PYMNTS

NOVEMBER 28, 2018

B2B payments is all too often a waiting game, one that can be damaging to the survival of a small business (SMB). With checks still so heavily in play, small businesses must not only wait to receive a check, but banks often enact a holding period that forces a company to wait even longer to see the funds they’ve been paid.

B2B 67

B2B Small Business Checks Payments 67

PYMNTS

JANUARY 28, 2020

.’s newest real-time payment rails, the RTP network, is looking to expand the opportunity for payers to use the faster payment rail by increasing transaction limits. Announced last week, the higher transaction thresholds raise the limit from $25,000 to $100,000 starting Feb.

Same Day ACH 79

Same Day ACH RTP NACHA ACH 79

Stax

MAY 2, 2024

In an ideal world, every business would have enough cash flow to stay afloat in the short term and allow the owner to focus on long-term goals. But small business owners know this isn’t always the case. MCA rules are slightly different from traditional small business loans. How Does a Merchant Cash Advance Work?

Credit Cards 88

Credit Cards Small Business Finance Accounts 88

PYMNTS

SEPTEMBER 4, 2020

Visa has also partnered with governments in more than 50 countries to raise contactless transaction limits. In terms of volume, Visa has doubled the number of tap-to-phone agreements in place, in 16 markets at present.

Contactless Payments 95

Contactless Payments Online and Mobile Banking Push-to-Card Underserved 95

PYMNTS

MARCH 7, 2018

Mobile financial services firm Vipera has announced the launch of SME Pay, a solution to help small businesses (SMBs) manage company spend, the company said Tuesday (March 6). SME Pay integrates with the Mastercard Business Card, enabling business owners to set controls on employee use of the card.

Visa 40

Visa Small Business ATM Transaction Limits 40

Stax

JANUARY 1, 2024

Moreover, it can impact cash flow and operational expenses, limiting the money available when it’s needed in order to maintain the balance required by the account. Accessibility and online services Easy access to the account and robust online services are essential for efficient business operations.

Accounts 88

Accounts Online and Mobile Banking API ATM 88

Clearly Payments

MAY 1, 2025

Small Businesses Smaller merchants often lack the pricing power to absorb tariff-driven cost increases. As a result: They may see reduced margins on every transaction. Limited negotiating leverage with processors makes fee optimization more urgent. A shift toward ACH or wire transfers to manage processing costs.

Credit Cards 66

Credit Cards Process Cross-Border Disputes 66

PYMNTS

AUGUST 7, 2020

Instant payments will enable millions of American households and small businesses to get instant access to funds, rather than waiting days for checks to clear.”. That will include allowing banks to set various transaction limits. Lael Brainard said the coronavirus crisis has heightened the need for instant payments.

Fed 75

Fed Instant Payments FedNow Interbank Settlement 75

Payment Savvy

JULY 12, 2024

In the evolving world of small businesses, efficient payment processing is crucial. When a customer pays for a product or service with a credit card, the payment processor manages the transaction from the customer’s bank to your merchant account. Payment processing fees can pile up fast, especially for small businesses.

Debit Card 52

Debit Card Online and Mobile Banking Zelle Payments 52

PYMNTS

JULY 31, 2019

Such transactions can keep small businesses waiting for payments or prevent family members from paying for emergency services. For example, if, in a particular market, different transaction limits apply for consumer vs. business remittances, or for domestic vs. cross-border transactions, we can provide these custom controls.

Cross-Border Payments 57

Cross-Border Payments Cross-Border Distributed Ledger Technology (DLT) Payments 57

PYMNTS

SEPTEMBER 21, 2018

There are new rules in place as transaction windows are expanded by two hours a day and transaction limits are increased to $100,000. Funds availability speed is expanded for some transactions and ACH credits. Same-day ACH transactions logged a 243 percent increase in the second quarter of 2018, measured year-over-year.

Same Day ACH 77

Same Day ACH ACH NACHA Money Laundering 77

EBizCharge

NOVEMBER 12, 2024

Access to business-specific services: Many business accounts offer merchant services for processing credit card payments, invoicing tools, and integrations with accounting software. This separation is essential in maintaining the legal protections that keep personal assets safe in case of lawsuits or debts incurred by the business.

Accounts 52

Accounts Debit Card Credit Cards Payroll 52

Fi911

AUGUST 1, 2023

As for transaction limitations, the Federal Reserve restricts transfer amounts to a ceiling of $500,000. They also set a default transfer limit of $100,000 for a financial institution, which can subsequently adjust this limit upwards or downwards.

FedNow 52

FedNow Federal Reserve Instant Payments Zelle 52

PYMNTS

APRIL 25, 2016

14, 2016, any bank that issues a Visa-branded card must give cardholders the option to register for alerts related to any card and card-not-present transactions, international cross-border transactions, and transaction amounts that an authorized cardholder has specified based on some transactional limit.

Issuers 41

Issuers EMV Visa Online and Mobile Banking 41

Nanonets

JUNE 29, 2023

Its customizable workflows can handle complex and diverse types of spend, enabling compliance with the least amount of friction for employees. Rippling Rippling is an all-in-one HR and employee management platform that includes expense management functionality.

Payment APIs and Integration 52

Payment APIs and Integration Automation Credit Cards Online and Mobile Banking 52

Nanonets

JANUARY 17, 2024

  Its customizable workflows can handle complex and diverse types of spend, enabling compliance with the least amount of friction for employees. Rippling Rippling is an all-in-one HR and employee management platform that includes expense management functionality.

Payment APIs and Integration 52

Payment APIs and Integration Compliance Automation Audit 52