Remove Payment APIs and Integration Remove Regulations Remove Underserved
article thumbnail

How modern payments processing has changed: In conversation with BPC

The Payments Association

The Payments Association (TPA)’s George Iddenden recently sat down with Peter Theunis, senior vice president sales and European managing director at BPC to discuss the remarkable transformation of the payments processing industry, driven by the rise of fintech, the shift towards digital payments, and evolving consumer behaviours.

article thumbnail

The Journey of Payments and Clearing Systems in India

Finextra

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

SaaS Fintech: What’s Next for the Most Powerful Pairing in Finance?

Fintech Review

These included cloud accounting, SME lending dashboards, invoicing tools, and payment portals. It allows software platforms to integrate payments, lending, insurance, and other financial services directly into their user interfaces, without becoming regulated financial institutions themselves. builds connected ecosystems.

article thumbnail

From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

article thumbnail

Which Wallet Solution Matches Your Business Model: eWallet or Digital Wallet?

Finextra

1 Like 0 03 July 2025 Be the first to comment Nikunj Gundaniya Product manager Digipay.guru Location Ahmedabad Followers 12 Opinions 67 Follow Unfollow Your customers expect quick, secure, and smooth digital payments. Think of someone linking multiple cards into one sleek payment experience. That’s where wallet solutions come in.

article thumbnail

AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. In contrast, heavily regulated or traditionally offline sectors are moving more cautiously.

AI
article thumbnail

From Open Banking to Open Finance to DeFi: The Open Evolution of Finance

Finextra

In practice, this means banks expose certain data (like account balances or transaction history) through open APIs, but only when you, the customer, give consent. The result was an explosion of fintech apps offering budgeting, lending, payments, and investment services that leverage multiple banks’ data. Open Finance says: why not?