The Payments Association

JULY 18, 2025

Payment firms face mounting expectations, not just to comply, but to embed regulatory foresight into product strategy, vendor management, and consumer outcomes. This roadmap is designed to support leadership, legal, and compliance teams in navigating a fragmented but fast-evolving regulatory terrain.

Regulations

The Fintech Times

JUNE 26, 2025

The London-based fintech is planning expansion into new markets and sectors, building on its instant payments and identity platform for igaming. Craig Ramsey, head of real-time and account-to-account payments at ACI Worldwide, has been elected to the US Faster Payments Council board of directors.

FinTech

Finovate

JANUARY 24, 2025

The regulatory landscape for fintechs and financial services companies operating in the European Union is expected to undergo significant changes this year, with new standards, guidelines, and rules governing payments, data privacy, digital assets, and more.

Regulations

PYMNTS

OCTOBER 10, 2019

With real-time payments spreading throughout the world (perhaps more slowly than expected, but still spreading), the characteristics of pull payments mean they are likely to play only a marginal role. One of the many questions around real-time payments is what forms they will take as the pace of deployments heat up.

Real Time Payments

PYMNTS

MARCH 28, 2019

The rise of smart cities – the “it” – depends on the spread of digital payments, and as progress continues on those goals, it’s worthwhile to take a quick look at the evolving ecosystem and see where things stand as the midpoint of 2019 approaches. Payments stands as a massive opportunity when it comes to smart cities. Parking Growth.

Payments

Fintech Finance

JANUARY 4, 2024

Straumur is a payment provider that processes payments in several verticals on the Icelandic market, including but not limited to grocery stores, restaurants, pharmacies and gas stations. Straumur currently processes approximately 25% of the payments within the Icelandic market.

Push-to-Card

PYMNTS

MAY 6, 2019

Merchants need to be confident that their customers will deliver promised payments in a timely manner before parting with their goods and services. Customers, on the other hand, need to be assured that their PII, such as credit card or bank account numbers, will remain safe. . The scenario is reversed for push payments.

Push-to-Card

PYMNTS

SEPTEMBER 29, 2020

The region’s financial institutions (FIs) and merchants have needed to work swiftly to support unprecedented levels of digital payment and shopping growth. Online Payments Drive Privacy Concerns. The true change merchants are facing is not in trying to stay on top of a spike in online users.

Privacy

Stax

NOVEMBER 13, 2023

Since the first plastic credit card was issued by American Express in 1959 , payment tech progress has been growing exponentially. Magnetic stripe payments enjoyed a 30-year reign between the ’70s and ’90s. EMV chip card technology had a good two decades or so, beginning in the mid-’90s.

Contactless Payments

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking

PYMNTS

OCTOBER 6, 2020

Keeping customers' digital payment data safe and secure is a critical part of doing business in the digital economy, and following Payment Card Industry (PCI) compliance guidelines is an effective way for firms to accomplish this. Carlson pointed to HealPay’s over-the-phone card payment compliance offerings as an example.

Compliance

Stax

APRIL 30, 2024

Whether you run a small online store or a major brand, accepting electronic payments is a must for all businesses. According to Onbe, 73% of consumers prefer using digital payments like cards and payment apps. But to seamlessly receive these payments as a merchant, you’ll need merchant processing services.

Process

PYMNTS

APRIL 10, 2019

In payments, what is new soon becomes standard. Instant settlement of funds to merchants is a relatively new hallmark of push payments, part of a slew of new offerings from FinTech firms like Square and PayPal , where sales can be settled in real time and pushed to the merchant almost as fast as sales are made.

Settlement

PYMNTS

MARCH 30, 2020

Businesses then go through a fulfillment/shipping stage, and they invoice a client as well as collect payment. A worker from the company might have to go to the post office, pick up the mail and process the payments within the company. All of those payments can be scanned and automatically reconciled as part of that process.

Lockbox

PYMNTS

APRIL 9, 2020

It has to be secure first and foremost, particularly when payments data is on the line. Brands are typically aware of the potential for fraud to show up at the end of an anonymous transaction with a new user, stolen card number at the ready. Building a secure customer journey is always a bit of a balancing act.

Account Takeovers

PYMNTS

MARCH 16, 2018

American Express Canada and Conferma announced a partnership this week to continue their push of virtual card technology in the corporate travel market. Conferma’s platform can integrate travel and payment data into existing systems used by travel providers, travel management companies and global distribution systems.

Push-to-Card

Fintech Finance

MARCH 20, 2024

MeaWallet , a leading digital payments enabler specialising in card tokenization, today announces the launch of its global Mea Card Gateway. By providing a seamless and secure bridge, it simplifies the integration of payment processing across diverse platforms, reducing complexity and costs for businesses.

PCI DSS

The Payments Association

FEBRUARY 14, 2025

Based on the European Central Bank’s revealed statistics for 2024, the total number of digital payments in the euro area in the first half of 2024 increased by 7.4% trillion, signalling that the consumer looks for convenient, quick ways to make interactions such as a tap of a card, QR scan, P2P transfers.

ISO 20022

PYMNTS

MAY 2, 2019

Payment speed can be dragged down in many ways. In the new Smarter Payments Tracker , PYMNTS examines how the flow of money and data across borders is creating a new ecosystem in which payments data is as valuable as the funds themselves. Around the Smarter Payments World.

