FICO

JANUARY 4, 2018

Here were the top 5 posts of 2017 in the Risk & Compliance category: US Average FICO Score Hits 700: A Milestone for Consumers. Read the full post. Read the full post. He shared the characteristics scored by EFL: Read the full post. 2017 Banking Regulatory Predictions—Brace for a Sea Change.

Risk 58

Risk Posting Credit Risk Regulatory Compliance 58

The Fintech Times

APRIL 15, 2025

Mexico and Guatemala are also embracing this global trend of integrating financial services into non-financial platforms. However, each country presents unique characteristics, especially when it comes to regulatory maturity, technological infrastructure, and financial inclusion. What are your future plans?

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

Fintech News

JUNE 12, 2024

Modernising banking infrastructure The advent of CaaS has highlighted the need for financial institutions to modernise their banking infrastructure. “This technology supports digital wallets, open banking , and Cards-as-a-Service (CaaS).

Credit Cards 109

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 109

The Fintech Times

JANUARY 14, 2024

The American Fintech Council (AFC), the industry association representing responsible fintech companies and innovative banks, offered testimony before the Washington State House Committee on Consumer Protection and Business recommending key amendments to legislation recently introduced. Not all fintech is created equal.

Regulatory Compliance 64

Regulatory Compliance Consumer Protection Compliance Regulations 64

Open Banking Excellence

SEPTEMBER 21, 2023

Cybersecurity experts Duncan McDonald, Global Head of Compliance Services & Wayne Scott, Regulatory Compliance Lead, from The NCC Group explain how to prepare for DORA compliance and why the new legislation will enhance cyber resilience across the financial sector and its supply chain. compliance.

FinTech 130

FinTech Compliance Regulations Non-Bank 130

FICO

JANUARY 25, 2022

The 5 top posts for decision management on the FICO Blog last year dealt with digital transformation in insurance, automated originations, responsible AI, model governance and, strangely enough, movies! Here are extracts from those posts. Read the full post: Digital Transformation and the Future of Insurance.

Posting 52

Posting AI Government Governance 52

Fintech News

APRIL 28, 2024

The banking industry is shifting towards innovation, collaboration and customer-centricity, driven by the adoption of technologies including cloud computing, data analytics, artificial intelligence and machine learning (AI/ML), changing customer preferences, and a rapidly evolving regulatory landscape, a new report by Amazon Web Services (AWS) says.

AI 113

AI Innovation Financial Crimes Crime 113

Fintech Review

JANUARY 28, 2025

By integrating payment solutions directly into non-financial platforms, companies can offer seamless user experiences. Despite regulatory uncertainties, blockchains adoption in payments is likely to expand. Open Banking: A New Era of Payment Innovation Open banking is enabling consumers to control their financial data.

Digital Payments 87

Digital Payments Embedded Finance Payment APIs and Integration Fraud Detection 87

Fintech Review

MARCH 27, 2024

At university, I delved into engineering, maths, and finance, which paved the way for my venture into investment banking. Recognizing the demand among UK SMEs for alternatives to traditional banking, I founded Nucleus Commercial Finance. RegTech will see growth as the demand for regulatory compliance increases.

AI 99

AI On-Demand Finance Regulatory Compliance 99

The Fintech Times

MARCH 13, 2025

The regulatory rule set aims to manage information and communication technology (ICT) risk across the financial sector. Some firms may have to make tough decisions either pushing vendors to comply or reducing reliance on non-compliant third parties.” Its a competitive advantage.”

Third Party Vendors 64

Third Party Vendors Compliance Non-Bank Mitigation 64

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

Fintech Finance

APRIL 30, 2024

Bronwyn brings over two decades of experience across technology, cybersecurity, regulatory compliance and fraud prevention. Most recently, Bronwyn served as CISO at fintech Mambu and led security transformation and AI enablement initiatives for TSB Bank.

Security 59

Security Regulatory Compliance Fraud Prevention Non-Bank 59

Fintech News

JANUARY 16, 2024

In 2024, the banking sector is witnessing a pivotal transformation driven by advanced technologies like AI and cloud computing, evolving customer demands, and changing regulatory landscapes. Accenture’s “ Banking Top 10 Trends ” report for this year highlights this transformative journey. Generative AI supercharges banking.

