Finezza

APRIL 23, 2025

In 2022, around 160 million people in India were credit-underserved. However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk

Finezza

APRIL 23, 2025

In 2022, around 160 million people in India were credit-underserved. However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk

The Fintech Times

SEPTEMBER 2, 2024

Both firms aim to make credit services more inclusive for underserved market segments, such as micro, small, and medium-sized enterprises (MSMEs). By adopting these solutions, clients are expected to optimise their credit decision processes, increase underwriting efficiency and reduce costs.

Financial Inclusion

PYMNTS

MARCH 10, 2020

Wiserfunding uniquely does just that, but offers the reassurance of the best of academia and its established client base, while drastically reducing the time taken to underwrite counterparties.”. Trade Ledger [was] the perfect fit for our credit risk assessment solution,” said Gabriele Sabato, CEO of Wiserfunding. “As

Risk Assessment

Fintech News

OCTOBER 28, 2024

The APIs has not only helped platform partners unlock new revenue opportunities, more importantly, it has allowed ANEXT Bank to engage and enable the ecosystem of partners to accelerate and scale financial inclusion for unserved and underserved MSMEs. The company replaces traditional B2B payment methods (e.g.

AI

PYMNTS

JANUARY 11, 2018

That category, according to Burnside, contains about 145 million consumers – who, he noted, have very particular points of need where underwriting and risk management capabilities are severely underdeveloped. Breaking New Ground. . ” That does not make them an antagonist to banks.

Consumer

Fintech News

FEBRUARY 27, 2024

Rapid digitalisation, a young internet-savvy population, and underserved markets make the region ripe for fintech disruption. The fintech industry in the Asia Pacific region is booming, with several high-growth companies potentially eyeing an initial public offering (IPO) as early as 2024. Despite global fintech funding nosediving to US$39.2

FinTech

PYMNTS

SEPTEMBER 25, 2019

They can’t secure underwriting because their financial file reveals no credit history, and they can’t establish any credit history because no one wants to underwrite them. We see this used by lenders who want to provide underwriting services for this segment that FICO is not very descriptive about.”.

Underwriting

PYMNTS

SEPTEMBER 15, 2017

When you take a bank and their expertise in risk management, compliance and low-cost funds and match it with great technology – and start from the ground up to build something customer-focused – you can build something really powerful to serve consumers.”. “We It takes a partnership to make it work,” Orloff said.

Financial Inclusion

FICO

JANUARY 5, 2023

Just in the last few months, both Freddie Mac and Fannie Mae announced that their respective automated underwriting systems will consider consumer-permissioned cash flow data in the assessment process that will provide key benefits for first-time homebuyers and underserved communities.

BNPL

CB Insights

DECEMBER 5, 2017

” In this area, AmFam has made investments in startups including Cozy , a rent management startup, and mobile used car marketplace Instamotor. Slice Labs had earlier entered into an underwriting partnership with Munich Re Digital Partners. Ping An/Ping An Ventures. Number of investments: 34. XL Innovate. Number of investments: 5.

Underwriting

CB Insights

JULY 16, 2017

” In this area, AmFam has made investments in startups including Cozy , a rent management startup, and mobile used car marketplace Instamotor. Stated investment focus: Underserved risk markets, innovative approaches to risk underwriting, financial technology with application to risk underwriting.

Underwriting

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. These fintechs use technology to improve credit assessment and underwriting processes, making loans more accessible and affordable. Regulatory pressures also encourage these partnerships.

FinTech