The Payments Association

JUNE 11, 2025

The platform risk paradox: Managing digital commerce fraud at scale 12 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? How digital commerce platforms manage escalating fraud risks while scaling operations. Why is it important? Consumer fraud losses reached $12.5

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Fintech News

JUNE 25, 2025

Carrington Labs, a Sydney-based provider of customised cash flow underwriting models and credit risk analytics, has formed a partnership with Taktile, a New York-based decision platform, to assist consumer and SME lenders in refining their credit risk strategies. That’s why I’m excited about our partnership with Carrington Labs.

Credit Risk 70

Credit Risk Risk Underwriting Risk Assessment 70

Fintech Finance

MAY 20, 2025

As the Financial Conduct Authority (FCA) prepares to take over full responsibility for regulating UK payments, new research from Equals Money reveals that combating fraud and tackling widespread delays are top priorities for higher-risk players in the industry. ” says Campbell.

Risk 96

Risk Finance Embedded Finance Security 96

The Payments Association

JUNE 11, 2025

Data is critical to operations, and when used wisely, it can yield valuable insights that enhance revenue, reduce expenses, and mitigate risk. However, inefficient data handling can lead to reputational, legal, and regulatory risks, as well as very expensive growing pains.

Risk 88

Risk Financial Crimes Crime Compliance 88

The Fintech Times

JULY 1, 2025

With the CFPB in temporary retreat, lenders may have a window to rethink risk assessment and consider how a broader set of data inputs could help address inclusion gaps responsibly. The missing layer in risk This thinking applies to more than just positive inclusion. The real cost of poor risk assessment isn’t a CFBP-levied fine.

Credit Risk 59

Credit Risk CFPB Risk Innovation 59

The Payments Association

JUNE 24, 2025

Fraud is evolving fast, and so are the tools to fight it. In this edition of the Datos Insights Spotlight, Lynx Tech is recognised for its fresh, AI-driven approach to fraud and AML prevention.

AML 88

AML Risk FinTech AI 88

The Fintech Times

JUNE 27, 2025

While the solution removes the need for cards, payment terminals, and outdated checkout flows, it needs support to ensure there is an adequate risk management process in place, as well as end-to-end onboarding: cue iDenfy. We needed a compliance partner that could scale with us while maintaining user trust.

Risk Management 59

Risk Management Compliance Risk AML 59

The Finance Weekly

MARCH 17, 2025

Without proper cash management, businesses risk financial stress and missed opportunities.Cash management controls, monitors, and optimizes cash flow, ensuring enough to cover expenses while using extra funds wisely. Keeping up with bills, payroll, and expenses can be overwhelming.

Cash Management 130

Cash Management Payroll Risk Finance 130

VISTA InfoSec

MARCH 13, 2025

However, with this widespread adoption comes an equally significant risk which is the growing threat of data breaches and payment fraud. As cybercriminals continue to evolve their tactics, businesses must prioritize strong cybersecurity measures to mitigate these risks. This is where the PCI DSS comes into play.

PCI DSS 165

PCI DSS Data Breach Breach Compliance 165

Fintech Finance

JANUARY 9, 2025

Saving businesses from trading off between conversion, risk, and cost The complexity of payment management still holds businesses back from reaching their ambitions. Balancing risk management, driving conversion, and minimizing cost has always required ineffective compromises until now said Carlo Bruno, VP of Product at Adyen.

AI 98

AI Transactions Payment Solutions Payments 98

The Payments Association

MARCH 19, 2025

Banks clinging to outdated systems risk security breaches, regulatory headaches, and lost market sharemodernisation isnt just an upgrade, its a survival strategy. For years, banks have been reluctant to modernise their legacy infrastructure, believing that change outweighs the risks of staying put.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Finance Weekly

APRIL 8, 2025

Still stuck with outdated, manual financial processes that eat up your time and increase the risk of costly errors? You're not aloneand theres a smarter way forward. Finance transformation is redefining how modern finance teams operate.

Finance 130

Finance Process Risk 130

Fintech News

JULY 2, 2025

This surge brings with it opportunity and the heightened risk of fraud. By evaluating the authenticity and richness of these digital signals, organisations can build a more nuanced risk profile for each user before onboarding even begins. These innovations are not just about stopping fraud; instead, they are about enabling growth.

Fraud Prevention 110

Fraud Prevention Technology Checks Risk 110

The Finance Weekly

MARCH 17, 2025

Managing accounts receivable helps maintain cash flow, reduce risk, and build customer trust.Handling accounts receivable effectively isnt just about tracking payment It allows businesses to track unpaid invoices and ensure they get paid.Payments could be delayed or lost without a proper system, leading to financial trouble.

Accounts 130

Accounts Risk Payments Finance 130

Clearly Payments

NOVEMBER 13, 2024

For payment processors and financial institutions, however, understanding BINs is essential for smooth transaction processing, security, and even risk management. This process helps reduce the risk of unauthorized transactions and fraud. What is a Bank Identification Number (BIN)?

Process 104

Process Processors Payments Compliance 104

The Payments Association

FEBRUARY 14, 2025

With regulatory scrutiny at an all-time high, payments firms must keep pace with evolving regulations to avoid financial penalties and reputational risks. Firms must ensure robust trust arrangements and clear segregation of customer funds to minimize financial risk. The FCA sees industry collaboration as critical.