AI 117

AI Risk Non-Bank On-Demand 117

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “Through integrating financial services into their offering, businesses are ensuring a succinct customer experience, whether in retail, automotive, insurance, or banking.

Embedded Finance 109

Embedded Finance Finance Innovation AI 109

Finovate

MARCH 13, 2024

The integration will bring automated crypto transaction monitoring and secure data storage, as well as ensure regulatory compliance. This will enhance regulatory compliance and secure data storage, as well as provide automated crypto transaction monitoring for Chainalysis’ clients. Co-founder Andrew Sever is CEO.

Verification 59

Verification Blockchain Travel Rule Regulatory Compliance 59

EBizCharge

MAY 5, 2025

Credit card processing fees are comprised of several fees, such as: Interchange fees: Interchange fees are paid to the card-issuing bank and typically consist of a percentage of the total transaction amount plus a small, fixed charge. Verify legal and regulatory compliance. Request a demo or trial.

Credit Cards 52

Credit Cards Small Business Process ACH 52

The Fintech Times

APRIL 11, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. “The modularity, interoperability and seamless integration of BaaS have also proven to be powerful drivers of innovation in sectors beyond banking.

Embedded Finance 75

Embedded Finance Non-Bank Online and Mobile Banking Financial Inclusion 75

FICO

FEBRUARY 14, 2017

“There is clear evidence that economic and financial crimes are some of the fastest growing offences globally,” said Dr. Chiranjivi Nepal, governor, Nepal Rastra Bank. “In In Nepal, we can ill afford for these activities to drain our economy or to destroy business and banking confidence.

Financial Crimes 61

Financial Crimes Crime Compliance Correspondent Bank 61

Fintech Review

DECEMBER 3, 2024

For example, PSD2 in Europe opened payment services to non-bank providers, encouraging fintech innovation. Open banking initiatives enable third-party access to bank data, creating opportunities for personalised payment solutions. Regulatory compliance adds further complexity, demanding robust systems and staff training.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

Fintech Finance

MARCH 14, 2024

He brings a comprehensive regulatory understanding and supervisory experience to solidify Flutterwave’s dedication to upholding the highest regulatory, compliance, and governance standards.

Non-Bank 52

Non-Bank Audit Compliance Government 52

Fintech News

OCTOBER 28, 2024

This year’s awards categories were updated to emphasize measurable impact, with a focus on contributions to areas like financial inclusion and regulatory compliance. It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions.

AI 107

AI FinTech Innovation Payment APIs and Integration 107

The Fintech Times

OCTOBER 5, 2024

In early October, the FCA , the UK regulator, announced that it had fined UK challenger bank , Starling Bank , £28,959,426 for financial crime failings related to its financial sanctions screening. Impact on the industry Andrew Doyle, CEO of NorthRow Starling Bank is a big name in the fintech space.

Financial Crimes 83

Financial Crimes Crime Compliance Money Laundering 83

Fi911

NOVEMBER 7, 2023

In the intricate world of banking and finance, maintaining the sanctity and security of transactions is paramount. Why is it non-negotiable for financial institutions across the globe, and how can you ensure that your institution is compliant with all AML procedures? But, what does AML entail?

AML 52

AML Compliance Money Laundering OFAC 52

Stax

JANUARY 28, 2025

The original sensitive data is still secured and hidden in an external data bank. Payment verification by the issuing bank means the customers bank will check whether the customer has sufficient funds to complete the transaction.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Fintech Finance

JANUARY 30, 2024

AccessPay , the leading provider of bank integration, today announced the addition of Confirmation of Payee (CoP) and Sanctions Screening capabilities to its Fraud & Error Prevention Suite 1 , launched in 2023.

Payee 52

Payee Money Laundering Non-Bank Checks 52

Nanonets

MARCH 27, 2023

In this blog post, we'll explore the benefits of mortgage automation, the role of OCR technology in the process, and how Nanonets can help streamline the workflow. These documents may include bank statements, W2s, pay stubs, and tax returns. What is mortgage automation?

