Fintech Review

APRIL 4, 2025

Chandler, United States, April 4th, 2025, FinanceWire Fintech company DecisionFi, LLC is expanding its reach into underserved consumer markets with a suite of financing solutions designed for sectors often overlooked by traditional lenders. ” The fintech sector continues to grow, driven by demand for fast, flexible financing options.

Underserved 52

Underserved FinTech Underwriting Finance 52

Finextra

JUNE 9, 2025

We’re actively encouraging applications from founders or business leaders who are overcoming obstacles to growing a business, including a lack of proximity to funding and networks, and are addressing the needs of underserved consumers, businesses or communities.”

FinTech 75

FinTech Cross-Border Privacy Underserved 75

Tearsheet

JANUARY 28, 2025

Their customers, who depend on those local banking relationships, are already underserved by the broader financial system and would be left further behind by the shift towards digital payments. Without Zelle, these smaller institutions may not be able to offer P2P payments and would struggle to compete in the marketplace.

Zelle 52

Zelle Transactions Credit Union P2P 52

Finextra

JUNE 30, 2025

Offbeat Destinations Riding the Digital Wave One of the regions leading this transformation is Northeast India, long known for its raw beauty but historically underserved in terms of travel infrastructure. Today, tourism hubs in Meghalaya, Ziro Valley, and Arunachal Pradesh are seeing a surge in cashless bookings and QR-based transactions.

Digital Payments 52

Digital Payments Payment APIs and Integration Embedded Finance Payments 52

The Payments Association

DECEMBER 18, 2024

” Tim Joslyn, chief technology officer , states, “Quantum computing is no longer a distant futureits advancing rapidly, with researchers from Shanghai University demonstrating breakthroughs in cracking encryption algorithms. Technological advancement and regulatory pushes towards cashless economies are driving this.

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development. trillion in value by 2028 (from $5.75

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

JULY 15, 2025

The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group. The deal connects Blue Remit’s digital platform with TerraPay’s global infrastructure, enabling faster, compliant transfers to mobile wallets, bank accounts and cards, especially in underserved regions.

FinTech 59

FinTech Void Online and Mobile Banking Push-to-Card 59

The Fintech Times

MAY 4, 2025

In the letter, AFC praised the bill for offering a commonsense solution for millions of underserved Americans who manage their money effectively but still struggle to access credit.

FinTech 49

FinTech Underserved Non-Bank Consumer Protection 49

The Fintech Times

FEBRUARY 19, 2025

Following the joint research by the FCA and PSR, the financial regulators revealed that they agree with the scope of the proposed investigation into the tech giants, in the open letter to the CMA. The regulators hope that the CMA can take the findings into account under the Digital Markets, Competition and Consumers Act (DMCCA).

Regulations 72

Regulations Underserved Authorization Innovation 72

Finextra

JUNE 18, 2025

Their mission to provide secure, user-friendly banking solutions for underserved communities aligns perfectly with our vision for modern financial crime controls. By adopting scalable AI-powered monitoring tools, OnePay reinforces its leadership in proactive compliance and fraud prevention.

AML 52

AML Compliance Financial Crimes AI 52

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. These methods have already shown substantial lift: AdviceRobo’s research reveals a 20–30% increase in acceptance rates among thin-file customers, while reducing defaults with 20% through better predictive power.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

Fintech Finance

JULY 8, 2025

“By partnering with an industry leader like DailyPay, we’re delivering modern, trusted financial tools—already used by millions in other sectors—to an industry that has long been underserved when it comes to employee benefits and workforce technology.”

On-Demand 52

On-Demand Payroll Underserved Product 52

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Crucially, Open Banking was just the opening act.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Finextra

JULY 14, 2025

While quantitative metrics here are harder to measure, one can look at engagement from traditionally underserved segments. It also strengthens trust and loyalty: customers feel the bank cares about their individual needs.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Fintech Review

MAY 16, 2025

Many conferences now dedicate tracks to fintech for underserved communities or the rise of women founders. Research the attendee list and reach out in advance. Product launches showcase how APIs and machine learning are reshaping customer journeys. Investor roundtables debate valuations, exits, and economic cycles. Set clear goals.

Innovation 52

Innovation FinTech Cross-Border Regulations 52

The Fintech Times

JANUARY 31, 2025

Many fintechs and financial institutions often make big claims that they can enhance support to the previously underserved, positively impact the environment, or improve peoples lives in many other ways. But often, firms fall short of these claims.

FinTech 64

FinTech Audit Financial Inclusion Advisors 64

The Paypers

JUNE 27, 2025

This is key for underserved or unbanked individuals, as no SSN or ID is required. The system supports programmes like housing aid, disaster relief, and research initiatives, all while maintaining AML and BSA compliance.

Debit Card 36

Debit Card Payment APIs and Integration BSA Stablecoins 36

The Fintech Times

JULY 17, 2025

Having looked at some of the biggest barriers to digital banking as well as how it is facilitating access to finance in underserved communities, we now round out our focus on barriers to digital banking by focusing on the weirdest and most bizarre challenges observed in the scene. ” How has it got this far?

FinTech 51

FinTech Online and Mobile Banking Underserved Non-Bank 51

The Paypers

JUNE 10, 2025

Representatives from JPMorgan Payments noted that the initiative is particularly aimed at founders who face barriers in accessing investment or business networks, especially those developing solutions for underserved markets.

FinTech 36

FinTech Cybersecurity Global Payments Cross-Border 36

The Fintech Times

JUNE 23, 2025

Worrying findings Conducted by Opinium Research in 2025, the report draws insights from 3,000 nationally representative UK adults, including an additional 500 black, Asian, and minority ethnic respondents. Affordable and fair credit access should not be a luxury, it’s a necessity.

