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Is 2025 Finally the Year for Open Finance in Southeast Asia?

Fintech News

Southeast Asia is on the brink of a rapid expansion in open banking, with financial institutions leveraging open banking to enhance customer experiences, and fintech companies utilizing application programming interfaces (APIs) to revolutionising payments, lending, and more.

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Tech innovation in payments: Bridging gaps and building an inclusive financial ecosystem

The Payments Association

The future of payments is digital, inclusive, and transformativedriving financial access, innovation, and global economic empowerment. As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem.

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These 6 Automation Tips Could Help Southeast Asia’s E-Wallets Stay Ahead of the Competition

Fintech News

Digital-first players are racing to reshape customer expectations, while a broader transformation is underway to evolve from “super apps” into truly integrated “life apps.” Nikkei Asia projects that the ASEAN digital payments market could reach US$2 trillion by 2030 , underscoring the massive opportunity. Consumers are demanding more.

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Cloud-first infrastructure is the key to agent-based commerce

The Payments Association

Following the launch of protocols for agents, the payments industry has begun recognising a shift akin to the advent of the internet. Visa and Mastercard have deployed tokenised credentials and API-first architectures, but legacy banking systems—built on monolithic mainframes—lag behind.

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From open banking to open finance and beyond: The future of financial data-sharing

The Payments Association

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products.

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DECTA: Improving Payment Acceptance Rates for Urbo Bank and Through New EMV 3DS Certification

The Fintech Times

It has been a busy first month of the year for the certified payment technology provider, DECTA as it announces a new partnership with Urbo Bank and achieves an EMV 3DS 2.3.1.1 To achieve this, a reliable payment processor is required to handle the entire card-issuing process. Certification.

EMV
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AI Becomes the Banker: 21 Case Studies Transforming Digital Banking CX

Finextra

Banking was singled out as leading all industries in GenAI integration, with the most use cases deployed per organization (on average). A recent survey from SAS underscores that financial institutions lead in integrating AI into operations. Almost every bank is at least planning for GenAI.

AI