Faster Payments

Fintech Finance

JUNE 4, 2024

Adyen , the global financial technology platform of choice for leading businesses, today announced a new partnership with Prada Group to innovate the payment experience in store and bring the company’s omnichannel commerce strategy to life. Payment choice and ease are a critical part of the shopping journey.

Contactless Payments

PYMNTS

MAY 7, 2018

This week in PYMNTS and commerce, we had plenty of players pushing in the spirit of said ancient wisdom, to greater and lesser effect. Amazon is also offering discounts to merchants who use its online payments service. Amazon’s All About The Perks. Amazon had not one, but two stories this week about offering out a more generous hand.

Push-to-Card

Stax

DECEMBER 20, 2023

For example, if you have a project management app, then you can add payment features that allow people to use your software to take payments from their clients. Adding payments to your suite of features and offerings enables you to provide more value to your users. How exactly can you get your users started with payments?

Underwriting

PYMNTS

MARCH 25, 2019

The Netherlands, for instance, only recently implemented it because it needed to make sure that consumers’ personal data will remain protected, as payments in the region are mostly digital. Before that can happen, however, consumers in the Netherlands must be made aware of PSD2 and how it may affect their data, Hielkema noted.

Privacy

PYMNTS

JUNE 16, 2020

One popular scheme sees fraudsters asking victims to give them $20 via a peer-to-peer (P2P) payment app like Venmo with the promise of $50 worth of food or credit at a popular restaurant, for example. Review websites like Google, TripAdvisor and Yelp are no less important to restaurants’ successes. Social Media Schemes.

Venmo

PYMNTS

NOVEMBER 14, 2019

And pointing to separate data from Legal Trends, Clio said 50 percent of legal services clients say they are more likely to hire a lawyer if they accept electronic payments — and 40 percent say they wouldn’t hire a lawyer who didn’t accept credit or debit cards. The Power of Data.

Laws

PYMNTS

JANUARY 7, 2019

WhatsApp Looks To Bring Mobile Payments To 210 Million. Facebook’s WhatsApp seems to be working overtime to get its mobile payment services up and running nationwide in India. But the system has not yet managed its long-touted national expansion — and the issue at hand seems to be data processing. Warby Parker Sees Hack ers.

Online and Mobile Banking

PYMNTS

MAY 20, 2016

By the time they get around to it,” said the executive, “they may have been pushed into it by a customer or a vendor.” “By the time they get around to it,” said the executive, “they may have been pushed into it by a customer or a vendor.”

Push-to-Card

Stax

FEBRUARY 28, 2024

But if you’re a B2B solution, there’s a high likelihood that businesses will be interested in being able to accept customer payments, rather than just sending them a PayPal link or to a generic payment gateway. How do you add payment processing capabilities to your software? By partnering with a trusted SaaS billing platform.

Payment APIs and Integration

PYMNTS

JUNE 29, 2018

B2B payments in the insurance industry suffer from many of the same challenges that other markets do: namely, check-based payments. However, to push insurance providers in the direction of ePayments, service providers have to acknowledge the nuances of the insurance payments machine.

Faster Payments

PYMNTS

SEPTEMBER 10, 2019

The B2B payments discussion often centers around innovators’ efforts to kill the check. Unfortunately, simply introducing an electronic alternative to paper checks is not enough to kill this sticky and popular payment method. B2B Payments’ Innovation Agenda.

B2B

PYMNTS

FEBRUARY 22, 2017

Some of them surround the issue of payments security. Those alerts can be low balances or suspicious card activity, for instance, and can be sent via test message, email or push notification in mobile banking apps. ” The CEO also noted that many of Fiserv’s latest offerings center around the theme of payments speed.

NACHA

PYMNTS

AUGUST 3, 2018

The fact that there are no regulations that require them to do so means it pushes eInvoicing lower on the to-do list,” King told PYMNTS in a recent interview. Take credit cards, for instance. While card payments are a popular way to pay digital invoices in the U.S.,

Regulations

PYMNTS

DECEMBER 26, 2018

Don’t think of them as mere podcasts — though PYMNTS certainly does a lot of podcasts, discussing with payments and commerce experts the hottest topics of the day, with each conversation not only digging into the past and present but having an outlook toward the future. No, think of them as miniature seminars. The Rise of Contextual Commerce.

Cross-Border

The Payments Association

JUNE 5, 2025

Consumer behaviour survey: Introduction In May 2025, The Payments Association conducted a follow-up consumer survey to build on its ongoing analysis of evolving payment behaviours in the UK. This year’s data offers fresh insights into how different demographic factors correlate with the payment preferences of UK consumers.

Payments Trends

Clearly Payments

APRIL 9, 2024

This includes digital platforms, software, and applications that offer financial services such as mobile banking, peer-to-peer (P2P) payments , online lending, and investment management. The financial services sector is at a pivotal juncture. The emergence of financial technology (fintech) companies has sparked a debate and some contention.

Finance

PYMNTS

DECEMBER 3, 2020

Judging by Ondot ’s data from a recently conducted consumer survey, that means holiday shopping is going to be online and on mobile to a degree never before seen. Piatt said a sudden spike in concerns about finances pushed consumers to appreciate the kind of spending control that debit offers.

Credit Cards

PYMNTS

NOVEMBER 20, 2018

Beyond the commerce opportunities that these devices have inspired and unlocked, CEO Vijay Sondhi at NMI told Karen Webster during this week’s edition of Data Drivers podcast that there are immense quantities of data that have been unlocked by these mobile experiences. In the U.S., India’s Unique Experiment. There are over 1.3

Online and Mobile Banking