.

CCPA 130

CCPA Privacy Laws Data Breach 130

VISTA InfoSec

OCTOBER 21, 2024

To overcome these challenges, data protection laws are established. Data protection laws safeguard personal information and establish important guidelines on collection, storage, processing, sharing and disposal of personal data. and PDPA in Singapore that reflects the growing need for privacy specialists in organizations.

CCPA 130

CCPA Privacy Laws Data Breach 130

The Payments Association

JUNE 3, 2025

For instance, a retail investor in Singapore could feasibly purchase a tokenised share of a New York building without navigating traditional legal, regulatory, or technological barriers. Tokenisation must also contend with data sovereignty laws that dictate where data can be stored, processed, and transferred.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

PYMNTS

JULY 5, 2020

In updated rules from the Financial Crimes Enforcement Network ( FinCEN ), the U.S. It’s intended to “enhance the availability of financial services and the financial transparency of hemp-related businesses in compliance with federal law,” the notice said.

Treasury 140

Treasury Office of the Comptroller of the Currency Fincen Financial Crimes 140

Stax

AUGUST 1, 2024

However, card brand rules and state and federal laws have been established to prevent merchants from abusing this privilege. In this article, we’ll explore Visa’s rules around credit card surcharging and what merchants need to know about them. Per the latest reports, Visa wants to enforce its surcharging rules more seriously.

Rules 88

Rules Credit Cards Caps Processors 88

Fintech Finance

JULY 19, 2024

The Consumer Financial Protection Bureau (CFPB) has proposed an interpretive rule explaining that many paycheck advance products, sometimes marketed as “earned wage” products, are consumer loans subject to the Truth in Lending Act. When the paycheck advance product is no-fee and truly free to the employee, many requirements would not apply.

CFPB 105

CFPB Rules Product Consumer Financial Protection Bureau (CFPB) 105

The Payments Association

JUNE 16, 2025

Law enforcement also needs serious resourcing. The consensus across the sector remains that a cross-sector, prevention-focused strategy—encompassing telcos, tech platforms, law enforcement, and government—is urgently needed to prevent fraudulent transactions before money moves, rather than attempting recovery after the fact.

88

88

Nanonets

MAY 10, 2023

From court documents being moved to digital formats to the advent of AI in legal research, a lot has changed. What does it mean for legal professionals? And how can you use AI to make legal work more efficient? Court dates, client meetings, legal research, paperwork – the list goes on for legal professionals.

Legal 52

Legal Laws Procedures AI 52

Stax

APRIL 4, 2024

In this article, we’ll learn about the benefits of credit card surcharging and also delve into the legalities and guidelines for levying a surcharge. Credit card surcharging is legal in most U.S. Credit card surcharging is legal in most U.S. Surcharging is governed by certain rules and regulations.

Credit Cards 68

Credit Cards Legal Laws Rules 68

The Payments Association

OCTOBER 23, 2024

On 25 September 2024, the UK Financial Conduct Authority (FCA) published its long-awaited Consultation Paper (CP24/20) setting out proposed changes to the safeguarding rules applicable to electronic money institutions (EMIs) and payment institutions (PIs) (together, payments firms). See our previous Sidley Update on that review.

Rules 88

Rules Payments Institute Authorization Reconciliation 88

Segpay

SEPTEMBER 30, 2024

This blog explores child protection laws across key Latin American countries, highlighting their different approaches and the evolving regulatory frameworks. The Brazilian Child and Adolescent Statute (ECA) provides a broad legal framework to protect minors. Regulatory Summary: ECA (Law No. Regulatory Summary: ECA (Law No.

Verification 111

Verification Legal Framework Laws Regulations 111

VISTA InfoSec

OCTOBER 21, 2024

Overcoming language barriers and security vulnerabilities Talking to people in a language they understand makes it easier for them to follow security rules. Navigate legal and regulatory frameworks Dealing with laws and rules about cybersecurity in different countries is a must.

Cybersecurity 147

Cybersecurity Compliance Encryption Best Practices 147

Fi911

JUNE 9, 2025

Legal costs compound these expenses, particularly when customers sue over losses, or shareholders claim negligence. Rules should flag emails with slight domain variations, urgent payment requests, or changes to banking details. Law enforcement coordination requires established relationships.

Email Compromise 52

Email Compromise Business Email Compromise Compromise Law Enforcement 52

EBizCharge

MAY 5, 2025

This surcharge is calculated and applied automatically by the point-of-sale (POS) or payment software, ensuring accuracy and compliance with legal and card network regulations. states, there are a few states where this program is prohibited merchants must verify state laws before implementing them.

Credit Cards 52

Credit Cards Small Business Process ACH 52

Clearly Payments

FEBRUARY 10, 2025

Card Networks Companies like Visa, Mastercard, and American Express ( credit card networks ) that set processing rules and fees. While legal in most U.S. Regulatory Compliance Businesses must comply with rules like GDPR (Europe), PSD2 (EU), and AML/KYC laws in various countries. per transaction.

Small Business 66

Small Business Process Address Verification System (AVS) Cross-Border 66

Trade Credit & Liquidity Management

MAY 29, 2025

Key Challenges in E-Invoicing No Universal Standard: Diverse tax laws and business practices prevent a single global e-invoicing standard. Dynamic Regulatory Environment: Adapting to clearance models, where governments actively review invoices, requires technological agility and deep tax law knowledge.

