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If you take a lot of ACH payments, then leveraging an ACH API can streamline your processes and ensure you’re able to take payments in an efficient and secure manner. In this article, we will look at the role of ACH API, how it works, and how you can implement it for your company. What is an ACH API?
RT2: Renewed real-time gross settlement marks transformation for UK payment providers 9 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? RT2, the UK’s new Real Time Gross Settlement service, and its transformative impact on the payments ecosystem. Why is it important?
Silverflow , the new standard in payment processing , has partnered with Deutsche Bank to launch a new cloud-native payments platform across Europe. Integration time was slashed down as compared to legacy deployments, enabling Deutsche Bank to onboard new merchants more rapidly.
Digital payments are at the heart of this growth, offering consumers convenience, reliability, and efficiency. By 2025, SEAs internet economyencompassing e-commerce, food delivery, and financial services is expected to reach US$360 billion , driven by widespread adoption of digital wallets and flexible payment solutions.
Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. Integrating a payment gateway into Acumaticas system further streamlines online transactions, allowing businesses to accept payments securely and efficiently. What is Acumatica?
Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows.
Payment processor Silverflow has partnered with German multinational investment bank Deutsche Bank , to launch a new cloud-native payments platform across Europe. Since going live, the partnership has slashed integration time compared to legacy deployments, enabling Deutsche Bank to onboard new merchants more rapidly.
According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system. trillion in value.
Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. So, how do you select the best solution for credit card payment processing in Canada? TL;DR Looking for payment processing in Canada?
The integration of tell.money’s open banking technology will make CurrencyFair’s money transfer service more seamless, transparent, and compliant. Dublin, Ireland-based cross-border money transfer company CurrencyFair has partnered with tell.money to support its open banking integration.
As the global demand for faster, more affordable, and increasingly transparent cross-border payments intensifies, Project Nexus is emerging as a foundational initiative to meet the G20’s ambitious roadmap. Eli Shoshani Eli Shoshani is Head of APAC at Bottomline , a leader in global business payments with extensive expertise in the region.
Wollette , the British technology company redefining commerce, payments, and consumer engagement, today announces WollettePay – a bold new way to pay. WollettePay is the first payment system to deliver a truly seamless account-to-account (A2A) experience. Omnichannel Works online and in-person.
RS2 has partnered with Visa to launch a joint end-to-end payments infrastructure, combining Visa’s front-end services with RS2’s back-end processing to offer a scalable, cloud-native platform for banks, fintechs and merchants globally. The post New RS2–Visa Partnership Aims to Streamline Global Payments appeared first on The Fintech Times.
Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical.
tapi is acquiring Arcus’ cash payments operations, including bill pay, top-ups, gift cards, and cash-in/out. tapi will leverage the buy to expand its footprint in Mexico and strengthen its role as a regional payments leader. Backed by Kaszek and Andreessen Horowitz, tapi expects to process over $2B in 2025—5x more than in 2024.
Offline settlements with a digital pound: Lessons from the BoE’s report 16 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? A Bank of England experiment proving that offline payments with a digital pound are technically feasible, but complex. Why is it important? What’s next?
Global fintech platform Jeeves has introduced a new embedded finance solution designed to help Brazils corporate travel sector tackle fraud, manage expenses more effectively as well as streamline payment operations. Jeeves VCNs also offer credit terms of up to 37 days, as well as cashback incentives for business-to-business spending.
Wells Fargo & Company (NYSE: WFC ) has announced the launch of specialized Application Programming Interfaces (APIs) tailored for its Commercial Banking clients. Wells Fargo’s API platform enables manufacturers, distributors, and dealers to directly connect from their system of choice.
Thanks to Way4s flexibility, Equity Bank Kenya was the first in the world to enable interoperability between the payment card network and a leading digital wallet ecosystem M-PESA. This can be an account opened in Way4 or in the integrated Core Banking System. Now we have more time and capacity to develop the payment business.
Brex, the corporate card and spend management platform for startups and enterprises, today announced Brex Embedded payments – a new API-driven payments solution that makes it easy for B2B software vendors to accelerate customer workflows with Brex virtual cards.
marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. to bring its blockchain-powered corporate trade financing technology into the entity. Last week, the U.K.
Payment and data application programming interfaces ( API s) are changing that, however. This is where APIs change the ball game. With APIs, we are now able to plug ourselves into our customers’ business and work with them at the front line to develop solutions to enhance their processes and customer journeys.”.
Smooth accounts payable and receivable processes depend on the ability to easily access, manage and interpret payments data, but complex workflows and old-school tools can get in the way. Reconciliation Challenges. As we move toward better and more tools … that process can be automated using newer technologies.” .