Stablecoins 88

Stablecoins Payment APIs and Integration Regulatory Compliance Compliance 88

Fintech News

MAY 5, 2025

The pilot is designed to evaluate emerging financial technologies under controlled conditions while balancing innovation with risk management. However, the SBV has flagged several risks in the sector, including poor transparency and weak oversight. Vietnam currently has around 100 P2P lending firms, many backed by foreign investors.

P2P 118

P2P Legal Framework Financial Inclusion API 118

The Finance Weekly

APRIL 17, 2025

These issues can lead to inefficient capital allocation and increased financial risk. According to a survey, less than 25% of organizations rate their cash forecasting maturity as above average.Additionally, 22% of treasurers acknowledge their cash positioning capabilities need development. Improve your business cashflow,forecasting and

Risk 130

Risk 130

Fintech Finance

MARCH 25, 2025

The partnership’s aim is to enhance Fundiin’s risk management capabilities, reduce costs, and expand credit opportunities for Vietnamese consumers, especially the unbanked and underbanked. Furthermore, it lays a foundation for Fundiin to explore further collaboration opportunities in the future.

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

The Payments Association

MAY 12, 2025

Card payments still play a key role, and remain vital for many users and use cases, but theyre not always optimised for high-frequency, high-risk flows. This clarity is especially powerful in regulated sectors, where auditability and risk reduction are just as crucial as user convenience.

Regulations 88

Regulations Push-to-Card Instant Payments Non-Bank 88

Fintech Finance

MARCH 10, 2025

FinScan Payments is well equipped to support faster payments while effectively controlling risk across domestic and cross-border ecosystems.” FinScan Payments empowers FIs, neobanks, PayFacs, FinTechs, and other organizations to block high-risk transactions in real time, facilitating compliance without delays.

Real Time Payments 98

Real Time Payments Faster Payments Transactions Money Laundering 98

Basis Theory

NOVEMBER 12, 2024

In practical terms, this means there are fewer PCI requirements you need to comply with within your self-administered systems, reducing cost and risk. Both offer enhanced security for storing and utilizing payment data, reducing overall fraud and risk levels. They can be validated and identified without risking exploitation.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

Fintech News

APRIL 10, 2025

Although these limitations were stated in the platforms terms and conditions, Tan noted that customers might not have fully grasped the implications or associated risks. While product features like instant withdrawals dont require regulatory approval, MAS mandates proper risk management and transparent disclosures.

Product 101

Product Finance Debit Card Authorization 101

Fintech News

JUNE 17, 2025

Four Years In, The Compliance Gap in the Travel Rule Still Exists In 2021, the FATF updated its risk-based guidance for virtual assets and VASPs, reinforcing the Travel Rule. Source: Sumsub Key issues include weak risk assessments, delayed rollout of the Travel Rule, and a lack of interoperability among compliance tools.

Compliance 97

Compliance Travel Rule Regulations APACS 97

The Payments Association

JUNE 29, 2025

Each ID-Pal Once profile is built from already-verified identity data, but critically, this information is re-validated against an organisation’s own risk rules, without requiring the end user to repeat the submission process. This ensures ongoing compliance while minimising user friction.

Verification 88

Verification Returns Checks Compliance 88

Fintech News

DECEMBER 22, 2024

Patricia Haynes joins as Senior Vice President of Platform, bringing her expertise in technology operations and risk management from roles at Zopa and LexisNexis Risk Solutions. This move is part of Thredd ‘s efforts to strengthen its platform, products, and regional support for fintech firms and programme managers worldwide.

APACS 104

APACS Issuers Commercial Card AML 104

Stax

MARCH 13, 2025

Apart from keeping complex payment structures running, interchange fees compensate issuing banks for taking on cardholder credit risk, and help card companies fund rewards programs. Covers risk taken on by issuing banks Issuing banks take on financial risks while extending credit to cardholders. Even for low-risk cards (e.g.,

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Fintech News

DECEMBER 22, 2024

Featurespaces advanced fraud detection and risk-scoring capabilities will be integrated into Visas existing portfolio of fraud prevention solutions. Over the coming months, Featurespaces product suite will become part of Visas Risk and Identity Solutions business unit.

Fraud Detection 109

Fraud Detection AI Fraud Prevention Value Added Service 109

Clearly Payments

OCTOBER 30, 2024

Hedging foreign exchange rates : For businesses with high transaction volumes in certain currencies, hedging can reduce risks associated with currency fluctuations. Fraud Prevention and Security Cross-border transactions have higher fraud risks than domestic payments.

International Payments 105

International Payments Process Multi-Currency Cross-Border 105

The Fintech Times

JUNE 30, 2025

In its new report, ‘ Cyber and Artificial Intelligence Risk in Financial Services: Strengthening Oversight Through International Dialogue ‘, the DFSA delves into the digital risk landscape and explores how emerging technologies such as AI and quantum computing, are reshaping regulatory priorities.

AI 72

AI Cross-Border Ransomware Risk 72

Fintech News

JUNE 9, 2025

This enhanced solution serves as a comprehensive hub for financial crime investigations and is designed to streamline fragmented risk operations. It brings together identity information, payment histories, risk scores, and internal audit notes into a single interface, aiming to simplify complex investigative processes.

Financial Crimes 86

Financial Crimes Crime AI Deepfake 86