The Fintech Times

JULY 7, 2025

Seventy-five per cent of UK financial services firms are already using AI, up from 58 per cent just two years ago, yet uncertainty about compliance is slowing progress, according to a new policy paper from industry body Innovate Finance. Common use cases include fraud detection, anti-money laundering, cybersecurity and back-office automation.

Rules

Finextra

JULY 5, 2025

For most standard online payments use cases (accepting card payments on a website or app), either will get the job done with high standards. On core payment processing capabilities, both Stripe and Adyen offer a f ull-spectru m, global solution.

Product

Finovate

DECEMBER 11, 2024

The service allows clients to adapt the models to their specific task or use case. ThetaRay reports that teaming up with Microsoft will allow it to bring firms a GenAI-powered case manager that will detect financial crime, adapt strategies over time, and meet legal reporting standards.

Financial Crimes

Finextra

JULY 3, 2025

Customer use-cases and expectations eWallets are fundamentally utility-driven. You’re managing experiences. Key differences that impact your business You shouldn’t make decisions based on features alone. Look at how each wallet fits your goals and customer needs.

eWallet

Fintech News

DECEMBER 9, 2024

The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation. Balancing the need for innovation with robust regulatory frameworks remains a key priority for MAS.

Cryptocurrency

The Fintech Times

JUNE 11, 2025

Digital fraud prevention company SEON is launching its expanded Anti-Money Laundering (AML) Compliance suite, introducing a range of AI-powered capabilities to provide enhanced support to fraud and compliance teams.

AML

Fintech Finance

JULY 27, 2025

Mastercard A2A Protect delivers meaningful benefits to every participant in a transaction.”

Accounts

The Payments Association

JANUARY 13, 2025

However, PSPs must ensure their systems and processes support this capability, which may involve implementing blockchain analytics tools and strengthening compliance with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations.

Legal

The Fintech Times

MAY 3, 2025

The bank will continue to invest in expanding supported use cases, countries, and currenciesenhancing the infrastructure to meet the evolving needs of fintech partners and enabling more businesses and consumers to move money globally with speed, security, and confidence.

International Payments

The Payments Association

DECEMBER 10, 2024

Zeitouny adds: Recent advances, including generative AI and real-time analytics, make it possible to process larger datasets faster and detect complex fraud schemes, like multi-layered money laundering operations that span multiple jurisdictions, that were previously harder to catch.

AI

The Payments Association

JULY 18, 2025

Critically, firms operating under Money Laundering Regulations (MLRs) must now secure Part 4A FSMA authorisation to continue operating legally once the transitional period ends. Monitor potential regulatory expansion of stablecoins into the payment services perimeter, especially in cross-border or B2B use cases.

Regulations

Finextra

JUNE 23, 2025

It classifies payment stablecoin issuers as regulated financial institutions, pulling them firmly under anti-money laundering and consumer protection rules. The GENIUS Act’s impact on embedded finance is that it makes all these use cases far more feasible at scale.

Embedded Finance

Fintech Review

MAY 4, 2025

Weavr A plug-and-play embedded finance platform designed for non-financial companies, with ready-made use case templates. It is non-negotiable for any business handling payments, onboarding customers, or moving money across borders. Best for : Companies concerned about crypto-related compliance and anti-money laundering.

Payment APIs and Integration

Finextra

JULY 28, 2025

A report by McKinsey & Company (2022) indicates that only 30% of AI use cases are explicitly linked to quantifiable business outcomes, underscoring a pervasive lack of clear KPIs for AI deployments. streamlines customer identity verification (KYC) and significantly bolsters Anti-Money Laundering (AML) efforts.

AI

Finovate

JUNE 3, 2025

The company’s offering helps institutions better combat the growing sophistication of criminal networks who are able to thwart traditional rule-based anti-money laundering (AML) systems. Spayce will leverage ThetaRay’s AI-first solution to ensure regulatory compliance and scale securely.

Cross-Border Payments

The Fintech Times

JULY 28, 2025

The research also highlights that firms are deploying agentic AI to focus on high-value, high-risk use cases and deliver immediate impact, with 36 per cent of firms listing fraud detection as their top reason for adoption. This is closely followed by KYC maintenance (19 per cent) and transaction monitoring (16 per cent).

AI

Finovate

AUGUST 1, 2025

Companies also must comply with anti-money laundering (AML) and counter-terrorist financing (CTF) regulations as well as maintain obligatory risk management, disclosure, and auditing standards. Founded in 2020, RD Technologies provides technology to help bridge the Web2 and Web3 worlds.

Stablecoins

Finextra

AUGUST 4, 2025

Cryptocurrencies introduce new money laundering risks (e.g. Remittance & Cross-Border Payments Money service businesses (MSBs), remittance providers, and cross-border payment startups operate in one of the most compliance-heavy corners of finance. Key pain points in BaaS include ensuring consistent standards.

AML

Fintech Weekly

JULY 17, 2025

You’ll need to take a hard look at your assets, your structure, and your use cases. That means they’d need to follow the same anti-money laundering and know-your-customer rules as banks and brokerages. It’s a flexible, dual-track system, but it does require one thing from businesses: Clarity.

