Stax

JUNE 17, 2025

Unlocking Opportunities in Underserved Markets Looking ahead, Rowe identified significant growth opportunities in vertical markets still heavily reliant on traditional payment methods. Another promising area is specialty healthcare, which presents unique omnichannel payment needs and evolving risk profiles.

Payments

Finextra

JUNE 11, 2025

Real-Time Gross Settlement (RTGS) (2004): A major leap forward, establishing a robust system for large-value, real-time interbank fund transfers, enhancing systemic efficiency and reducing settlement risk. PIDF scheme to subsidize PoS devices in underserved areas), and bringing more individuals into the formal banking fold.

Financial Inclusion

The Fintech Times

JANUARY 28, 2025

Unlike traditional banks and financial service providers, which are often constrained by legacy systems and processes, fintechs are often more flexible – enabling them to quickly build solutions that better support underserved communities. Its an industry of collaboration and partnership between fintechs and traditional banks.

Service Provider

Payments Dive

AUGUST 1, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from EWS schools Zelle users on fraud The company has locked arms with a national nonprofit to educate consumers about fraud and scams on the peer-to-peer payments tool.

Zelle

Fintech Finance

APRIL 8, 2025

This collaboration aims to digitise and streamline transactions for software platforms’ SME users in underserved industries, where card usage has historically lagged behind. All regulatory, compliance, and operational elements—including onboarding, AML, KYC/KYB, risk, and support—are fully managed by Unipaas.

Visa

Fintech Review

MAY 6, 2025

Additionally, regulatory scrutiny of payment processors and crypto-facing businesses has increased, requiring Checkout.com to continually invest in compliance and risk management. Recent Developments and Challenges While Checkout.com has continued expanding geographically and product-wise, it has not been immune to market challenges.

Payment APIs and Integration

The Fintech Times

JANUARY 23, 2025

. “Sustainable finance is one of the first topics of conversation in most financing deals today making digital solutions that automate processes and provide real-time ESG data essential, not only in supporting risk and return decisions and compliance, but in enhancing long-term financial performance and sustainability.

FinTech

Finextra

JULY 7, 2025

For example, among banks that have implemented GenAI, 88% have seen improvements in risk management and compliance, and 85% report time/cost savings. Indeed, 64% of finance leaders report using AI for fraud detection and risk management in their institutions. These are significant positive outcomes.

AI

Lending Front

MAY 27, 2025

When access to capital is slow, manual, or inconsistently offered , banks risk unintentionally excluding the very populations the CRA was designed to protect. If underserved SMBs cant reasonably access bank products because the digital experience is outdated or limited, regulators may start to see that as a modern form of exclusion.

Compliance

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. Theres a risk that AI could inadvertently expose data through cyberattacks, algorithmic vulnerabilities, or insufficient safeguards.

AI

The Payments Association

JUNE 3, 2025

We need to make sure that we join up the thinking to avoid leaving cash users behind, and as the report says, risking a two-tier economy. Nick Quin, chief corporate affairs officer at Link, comments, A critical point in the report is the Treasury Select Committees call to join the thinking between cash acceptance and digital inclusion.

Financial Inclusion

Fintech Review

MAY 10, 2025

Banks assess creditworthiness using internal models, regulatory guidelines, and risk policies. While fintech firms push for innovation, banks often push for clarity, risk reduction, and barriers to entry. Fintech apps attract younger users, underserved populations, and digitally native businesses. Some of this is justified.

Central Bank

Finextra

JULY 3, 2025

Security, compliance, and transparency Without strong security, you risk user trust. If you want to store user funds, own the customer lifecycle, and serve underserved markets, eWallet is your move. Important factors to consider when choosing a wallet software You need to look beyond the feature list.

eWallet

The Fintech Times

JULY 15, 2025

Known for leading Paycor’s $4.1bilion sale to Paychex, Villar brings enterprise SaaS expertise to the AI-powered risk platform. His appointment follows AuditBoard’s recent international expansion and continued momentum in connected risk management. Raul Villar Jr.,

FinTech

Fintech News

APRIL 24, 2025

billion global payments Tongdun Technology 2 billion intelligent risk management BITMAIN Technologies Valuation: $12 billion BITMAIN, founded in 2013, produces digital currency mining servers under the ANTMINER brand. billion XTransfer created a global payment platform powered by data insights, automation, and risk management tools.

FinTech

Fintech Review

APRIL 19, 2025

SaaS fintech players that fail to leverage their data risk being outpaced by more adaptive competitors. This flexibility opens doors to underserved segments that were previously priced out of traditional enterprise software. SaaS fintech companies must ensure compliance, risk management, and secure infrastructure.

Finance

The Payments Association

DECEMBER 18, 2024

This transformation will enable low-cost access to financial systems, empowering underserved communities and fostering inclusion. Real-time fraud detection systems will enhance trust and security by identifying and mitigating risks instantly. Technological advancement and regulatory pushes towards cashless economies are driving this.

Cross-Border

Fintech Finance

MARCH 13, 2025

Say goodbye to confused consumers missing out on the tangential benefits of positive credit information and look to the future of lending where a significant amount of the risk is removed from the system because of incomplete, and inaccurate data.

