Fintech Finance

SEPTEMBER 6, 2024

Christensen will lead the company’s global acquiring and risk management teams, working to grow and manage relationships with processors and banks, as well as overseeing the underwriting and risk functions. He brings 20 years of experience in financial risk, electronic payments and credit cards to the role.

Risk 105

Risk Acquirers Risk Management Underwriting 105

EBizCharge

NOVEMBER 12, 2024

Merchant underwriting is an essential component of the payment processing industry, ensuring the safety and security of electronic payments. This process is critical for payment processors, who must determine whether a business poses a high financial risk. What is merchant underwriting?

Underwriting 52

Underwriting ISOs Risk Assessment Assessments 52

Finovate

FEBRUARY 6, 2024

Embedded finance platform Liberis announced a partnership with identity risk management innovator Alloy. Embedded finance platform Liberis has teamed up with identity risk management innovator Alloy. Embedded finance platform Liberis has teamed up with identity risk management innovator Alloy.

Risk Management 59

Risk Management Risk Embedded Finance Compliance 59

Finextra

MARCH 19, 2024

Worth AI, a fintech SaaS startup, officially launched today and announced its artificial intelligence-powered risk management and underwriting technology.

Underwriting 52

Underwriting AI Risk Management Risk 52

Nanonets

APRIL 26, 2023

Automation can have a significant impact on this process—particularly the loan underwriting process. Loan underwriting is the step before a loan is approved or denied, where a lender verifies a potential borrower’s income, assets, debt and property details in order to issue final approval for the loan.

Underwriting 52

Underwriting Automation Fraud Detection AI 52

Finovate

MARCH 14, 2025

SBCA uses anonymized, item-level transaction data to help lenders assess small business financial performance, enabling faster underwriting, reduced risk, and improved loan terms. “SBCA is a game-changer, offering unparalleled insights into small business performance.

Visa 52

Visa Finance Embedded Finance Financial Inclusion 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

Finezza

APRIL 23, 2025

However, traditional credit scoring models do not account for an individuals lack of credit history or other important parameters, including […] The post Behavioral Scoring: The Smart Approach to Line of Credit Risk Management appeared first on Finezza Blog.

Credit Risk 52

Credit Risk Risk Management Risk Underserved 52

PYMNTS

MAY 26, 2016

The same applies to risk teams in automating their underwriting processes. Key Elements of Automating Underwriting. Getting into the nitty-gritty of implementing an automated underwriting procedure, the Agreement Express guide dives into detail on a number of key elements, including: Statement of Intent.

Underwriting 40

Underwriting Automation Agreements Risk 40

The Fintech Times

MARCH 12, 2025

This collaboration with CredibleX helps the credit-as-a-service platform make more informed lending decisions, reduce underwriting time, and enhance risk management.

Visa 75

Visa Financial Literacy Small Business Payments 75

The Paypers

OCTOBER 2, 2024

US-based TreviPay has entered into a strategic collaboration with Allianz Trade to augment B2B risk management and underwriting solutions.

Risk Management 36

Risk Management B2B Risk Underwriting 36

Fintech News

FEBRUARY 26, 2024

JULO’s credit underwriting process, which uses comprehensive behavioral data, has enabled the successful launch of virtual credit card products designed for the middle-income demographic in Indonesia. Supported by AC Ventures, Credit Saison, Quona Capital, and Saratoga, JULO aims to make financial services more accessible in Indonesia.

Underwriting 116

Underwriting Credit Cards Risk Management Volume 116

FICO

OCTOBER 27, 2016

With its quantitative, empirically derived analytics, FICO ESS will drive objective risk measurement, transparency and predictability into both breach insurance underwriting and longer-term portfolio management––essential requirements in monetizing the rapidly evolving market for cyber breach insurance.

Risk 97

Risk Underwriting Breach Risk Assessment 97

CB Insights

NOVEMBER 3, 2022

Underwriting and claims automation. In Q3 alone, Betterview signed Guideone Insurance and Southern Trust as new clients for its geospatial analytics platform for property intelligence and risk management. . What’s next: Underwriting and claims teams have prioritized geospatial analytics in recent years.

Underwriting 95

Underwriting Risk Management Risk Product 95

PYMNTS

NOVEMBER 2, 2020

The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment. Firms can bolster risk management, loan and debt underwriting, portfolio optimization, supply chain risk management and investment idea generation, the release stated.

Credit Risk 85

Credit Risk Risk Risk Management Assessments 85

M2P Fintech

MARCH 24, 2025

This includes employing machine learning algorithms to automate parts of the loan application and underwriting process, as well as using digital platforms to facilitate communication between borrowers, lenders, and other relevant parties. Big data analytics transforms loan management, guiding strategic planning.

Payment APIs and Integration 52

Payment APIs and Integration Blockchain Regulatory Compliance Compliance 52

Fintech Review

JUNE 12, 2024

IoT devices, such as smart home sensors and connected cars, provide real-time data that insurers can use for risk assessment and mitigation. Real-Time Monitoring and Prevention IoT devices enable real-time monitoring of insured assets, allowing for proactive risk management.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

The Fintech Times

APRIL 15, 2024

“AI’s contribution extends to intelligent underwriting, where it enables the creation of sophisticated risk profiles by analysing a wide range of data, including non-traditional indicators that might be overlooked in manual processes.

Embedded Finance 134

Embedded Finance AI Finance Assessments 134

CB Insights

MARCH 4, 2021

However, companies have spent far less on cyber insurance than on cybersecurity as a form of cyber risk management. Allianz and Munich Re believe that the real-time and granular data they will receive from consenting Google Cloud customers will enable them to make quicker, easier, and more precise underwriting decisions.

