Stax

MAY 6, 2025

Research payment providers Start by identifying processors that align with your business model, customer base, and tech infrastructure. Some of these fees are industry standard, but the actual fee varies on a case-by-case basis.

Credit Cards

The Fintech Times

JULY 15, 2025

The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group. The company, which aims to simplify business transactions with real-time underwriting and embedded credit terms, is growing fast, with revenue and payment volume up over 150 per cent year-on-year.

FinTech

Finextra

JUNE 23, 2025

These methods have already shown substantial lift: AdviceRobo’s research reveals a 20–30% increase in acceptance rates among thin-file customers, while reducing defaults with 20% through better predictive power. But even the most advanced algorithms are only as scalable as the systems supporting them. The ambition?

AI

The Fintech Times

JULY 30, 2025

The launch comes after recent research found that 11 per cent of UK adults are now actively considering turning to a loan shark, a 22 per cent increase since 2022, as the number of providers offering loans to lower-credit-score consumers continues to shrink.

Underserved

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Innovation quickened as data silos fell, and consumers benefited from personalized, convenient tools built on aggregated data.

Finance

Fintech Review

MAY 16, 2025

In 2025, key topics include open finance, embedded payments, regtech, AI in underwriting, blockchain use cases, and the rise of sustainable finance. Research the attendee list and reach out in advance. Check Upcoming Fintech Conferences What Gets Discussed on Stage The agenda of a fintech conference reflects the industrys priorities.

Innovation

Finextra

AUGUST 1, 2025

Investment research and market intelligence. Investment research and market intelligence: Using LLMs + RAG for up-to-date financial insights Another advantage of RAG in banking and fintech is its ability to access and accurately summarise an immense amount of information quickly. Use cases 4 and 5 solely save.

FinTech

Fintech Review

APRIL 4, 2025

“Our technology and underwriting algorithms provide rapid, fair decisions, ensuring seamless transactions for merchants and their customers.” According to a market report by Grand View Research, the global fintech market is expected to reach $698.48 billion by 2030, expanding at a compound annual growth rate (CAGR) of 20.3%

Underserved

Finextra

JUNE 26, 2025

“With Munich Re’s backing, we’re delivering the robust underwriting, loss mitigation, and claims management capabilities needed to support this transformative protection.”

Fraud Detection

The Fintech Times

APRIL 17, 2025

Borrowers want frictionless applications and fast approvals but the regulatory, underwriting and affordability requirements still heavily matter. And while thats great in theory, there is always a trade-off when providing financial products with such ease and convenience. In lending, especially mortgages, this can create tension.

Embedded Finance

Fintech Weekly

JULY 10, 2025

Conduct comprehensive market research. This forum brings investors, issuers, platforms, underwriters, banks, Read More 11th edition of the European Blockchain Convention October 15th, 2025 New venue, new energy, same game-changing experience! Customer needs will continue to evolve.

Technology

Nanonets

NOVEMBER 19, 2024

3 V7 Advanced models for image analysis AI researchers, data scientists 4.6 With its ability to handle unstructured documents and adapt to complex layouts, Nanonets optimizes workflows across industries like finance, operations, and insurance underwriting.

Process

Finextra

AUGUST 7, 2025

They transform processes including onboarding, KYC, AML, fraud protection, loan underwriting, funding, and operations, as well as a growing list of payment and client service functions. Yes, keep me informed No, thanks Would you like to receive emails from Finextra on behalf of third parties products, events and services?

AI

Finextra

JULY 31, 2025

Founded in 2018 by Pedro Mac Dowell, Marcelo Bentivoglio, and Marcelo Buosi, QI Tech offers a set of APIs that allows any business to offer financial products to its customers, providing digital registration tools, data validation, credit scoring, digital account opening, wire transfers, Pix, bank slips, and credit underwriting.

Wire Transfer

The Fintech Times

JUNE 28, 2025

AI, automation, and embedded insurance are just some of the technologies driving change in everything from underwriting and claims to customer engagement, leading many industry firms and leaders to rethink their approach.

On-Demand

Payments Dive

JULY 11, 2025

Current FHA policies “largely exclude” BNPL loans from underwriting determinations, HUD said. By Lynne Marek • Aug. 5, 2024 gradyreese via Getty Images Bolt advances strategy under new CEO Justin Grooms, who was promoted to the checkout software firm’s CEO post this year, is taking its strategy to the next level with merchant clients.

BNPL

Fintech Weekly

JULY 13, 2025

Research shows this is the single most important factor, that leads to bottom line improvement. The vast organizational library of wealth management research and data points are resources, which can be leveraged to train the AI Agents. Over time, fintech have tried to bridge the gap and excel in customer engagement.

AI

The Fintech Times

JULY 28, 2025

The continued broker research follows industry feedback from last year’s Smart Money People study, which found that while most brokers encounter vulnerable customers regularly, many still face uncertainty when it comes to knowing how to disclose. And for lenders, they need these flags shared with the right teams, quickly.

Underwriting

Finextra

JULY 11, 2025

Testament to the quality of re:cap’s underwriting is the company’s track record with zero defaults which has impressed institutional investors. Since launching in Germany in 2021, re:cap has deployed more than €100 million in financing across Germany and the Netherlands.

