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Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Fiserv CEO embraces stablecoins The processor is developing an infrastructure that would let its merchant customers make use of the digital assets, Mike Lyons said.
Sam Altmans World Network is in talks with Visa to bring stablecoin payments to its self-custody crypto wallet, enabling users to spend crypto across Visas global merchant network, a source told CoinDesk. Worldcoin has faced mounting regulatory scrutiny in several jurisdictions, including Singapore and Hong Kong.
Its upcoming launch hopes to disrupt the $200billion stablecoin market and create a bridge between traditional finance and cryptocurrencies. Telcoin Bank plans to offer fully regulated, bank-issued ‘Digital Cash’ stablecoins, alongside a suite of blockchain banking products and services.
Taurus SA, the digital asset infrastructure leader, announces the deployment of the first private stablecoin contract. Unlike legacy stablecoins, it offers confidentiality, untraceability, and anonymity, yet permits access to authorized parties (issuers, regulators, law enforcement).
Location Joburg Followers 5 Opinions 23 Follow Unfollow For years, stablecoins existed in a regulatory grey zone – popular as “digital cash” but lacking official oversight. By passing this law, U.S. policymakers have sketched out the first federal framework for payment stablecoins.
MiCA defines an EMT as “a type of crypto-asset that purports to maintain a stable value by referencing the value of one official currency” PSD3 will need to be transposed in the national laws of EU member states by that date, and the PSR will apply directly in all EU member states.
For years, I watched stablecoins hover at the edges of the UK’s financial system – too unstable to serve as payments, too misunderstood to be seen as legitimate money and too often dismissed as crypto’s lesser-known cousin. Beyond ambition Credible stablecoin offerings aren’t just defined by tokenomics or market traction.
Divergence from common law jurisdictions According to the TPA response, the Bills approach could set the UK apart from other major common law jurisdictions, including Singapore and Australia. Both countries have opted to integrate digital assets into existing property law frameworks instead of creating separate categories.
This deployment provides developers with their first Layer 2 option for PYUSD integration, combining the stablecoin's established reliability with Arbitrum's low-cost, high-throughput transaction processing. Redemption and Market Risk of Fiat-Backed Stablecoins: U.S. San Jose, Calif., dollar per token.
Stablecoins are digital assets designed to maintain a fixed value, often pegged to the USD. Stablecoins are digital assets designed to maintain a fixed value, often pegged to the USD. The bill seeks to establish a regulatory framework that would allow private companies to issue stablecoins.
Similarly, the the interaction of statutory trust rules with existing fiduciary duties, consumer protections, and insolvency laws could create conflicts, potentially delaying fund distributions and increasing legal costs.
We can—and should—better equip law enforcement and regulators with the tools to go after scammers and prevent scams before they happen," Crapo said Tuesday in a news release announcing the bill. Published June 12, 2025 Justin Bachman Senior Reporter post share post print email license Sen. By Caitlin Mullen • Aug.
This speech signalled changes in direction from the approach previously set out by the FCA discussion paper on stablecoins. However, we understand that stablecoins will not be brought into UK payments regulation at this time to avoid a disproportionate regulatory burden.
Most local laws follow their recommendations. Join the Community 23,375 Expert opinions 42,412 Total members 298 New members (last 30 days) 181 New opinions (last 30 days) 29,104 Total comments Join Sign in Trending Eli Talmor CEO at ID-Bound Pay with TRIO: The E-Commerce Breakthrough with Stablecoins.
Sean Gallup via Getty Images Dive Brief: Buy now, pay later company Sezzle sued Shopify Monday, alleging in a federal lawsuit that the Canadian e-commerce marketplace systematically damaged its business and violated antitrust laws when it favored Shopify’s own BNPL offering over that of Minneapolis-based Sezzle for the past four years.
The reported move comes as a number of major companies, both within and outside the financial sector, consider entering the stablecoin space in the context of evolving regulatory conditions. Companies such as Circle and Tether currently dominate the USD 251 billion stablecoin market, but that landscape could shift.
That same week, Conduit Technology, the cross-border payments provider using stablecoins, raised $36 million from Dragonfly and Altos Ventures and other investment firms. Last month, Palla Financial, another cross-border payments provider, received $14.5 million from Revolution Ventures, Y Combinator, Meta Fund and other investors.
QwikPay integrates iDenfy’s identity verification and AML solutions to support secure and real-time user onboarding while remaining compliant with Australia’s financial regulatory requirements and industry laws.
Banks must ensure AI models (especially GenAI, which can be a “black box”) do not violate fair lending laws or produce biased decisions. Challenges U.S. banks face challenges in AI adoption, such as regulatory compliance and risk management. Data privacy is also a concern. In 2024, U.S.
