The Fintech Times

MAY 1, 2025

But a standout use case – especially if tied to a major brand, social cause, or government initiative – is sure to elevate your narrative. Even if youre not (yet) a big name in tech, truly original opinions – insights no one else is putting forward will also grab the attention of leading journalists.

Origination 45

Origination Cross-Border Payments Fraud Detection Use Case 45

The Payments Association

JULY 19, 2025

Mark Goldspink Ambassador, TPA “Offering instant and cross-border payments, an intermediated supply chain and a remote, and often rapid, onboarding process, there are several reasons the payments and e-money sector might be attractive to criminals… and this was reflected by over 22% of SARs originating from the sector last year.

Money Laundering 88

Money Laundering Risk Financial Crimes Due Diligence 88

The Payments Association

FEBRUARY 10, 2025

Andrew Doukanaris Ambassador, The Payments Association While vIBANs have positive use cases, challenges exist in limited monitoring of the end user, alignment with the PSPs risk appetite, and the lack of a consistent framework to mitigate financial crime and regulatory risks.

IBAN 88

IBAN AML Master Account Due Diligence 88

Fintech Finance

JUNE 11, 2025

Experienced leadership – Benefits from a team of industry leaders that propelled FIBT to one of only six community banks on the Nacha’s top-50 ACH originators list. Versatile architecture – Cloud-native, API-driven technology layer adaptable to various business models beyond typical BaaS use cases.

Payment APIs and Integration 96

Payment APIs and Integration FinTech Credit Union ACH Origination 96

Stax

JUNE 23, 2025

The customer must give the originating bank or financial institution authorization to debit or credit their savings or checking account. What Are Some of the Use Cases of ACH? The ACH platform is versatile enough to be used to facilitate a wide variety of transactions.

ACH 88

ACH API Payment APIs and Integration ACH Network 88

Finextra

JULY 20, 2025

For most e-commerce scenarios, PayPal still supports its classic “one-time” checkout integrations, but for certain mobile-first use cases with average tickets under $40, these vaulted payments flows are recommended to make PayPal as seamless as Apple Pay or a saved card. Links to the original sources may not always be included.

Product 52

Product PayPal Payment APIs and Integration P2P 52

Stax

JANUARY 28, 2025

Tokenization is a process whereby sensitive data is converted to placeholder data strings which are stored as a token on the merchants system, while the original data is moved to a secure, third-party vault. The original sensitive data is still secured and hidden in an external data bank.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

Finovate

DECEMBER 16, 2024

The partnership enhances Capitalise’s lending origination service by removing friction from the funding process. “Pre-approvals have been the perfect use-case for Open Banking as a win for business owners browsing and great pre-qualification for lenders looking to lend,” Maitland said.

Small Business 59

Small Business Non-Bank Risk Assessment Finance 59

The Fintech Times

MAY 1, 2025

This transformation is exemplified by industry leaders like JP Morgan Chase, where CEO Jamie Dimon has championed a 12billion annual investment in data and technology overseeing over 400 AI use cases including fraud detection, customer service improvements and operational efficiencies across the bank.

AI 45

AI Risk Fraud Detection Risk Assessment 45

The Fintech Times

APRIL 11, 2025

Banks can use their balance sheet to participate in syndicated loans originated by other members of the network, secured by the TN collateral management platform. Providing liquidity to the largest financial institutions while unlocking new use cases in collateral management and derivatives aligns perfectly with our mission.

Participant 59

Participant Settlement Irrevocability Compliance 59

Fi911

MAY 14, 2025

This blog will explore the fundamentals of encryption and tokenization, their differences, use cases in the banking and payment industries, as well as their benefits and limitations. Common use cases for encryption in finance include: Transaction Security : Protecting payment data during online and in-store transactions.

Encryption 89

Encryption PCI DSS Online and Mobile Banking Database 89

M2P Fintech

APRIL 17, 2025

Initially, APIs were point-to-point connectors to enable simple integrations; with rapid innovations, they have now matured into a foundational layer supporting a wide range of use casesfrom customer onboarding and loan origination to card issuance and fraud detection.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

The Payments Association

JUNE 23, 2025

The origin of a transformative instrument GrowthHub was founded on a straightforward yet ambitious question: How can we assist businesses in making more informed decisions based on their payment data? Merchants are impacted by a payment infrastructure that is no longer reactive, but rather intelligently proactive.

