The Fintech Times

MARCH 18, 2025

The UK’s Financial Conduct Authority (FCA) has approved Atoa Payments , an open banking-enabled payments provider, to operate as an Authorised Payment Institution (API). By strengthening its technology and infrastructure, Atoa aims to provide even greater reliability and efficiency in payments.

Processing Costs

Fintech Finance

JUNE 26, 2025

Wollette has chosen Ordo to power its seamless payments technology. Ordo was selected for its proven expertise in Open Banking and its market-leading capabilities in advanced payment initiation enabling a smooth and secure funding journey that supports a seamless checkout experience.

FinTech

Fi911

MAY 22, 2025

The payments industry in Europe is bracing for its next major regulatory evolution with PSD3 (Payment Services Directive 3). Following the landmark revisions introduced by PSD2, this new update is poised to address lingering challenges while adapting to the rapidly evolving financial and technological landscapes.

Payment APIs and Integration

The Fintech Times

JANUARY 28, 2025

It’s about touching lives, addressing some of the world’s greatest injustices, and leveraging technology for the greater good. Secure, consent-based data-sharing and real-time account-to-account payment initiation redefine the art of the possible. Regulation can kill innovation.

Service Provider

Stax

NOVEMBER 21, 2024

These processes are facilitated by a network of financial institutions and technologies that work together to ensure the seamless and secure transfer of data and funds. This contactless transaction is enabled with NFC (near-field communication) or RFID (radio frequency identification) technology and it prioritizes speed and convenience.

Credit Cards

Finovate

MARCH 7, 2025

Local Payment Methods (LPMs) have proliferated around the world over the past decade. Socially and technologically, what has powered this growth? Stuart Neal: Local Payment Methods (LPMs) have had a meteoric rise over the past decade. Part of this was the launch of the real-time payment system Wero last summer.

Payments

Finovate

JUNE 6, 2025

Paytech Splink Partners with Global Payments Payments platform Splink announced a strategic partnership with international payment processor Global Payments this week. Central and Southern Asia Singapore-based KYC, data intelligence, payments, and debt collections solutions provider Decentro raised Rs 30 crone ($3.5

Cross-Border Payments

The Fintech Times

MARCH 19, 2025

Merchants must update systems to keep up Kamran Hedjri, CEO and founder of PXP Financial For merchants, the shift towards unlimited contactless payments could streamline operations, particularly in high-traffic locations like supermarkets, restaurants and event venues.

Contactless Payments

Fintech Finance

MARCH 25, 2025

ACI Worldwide (NASDAQ:ACIW), an original innovator in global payments technology, and leadingU.K.convenience retailer Co-op have announced an extension of their strategic technology partnership. As a strategic technology partner, ACI has supported Co-op with the launch of several innovative payment initiatives in recent years.

Technology

Stax

MARCH 11, 2025

Now that we have established all the players and platforms involved in the online card payment process, here is a high-level breakdown of the steps involved in the transfer of the funds from your customers bank account to your business bank account.

Online Payment Processing

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). PSD2 mandates banks to provide TPPs with access to customer account information (AIS) and payment initiation services (PIS).

Payment APIs and Integration

Fintech Finance

NOVEMBER 27, 2024

interactive investor (ii) has rolled out NatWest’s multi award-winning open banking payments solution Payit , to enable their customers to deposit funds onto the investment platform immediately to allow investments to be made. Customers can now use Payit by NatWest to make a payment/a fund deposit online through the ii website and app.

Online and Mobile Banking

Fintech Finance

JULY 27, 2025

To support banks and deliver the payment protection consumers expect, Mastercard unveils Mastercard A2A Protect , a new global service launching first in the UK. This new initiative will help protect customers and merchants .” Click here for more information on Mastercard A2A Protect. “We

Accounts

Stax

MAY 23, 2025

In this blog, well walk you through what ISV payment integration is, why it matters, and how to do it rightso you can turn your platform into a powerful growth engine for both you and your customers. Industry experience and credibility Payments are complex, regulated, and fast-moving. Heres how to select the best provider. Learn more.

ISVS

The Fintech Times

APRIL 10, 2025

Powered by open banking technology through payments initiation, Payit by NatWest provides customers with an additional digital payment method to be able to manage their energy payments safely and securely. Over 800,000 households currently use Utilita’s services.

Accounts

The Payments Association

JULY 18, 2025

Viewing these initiatives as a whole presents a clear regulatory trajectory: accelerated timelines, harmonised standards, and enhanced scrutiny across governance, conduct, and technology infrastructure. However, the UK favours a sector-based approach, in contrast to the EU’s technology-driven, cross-sector model.

Regulations

The Payments Association

MAY 3, 2025

Participants shared candid perspectives on how regulation, customer expectations, and technology are reshaping business models and industry standards. The dialogue reflected the increasingly complex landscape that payments leaders must navigate while highlighting where opportunities for competitive advantage remain.

Payment APIs and Integration

Finextra

JUNE 2, 2025

Shared Principles: Despite their technological differences, Open Banking/Finance and DeFi share a set of core principles that define the “open” in their finance. Maybe another service could use payment initiation APIs to let you pay your utility bills from any of your linked bank accounts without using the clunky bank website.