BNPL 40

BNPL Underserved Financial Inclusion Governance 40

Finextra

JUNE 18, 2025

Fo Small and medium enterprises, often underserved due to opaque financials the data-driven profiling creates a new language of trust. With this context, banks can personalize debt instruments, embed inflation-linked clauses, or stagger repayments aligned with expected occupancy rates.

Transactions 52

Transactions Payment APIs and Integration Cross-Border Risk 52

Finextra

JULY 7, 2025

Yet many of these businesses remain underserved by legacy systems. With over 90% of Bahrain’s businesses classified as small and medium enterprises, the demand for cost-effective, interoperable, and real-time payment infrastructure has never been higher. Pay10 is designed to close that gap.

Security 52

Security Payment APIs and Integration Central Bank Real Time Payments 52

Finextra

JUNE 23, 2025

As McKinsey notes, “SMEs are underserved when growth potential is weighed less than current financial position” (McKinsey & Company, 2024). That means higher repayments, shorter terms, and strict conditions. For businesses trying to invest in new products, hire staff, or expand overseas, this can be limiting.

Small Business 52

Small Business Non-Bank AI Push-to-Card 52

The Paypers

JUNE 25, 2025

It focuses on offering access to formal services by underserved people, such as individuals in low-income and rural groups, fragile contexts who may lack easy means to verify their identities, and those who are underserved by existing financial products and services.

Financial Inclusion 36

Financial Inclusion AML Financial Crimes Underserved 36

Finextra

JUNE 11, 2025

Suppliers that continue to overlook or underserve this market are leaving untapped value on the table. According to TreviPay research, 61% of B2B buyers prefer trade credit or net terms. That loyalty is especially strong when cash flow support is built into the buying experience.

Small Business 59

Small Business B2B Payment APIs and Integration Authorization 59

The Payments Association

JULY 18, 2025

Adopting such a universal model helps ensure that underserved communities are always at the forefront and can be combined with continuous education and AI-powered bias detection to preempt unconscious prejudice. This proactive approach fuels innovation, aligns values across partnerships, and mitigates reputational and operational risk."

Payments 88

Payments Financial Crimes Consulting Participant 88

Finextra

JULY 3, 2025

With this investment, Propel Finance funding is set to scale its services and reach more underserved UK businesses. We welcome this extension of their committed wholesale facility and look forward to the positive impact this funding round will provide to smaller businesses investing in business-critical assets”.

Finance 59

Finance Security Authorization Accreditation 59

CB Insights

OCTOBER 1, 2020

The post 3 Ways Wealth Tech Companies Are Addressing The Underserved Market appeared first on CB Insights Research. Want the full post? Become a CB Insights customer. If you’re already a customer, log in here.

Underserved 78

Underserved Addressing Research FinTech 78

Fintech Finance

OCTOBER 28, 2024

aIn parallel, the demand for embedded finance from small-and-medium-sized businesses (SMBs) — a sector typically underserved by traditional financial institutions — has broadened well beyond payments.1 To access the full report, click here.

Embedded Payments 98

Embedded Payments Embedded Finance Research Finance 98

The Fintech Times

APRIL 28, 2024

According to Goldman Sachs Research , the creator economy now includes 50 million creators. Therefore, the partnership is directly tackling the challenges encountered by the financially underserved creator economy. It is poised to double in market size to $480billion by 2027.

Underserved 59

Underserved Economy Payments Addressing 59

PYMNTS

MAY 26, 2016

A new report from the Federal Deposit Insurance Corporation (FDIC) shows that mobile banking can empower underserved customers to have greater control over their finances and ultimately open up access to mainstream banking. The good news is that mobile banking usage is reportedly on the rise.

Underserved 41

Underserved Mobile Banking FDIC Federal Reserve 41

The Fintech Times

FEBRUARY 16, 2024

New research from Economist Impact supported by Temenos has revealed that almost half of European banks are investing in fintech start-ups while 36 per cent are building their own greenfield digital bank or fintech company. The research also included interviews with industry practitioners to gain further insights.

AI 139

AI Multi-Currency Non-Bank Underserved 139

The Fintech Times

AUGUST 23, 2024

Future Finance is a collaborative research project aiming to support mid-tier organisations and small to medium-sized businesses (SMEs) in the UK financial services sector to adopt innovative processes and products that improve accessibility of their services.

Blockchain 95

Blockchain AI Finance FinTech 95

Fintech News

MAY 5, 2024

Antonio Separovic This particular blend allows Oradian to cater to the specific needs of local banks, microfinance institutions, digital lending firms, SME financiers, and digital banks — enabling them to streamline operations, enhance customer experiences, and extend their services to underserved communities.

Underserved 119

Underserved Financial Inclusion Disaster Recovery Regulatory Compliance 119

Fintech News

FEBRUARY 26, 2024

These include the provision of financial education resources via a mobile literacy toolkit, joint research efforts focused on financial inclusion, the digitisation of smallholder farmers and small enterprises to facilitate their use of digital financial services, and support for financial inclusion among refugees and their host communities.

Financial Inclusion 107

Financial Inclusion Finance Financial Literacy Underserved 107

PYMNTS

SEPTEMBER 15, 2016

To hurdle the financial gap that exists for these underserved populations in North America. We went out to credit unions — specifically, credit unions focused on minority households — and asked them what they found to be the most effective ways to reach underserved populations,” Meloche said. That led to the product incubator.

Financial Inclusion 76

Financial Inclusion Credit Union Underserved Non-Bank 76

PYMNTS

MAY 18, 2020

In a review of the country’s AI-powered healthcare offerings, the nonprofit research group Centre for Internet and Society said the primary focus of the technology is to expand services to underserved populations. According to World Bank data, some two-thirds of India ’s population live in rural areas.

AI 87

AI Underserved Research Privacy 87