Technology 88

Technology Payments Wire Transfer Processors 88

Fintech Finance

JUNE 5, 2025

Payall Payment Systems , the world’s first provider of end-to-end infrastructure that enables financial institutions to offer institutional-grade, safe, fast, low-cost, transparent and inclusive cross-border payments for B2X, P2X and G2X use-cases, has selected Ventura Capital to lead their Growth Round raise.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Correspondent Bank Correspondent 59

Finovate

MAY 22, 2025

As more institutions integrate with CPN, we look forward to powering new use cases, and advancingthisnew standard for global value exchange.” “We are just getting started. ” Cross-border payments currently depend on legacy infrastructure that is fragmented, slow, and manual.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech Finance

MAY 28, 2025

The rising demand for real-time payments drives innovation in payments, forges new use cases that stimulate economic growth, promotes financial inclusion, and meets customers’ evolving expectations,” commented Craig Ramsey, global head of account-to-account payments at ACI Worldwide.

Real Time Payments 52

Real Time Payments Accounts Financial Inclusion Payments 52

The Payments Association

MARCH 18, 2025

Unlike open bankings regulatory-driven origins, open finance is advancing through a mix of policy frameworks and market-led initiativesdriving divergent adoption curves that are reshaping competitive dynamics globally. For payments leaders, the implications are profound. Despite strong regulatory backing, adoption levels vary across Europe.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Finovate

JULY 9, 2025

Can you outline these methods and explain the use cases for each ? Your company has a compelling origin story. You’ll also see enhancements to our Micro Escrow technology, including more configurability, broader use-case support, and even simpler integrations. We’re here to change that.

Global Payments 40

Global Payments Cross-Border Cross-Border Payments Payments 40

Finextra

JUNE 19, 2025

How can banks move from reactive compliance to proactive, intelligent onboarding using automation and AI? What use cases exist today? From initial KYC to downstream processes like loan origination and lifecycle management, effective onboarding hinges on the ability to collect, connect, and reuse data intelligently.

AML 52

AML Risk AI Duplicate 52

The Payments Association

MARCH 17, 2025

Supporting SMEs and B2B payments SMEs are the backbone of the UK economy, yet many struggle with compliance burdens that were originally designed for larger financial institutions. Adopting a risk-based, market-access framework: A tiered model could assess stablecoins based on their use case (e.g.,

Regulations 88

Regulations Risk Stablecoins Payments 88

Finextra

JULY 2, 2025

Through a robust set of APIs covering payments, accounts, mandates, CRM, cards, loans and open banking use cases, NBO’s platform empowers businesses and developers to streamline operations and drive automation. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Gateways 52

Gateways API Payment APIs and Integration Authorization 52

Fintech Review

MAY 4, 2025

Weavr A plug-and-play embedded finance platform designed for non-financial companies, with ready-made use case templates. Yodlee (by Envestnet) One of the original financial data aggregation providers, powering personal finance apps, wealth management platforms, and lending systems.

Payment APIs and Integration 76

Payment APIs and Integration FinTech Multi-Currency Embedded Finance 76

Nanonets

NOVEMBER 18, 2024

5 No Custom pricing 46.3 (*Refer to scoring methodology at the bottom) Now, let's examine each alternative in detail to understand their specific strengths, limitations, and ideal use cases. Parameter Google Cloud Document AI Amazon Textract Ease of Use 8.7 Parameter Hyperscience Amazon Textract Ease of Use 9.3

Volume 52

Volume Automation AI Process 52

Nanonets

NOVEMBER 25, 2024

Through this, we demonstrate the power of OCR to adapt and cater to specialized use cases in the modern world. Vision-language models, in contrast, are often too resource-intensive for such use cases. It is often used for design purposes, visual communication, or as a playful font in digital content.

