Cardfellow

MAY 19, 2025

You are virtually guaranteeing that you will overpay for credit card processing if you’re comparing processors based on which ones are willing to provide a free terminal. The Economics of “Free” Credit card processing is a for-profit business, and the average basic machine costs a processor anywhere from $100 to $300.

Credit Cards

The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. This foundational technology is reshaping how identity, consent, and value are managed in the digital economy, from safeguarding transactions to enabling new economic models.

Security

The Payments Association

MARCH 19, 2025

According to Yaccarino, the partnership will allow for secure and instant funding to users X Wallet via Visa Direct, connecting to their debit cards and allowing for peer-to-peer payments. By replacing the need for physical cash or cards, they allow seamless payments via smartphones, tablets, or other connected devices.

Digital Payments

Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16

Credit Cards

The Fintech Times

JUNE 30, 2025

FIS , the global financial technology company, is expanding its partnership with digital payments giant Visa , to offer financial institutions turnkey access to new payments capabilities. However, without the requisite infrastructure and resources, smaller financial institutions can struggle to meet this need.

Issuers

Payments Dive

JUNE 30, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Visa, FIS boost value-added card services The companies say they aim to strengthen tech tools available for smaller financial institutions in issuing cards.

Card Services

Finextra

JUNE 11, 2025

Introduction of MICR Cheques (1980s): Magnetic Ink Character Recognition (MICR) technology was introduced for faster and more accurate processing of cheques, reducing manual intervention. Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system.

Financial Inclusion

The Payments Association

JANUARY 3, 2025

Improving regulations, using technology for detection, and fostering industry-wide cooperation. Fraudsters, armed with advanced technologies and professional networks, are exploiting gaps in systems and consumer behaviour.

Fraud Detection

Finextra

JUNE 6, 2025

PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. However, the wider context is competitive pressures, regulatory demands, and new standards, all of which are pushing providers to improve credit assessment capabilities.

BNPL

The Fintech Times

MARCH 14, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies, according to new data revealed by EBANX , the global payment service provider (PSP). These digital solutions have pushed traditional payment methods to evolve and adapt to meet modern consumer expectations.”

Continuity

The Payments Association

DECEMBER 18, 2024

Payment technology and innovation are accelerating across the fintech industry, with more companies recognising the importance of adapting to changing customer needs, with non-cash transactions projected to hit 2.3 These developments signify a major shift in how we interact with technology. trillion transactions by 2027.

Cross-Border

Fintech News

JANUARY 26, 2025

This shiftis not merely a matter of convenience; it is emblematic of an increasingly complex convergence between state-of-the-art technology, consumer desires for seamlessness, and the regions particular socio-economic landscape. In 2023, credit card payments comprised 52.2% of all cashless transactions in Japan.

Payments Trends

Payments Dive

JUNE 30, 2025

Gap is one of dozens of merchants suing Visa and Mastercard over the cost of interchange fees on Visa and Mastercard-branded cards. In subsequent court filings, lawyers for the merchants asserted that Visa and Mastercard had seized on the judge’s question as the basis of their effort to push the trial into 2026.

Visa

Finextra

JULY 7, 2025

For example, Bank of America (US) announced its clients reached 26 billion digital interactions in 2024 (a 12% year-over-year increase), including 676 million interactions with its AI virtual assistant “Erica.” In the UK, NatWest’s AI assistant, “Cora,” handled 11.2 At the same time, a J.D. Almost every bank is at least planning for GenAI.

AI

Payments Dive

JUNE 12, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Adyen opts for build over buy The Dutch payments processor eschews acquisitions in favor of building its own systems to drive global growth, including in the U.S.

Privacy

Stax

APRIL 8, 2025

For many small business owners, credit card processing fees may seem like a hefty price to pay for providing convenience to customers. Even if you consider them to be a cost of doing business, credit card fees can quickly eat away at your already slim profit margins. Following are the key entities involved in credit card processing.

Credit Cards

Fi911

JULY 11, 2025

Chargeback volumes have increased 25% annually over the past three years, pushing financial institutions to reconsider their manual processing approaches. Automated systems complete the same work in hours, improving the likelihood of meeting tight card network deadlines. Response times drop dramatically with automation.

Best Practices

Clearly Payments

MARCH 4, 2025

Whether you run a retail store, an e-commerce business, or a service-based company, the costs of accepting credit and debit cards add up quickly. When reviewing statements, it’s common to see a posted rate of 2.75% or 3% , but hidden fees and markups can push the effective rate to 4% or more. Here’s how they did it.

Small Business

Fintech News

JUNE 5, 2025

Whether in current or emerging markets, banks are riding the tide of a rapidly shifting landscape defined by digital technologies, adapting to regulatory requirements, rising customer expectations, and stiff competition from nimble fintech startups. Banking institutions across Asia Pacific are under increasing pressure to modernise.

