The Paypers

SEPTEMBER 7, 2022

Financial and banking technology service provider Celcoin has launched an Initiation of Payment Transaction (ITP) API, according to inforchannel.com.br.

Payment Initiation 68

Payment Initiation API Payments Service Provider 68

PYMNTS

MARCH 27, 2020

While open banking FinTech innovation has initially focused on opening up bank account data to third party platforms, there is another component to the initiative with major implications for the payments landscape. A key characteristic of payment initiation under PSD2 is its use of Faster Payments in the U.K.,

Payment Initiation 60

Payment Initiation B2B Online and Mobile Banking Small Business 60

Payments Source

JUNE 9, 2017

International payments and risk-based services provider INTL FCStone says its London-based global payments division will become a non-bank participant in Swift's global initiative to improve the cross-border transaction landscape.

SWIFT 60

SWIFT Payment Initiation Cross-Border Non-Bank 60

The Fintech Times

DECEMBER 10, 2024

Specifically, the banks will gain access to Salt Edge’s Open Banking Compliance Hub which will provide them with PSD2 and open banking-compliant APIs, a robust TPP verification system, secure payment and account access with full SCA and dynamic linking compliance, consent management tools, and detailed reporting capabilitiesall for a cost-effective (..)

Third-Party Service Provider 64

Third-Party Service Provider Compliance API Consumer Protection 64

Stax

MARCH 11, 2025

As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store. Popular BNPL service providers include Klarna, Afterpay, and ClearPay.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Fintech Times

JANUARY 28, 2025

Fintech Galaxy , the open banking services provider, will now be able to rest and deploy open banking services in the Kingdom within a controlled real-market framework. It will enable banks and payment providers to share customer real-time data with third-party providers securely and with explicit user consent.

FinTech 64

FinTech Central Bank Financial Inclusion Payment Initiation 64

The Paypers

JUNE 5, 2018

(The Paypers) Citi has announced that is has enrolled as a Payment Initiation Service Provider (PISP) on the UK Open Banking Directory.

Enrollments 28

Enrollments Payment Initiation Service Provider Payments 28

Fintech Finance

JUNE 25, 2024

Wero , the new European payment solution developed by the European Payment Initiative (EPI) will be available to Computop customers from the moment it launches e-commerce payment in mid-2025.

Payment APIs and Integration 98

Payment APIs and Integration Cross-Border Payments Cross-Border Value Added Service 98

The Fintech Times

FEBRUARY 20, 2025

Without manual entry of sensitive data, users authenticate payments directly from their mobile banking app for a fast, convenient and secure payment experience. Through its Payment Orchestra platform, Fabrick accepts and manages A2A payments for customers across Italy, Spain, France, Portugal, and now the UK.

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

PYMNTS

JUNE 28, 2016

As of today, 73 new banks have signed on to Swift’s Global payments initiative. The goal of the project is to expand the payment services and experience for customers by upping the speed, transparency and predictability of cross-border payments.

Payment Initiation 40

Payment Initiation Global Payments Cross-Border Payments Cross-Border 40

The Fintech Times

DECEMBER 19, 2024

By working directly with merchants and payment service providers (PSPs), the company also enable merchants to offer a group payment option to enable the group to simultaneously checkout on the singular purchase. Hands In also addresses this problem when booking trips for late groups.

Push-to-Card 59

Push-to-Card PayPal Payments Credit Limit 59

Fintech Finance

MARCH 20, 2025

Tink, A Visa Solution, the market-leading open banking platform, has announced that 10,000 merchants have now chosen Pay by Bank via its Payment Service Provider (PSP) partnerships.

Payment Service Provider (PSP) 59

Payment Service Provider (PSP) Payments On-Demand Instant Payments 59

Fintech News

JULY 23, 2024

Payments infrastructure company TerraPay has announced that financial institutions can now send money directly to over 2.1 This development aims to enhance the cross-border payments experience for businesses and consumers. billion mobile wallets worldwide using their existing Swift connectivity.