Finance

The Fintech Times

JUNE 18, 2025

Three of these included local payment platform, PPRO ; open finance platform, Belvo ; and EBANX , a global technology company specialising in payment solutions for emerging markets. Ready from Day 1 Organisations in Brazil were counting down the days to 16 June as they prepared for the launch of Pix Automático.

Credit Cards

Fintech Finance

APRIL 30, 2025

Gregor Pirc, IT Operations and Platforms Director, Bankart said: “Our future growth and success depends on efficient payment testing. Our ability to do this is aided by the use of advanced testing technology. We look forward to a successful partnership with Bankart across its markets.

Payments

The Fintech Times

JUNE 16, 2025

The integration will see RiseUp simplify money management through the combination of AI-driven insights, smart behavioural technology, and real-time data analysis. UK businesses will receive a richer financial experience and a deeper understanding of their customers’ financial behaviours.

AI

Fintech Finance

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) to help spread the word about its Wero digital wallet across Europe. With the Belgian banks EPI Wero collaboration, gives the initiative more energy to provide more European customers with safe and unified payment options.

Online and Mobile Banking

The Payments Association

MARCH 18, 2025

Adoption remains focused on account aggregation and payment initiation services, with further expansion into open finance still in progress. Canada has followed a market-driven model, with major banks and fintechs leading financial data-sharing initiatives.

Finance

The Fintech Times

MARCH 27, 2025

This impact has been recognised by the Central Bank of Nigeria , which awarded the Company with the National Inclusive Payment Initiative Award in 2022 and Financially Inclusive Fintech of the Year in 2024. How big an opportunity does the underbanked population represent in Africa? Huge, for both businesses and individuals.

FinTech

Fintech Finance

MAY 28, 2025

KNET utilized ACI’s Digital Central Infrastructure solution to build the central payment infrastructure of WAMD, an interoperable, countrywide scheme that enables account-to-account (A2A) payment transfers via a bank’s mobile app or internet banking service by using a phone number. .

Real Time Payments

Fintech Finance

JULY 30, 2025

She also serves as chairperson of EMPSA (the European Mobile Payments Systems Association), representing 11 of the Europe’s leading instant payment solutions, and co-leads EuroPA (the European Payments Alliance), advancing groundbreaking interoperability and cross-border payment initiatives.

Consulting

Fintech Review

MAY 4, 2025

Today, finance leaders are not only responsible for budgeting and compliance, but also for enabling growth through smart, scalable technology choices. Whether you are a B2B founder building a global marketplace, a CFO steering a SaaS scale-up, or a finance team tasked with managing complex payments, finding the best fintech tools is critical.

Payment APIs and Integration

The Fintech Times

FEBRUARY 20, 2025

Without manual entry of sensitive data, users authenticate payments directly from their mobile banking app for a fast, convenient and secure payment experience. Through its Payment Orchestra platform, Fabrick accepts and manages A2A payments for customers across Italy, Spain, France, Portugal, and now the UK. .

User Authentication

The Fintech Times

JUNE 11, 2025

Through this collaboration, Paragon plans to provide Account Information Services (AIS) and Payment Initiation Services (PIS), enhancing the app’s capabilities and user experience. By using Moneyhub’s open banking technology, Paragon can connect Spring with a customer’s existing current account.

Addressing

Finovate

DECEMBER 9, 2024

The partnership will integrate Moneyhub’s Account Information and Payment Initiation Services (AIS and PIS) functionality into Marygold’s new wealth app, slated to be released next year. “Technology integrations play a vital role in achieving this goal.” UK CEO Matthew Parden said.

Payment APIs and Integration

The Payments Association

MAY 28, 2025

Initiatives such as the European Payments Initiative (EPI) and the development of a digital euro are part of a broader strategy. Today, traditional banks and card networks still dominate Europes payments landscape.

Non-Bank

The Fintech Times

JANUARY 28, 2025

In August 2023, the Central Bank of Jordan (CBJ) announced a new aim for financial technology and innovation in the country with its Executive Programme for the Economic Modernisation Vision (20232025). One way CBJ is positioning Jordon as a prime destination for investment in advanced financial technologies is through JoRegBox.

FinTech

The Paypers

SEPTEMBER 7, 2022

Financial and banking technology service provider Celcoin has launched an Initiation of Payment Transaction (ITP) API, according to inforchannel.com.br.

Payment Initiation

Payments Source

MAY 25, 2016

For a customer to switch from a tried and true payment method to a new one, the provider must be able to offer a unique payment experience which offers concrete and obvious advantages like top-level security, unique rewards and unprecedented agility.

Technology

Payments Source

FEBRUARY 11, 2021

Pelican, a provider of payments and artificial intelligence technology, is supporting Swift's development of a new service for low-cost cross border payments across its Global Payments Initiative and high-speed rails.

SWIFT

PYMNTS

SEPTEMBER 17, 2020

Dubbed the next-generation digital platform, it is expected to use an application programming interface API, a computing interface which defines interactions between multiple software intermediaries, and cloud technology to provide common processing services. “We

Cross-Border

Fintech Finance

OCTOBER 28, 2024

(NYSE: PSQH) (“PublicSquare,” or the “Company”) today reported the formal launch of its payments platform, the implementation of a strategic plan to streamline the organization, and the announcement of a private investment in public equity transaction (“PIPE”) of $5.35

Payments