The Payments Association

JUNE 9, 2025

RT2: Renewed real-time gross settlement marks transformation for UK payment providers 9 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? RT2, the UK’s new Real Time Gross Settlement service, and its transformative impact on the payments ecosystem. Why is it important?

ISO 20022

Clearly Payments

NOVEMBER 13, 2024

In payment processing, one component of the payment processing tech stack involving credit or debit cards is the Bank Identification Number or BIN. Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. Why is the BIN Important in Payments?

Process

Fintech News

NOVEMBER 5, 2024

Ingenico, a French merchant services tech company, has partnered with Crypto.com to enable crypto payments for millions of merchants worldwide. This plug-and-play collaboration will allow consumers to pay with crypto at Ingenico terminals, while merchants can seamlessly receive settlements in their local currency, eliminating currency risk.

Cryptocurrency

The Payments Association

MARCH 19, 2025

Banks clinging to outdated systems risk security breaches, regulatory headaches, and lost market sharemodernisation isnt just an upgrade, its a survival strategy. For years, banks have been reluctant to modernise their legacy infrastructure, believing that change outweighs the risks of staying put.

Payment APIs and Integration

The Payments Association

MAY 16, 2025

Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale. Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs).

Transactions

The Payments Association

DECEMBER 9, 2024

The dual impact of generative AI on payment security, highlighting its potential to enhance fraud detection while posing significant data privacy risks. It underscores the need for payment firms to balance AI innovation with robust privacy and regulatory compliance to protect sensitive consumer data. What is this article about?

Privacy

The Payments Association

JANUARY 13, 2025

Decoding the FCA's safeguarding reforms: Practical steps for payments and E-money firms January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance.

Compliance

Fintech Finance

OCTOBER 29, 2024

Cashfree Payments , India’s leading payments and API banking company, today announced that it has received the Reserve Bank of India’s (RBI) Prepaid Payment Instrument (PPI) license. Our focus has always been to provide secure, flexible and efficient payment experiences to Indian businesses as well as their customers.

Payment Security

Fintech News

FEBRUARY 4, 2025

In the lead-up to Safer Internet Day, global payments provider Adyen has shed light on the evolving payment fraud landscape in Singapore. With its high level of digital payments maturity, the country has witnessed shifting trends in fraudulent activities. Below are the most common types of fraud found now.

Fraud Prevention

The Payments Association

JULY 25, 2025

Virtual cards gain momentum in Q3 as merchants seek faster, safer, and more scalable ways to manage business spend and streamline payments. Meanwhile, finance leaders are seeking ways to streamline manual processes, enhance visibility, and foster resilience across business payments. The result? Virtual cards offer a better way.

Reconciliation

Fintech News

NOVEMBER 10, 2024

The payment ecosystem is grappling with a rapidly evolving fraud landscape, characterized by a sharp rise in purchase return authorization (PRA) attacks, increasingly sophisticated ransomware schemes and the growing misuse of artificial intelligence (AI) by cybercriminals, a new report by Visa Payment Fraud Disruption (PFD) says.

Ransomware

The Payments Association

MAY 12, 2025

In sectors like iGaming, FX, and crypto, payment infrastructure plays a far bigger role than just moving money. Now, thanks to open banking and the EUs Instant Payments Regulation (IPR), regulated businesses are rethinking whats possible: real-time transactions, richer customer insight, and smoother experiences, all while staying compliant.

Regulations

The Payments Association

MAY 16, 2025

As digital payments evolve, AI is reshaping fraud prevention with real-time insights, adaptive controls, and improved security across financial systems. As the digital economy continues to grow, so does the need for quick, seamless, and secure payments. And the risks are real.

AI

Fintech Finance

OCTOBER 30, 2024

Tuum , a next-generation core banking provider, is pleased to announce the appointment of David Abbott as Vice President, Payments Business Unit and Strategic Accounts. His experience across cards, digital wallets, and cross-border payments makes him uniquely positioned to drive Tuum’s growth in the payments space.

Accounts

Finovate

AUGUST 5, 2025

AI risk classification platform EverC revealed today that it is joining forces with G2 Risk Solutions (G2RS). The two are combining to pursue a collective mission to protect global digital payments and defend e-commerce from threats. G2RS offers risk and compliance management for financial institutions and online platforms.

Risk

Fintech Finance

NOVEMBER 7, 2024

Lunu Pay , a leader in Web3 payment solutions, is excited to announce its collaboration with Ingenico , a global innovator in payment acceptance and services, to bring cryptocurrency payments to physical retail stores.

Alternative Payment Methods

The Payments Association

AUGUST 4, 2025

SMEs that modernise payments can unlock growth, improve cash flow and build trust—while those that delay risk revenue loss and reputational damage. Many small and medium-sized enterprises (SMEs) have traditionally regarded payments as little more than a necessary utility. This isn’t just a UX issue. It’s a competitive liability.