Payment APIs and Integration

The Fintech Times

FEBRUARY 19, 2025

Recognising this growing challenge, Mastercard is continuing to invest in emerging technology and strengthening partnerships to help prevent scams at each stage of the lifecycle – from account opening to the each transaction being made. As payments continue to evolve, fraudsters are increasingly using AI to scam consumers.

Visa

Finextra

JUNE 26, 2025

PCI DSS: Safeguarding cardholder data If you handle card payments, PCI DSS compliance is non-negotiable. It keeps your customers’ card details safe and your systems strong. PCI DSS stands for Payment Card Industry Data Security Standard. Yes, trust is everything. You know this already. So, let’s dig in. What is PCI DSS?

PCI DSS

Finovate

JULY 15, 2025

The new addition to its unified product platform will enable businesses to provide near real-time payments from Highnote-issued cards to eligible debit and prepaid cards. Instant Payments enables businesses to push funds to debit and prepaid cards in the US.

Embedded Finance

The Fintech Times

DECEMBER 9, 2024

“Implementing comprehensive risk management strategies and diversifying technological dependencies are essential steps to mitigate the impact of unforeseen incidents, thereby maintaining the stability and reliability of payment systems. 2024 has been a big year for Aevi. . 2024 has been a big year for Aevi.

Payment APIs and Integration

Payments Dive

JULY 25, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Q&A How to build a B2B payments behemoth No single company dominates U.S. commercial payments, as with card networks or merchant acquirers.

B2B

Fintech Finance

JUNE 27, 2025

FIS ® (NYSE: FIS), a global leader in financial technology, announced the expansion of its partnership with Visa , a world leader in digital payments, to arm financial institutions of all sizes with turnkey access to new payments capabilities.

Community Banks

The Payments Association

FEBRUARY 26, 2025

For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. For instance, decreasing authorized push payment (APP) fraud is still a key priority for the UKs Payment Systems Regulator (PSR) in 2025. Its a great time to be a fraudster.

Authentication

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). The methodology combines quantitative analysis of threat patterns with qualitative assessment of strategic responses.

Financial Crimes

The Fintech Times

FEBRUARY 25, 2025

All global American Express Card Members can now link their cards to the Alipay digital wallet, as the payment giants look to simplify transactions for travellers in China, while also offering local businesses more opportunities to attract international customers. .

Cross-Border

Fintech Finance

MARCH 12, 2025

Digital-first financial institutions have become key drivers behind cards’ sustained presence and growth in rising economies. This trend is gaining traction in other countries in Latin America, mainly Colombia (21%) and Argentina (19%), where digital banking expansion and intense fintech activity are pushing card issuance.

Issuers

Stax

APRIL 24, 2025

As Chief Technology Officer at Stax, Mark’s at the forefront of artificial intelligence in the industry. The Credit Card Shuffle: When refunds pop up on different cards than the ones used for the original purchase. The Personal-Business Blur: Merchants making big-ticket transactions on their personal credit cards.

Fraud Detection

Fintech News

JANUARY 14, 2025

While online payments have taken off, many consumers still favour credit cards or cash for offline purchases. Singaporeans are known for quickly adopting new technologies. This push made it easier for people to use digital wallets, both online and offline. Overall, e-wallets like GrabPay, PayLah!

APACS

Fintech Finance

FEBRUARY 18, 2025

This groundbreaking solution, with the proof-of-concept phase already launched at several sites in Johannesburg and Cape Town, will allow customers to pay with major credit cards at Rubicon charging stations for the first time. Additionally, terminals can now be controlled remotely using cloud-based technology.

Payment Solutions

Fintech Finance

FEBRUARY 20, 2025

Faster Payments Council (FPC), in collaboration with Volante Technologies , today released results from the 2025 Faster Payments Barometer, the latest in its series of comprehensive studies analyzing the adoption, trends, and perceptions surrounding faster payments in the U.S.

Faster Payments

Cardfellow

JUNE 14, 2025

While it didn’t lead to the elimination of cash, it’s nonetheless more common to see consumers pull out a card than cash in many parts of the country If you run a business, it’s almost inevitable that much of your sales are made using a method other than cash. The answer is “it depends.” Is it legal to refuse to accept cash?

Credit Cards

Payments Dive

JUNE 12, 2025

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Law Enforcement

Payments Dive

JUNE 20, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Tensec raises $12M to boost growth Meanwhile, other cross-border payment firms have raised millions in recent weeks to bolster their international expansion.

Cross-Border Payments

Cardfellow

MAY 19, 2025

Some credit card machine companies also provide merchant accounts, while others are solely equipment manufacturers. This article is specifically about credit card machine companies, not the machines themselves. Well take a look at why that matters and give a rundown of the major equipment providers in the United States.

Credit Cards