Cybersecurity 74

Cybersecurity Underwriting Identity Theft Wire Transfer 74

PYMNTS

NOVEMBER 3, 2020

The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment. Firms can bolster risk management, loan and debt underwriting, portfolio optimization, supply chain risk management and investment idea generation, the release stated.

Credit Risk 88

Credit Risk B2B Risk ISO 20022 88

M2P Fintech

APRIL 11, 2025

With the gold loan market continuing to expand, particularly in rural and semi-urban India, this framework focuses on improving underwriting, valuation, collateral safety, and end-use transparency. Background: Current State of Gold Lending RBIs review uncovered widespread irregularities and recurring issues in gold loan practices.

Due Diligence 52

Due Diligence Caps Audit Non-Bank 52

The Fintech Times

SEPTEMBER 11, 2024

MoneyLion has teamed up with Nova Credit to integrate cash flow underwriting into its decisioning engine, enabling credit issuers on its platform to access more comprehensive data for evaluating consumers’ financial health. The integration of cash flow data could help expand credit access while maintaining risk management practices.

Underwriting 59

Underwriting Risk Management Credit Risk Issuers 59

Fintech News

MAY 28, 2025

This track will explore how advancements in healthtech and wellness integration are driving new approaches to life and health insurance; how technology is redefining claims and underwriting; as well as the trends and strategies that are reshaping how insurers invest. At 11:30, the spotlight will shift to modernization and risk management.

AI 67

AI Innovation Participant Risk Management 67

Fintech News

MARCH 17, 2025

June 2025 ITC Asia 2025 When: 0 3 June 2025 05 June 2025 Where: Sands Expo & Convention Centre, Singapore ITC Asia 2025 is an event that will explore things revolving around AI-powered insurance models, digital underwriting, and risk management automation.

FinTech 86

FinTech Cybersecurity AI Financial Inclusion 86

Finovate

MAY 13, 2024

From the massive volume of manual processes and the document-intensive nature of the business to the challenges of underwriting and refining statistical models, the idea that AI will be a powerful ally in the insurance business is a no-brainer. The insurance business is ripe for innovation. There are obstacles.

AI 119

AI Federal Reserve Underwriting Risk 119

FICO

JULY 28, 2020

A 2019 Allianz survey of risk management experts across 86 countries ranked cyber incidents as the biggest single point of risk for an organization, thus highlighting the need for an effective insurance policy to transfer risk from potentially damaging effects of a cyber-attack.

Underwriting 69

Underwriting Assessments Breach Data Breach 69

The Payments Association

MARCH 18, 2025

For payments firms, integrating tailored insurance at checkout or as part of transaction flows presents a new value proposition and customer engagement lever, but also demands new risk management capabilities. Fraud detection and risk management are also evolving.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

PYMNTS

JUNE 1, 2020

The task force was looking to “offer an origination and underwriting platform that will allow banks, alternative lending platforms and private debt lenders to digitally allocate funding to businesses during the global coronavirus (COVID-19) outbreak,” according to the report.

Risk Assessment 67

Risk Assessment Risk Management Underwriting Credit Risk 67

Finovate

MARCH 13, 2024

This will impact how banks and fintechs use AI for customer interactions, underwriting, and fraud detection. Compliance and oversight The ruling specifically calls out banking as an “essential private and public service” and categorizes it as a high-risk use of AI.

AI 111

AI Laws Fraud Detection Use Case 111

Fintech Review

APRIL 11, 2025

They use alternative credit scoring methods and automated underwriting. Growth must be matched by governance, risk management, and long-term vision. AI models will help personalise financial advice, detect fraud, automate underwriting, and optimise risk management.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

PYMNTS

MARCH 12, 2020

Equiniti Eyes APIs for Risk Management. Equiniti Group recently revealed its adoption of Codat’s accounting integration API for its Equiniti Riskfactor solution, a tie-up that will see Equiniti’s risk management operations embrace API technology to promote automatic data sharing from small businesses.

Payment APIs and Integration 77

Payment APIs and Integration API Small Business Underwriting 77

FICO

DECEMBER 8, 2022

If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Senior Director, Scores.

Addressing 52

Addressing Risk Underwriting Risk Management 52

The Fintech Times

OCTOBER 29, 2024

By leveraging Standard Chartered’s expertise and risk management framework, OKX aims to offer institutional investors a broader range of secure and reliable custody solutions. Appointments UK digital MGA Ripe appoints David Rowntree as its new chief underwriting officer.

FinTech 64

FinTech Multi-Currency Embedded Finance Cryptocurrency 64

Stax

FEBRUARY 15, 2024

PayFacs also provide a streamlined onboarding experience, manage underwriting, and handle compliance for its sub-merchants. They handle merchant onboarding, including underwriting and meeting regulatory requirements like Know Your Customer (KYC) mandates. Contact us today for a consultation and learn how we can help.

ISVS 88

ISVS Facilitators ISOs Payment APIs and Integration 88

The Fintech Times

JULY 29, 2024

Riziq Ishaq, head of property and deputy senior executive, HDI Global Riziq Ishaq has been appointed to lead the property underwriting line, and John Morrell will lead construction and engineering. Especially as we look to strengthen our relationships with brokers and clients by providing solutions through a local team of underwriters.

Underwriting 59

Underwriting Authorization APACS Risk Management 59

PYMNTS

MAY 7, 2020

Risk management and payment technology provider linked2pay has debuted a new service, CustomerConnect, that is intended to cut down on late invoice payments, according to a press release. A total of 52 percent of invoices issued in the U.S.

Automation 60

Automation Gateways Risk Management Underwriting 60

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management.

Risk 70

Risk Security Risk Management Risk Assessment 70