SWIFT 109

SWIFT Cross-Border Cross-Border Payments Payments 109

Fi911

MAY 22, 2025

This is especially important as consumers demand more clarity and accountability from financial service providers. Licensing & Definition Clarifications The market for payment services has grown very complex, with new players and services emerging all the time.

Payment APIs and Integration 62

Payment APIs and Integration Fraud Prevention Consumer Protection API 62

Fintech News

APRIL 18, 2024

Southeast Asian open finance platform Brankas has reportedly become the first company in Indonesia to obtain a Payment Service Provider (PJP) Category 2 license for Account Information Services (AInS) from Bank Indonesia.

Security 109

Security Embedded Finance Debit Card Reconciliation 109

Payments Source

AUGUST 7, 2018

Under TrueLayer’s Payment Initiation license, its forthcoming Payments API could enable third parties such as online retailers to have consent-based access to customers’ bank accounts in order to take payments for goods and services.

API 68

API Debit Card Payment Initiation Service Provider 68

Stax

NOVEMBER 21, 2024

We have broken down the process into three key steps below: Payment initiation This first step is triggered when your customer pays for your goods or services using a credit card. Such a business will require a provider that supports international transactions.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech Finance

JULY 23, 2024

billion mobile wallets around the world using their existing Swift connectivity, enhancing the cross-border payments experience for businesses and consumers. ” The post TerraPay Enables Financial Institutions to Send International Account-to-Wallet Payments Using Swift appeared first on FF News | Fintech Finance.

SWIFT 98

SWIFT Cross-Border Cross-Border Payments Accounts 98

Fintech Finance

MAY 28, 2025

KNET utilized ACI’s Digital Central Infrastructure solution to build the central payment infrastructure of WAMD, an interoperable, countrywide scheme that enables account-to-account (A2A) payment transfers via a bank’s mobile app or internet banking service by using a phone number. .

Real Time Payments 52

Real Time Payments Accounts Financial Inclusion Payments 52

PYMNTS

DECEMBER 3, 2020

The assumption among financial institutions (FIs), he explained, is that the pain of switching banks is not worth the effort, thus business clients will stay with their current financial service providers – even if it means reliance on outdated and lackluster products. On the other hand, users demand simpler and better experiences.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

FICO

AUGUST 7, 2017

Or the 50 PSD2 terms , here are my 3 favorites: ASPSP – Account Servicing Payment Service Provider — a tongue-twister to rival Sister Suzie and her shirt-sewing shenanigans! An ASPSP is a Payment Service Provider (PSP) such as a bank or card issuer that provides authorised access to bank account information.

Payment Service Provider (PSP) 67

Payment Service Provider (PSP) Card Issuer Service Provider Issuers 67

PYMNTS

OCTOBER 7, 2016

Oberthur Technologies (OT) is partnering with payments service provider Nets to deliver support for mobile payments to Scandinavian banks. 6), is aimed at helping to service banks in the Nordics with a financial platform that supports future international mobile payment methods.

Mobile Payments 84

Mobile Payments Enrollments Payments Interoperability 84

PYMNTS

NOVEMBER 27, 2019

Further, one of the largest benefits to corporates of faster and real-time payments services is less about the speed and more about the data these networks are able to carry along with a transaction. These underlying markets sometimes dictate the speed by which a cross-border payment can travel to an end beneficiary.”.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

The Paypers

JANUARY 17, 2023

HES FinTech , a Lithuania-based provider of lending platforms, has partnered with Acquired.com , a UK-based payment initiation service provider.

FinTech 48

FinTech Payment Initiation Service Provider Payments 48

The Fintech Times

NOVEMBER 5, 2024

The amendments also require obtaining customer consent and authentication, licensee disclosures, and reporting API performance by service providers. Bahrain, which was the first country in the Middle East to introduce open banking , launched its OBF in October 2020, following the initial set of rules released in December 2018.