Innovation

The Fintech Times

NOVEMBER 17, 2024

A new partnership has been announced between LexisNexis Risk Solutions , the insurance data and advanced analytics provider, and TransUnion , the global information and insights company, to offer TransUnion’s Affordability Report to UK insurance providers.

Risk

Clearly Payments

OCTOBER 31, 2024

The economy today is tech-driven and payment methods are a key part of that paradigm. From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. They remain a staple payment method globally.

Online and Mobile Banking

Fintech Finance

OCTOBER 30, 2024

QUBE Events is pleased to announce the 19th NextGen Payments & RegTech Forum on 6-7 November at the Four Seasons Hotel in Limassol, Cyprus! This premier event will gather leading experts, industry innovators, and key decision-makers to explore the latest trends shaping the future of payments and regulatory technology. Really good!”

AML

Stax

APRIL 3, 2025

But launching your eCommerce store is just half the equationaccepting payments efficiently and effectively is a whole different ball game. On the surface, it seems effortless, with customers only taking a few seconds to initiate and complete payments. The eCommerce payment solution infrastructure involves several key players.

Payment Solutions

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system. trillion in value.

Process

Fintech News

OCTOBER 28, 2024

Global payments infrastructure provider Nium has launched Nium Verify, a real-time bank account verification service available in 50 markets. This helps to reduce payment failures, operational inefficiencies, and compliance risks in cross-border payments. ” said Alex Johnson, Chief Payments Officer at Nium.

Cross-Border

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. The value chain in payment processing involves multiple parties that play specific roles in facilitating transactions.

Process

Fintech Finance

DECEMBER 17, 2024

Visa , a global leader in digital payments, convened the Digital Future Forum 2024 in Hanoi, showcasing the latest payment trends and innovations shaping Vietnam’s digital landscape. annually from 2025-2030, further strengthen the digital payment landscape. Vietnams stable inflation and projected GDP growth of 6.1%

Payments Trends

Stax

JANUARY 21, 2025

If youre like many people, its been a while since you last made a payment exclusively with cash. said theyve used electronic payment methods to make a transaction in the past three months. Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm.

Payment Gateways

Fintech Finance

MARCH 18, 2025

ProjectPay , the construction payments fintech, which received a project grant funded by the government’s innovation division, Innovate UK, to research and test how to solve cashflow problems in the construction industry, has now published its findings. This could put the Government’s building boom plans at risk.

Governance

The Payments Association

JULY 7, 2025

Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences 4 July 2025 by Payments Intelligence The 2025 Consumer Behaviour Report from The Payments Association delivers an urgent message to the acquiring and PSP community: the UK payments landscape is diversifying faster than many platforms are adapting.

Acquirers

Trade Credit & Liquidity Management

JULY 24, 2025

payments infrastructure. This upgrade aligns American payment processing with international standards, enabling greater efficiency, richer payment data, and more robust risk and fraud mitigation. payments landscape. Payments Adopting ISO 20022 is expected to improve U.S. The migration supports over $4.7

FedWire

The Payments Association

JUNE 16, 2025

16 June 2025 by Payments Intelligence Merchant survey 2025: Navigating the payment innovation divide LinkedIn Email X WhatsApp What is this article about? A survey of 125 UK retail merchants exploring how payment innovation, customer behaviour, and emerging technologies are shaping retail competitiveness. Why is it important?

Innovation

The Payments Association

APRIL 7, 2025

SNEAK PEAK: PAY360 state of payments survey 2024 findings revealed August 22, 2024 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The findings of The Payments Association’s State of the Industry 2024 survey, which examines the current state and future challenges of the payments industry.

Financial Crimes

Basis Theory

NOVEMBER 12, 2024

As a merchant, to understand tokenization for your own benefit, it’s critical to understand: What tokenization is, why it’s important for payments, and how it compares to encryption. Tokens can take any shape, are safe to expose, and are easy to integrate into payment or other workflows with sensitive data.

Encryption

Fintech Finance

JUNE 25, 2025

Checkout.com , a leading global digital payments provider, today announced an extension to its partnership with the Merchant Risk Council (MRC), reinforcing a shared commitment to helping its members navigate the growing complexities of digital fraud and payment risk.

Risk

Fintech News

JULY 8, 2025

Singaporean fintech firm Finmo has received authorisation from the UK Financial Conduct Authority to operate as an Electronic Money Institution (EMI), allowing it to provide payment and treasury services in the country. Initial UK rollouts include GBP-denominated accounts and Faster Payments access.

FinTech

Clearly Payments

JULY 23, 2025

In 2025, staying compliant with payment rules is essential for businesses of every size. Card networks like Visa and Mastercard are enforcing stricter standards, regulators are expanding privacy laws, and payment providers are under pressure to monitor merchant activity more closely. What Is Payment Compliance?

Compliance