We’ll also outline how to choose the best payment solutions for your unique business needs. Credit card merchant services are the systems, tools, and agreements that allow businesses to accept payments via credit and debit cards. Together, these tools form the foundation of your ability to process payments reliably and securely.
Ebury , a global fintech company specialising in payments and collections, FX risk management and business lending, partners with Salt Edge , a leading open banking solution provider, to integrate its PSD2 APIs. Modern financial technology has advanced with notable innovations, and Ebury is no exception.
Partnerships and collaborations InComm Payments , a global paymentstechnology provider, has adopted Atleos ’ ReadyCode API solution to enable InComm Payments’ fintech and banking partners to offer ATM-based cardless cash pickup at over 23,000 ATMs across more than 40 states in the US.
Physical wallets are phasing out, left behind in favor of digital wallets and other digital payment options. There’s no question that cashless payment systems and digital payment adoption have accelerated over the last few years. In 2019, 77% of US consumers were using at least one type of digital payment system.
Home Announcements Payments Wollette unveils WollettePay External This content is provided by an external author without editing by Finextra. Wollette unveils WollettePay Wollette, the British technology company redefining commerce, payments, and consumer engagement, today announces WollettePay – a bold new way to pay.
Embedded payments are becoming a staple in the B2C world, and more businesses are also jumping on board, aiming to streamline and automate processes from payroll (automated invoicing) to procurement (trade credit). However, B2B transactions in embedded payments are more challenging and don’t flow as easily as B2C ones.
Klap , one of Chiles fastest-growing acquiring networks, has achieved a significant milestone by launching Visa and Mastercard acquiring services in partnership with BPC , a global leader in payment solutions. This offers enhanced payment options and better user experiences for businesses throughout Chile.
Jack Henry (Nasdaq: JKHY) has announced a collaboration with Moov , a modern digital payments processor, to enable community and regional financial institutions to offer enhanced digital payment services to small and medium-sized business (SMB) customers.
Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. Marqeta set out to solve these problems by building a flexible API platform for issuing physical and virtual cards on demand.
Jack Henry (Nasdaq: JKHY) announces the expansion of its collaboration with Victor Technologies , Inc., The companies launched an embedded payments management platform to help Jack Henry’s financial institution clients capitalize on Payments-as-a-Service (PaaS) market opportunities. a subsidiary of MVB Edge Ventures, Inc.
In a move that lets its clients benefit from a new pre-constructed integration offering, enosix rolled out an SAP integrationtechnology on Salesforce AppExchange. We can enable a native Commerce Cloud/SAP integration in four to six weeks.”. 7) announcement. We listened. In the 'new-normal,’ speed matters more than ever.
The B2B payments industry is finally beginning to hustle when it comes to technological innovation. This industry is on the cusp of some major innovation, too, as FinTechs roll out services that banks can offer to their own customer clients via APIs. But there are issues abound.
BILL is expanding beyond payments by launching new procurement tools that unify accounts payable, receivable, expense management, forecasting, and payments into one centralized platform for small businesses. The new release offers features like advanced approval routing, invoice matching, and bulk payments.
The B2B payments industry is finally beginning to hustle when it comes to technological innovation. This industry is on the cusp of some major innovation, too, as FinTechs roll out services that banks can offer to their own customer clients via APIs. But issues abound.
Considering the mind-bending level of competition in the FinTech space today, the rise of the API may raise some eyebrows. After all, if a company has worked so hard to develop some type of financial technology, why would they want to lend that technology out to just about anyone?
Imagine you're a financial manager at a bustling enterprise, entrusted with the responsibility of ensuring the accuracy and integrity of your company's financial records. This is where balance sheet reconciliation software steps in to ensure speed, efficiency and accuracy in financial management.
Financial players worldwide are kicking payment systems into high gear with efforts that range from easier-to-use digital solutions to new instant payment infrastructures. Roughly 40 countries had real-time payment systems in place in 2018, and many more are currently working to provide them. APIs for Businesses.
Jifiti , a global embedded lending technology company, has announced the release of its Tap Now, Pay Later technology, which enables consumers and business customers to easily add their approved loan or credit funds into any digital wallet, including Apple Pay, via virtual card. Today’s payment method of choice is digital wallets.
A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. credit card payments surpassed $10.6 Visa, Mastercard).
Aria , a leading provider of deferred payment infrastructure for B2B marketplaces and platforms, has selected Mangopay ’s flexible wallet-based payment solution to optimize and automate its embedded finance product. The solution reduces intermediation, increases sales, and eliminates credit or payment risk for B2B marketplaces.
To ensure the integrity of financial data, accountants and bookkeepers rely on the general ledger account reconciliation process. This process involves comparing general ledger accounts with supporting documents using reconciliation software to identify discrepancies and take corrective measures. What is reconciliation software?
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