Correspondent 40

Correspondent Processors Returns Process 40

The Paypers

JUNE 27, 2025

Both instruments originate from the same legal compartment, ensuring regulatory compliance and operational consistency across formats.

Security 36

Security Settlement Blockchain Stablecoins 36

The Fintech Times

JUNE 15, 2025

While this is certainly one blockchain use case, it has many more that are not being properly utilised due to the public nature of mainstream blockchains. We haven’t seen real-world adoption in banking, logistics or many other enterprise use cases.”

Blockchain 59

Blockchain Stablecoins Use Case Privacy 59

Finextra

JULY 14, 2025

“This funding round, partly funded in Bitcoin, helps us to accelerate these partnerships, and expand our well-established service to more consumers, more merchants, more use-cases and more countries. We use cookies to help us to deliver our services. You may change your preferences at our Cookie Centre.

Bitcoin 69

Bitcoin Payment APIs and Integration Value Added Service Authorization 69

Nanonets

NOVEMBER 20, 2024

Specify a list of operations before using this chain. These documents and the original input are then used by the LLM to generate a response. create_history_aware_retriever: Takes in conversation history and uses it to generate a query, which is then passed to a retriever.

Database 52

Database Caps Process On-Demand 52

Nanonets

OCTOBER 27, 2024

Below are some basic commands and common use cases: You can ask factual or general knowledge questions and receive instant responses. Powered by real-time data as of 22/10/2024, this LLM Leaderboard highlights key insights into use cases and performance. ✅ “ How many stripes are there on the US flag?

Laws 52

Laws Returns Crime Legal 52

Nanonets

APRIL 24, 2023

PDF → Excel Convert PDF bank statements to Excel  Try for Free Loan origination is the process of applying for and obtaining a loan, including all the steps and activities that are involved in evaluating, approving, and disbursing the loan. Stage 6: Closing This is the final step in the loan origination process.

Origination 52

Origination Process Underwriting Automation 52

PYMNTS

MARCH 11, 2020

Although QuickBooks Connect ’s event was canceled due to the coronavirus earlier this month, Intuit has made public the new product enhancements that were originally planned to be announced during the conference. QuickBooks Adds Card Payment Support.

Use Case 52

Use Case B2B Commercial Card Cross-Border 52

PYMNTS

JANUARY 8, 2021

In short, the global pandemic has ushered in rising usage — and use cases — for TCH’s RTP ® network, and Whisler doesn’t see that slowing down anytime soon. When we saw there was demand [to increase] the original limit of $25,000, and we saw that we could raise it safely and effectively, we were happy to do that,” Whisler noted.

RTP 139

RTP TCH Funding Agent Same Day ACH 139

PYMNTS

FEBRUARY 4, 2020

The plan was for Earthport to “boost Visa Direct’s pantheon of use cases, with Visa noting that the transaction count growth over the last 12 months has been more than 100 percent.”. The deal is expected to be completed this year, and its terms were not disclosed. Visa paid about $257 million for U.K.-based based Earthport.

Cross-Border 100

Cross-Border Cross-Border Payments Treasury Push-to-Card 100

PYMNTS

AUGUST 10, 2020

financial services ecosystem, traction may have thus far been slower than originally thought. That doesn’t mean that we can send a message and send a payment to 70 percent of the market,” he said, “but in terms of the technical ability and the network to use RTP, it’s there, and now it just requires a bank to make a decision to activate it.”.

Real Time Payments 138

Real Time Payments RTP TCH Federal Reserve 138

Fintech News

DECEMBER 6, 2023

Discussions about risk decisioning platforms often center around onboarding and loan origination. While sophisticated, automated onboarding/origination solutions are crucial, it’s equally vital to focus on the tools used for the entire decision-making process.

APACS 119

APACS Risk RFP Risk Mitigation 119

PYMNTS

FEBRUARY 24, 2020

It is about the use cases and the value we can create for the consumer and the professional customer. Signify — which, until 2018, was known under its original brand name Philips Lighting — has been in the innovation game for 128 years, since the earliest days of electric lights. Getting Businesses To See The Light On Lighting

Innovation 88

Innovation Use Case Consumer Product 88