Automation 52

Automation Regulatory Compliance Underwriting Origination 52

The Fintech Times

JULY 19, 2024

. “Renewable energy sources: While adopting renewable energy sources is a desirable option, they can be expensive and may not be consistently available in all locations, leading to reliance on non-renewable energy to maintain operations. Many underserved communities lack access to traditional banking services.

FinTech 105

FinTech Privacy Financial Inclusion Regulations 105

FICO

FEBRUARY 11, 2019

APC Intelidat, the credit bureau in Panama, will soon provide regulatory compliance capabilities to its customers and fight financial crime in Panama with a FICO solution. We are committed to helping APC and the Panamanian banking industry fight financial crime in Panama, including money laundering and other illegal activities.”.

Financial Crimes 40

Financial Crimes Crime Due Diligence Money Laundering 40

The Payments Association

MAY 16, 2025

For merchants, this represents a fundamental compliance obligation with both legal and commercial dimensions. Non-compliance could lead to regulatory enforcement by national authorities, as well as reputational harm and potential exclusion from EU markets. Collaborate with PSPs and acquirers to optimise 3DS2 performance.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Fintech Finance

DECEMBER 12, 2023

Financial institutions are fighting to stay ahead of fraud threats, and are dependent on disparate, siloed authentication tools used for various banking channels – resulting in inconsistent user experiences and vulnerabilities in their fraud prevention strategies,” said Julie Conroy, Chief Insights Officer at Datos Insights.

Acquirers 59

Acquirers Payment Solutions Security Authentication 59

CB Insights

DECEMBER 7, 2017

Originating, processing, and underwriting a home loan with a large bank lender still requires faxes and snail mail and take almost as long as it did 20 years. Non-bank lenders are becoming much bigger players in mortgages. In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post.

Non-Bank 69

Non-Bank Online and Mobile Banking Origination Underwriting 69

CB Insights

JANUARY 25, 2019

As security tokens actively seek regulatory compliance, they could appear more promising than their utility token counterparts, but could still face the same hurdles as blockchain consortia. Non-fungible tokens. One blockchain trend to watch in 2019 is the performance of unique, non-transferrable blockchain-based tokens.

Blockchain 77

Blockchain Use Case Cryptocurrency Bitcoin 77

Clearly Payments

JANUARY 10, 2024

This example illustrates how embedded finance solutions can enhance the functionality of a non-financial platform, providing users with a one-stop-shop for their e-commerce and financial needs. These barriers to entry are substantial, encompassing technological, regulatory, and competitive aspects.

Processors 105

Processors ISOs Embedded Finance Payments 105

FICO

FEBRUARY 7, 2018

To meet this challenge, global fintech 4finance, based in the Baltics, turned to FICO, and their results earned them a FICO Decisions Award for regulatory compliance. Speed was an issue because the risk of non-compliance was high and their reputation had to be secured. Here's what they did. Meeting the EU ML Directives.

AML 49

AML Rules Money Laundering Compliance 49

Nanonets

APRIL 11, 2023

A report by McKinsey states that by embracing digital lending processes, leading banks have brought down the “time to yes” from weeks to minutes, and “time to cash” from even longer to less than 24 hours. Manual compliance processes increase the risk of non-compliance and may result in costly fines or penalties.

Origination 52

Origination Automation Risk Assessment Underwriting 52

Fintech Finance

MAY 7, 2024

Amid economic fluctuations, impending regulatory changes, and evolving consumer payment habits, European businesses are actively seeking ways to manage the increasing complexity and costs associated with payments. The post Fabrick Publishes Report on Embedded Finance Trends in Europe appeared first on Fintech Finance.

Embedded Finance 52

Embedded Finance Finance Payment APIs and Integration Embedded Payments 52

Fintech News

JUNE 12, 2024

Modernising banking infrastructure The advent of CaaS has highlighted the need for financial institutions to modernise their banking infrastructure. “This technology supports digital wallets, open banking , and Cards-as-a-Service (CaaS).

Credit Cards 52

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 52