Blockchain

Finextra

AUGUST 7, 2025

Join this webinar, hosted in association with Appian, to discover the most successful AI use cases in banking. Which are the most prominent AI use cases proving their value in the financial industry now, especially in client service, risk & compliance, and loan management applications?

AI

Payments Dive

AUGUST 4, 2025

As the company plots its expansion, Brown will be in charge of anti-money laundering, know-your-customer protocols, transaction monitoring and state compliance strategies. Fintech firms are preparing to expand their reach as the use of digital payments grows in the coming years.

Bitcoin

The Paypers

JUNE 25, 2025

The update supports countries and the private sector in bringing more individuals into formal finance through risk-based approaches to defeating illegal activities.

Financial Inclusion

Finextra

JULY 7, 2025

In this comprehensive look, well explore the proliferation of tokenised stocks, their use cases and benefits, and clear up some common misconceptions. Along the way, well keep a global perspective and touch on both primary markets (raising money) and secondary markets (trading those tokens). So, Why Bother?

Blockchain

Payments Dive

JULY 14, 2025

Additionally,the technology and its use cases are rapidly evolving, “so we should not lock in definitions that will prove obsolete soon,” he said. Criminals use cash-based money laundering strategies in significant part because cash offers anonymity. They commonly use U.S.

Privacy

The Fintech Times

JUNE 25, 2025

Understanding this will allow insurers to identify the best areas and use cases of AI. Looking at the core principle of insurance, AI should be used to create operational efficiencies that allow complex risk understanding and human intervention to occur. ” Are insurance firms already being cautious enough?

AI

The Fintech Times

SEPTEMBER 3, 2024

Continuing the partnership, the two entities plan to support a range of advanced AI-driven use cases designed to unlock business value and create new competitive advantages. The post IBM Pulls the Curtain on New Innovations, Supporting Generative AI Use Cases in Financial Services appeared first on The Fintech Times.

Use Case

PYMNTS

DECEMBER 9, 2019

A country long blamed for weak measures against money laundering, Japan has over 80 banks interested in joining the Interbank Information Network (IIN), said executive Daizaburo Sanai. Among the several initiatives being developed, IIN uses digital technology to accelerate international money transfers.

Money Laundering

PYMNTS

SEPTEMBER 24, 2019

That sentiment was underscored earlier this month when South Korea said it would delist a number of altcoins from an exchange over privacy concerns – namely, the anonymous nature of the transactions are at odds with the goals of the Financial Action Task Force (FATF), which include combating money laundering and fraud.

Interoperability

PYMNTS

JANUARY 30, 2019

With the fifth European Union (EU) Anti-Money Laundering Directive (AMLD 5) coming into force and raising a concern over the fourth AMLD, beneficial ownership is becoming front-and-center for financial firms. Forex companies, in particular, move money as they change it from different currency types.

Due Diligence

PYMNTS

JANUARY 26, 2021

And while the concept initially set its sights on elevating the consumer banking experience, the data integration drive continues to expand into new use cases, including business banking, that open up opportunity through bank-FinTech collaboration and data integration. where there is no open banking regulatory mandate.

ISO 20022

The Payments Association

MAY 15, 2025

With the advance of AI innovation continuing to accelerate, the payments industry is today exploring a wider range of AI use cases than ever before. Each time a payment is stopped due to potential sanctions violations or investigated due to money laundering or fraud concerns, a cost is incurre,d potentially leading to a delay.

AML

PYMNTS

DECEMBER 29, 2020

Whether it’s simple online purchases or banking, or more complex areas like cryptocurrency or money laundering, Trevor Wingert , a senior know your customer (KYC) and anti-fraud solutions consultant for GeoGuard , told PYMNTS that rapidly changing use cases and technology highlight gaps in the current security approaches being used.

AML

CB Insights

OCTOBER 29, 2020

This approach relies on layers of middlemen, contributing to inefficiencies and even creating opportunities for foul play like money laundering and corruption. Categories are not mutually exclusive, and companies are mapped according to their primary use case. Interested in learning more about Blockdata and DLT?

Real Time Gross Settlement (RTGS)

Fintech Finance

MAY 28, 2024

It enables precise tracking of the origin of funds and their movement across different addresses, further bolstering anti-money laundering efforts while enhancing overall financial security and compliance.

Digital Currency

PYMNTS

DECEMBER 24, 2020

Building The (Retail) Use Cases. Part of the enthusiasm from investors comes as use cases have proliferated. But he added that eventual use cases could include stimulus payments and all manner of other transactions. Anywhere where you have a cash transaction can be a possible use case,” Cunha said.

Federal Reserve

PYMNTS

NOVEMBER 16, 2020

“For instance, if you go to a restaurant and you have a credit card, probably you will use it because it is more convenient than picking up your phone, starting a transaction or things like that,” Kavakama said. “We We are going to see what type of use case the population will adopt.”.

Real Time Payments

PYMNTS

JULY 10, 2020

Open banking comes in several flavors, yet its rise requires robust Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures, Zac Cohen , chief operating officer at identity verification firm Trulioo told Karen Webster in a recent interview.

AML