Financial Inclusion

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. Fraud detection and risk management are also evolving.

Finance

Fintech Review

APRIL 11, 2025

Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. The goal is to maintain trust in the system and avoid systemic risks. Risks and Challenges Photo by Micah Boerma on Pexels.com Despite impressive growth, fintech is not without risk. Cybersecurity is a persistent concern.

FinTech

The Fintech Times

JUNE 9, 2025

Caught between outdated systems and rising digital expectations, they risk falling behind as nimbler, customer-focused challengers gain ground. 6) Trust is changing and fintechs understand this While large banks still hold significant trust capital, they risk losing ground if they do not adapt to the expectations of digital native customers.

Underserved

Payments Dive

JULY 29, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Splitit pivots customer strategy The BNPL player will rely less on partnering with individual merchants thanks to a partnership with Samsung’s digital wallet.

BNPL

Finovate

MARCH 7, 2025

Its fair to say that traditional financial systems left many people and communities underserved, but LPMsfrom mobile wallets in Africa to RTP schemes like UPI in Indiabridge this gap, and theyre empowering billions of consumers to participate in the digital economy. And thats a really positive development.

Payments

Fintech News

AUGUST 8, 2025

Singapore wants to set the rules, lower the risks, and invite the world. They were designed to address real needs in the market, including underserved SMEs, gig economy workers, and younger consumers often overlooked by traditional banks. These initiatives weren’t isolated. They formed part of a deliberate strategy.

FinTech

Fintech News

DECEMBER 15, 2024

In this context, banks face an urgent imperative: evolve or risk irrelevance. For business clients, often underserved in traditional banking, Techcombank has simplified the once-arduous processes of account opening and financial management, offering journeys that are as seamless as their retail counterparts.

Online and Mobile Banking

The Fintech Times

FEBRUARY 19, 2025

In July 2024, the FCA and PSR published a call for information in July 2024, to understand the opportunities and risks that the digital wallets increasing popularity creates, by engaging with stakeholders across the payments and wider financial services landscape.

Regulations

The Payments Association

JULY 17, 2025

It’s a powerful new feature that brings enterprise-grade foreign exchange tools to mid-market businesses, who have traditionally been underserved in this area. Mid-market companies were often left with a choice: monitor live rates manually, handle authorisations over email, and execute trades through disjointed systems, or risk their margins.

Treasury

Finextra

JUNE 23, 2025

For financial services, especially those addressing underserved markets, the stakes are even higher. Rethinking risk in the age of AI Traditional credit systems have failed billions of people globally—those without formal income, credit history, or access to mainstream banking. Each agent contributes to a unified, explainable decision.

AI

The Fintech Times

APRIL 17, 2025

LoanTube , the UK digital credit marketplace for underserved consumers and businesses, has partnered with lending provider Evlo to enhance access to transparent, real-rate loan comparison across Evlos unique branch-based digital lending network.

FinTech

The Fintech Times

DECEMBER 2, 2024

Across sectors, fintechs played a vital role in improving access to financial services, supporting underserved communities, and fostering financial resilience. However, significant challenges remain, including the ongoing demand for sustainability-driven innovation and the imperative to address risks like data privacy and financial crime.

FinTech

Finextra

JUNE 2, 2025

Even financial inclusion got a boost – lenders began using alternative data via open banking to underwrite those with thin credit files, and mobile apps brought services to those who were previously underserved. Of course, modular systems also bring new risks. Crucially, Open Banking was just the opening act.

Finance

Fintech Review

APRIL 19, 2025

SaaS fintech players that fail to leverage their data risk being outpaced by more adaptive competitors. This flexibility opens doors to underserved segments that were previously priced out of traditional enterprise software. SaaS fintech companies must ensure compliance, risk management, and secure infrastructure.

Finance

The Fintech Times

FEBRUARY 5, 2025

The rise in sophisticated scams adds another layer of risk, making financial independence feel increasingly out of reach. “Whether through customer-facing tools or B2B innovations, this is an opportunity to drive meaningful change in an underserved market.

Underserved

M2P Fintech

MARCH 24, 2025

Data Analytics: Making Informed Decisions Data is now the lifeblood of modern loan management, empowering lenders with insights to assess creditworthiness, predict risk, and personalize loan terms. Predictive analytics forecasts borrower behavior and market trends, enabling proactive risk management.

Payment APIs and Integration

Finextra

JUNE 18, 2025

This not only improves risk detection but also ensures consistent outcomes through AI-powered monitoring capabilities. Their mission to provide secure, user-friendly banking solutions for underserved communities aligns perfectly with our vision for modern financial crime controls.

AML

Finextra

JULY 14, 2025

Banks that executed well saw improvements in customer loyalty, whereas those with generic one-size-fits-all digital experiences risked falling behind. Predictive models identified which customers might be shopping for a home, need a savings boost or be at risk of overdraft—and then proactively offered assistance or deals.

AI

The Fintech Times

JANUARY 31, 2025

Many fintechs and financial institutions often make big claims that they can enhance support to the previously underserved, positively impact the environment, or improve peoples lives in many other ways. But often, firms fall short of these claims.

FinTech