Finextra

JULY 28, 2025

Home News Wholesale Trovata buys treasury management system Atom Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. We pioneered corporate banking APIs and the only true cloud-native treasury platform in the market with meaningful scale.

Treasury Management

Finextra

JUNE 13, 2025

While enterprise systems like ERP and CRM often have strong security protocols, these systems don’t operate in a vacuum.

Data Security

The Fintech Times

JULY 10, 2025

Australia’s central bank and a government-backed research centre have selected 24 industry participants to trial digital settlement systems for tokenised assets, in a project exploring the future of wholesale finance.

Central Bank

Finextra

AUGUST 13, 2025

As the Treasury Select Committee highlights, we need to join up the thinking between cash acceptance and digital inclusion to avoid leaving cash users behind, and, as the report warns, creating a two-tier economy. Inclusion has to keep pace While digital is surging ahead, the FCA’s Financial Lives Survey estimates: 3.9

Embedded Finance

Finextra

JULY 27, 2025

Large corporates built bespoke treasury systems to manage multi-bank transfers, FX conversion and reconciliation. ESG-Tagged Treasury Corporates earn “green rebates” when funds cycle through sustainable project wallets. Treasury Dashboard: Real-time visualization of token flows, liquidity buffers, FX positions, and ESG impact metrics.

CBDC

The Fintech Times

JULY 22, 2025

Recovery Agent It streamlines the manual process of restarting payments with small businesses that have failed debits, doing deep research on the status of business operations and payment processors. Pipe expects up to 90 per cent of SMB capital applicants will receive decisions on their application within minutes.

AI

Finextra

JULY 14, 2025

In fiscal year 2023, approximately 96.45% of Treasury disbursements were made via electronic funds transfer, or EFT, compared to just 3.55% by paper check. Notably, the median paper check issued by Treasury is around $4,861, meaning even a small percentage of checks involves substantial dollar amounts. payments landscape.

ACH

The Fintech Times

APRIL 12, 2025

The past year has seen numerous traditional banks capitalising on the embedded finance market; JPMorgan Chase and Goldman Sachs recently formed partnerships with embedded finance fintechs Gusto and Modern Treasury, respectively, to offer banking customers the ability to embed payroll services, help companies add payments to products, and more.

Embedded Finance

Finextra

JUNE 8, 2025

The world is entering a new monetary epoch - one in which digital assets will sit alongside sovereign debt in institutional portfolios , and where transparent, composable financial instruments will become baseline infrastructure for treasuries and funds. Stablecoins are not just payment mechanisms. That’s where the real liquidity will flow.

Stablecoins

Finextra

JULY 22, 2025

How payments are settled—that is, the currency in which funds are ultimately received—has profound implications for liquidity management, risk exposure, and treasury operations. In this article we will explore the key considerations of settlement models treasury professionals need to understand to make informed decisions.

Settlement

Payments Dive

JUNE 12, 2025

Mike Crapo (R-ID) speaks as Treasury Secretary Scott Bessent appears before a Senate Finance Committee hearing on June 12, 2025 in Washington, DC. billion, according to a 2024 report from the research firms Oliver Wyman and Celent. Published June 12, 2025 Justin Bachman Senior Reporter post share post print email license Sen.

Law Enforcement

Payments Dive

JUNE 30, 2025

The acquisitions will support the company’s payments, anti-fraud, treasury and supply chain management offerings. billion of losses worldwide over the next ten years, industry research firm Nilson Report predicted in a January. Fraud losses in card payments will keep rising over the next decade, culminating in $403.88

Card Services

Finextra

JULY 30, 2025

From the banking and treasury perspective, which weaknesses in current liquidity systems represent the greatest risk in a truly real-time world? What are the new threats and barriers, and which legacy practices are now obsolete? What infrastructure overhauls, not quick fixes, are needed to deliver real-time visibility and actionability?

Instant Payments

The Paypers

JUNE 17, 2025

According to OpenPayd officials, the addition of stablecoin capabilities is intended to support business use cases such as treasury management, global payouts, and digital asset services.

Stablecoins

Payments Dive

JULY 2, 2025

By Lynne Marek • July 17, 2024 Lynne Marek/Payments Dive FedNow ‘could lower fees’ in future, analyst reports The Federal Reserve instant payments system may cut fees after it attracts more financial institutions, or in the face of competition, a Wolfe Research analyst said, citing a FedNow official. By Lynne Marek • Aug.

Processors

Finextra

JUNE 19, 2025

Youll also need locally-based staff, including compliance, IT, risk management, finance and treasury, customer support, and other key operational teams. Step 2: Full application The documents required vary based on the licence. In every case, qualifying shareholders must go through a fit and proper test.

Payments

Tearsheet

AUGUST 7, 2025

The bank approached AI and generative AI with a methodical process, starting with research and use-case design, securing regulatory alignment, building internal tools, and upskilling its internal teams. Morgan’s playbook for adopting emerging technology is starting to show a familiar pattern.

Cross-Border Settlement

Finextra

JUNE 30, 2025

Programmable money rewrites the playbook for remittances, trade, treasury and even machine-to-machine transactions. The challenge to builders today is this: if your vision begins and ends with speeding up domestic payments or making bill-splitting cuter, you’re missing the bigger prize. What’s the biggie with blockchain?

Stablecoins

Finextra

JUNE 23, 2025

Under the Act, only approved and well-supervised issuers (think insured banks and properly licensed fintech firms) can circulate these coins, and they must back every token 1:1 with high-quality reserves like actual dollars or short-term Treasuries. This means the “stable” in stablecoin is now legally enforceable.