Payment APIs and Integration

CB Insights

OCTOBER 26, 2020

The traditional underwriting process to buy life insurance is often painful for customers and costly for insurers. The post How Alternative Data Could Improve The Life Insurance Underwriting Process appeared first on CB Insights Research. Want the full expert post? Want the full expert post? Become a CB Insights customer.

Underwriting

CB Insights

MAY 17, 2023

Loan underwriting is a slow and complex process, due to insufficient data for credit scoring, stringent risk management requirements, and highly manual processes. The post 91 companies digitizing and accelerating the loan underwriting process appeared first on CB Insights Research. Fraud is also a concern.

Underwriting

PYMNTS

MARCH 10, 2020

Traditional banks will require credit histories and collateral to underwrite a small business loan, both of which many SMBs in Southeast Asian nations lack. At the root of the matter is often a lack of predictive data to ascertain the creditworthiness of these small- to medium-sized businesses (SMBs). Improving The SMB Lending Experience.

Underwriting

CB Insights

JULY 22, 2022

What are underwriting data platforms? Underwriting data platforms collect third-party alternative datasets, such as social media, public records, and demographic information. Insurers can tap into these data sources to augment their own internal datasets — with the goal of improving and expediting underwriting decisions.

Underwriting

PYMNTS

APRIL 29, 2020

Our research shows that 92.9 percent are doing so in credit underwriting. percent of FIs reported using AI in credit underwriting.”. The second-most common application is credit underwriting, as 71.4 Our research shows that 43.7 Our research shows that 43.7 Decisions, Decisions. percent), authentication (61.5

Credit Risk

CB Insights

JUNE 25, 2020

Property & casualty (P&C) underwriting is trapped by paper and a lack of robust datasets. The post 9 Startups Bringing Technology And Data To P&C Underwriting appeared first on CB Insights Research. This increases costs and creates opportunities for error. Want the full post? Become a CB Insights customer.

Underwriting

PYMNTS

DECEMBER 7, 2020

Digital Black Friday sales this year hit $9 billion, a 22 percent increase from 2019 figures, according to recent Adobe research. But according to Pero, banks aren't always equipped to fulfill online sellers' working capital needs due to their legacy underwriting processes. They're not looking at the future.".

Finance

FICO

FEBRUARY 8, 2017

Lastly, I was curious as to how much of the change might be demand-driven and how much is a function of supply, i.e. tightened underwriting. This is consistent with the known tightening in mortgage underwriting that occurred during the Great Recession. The post FICO Research: Are Millennials Really Abandoning Credit?

Research

PYMNTS

DECEMBER 27, 2020

As estimated by SPAC Research , 248 SPACs went public in 2020, raising $81 billion. The average underwriting fee is heftiest, as a percentage, on the smallest deals as measured in deal values, found PwC. The average underwriting fee is heftiest, as a percentage, on the smallest deals as measured in deal values, found PwC.

Underwriting

CB Insights

MAY 28, 2020

The post Why Smart Home Devices Could Be The Future Of Home Insurance Underwriting appeared first on CB Insights Research. Become a CB Insights customer. If you’re already a customer, log in here.

Underwriting

PYMNTS

APRIL 24, 2020

PYMNTS’ latest research reveals that this is changing, however: The share of financial institutions (FIs) using AI has increased dramatically since 2018. Our research reveals that while AI use remains limited among FIs, it has grown considerably, from 5.5 percent employ it for credit underwriting. percent today.

Credit Risk

CB Insights

MAY 23, 2023

using payroll provider data for pay-as-you-go workers comp), improve underwriting accuracy (e.g. The post These 75 embedded insurance companies are transforming digital distribution appeared first on CB Insights Research. For consumers, these products can provide faster, more convenient, and more accessible insurance options.

Underwriting

FICO

AUGUST 15, 2018

The first clear trend observed around newly originated mortgages is that as we get further away from the Great Recession, underwriting criteria seems to have eased and a broader section of consumers are obtaining mortgages as a result. The post FICO Research: Broader Mix of Consumers Obtaining New Mortgages appeared first on FICO.

Research

The Paypers

NOVEMBER 3, 2020

A new study from Juniper Research has found that the value of unsecured loans issued via AI underwriting platforms will reach USD 315 billion in 2025, up from just USD 24 billion in 2020.

Underwriting

PYMNTS

OCTOBER 17, 2016

Founded in 1969 on the eve of the historic moon landing, MUFON — Mutual UFO Network — is the world’s largest organization that provides scientific research and investigation into the UFO phenomenon. The life blood may indeed be the researchers, field investigators and volunteers, which keep the organization off the ground.

Research

CB Insights

NOVEMBER 3, 2022

Underwriting and claims automation. Why it matters: Insurers can use geospatial analytics to quickly and accurately underwrite policies and virtually assess claims for property insurance without needing in-person inspections. What’s next: Underwriting and claims teams have prioritized geospatial analytics in recent years.

Underwriting

CB Insights

DECEMBER 4, 2018

Additionally, machine learning algorithms are analyzing vast amounts of data to automate processes like fraud detection, compliance, and underwriting. The post 90+ Startups Automating The Bank appeared first on CB Insights Research. Want the full expert post? Become a CB Insights customer.

Automation

Finovate

MAY 13, 2024

The week begins with a few research-related announcements in the fintech and financial services space. The disposition of regulators toward change in the industry is a major concern as new technologies are introduced to enhance operations like underwriting and statistical modeling. The insurance business is ripe for innovation.

AI