ISO 20022 52

ISO 20022 ISOs Compliance Cross-Border 52

PYMNTS

FEBRUARY 14, 2020

There’s a saying in jurisprudence: Hard cases make bad law. Early this week, a judge denied a request from Uber and Postmates to halt the enforcement of a new California labor law — known as AB5 , which was voted into law last year — that would place new restrictions on gig economy workers. New Economy and Old Laws.

Rules 64

Rules Laws Economy Government 64

PYMNTS

JUNE 17, 2020

In the United Kingdom, and for the payment network giants in the decades-long legal battle over interchange fees — next stop, trial court? Sainsbury’s will now be seeking to recover the full amount of the unlawful charges it has incurred,” Murphy said, in the wake of the ruling. ruling on Wednesday was not a final one.

Legal 60

Legal Visa Issuers Acquirers 60

Neopay

APRIL 22, 2024

The UK’s company law landscape underwent significant changes with the enactment of the Economic Crime and Corporate Transparency Act, effective from 4th March 2024. The post Changes to UK company law appeared first on Neopay. Here is a summary of what you need to know about the new measures.

Laws 52

Laws Due Diligence Crime Law Enforcement 52

EBizCharge

JUNE 28, 2024

The question “Is it legal to charge a credit card fee?” This article will explore the legality of charging such fees as well as the pros and cons associated with them. Surcharging is legal in many states and is regulated at the state and federal levels. is a legitimate inquiry for merchants seeking ways to offset these expenses.

Credit Cards 52

Credit Cards Legal Debit Card Best Practices 52

Segpay

OCTOBER 23, 2024

Heightened Scrutiny from Financial Institutions and Regulators: As adult content platforms are more closely monitored, businesses must take proactive measures to ensure that they’re following all legal requirements. Evolving Regulatory Landscape: Laws and regulations are constantly changing, and what was compliant yesterday may not be today.

Compliance 98

Compliance Non-Bank Legal Processors 98

Finextra

JUNE 15, 2025

In a suit filed in the US District Court for the District of Minnesota, Sezzle says Shopify violated antitrust laws. Sezzle files antitrust suit against Shopify BNPL provider Sezzle has sued Shopify, alleging that the e-commerce marketplace has been stifling competition on its platform. We use cookies to help us to deliver our services.

BNPL 52

BNPL Cross-Border Privacy Research 52

The Fintech Times

FEBRUARY 28, 2025

Charles Nerko , team leader for data security litigation in Barclay Damon LLP , the law firm, explains how this is not the case, and why firms need to be proactive in managing the risk in a compliant manner. “AI brings significant legal challenges to the fintech sector. “Keeping pace with evolving laws is another challenge.

AI 97

AI Regulations Best Practices Risk 97

Fintech Finance

JULY 16, 2024

These reports take forward priority actions under the G20 Roadmap to address legal, supervisory and regulatory frictions in cross-border payments to help achieve the quantitative targets in 2027. In response to these changes, legal, regulatory and supervisory frameworks that govern PSPs have had to rapidly adapt and evolve.

Cross-Border Payments 98

Cross-Border Payments Cross-Border Consulting Regulations 98

PYMNTS

DECEMBER 11, 2020

Following a landmark ruling by the Supreme Court, former financial ombudsman Walter Merricks can now bring a suit against Mastercard on behalf of millions of U.K. Merricks alleges Mastercard is in violation of the European Union’s competition law because of the “interchange” fees charged to retailers for card use.

Visa 86

Visa Laws Rules Debit Card 86

Fintech Review

SEPTEMBER 17, 2024

Fintech Review looks into their function, their role in fostering innovation, and the significant challenges they face, particularly in terms of legal recognition, security, and scalability. At the core of DAOs are smart contracts, which automatically execute actions based on predefined rules. What Are DAOs?

Government 105

Government Governance Innovation Legal 105

Clearly Payments

NOVEMBER 18, 2024

Skills Required: Attention to detail, familiarity with card network rules, and proficiency in analyzing transaction data. Team Lead/Manager Responsibilities: Oversee the chargeback team, ensure compliance with policies, and liaise with other departments like legal or finance.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

PYMNTS

OCTOBER 29, 2020

The European Union’s (EU) second-highest court ruled that Facebook can’t be forced to turn over sensitive information without a review. The ruling follows Facebook’s complaint in July that EU regulators were making excessive demands for sensitive data, beyond what was necessary. “The billion.

Rules 56

Rules Federal Trade Commission FTC Legal 56

Segpay

MARCH 24, 2025

By comparing the Australian legal e-gaming and e-gambling landscape with that of the USA, we want to make it easier to understand for our readers who are familiar with US regulations. This article will help you gain a better understanding of gaming and gambling laws in Down Under. billion by 2034.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

PYMNTS

OCTOBER 11, 2020

Epic sued Apple in August, accusing the technology giant of violating laws that restrict anti-competitive behavior. Friday's ruling by U.S. WSJ quoted David Hoppe, a technology and media lawyer at Gamma Law in San Francisco who is not involved in the case, as having said the ruling hurts Epic. “The

Rules 104

Rules Laws Processors Breach 104