Embedded Finance

Finextra

AUGUST 6, 2025

From the banking and treasury perspective, which weaknesses in current liquidity systems represent the greatest risk in a truly real-time world? What are the new threats and barriers, and which legacy practices are now obsolete? What infrastructure overhauls, not quick fixes, are needed to deliver real-time visibility and actionability?

Instant Payments

Finextra

JULY 1, 2025

Treasury operations, technology groups, and risk managers must work as a single unit. Treasury, risk, and technology teams must align more closely. Banks must examine whether their current systems can ingest, normalise, and act upon real-time payment, settlement, and liquidity data. Many can’t. Or at least not yet.

Regulations

Finextra

JULY 28, 2025

From the banking and treasury perspective, which weaknesses in current liquidity systems represent the greatest risk in a truly real-time world? What are the new threats and barriers, and which legacy practices are now obsolete? What infrastructure overhauls, not quick fixes, are needed to deliver real-time visibility and actionability?

Instant Payments

Finextra

JULY 24, 2025

Through this partnership, PXP clients will benefit from direct access to our dedicated team, proactive market insights, and tailored treasury solutions, enabling PXP’s clients to effectively manage their currency risk and accelerate cross-border growth.

Cross-Border

Fintech News

JULY 13, 2025

A collaborative initiative between the RBA and the Digital Finance Cooperative Research Centre, Project Acacia also receives support from the Australian Securities and Investments Commission (ASIC). In March, the Treasury released plans for a “fit-for-purpose” digital asset regulatory framework, naming Project Acacia as a central component.

Central Bank

Finextra

JULY 28, 2025

In the charts comparing US Corporate AA (4.78%) and 1-month US Treasury (4.37%) shows a potential cost savings of 9%. Corporate Advantages Corporations issuing their own-brand compliant US stablecoin can leverage the US Government’s AA+ rating through regulatory compliance.

Stablecoins

Payments Dive

JULY 11, 2025

The shift will allow banks around the world to communicate, share data and operate by the same rules for cross-border payments, said Elias Ghanem, the global head of consulting firm Capgemini’s Research Institute for Financial Services. The change has a host of implications for international commerce, he explained during an interview.

ISOs

Finextra

JULY 8, 2025

Using Okoora’s robust APIs, DashDevs’ teams can embed real-time exposure monitoring, automated hedging, pay-in/pay-out services, and liquidity routing directly into transactional flows thereby removing the need for fintechs to build or maintain complex treasury infrastructure in-house.

Cross-Border Payments

Finextra

JULY 14, 2025

However, while the advantages of integrating cryptocurrencies into business models are well-understood by most small business owners and treasury departments in larger enterprises, there remains a key area of uncertainty: how to manage and secure the cryptocurrency once it is received.

Stablecoins

Payments Dive

JULY 16, 2025

Crone Consulting research shows that new account openings are 5% to 15% higher at banks that offer a peer-to-peer payment platform like Zelle compared to those that don’t, Crone said. But banks that dont work with Zelle are missing out on potential customers, he said. On the flip side, EWS is facing its own pressures.

Zelle

Finextra

JUNE 10, 2025

Driving paradigm shifts: E-banking – the fundamental paradigm shift – started for our part in 1982 New ways of interconnecting customers – not only with payments, trade finance, treasury and capital markets services – but also with e-identification, e-signatures, e-invoicing and e-salary was the next good-for-society-at-large paradigm shift.

AI

Finextra

JULY 22, 2025

Morgan Payments combines treasury services, trade & working capital, and card and merchant services capabilities to help pay customers or employees in different currencies around the world. It processes more than $10 trillion payments daily, operating in over 160 countries and over 120 currencies.‍

Payment APIs and Integration

Finextra

JUNE 19, 2025

Home Announcements Ai Finmo releases AI co-pilot for treasury teams External This content is provided by an external author without editing by Finextra. Finmo releases AI co-pilot for treasury teams Finmo has launched MO AI Co‑Pilot, a conversational AI assistant designed to revolutionize how treasury teams manage financial operations.

Treasury

Finextra

AUGUST 12, 2025

Treasurys, it is issued by Circle with a focus on transparency and MiCA readiness. Instead, Tether prefers to keep most of its reserves in US Treasurys, assets it says are liquid, low-risk and much easier to redeem quickly if needed. Tether earns income partly by investing reserve funds in short-term assets such as US Treasury bonds.

Stablecoins

Finextra

JULY 2, 2025

Live across Oman, the API Gateway serves as a foundational tool for corporate customers, government entities and fintech developers, supporting integration with Enterprise Resource Planning (ERP) systems, treasury functions and custom financial applications.

Gateways

Finextra

JULY 21, 2025

For Institutional Investors: High WTP (for specific asset classes): Institutions often hold large amounts of ETH-pegged tokens for treasury management or long-term investment, without necessarily engaging in complex DeFi strategies.

Compromise

Finextra

AUGUST 4, 2025

The Treasury has yet to commit to a concrete path. In contrast, the United Kingdom remains caught in consultation mode. The Bank of England has spent years exploring a digital pound that may not materialise before the 2030s.

Stablecoins

The Paypers

JUNE 18, 2025

It offers corporate cards, expense management, bill payments, procurement, travel booking, and treasury. When it comes to AI, Ramp wants to enable businesses to take advantage of engineering and recent breakthroughs in reasoning by spending over half of its payroll on research and development. billion in total equity financing.

CBDC