In the UK, the implementation of landmark fraud prevention laws and the expansion of the cryptoasset regulatory perimeter mark a decisive shift towards greater accountability. Separately, the introduction of rules under the UK Stablecoin and Cryptoasset Regime aims to enhance transparency.
antitrust law — seemingly make Visa and Mastercard “highly motivated to settle,” he said. “If Amid the litigation, “serious” settlement talks between the merchants and networks continue, Constantine said. The potential magnitude of “extravagantly outrageous” awards if the merchants win at trial — tripled under U.S.
In addition, both companies will continue to focus on meeting the needs, preferences, and demands of clients and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.
Compliance Is Getting More Demanding With the rollout of PSD3, evolving SCA requirements, and increasingly strict data localization laws in regions like the EU, GCC, and Southeast Asia, compliance is no longer a simple checklist. 18 hours See all opinions External This content is provided by an external author without editing by Finextra.
The group is also eager to share what they know about the evolving technology. “We We want our industry to be a resource to these legislators as they contemplate the beginnings of regulating AI,” Richards said.
Most Popular Fintechs blast JPMorgan over data fees Fed’s ISO ‘big bang’ hits Connecticut enacts controversial EWA law Fedwire makes ISO leap Library resources Trendline Combatting fraud and cyber threats in payments Supported by Sift Science, Inc. Sign up A valid email address is required. Please select at least one newsletter.
The growth in stablecoin transactions alone is now larger than Visa and Mastercard transactions combined.” Its much easier for someone to ask AI to generate a Ghibli image and have that “Aha!” ” moment than it is to convince a network of people to move payment rails. appeared first on The Fintech Times.
To be most effective, privacy laws should be principlesbased and harmonized to ensure predictability and consistency.Critically, privacy laws must also ensure that the industry can continue to use data in order to fight fraud and protect consumers. Intellectual Property New ideas are the lifeblood of innovation.
As DailyPay and the New York attorney general face off in court, more states have been adopting EWA laws and implementing regulation to oversee the dozens of companies that have cropped up to offer EWA services over the past decade. You can unsubscribe at anytime. Sign up A valid email address is required.
Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Fiserv launches new stablecoin The payments processor wants to be an early mover as banks, the U.S. Please let us know if you have feedback.
Collateral Innovation in DeFi & Crypto Markets xStocks could be used as collateral in crypto trading , lending, or derivativesa concept previously limited to stablecoins and major tokens like ETH. regulators deem xStocks a violation of securities laws for domestic users.
stablecoins for payments service providers (PSPs)) and therefore have a better home in a larger platform.” . “However, these companies might operate in fragmented segments of a larger market with niche moats (e.g. segments of fraud prevention) or in a highly strategic category for larger buyers (e.g.
antitrust law. Dive Insight: The ATM operators’ litigation dates to October 2011 when The National ATM Council and ten companies that operate ATMs sued Visa and Mastercard. The plaintiffs alleged that the card networks’ contract provisions for access fees – imposed in 1996 – violated U.S. You can unsubscribe at anytime.
Home News Crypto Trump expected to sign stablecoin regulation Genius Act into law Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.
Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief MoneyGram settles NY AG lawsuit The money transmitter will pay a $250,000 civil fine to resolve claims it violated consumer laws with its remittances practices.
InvestiFi, a platform for embedded digital investing, has welcomed fintech law expert Ethan Silver as a strategic advisor. Partnerships and collaborations Orbital , a cross-border payment platform bridging stablecoins and fiat, has partnered with ClearBank Europe to enable real-time euro transactions via SEPA.
Home News Crypto Wall Street names announce stablecoin plans Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.
Last year, the Consumer Financial Protection Bureau sought to regulate EWA providers under federal lending laws, a move that fintechs opposed. States are gradually beginning to regulate EWA providers, with Arkansas, Maryland and Utah adding to the collection this year. You can unsubscribe at anytime. Sign up A valid email address is required.
12, according to a Trump tariff tracker by law firm Reed Smith LLP, pending talks between the countries. Recommended Reading Mastercard, PayPal mull stablecoins for B2B payments By Lynne Marek • April 2, 2025 Remitly, Payoneer cross-border payments climb By Lynne Marek • Nov. The bulk of the U.S.
Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Louisiana, Connecticut advance EWA bills While Louisiana enacted a new earned wage access law this month, the controversy over state legislation rages on in Connecticut.
The companies are expected to continue to focus on meeting the needs, preferences, and demands of customers and users in an ever-evolving market, while prioritising the process of remaining compliant with the regulatory requirements and laws of the industry as well.
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