Fintech News

JUNE 25, 2025

Carrington Labs, a Sydney-based provider of customised cash flow underwriting models and credit risk analytics, has formed a partnership with Taktile, a New York-based decision platform, to assist consumer and SME lenders in refining their credit risk strategies. That’s why I’m excited about our partnership with Carrington Labs.

Credit Risk

Fintech Finance

DECEMBER 20, 2024

Patricia previously served as VP of Technology Operations and Delivery at Zopa, where she led risk management and process improvements, and Senior Director of Software Engineering at LexisNexis Risk Solutions, spearheading AML and compliance technology initiatives.

APACS

EBizCharge

JUNE 12, 2025

For Canadian businesses navigating the increasingly complex world of payment processing, having a reliable and efficient merchant account is essential. Unlike standard merchant accounts available globally, Canadian merchant accounts are tailored to meet the regulatory, banking, and processing requirements unique to Canada.

Process

Stax

MAY 6, 2025

To give you some clarity, here’s a practical guide that answers the most common questions small business owners have about credit card processing. Learn More What is Credit Card Payment Processing? Credit card processing refers to the series of steps involved in facilitating transactions made using credit cards.

Credit Cards

Stax

APRIL 3, 2025

Talk to sales Understanding Ecommerce Payment Solutions An eCommerce payment solution is the underlying infrastructure that allows eCommerce businesses to accept and process card and online payments seamlessly and securely. The customer is then sent back to the eCommerce site after the payment is processed.

Payment Solutions

Finovate

MAY 22, 2025

Together the two companies will help banks and other financial institutions provide a more seamless onboarding and underwriting experience for their small business borrowers. The alliance will offer frictionless onboarding and underwriting experiences that enable more banks to serve a larger number of qualified small business borrowers.

Underwriting

Stax

JUNE 17, 2025

Choosing a payment processing partner isn’t just about finding a way to accept credit cards, it’s about building the financial foundation of your business. While they often operate behind the scenes, ISOs play a crucial role in how businesses accept and process card payments. Contact sales What is an Independent Sales Organization?

ISOs

The Fintech Times

JANUARY 23, 2025

Sending cross-border payments, for example, often comes with heavy processing costs and conversion fees. By automating compliance and documentation, reducing errors and speeding up the transaction process, trade finance will become more efficient and inclusive, opening up new opportunities for people and businesses of all sizes.”

FinTech

Finextra

JULY 7, 2025

Traditional areas like fraud prevention (65%), credit underwriting (62%) and regulatory compliance (58%) are still heavily prioritized, reflecting that these were some of the first uses of AI in banking and continue to be critical for reducing losses. For WhatsApp users, it removes the need to switch apps at all.

AI

Clearly Payments

JULY 22, 2025

These businesses face limited access to traditional payment processing, higher fees, and frequent account shutdowns, despite collectively processing billions of dollars annually. Costs of Processing for High-Risk Merchants High-risk merchants pay significantly more to accept payments compared to standard businesses.

Risk

The Fintech Times

JULY 22, 2025

Every agent we’ve built is replacing manual processes and delighting small businesses with new positive experiences. Recovery Agent It streamlines the manual process of restarting payments with small businesses that have failed debits, doing deep research on the status of business operations and payment processors.

AI

Fintech Finance

NOVEMBER 3, 2024

Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay. Affirm has been publicly traded on NASDAQ since 2021 and has processed more than $75 billion over the last five years.

Consumer

Trade Credit & Liquidity Management

AUGUST 1, 2025

(Photo by Çağlar Oskay on Unsplash ) Key features include customizable templates, centralized governance repositories, and transparent internal workflow approvals, which collectively reduce manual processes and siloed validation, accelerate model deployment, and improve risk management.

Risk Management

My Payment Savvy

JUNE 16, 2025

Many businesses lose sales at the final hurdle – the payment process. The right system processes transactions seamlessly; the wrong one creates friction that costs you money and frustrates your customers. A payment gateway processes credit card payments for both online and in-person transactions. Big mistake.

Payment Gateways

Finovate

JUNE 24, 2025

Taktile’s low-code decision platform enables our clients to deploy Carrington Labs models and tools quickly, while also giving lenders much better visibility and control over their process,” Carrington Labs CEO Jamie Twiss said. “That’s why I’m excited about our partnership with Carrington Labs.

Credit Risk

Finovate

DECEMBER 16, 2024

The partnership enhances Capitalise’s lending origination service by removing friction from the funding process. “Open Banking sits at the core of SME credit decisioning and brings confidence to underwriting risk assessments,” Capitalise Co-Founder Ollie Maitland said. are embracing open banking technology. .

Small Business

Cardfellow

APRIL 5, 2025

With its minimal underwriting and fast setup, it lowered the barriers to entry for small businesses seeking credit card processing. Your Processing Volume Has Gone Up Many businesses start with Square because their processing volume (how much money you take in credit cards) is low at the beginning.

Processors

Fintech Review

MAY 10, 2025

They hold deposits, extend loans, process payments, and connect financial markets. The bank holds the account, processes the funds, and clears the transaction. Many banks now partner with fintech firms to improve onboarding, underwriting, KYC, or user engagement. But the nature of that power is shifting. It is banks and fintech.