Accounts 64

Accounts Third-Party Service Provider Financial Inclusion API 64

The Fintech Times

JULY 31, 2024

By leveraging Salt Edge’s Partner API, SDK.finance will enable customers without an Account Information Service Provider (AISP) licence to access bank account information easily, removing various regulatory complexities and hurdles.

Payment APIs and Integration 59

Payment APIs and Integration FinTech Financial Inclusion Payment Initiation 59

PYMNTS

FEBRUARY 2, 2021

This week's look at the latest in open banking and bank-FinTech collaboration finds financial institutions (FIs) exploring both partnerships and acquisitions to strengthen their offerings for corporates, while third-party service providers have also boosted their data-sharing capabilities to empower those financial service provider tie-ups.

Lockbox 57

Lockbox FinTech Treasury Management Payment APIs and Integration 57

Fintech Review

JULY 24, 2024

In India, Paytm has revolutionised digital payments. Initially a mobile recharge platform, it has evolved into a comprehensive digital wallet and financial services provider. Today, Paytm offers a range of services, including bill payments, online shopping, and financial investments.

FinTech 105

FinTech Online and Mobile Banking Financial Literacy Financial Inclusion 105

Open Banking Excellence

MARCH 5, 2024

Without that you’re never going to get a compelling user experience and value proposition – you need banks and PSPs (Payment Initiation Service Providers) to work together,” says Wright. For VRP to really take off, the industry needs to create a model that incentivises all parts of the value chain to innovate.

Innovation 147

Innovation Payment APIs and Integration Push-to-Card Use Case 147

PYMNTS

SEPTEMBER 28, 2016

ACI’s UP Immediate Payments solution addresses the end-to-end requirements of financial institutions and payment service providers, enabling them to integrate and manage their entire payments ecosystem through solution configuration. “We

Payment Networks 74

Payment Networks Real Time Payments Faster Payments Payments 74

The Payments Association

MAY 3, 2025

To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities. Now, digitally native businesses are leveraging blockchain and stablecoins not to speculate, but to optimise cost and speed in cross-border transactions.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

PYMNTS

OCTOBER 12, 2020

There is no dearth of faster payments initiatives — and no certainty that there will be one faster payments scheme to rule them all. Upon launch, FedNow will operate alongside other payment rails, offering FIs and service providers “an additional choice in terms of infrastructure to support instant payments.”.

Instant Payments 97

Instant Payments FedNow Fed Interoperability 97

FICO

SEPTEMBER 19, 2017

Many of the outcomes of PSD2 will be positive - the Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs) will give people access to a range of new services that will help them to manage their money better and give them more flexibility in the payment providers they use.

Authentication 58

Authentication Checks Fraud Prevention Payment Initiation 58

PYMNTS

SEPTEMBER 11, 2019

Elsewhere, in Denmark, the FinTech firm known as Nordic API Gateway , which offers the money app Spiir, said this past week that they have received a payment initiation service provider license (PISP). The company had received an account information service provider license from Danish authorities in 2018.

API 71

API Payment APIs and Integration Gateways B2B 71

FICO

DECEMBER 18, 2017

Once third-party providers such as Account Information Service Providers (AISPs) and Payment Initiation Service Providers (PISPs) are up and running, the checkout will present you with a choice of paying by card or directly from your account.

Transactions 79

Transactions Real Time Payments Debit Card Online and Mobile Banking 79

PYMNTS

JUNE 5, 2018

.’s Open Banking Directory in an effort to enhance payment and collection services for business clients, the FI said Monday (June 4). Citi announced it is joining the Directory as a Payment Initiation Service Provider (PISP), enabling the bank to pilot payment and collection services for its corporate customers.

Treasury 64

Treasury Enrollments API Regulations 64

FICO

JUNE 27, 2017

Who will emerge as the successful AISPs and PISPS (Account Information Service Providers and Payment Initiation Service Providers)? And there are plenty of people who want to fill the gaps in to suit their own ambitions. Will they work together? Which countries will most strongly embrace the change?

Authentication 74

Authentication Rules Fraud Detection Visa 74