Central Bank

Fintech News

DECEMBER 3, 2024

Mukesh Valiram “The integration of Atome’s embedded financing technology not only elevates the checkout process but also enables us to connect with new customer segments through flexible financing and payment options. said Mukesh Valiram, Executive Director of Valiram. said Mukesh Valiram, Executive Director of Valiram.

Embedded Finance

Bank Automation

MAY 27, 2025

Tinman helps underwriters with administrative tasks such as document processing, income verification and assessing FICO […] The post Nearly 75% of Better.com originations use AI appeared first on Bank Automation News.

Origination

The Fintech Times

MARCH 12, 2025

Through three separate partnerships, Mastercard appears to be enhancing its focus on the UAE and surrounding Middle East region, with plans to simplify access to finance , enhance payment processes and bolster financial literacy.

Visa

M2P Fintech

MARCH 24, 2025

Loan Management System: An Overview A loan management system (LMS) is a comprehensive software solution that assists financial institutions in overseeing the entire loan lifecycle, from initial processing to final repayment. For instance, the increase in use of digital and automated processes is likely to continue.

Payment APIs and Integration

The Fintech Times

JULY 15, 2025

The company, which aims to simplify business transactions with real-time underwriting and embedded credit terms, is growing fast, with revenue and payment volume up over 150 per cent year-on-year. The alliance targets growing demand for AI-driven governance tools as organisations modernise manual GRC processes.

FinTech

Finovate

MARCH 25, 2025

“We started Truework to reinvent the way consumer data was collected and processed for maximum security and accuracy,” Truework CEO and Co-Founder Ryan Sandler explained. “From the early days, machine learning was a core part of our product. “That’s what everyone else does.

Verification

The Payments Association

NOVEMBER 4, 2024

joins a growing list of financial technology companies choosing E6 as their payment processing and digital ledger infrastructure partner. card is purpose-built with personalized statement cycles, smart card authorizations, and bespoke underwriting to streamline and stabilize digital ad payments for scaling global brands. About dash.fi

Card Issuer

Fintech Review

APRIL 11, 2025

They use alternative credit scoring methods and automated underwriting. This involves adopting robust onboarding processes, biometric checks, and transaction analytics. AI models will help personalise financial advice, detect fraud, automate underwriting, and optimise risk management.

FinTech

Bank Automation

JULY 18, 2025

The majority of AI-driven auto lender Lendbuzz’s originations are automated, thanks in part to AI tools and an ability to optimize repetitive, manual tasks in underwriting.

Origination

The Fintech Times

MARCH 13, 2025

For digital platforms, processing pay-ins (customer payments) and pay-outs (disbursements to creators, merchants, or partners) comes with transaction fees that impact margins and cash flow. At the same time, Aleph monetises the ad inventory, ensuring that what would have been a payment processing cost now becomes a revenue-generating asset.

Cross-Border Payments

Nanonets

NOVEMBER 19, 2024

While Sensible offers robust document processing capabilities, it’s not always the best fit for every business.  While Sensible is a strong contender in the document processing space, it has limitations. 7 Super AI AI-human collaboration Companies requiring complex data processing 4.3

Process

Finovate

NOVEMBER 14, 2024

” Paychex Funding Solutions offers an alternative to traditional bank loans, which often have difficult approval processes and restrictive obligations. The company’s streamlined underwriting and approval process makes decisions partially on the creditworthiness of a business’s customers.

Product

Fintech Finance

JULY 31, 2025

Clearpool is expanding into Payment Financing (PayFi) , a rapidly growing credit vertical powering global stablecoin payments for leading fintechs across remittance, card processing, and on/off-ramp services. Fintechs Need Working Capital Remittance platforms, cross-border processors, and card issuers process billions of dollars every day.

Stablecoins

The Payments Association

MARCH 18, 2025

For payments providers, this presents both an opportunity to expand into lending and a threat as new entrants embed credit into the checkout process, disintermediating traditional payment flows. Open banking principles are also embedded in the Unified Payments Interface (UPI), which processed $2.2

Finance

EBizCharge

JANUARY 16, 2025

One key element in this realm is the merchant category code (MCC), a seemingly obscure concept thats vital to how transactions are processed. This article will explore the world of merchant category codes, covering their purpose, benefits, and the specifics of using them in the credit card processing landscape.

Credit Cards

The Fintech Times

JULY 16, 2025

By leveraging advanced customer acquisition and AI-powered decisioning tools from Lendio, Grasshopper Bank plans to streamline the entire SBA top-of-funnel process from application to approval, enabling a faster, more modernised approach to SBA lending.

AI

Clearly Payments

MAY 22, 2025

ISO (Independent Sales Organization) A reseller of payment processing services. Bank Account Where funds are deposited after processing. Terminal A card reader that processes physical payments. Underwriting The process of assessing risk before approving a merchant account.

Online and Mobile Banking

The Fintech Times

AUGUST 8, 2025

Serving over three million active accounts, NG.CASH will use the funds to expand products including stablecoin accounts and context-driven underwriting. Payment processing platform Solidgate has partnered with financial crime prevention firm Salv to monitor all transactions on its global treasury platform in real time.

FinTech

M2P Fintech

APRIL 4, 2025

Despite its potential, traditional SCF processes are complex and cumbersome. Modern day credit tech stack could revolutionize Supply Chain Financing, streamlining processes and enhancing financial mechanisms. Challenges in Supply Chain Financing Manual processes slow down operations and heighten the risk of errors.

Finance