Fintech Review

APRIL 19, 2025

A treasury management SaaS doesnt only reconcile cash, it connects to foreign exchange hedging, liquidity planning, and yield optimisation. The result is higher retention, better margins, and broader value delivery, especially for small businesses, which benefit most from an all-in-one approach. lies embedded finance.

Finance 94

Finance FinTech Embedded Finance Payment APIs and Integration 94

Finextra

JUNE 8, 2025

The world is entering a new monetary epoch - one in which digital assets will sit alongside sovereign debt in institutional portfolios , and where transparent, composable financial instruments will become baseline infrastructure for treasuries and funds. Stablecoins are not just payment mechanisms. That’s where the real liquidity will flow.

Stablecoins 69

Stablecoins Payment APIs and Integration Treasury BNPL 69

PayPal

JULY 17, 2025

Paxos is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Treasuries and similar cash equivalents, and PayPal USD can be bought or sold through PayPal and Venmo at a rate of $1.00 Reserves for PayPal USD are fully backed by U.S. dollar deposits, U.S.

PayPal 98

PayPal Stablecoins Venmo Blockchain 98

The Fintech Times

APRIL 12, 2025

The past year has seen numerous traditional banks capitalising on the embedded finance market; JPMorgan Chase and Goldman Sachs recently formed partnerships with embedded finance fintechs Gusto and Modern Treasury, respectively, to offer banking customers the ability to embed payroll services, help companies add payments to products, and more.

Embedded Finance 78

Embedded Finance Finance Payment APIs and Integration Non-Bank 78

The Payments Association

JULY 18, 2025

Legal issue/risk Next steps/action required Legal issue/risk: The DUA Bill grants HM Treasury and the FCA powers to require real-time data sharing via APIs, expanding obligations beyond Open Banking. Prepare to support instant payments with sufficient intra-day liquidity and real-time treasury monitoring.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Fintech Labs Insights

DECEMBER 2, 2024

There is a small business owner in one of every 3 US households. It’s a market ripe for newcomers, but until 10 years ago, there were no pure-play small-business financial challengers. There are thousands of business banking options for small businesses.

Bank Card 15

Bank Card Wires Wire ACH 15

The Fintech Times

JULY 8, 2025

Boyd joins from Xero, the global small business platform, where he served as general manager of partnerships. The licence supports Finmo’s UK expansion and enables the rollout of GBP accounts, Faster Payments access and embedded treasury tools for finance teams.

FinTech 59

FinTech Fraud Prevention Online and Mobile Banking Verification 59

Fintech Review

APRIL 19, 2025

A treasury management SaaS doesnt only reconcile cash, it connects to foreign exchange hedging, liquidity planning, and yield optimisation. The result is higher retention, better margins, and broader value delivery, especially for small businesses, which benefit most from an all-in-one approach. lies embedded finance.

Finance 52

Finance FinTech Embedded Finance Payment APIs and Integration 52

Finextra

JULY 14, 2025

However, while the advantages of integrating cryptocurrencies into business models are well-understood by most small business owners and treasury departments in larger enterprises, there remains a key area of uncertainty: how to manage and secure the cryptocurrency once it is received.

Stablecoins 52

Stablecoins Cryptocurrency Payment APIs and Integration Payments 52

Fintech Weekly

JUNE 17, 2025

Millions of small businesses across the world sell directly through platforms like TikTok, Instagram, and YouTube, and the line between content creation and commerce is gradually disappearing. Fintech is a fundamental enabler at the heart of this transformation.

FinTech 78

FinTech Cross-Border Blockchain Economy 78

Fintech Labs Insights

MARCH 13, 2025

Treasury : On January 22, 2025, it introduced Ramp Treasury, a cash management solution designed to optimize how businesses handle their operating funds. There are two options: Ramp Business Account : A free, FDIC-insured account providing a 2.5% annual yield, significantly higher than the national average.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

Payments Dive

JULY 1, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Early Warning pitches Zelle to Treasury The company that owns the peer-to-peer service Zelle suggested the U.S. request for information.

Zelle 78

Zelle Treasury Request for Information Privacy 78

Fintech Labs Insights

JANUARY 24, 2025

Table: The Best Fintech Product Launches of 2025 & 2024 Summary Company Date Product Sector Source Market/HQ Ramp launches treasury management product paying 2.5% However, well refrain from listing funding rounds since they are covered widely online.

Product 12

Product FinTech Online and Mobile Banking Credit Union 12

Fintech Labs Insights

OCTOBER 28, 2024

As a small business owner, choosing the right banking partner comes with tradeoffs. Do you want to be able to walk into a branch and talk to someone if the you-know-what hits the fan? Or do you want to interact with state-of-the-art digital tools that might prevent all that mess in the first place?

Small Business 12

Small Business Online and Mobile Banking Payment APIs and Integration Wire Transfer 12

Fintech Labs Insights

FEBRUARY 13, 2025

However, when it comes to trusting someone with your money, many small business owners prefer to deal with companies embedded in the local economy, even if it means not getting the latest online banking features or the best interest rate. The list below are the biggest national brands offering small business banking services.

Small Business 15

Small Business Credit Cards Federal Reserve Online and Mobile Banking 15

PYMNTS

SEPTEMBER 30, 2020

Small business owners who have been waiting to have their Paycheck Protection Program (PPP) loan forgiven can breathe a sigh of relief. Department of Treasury said Tuesday (Sept. Department of Treasury said Tuesday (Sept. Banks blamed the SBA and Treasury for a lack of communication on how to proceed.

Treasury 101

Treasury Small Business Payroll Governance 101

PYMNTS

APRIL 2, 2020

New Hampshire FinTech Bottomline Technologies has launched a free initiative to help the nation’s banks provide relief to small businesses hurt by the COVID-19 pandemic. In February, Bottomline released its 2020 Treasury Fraud and Controls Survey in partnership with Strategic Treasurer, a Georgia-based financial processing company.

Small Business 92

Small Business Email Compromise Ransomware Compromise 92

Payments Source

MAY 9, 2019

Most do not have an independent treasury function, making cross-border finance difficult, contends Chen Amit, CEO and Co-founder of Tipalti.

Small Business 93

Small Business Cross-Border Treasury Finance 93

PYMNTS

JULY 1, 2020

Treasury will not be rolling out a proposed emergency coronavirus funding scheme that would have sent billions to providers of supply chain finance, according to Sky News. businesses, especially small to medium-sized enterprises (SMEs). businesses, especially small to medium-sized enterprises (SMEs).

Treasury 91

Treasury Small Business CHIPS Finance 91

PYMNTS

DECEMBER 3, 2020

The digital shift brought on by the coronavirus has caused treasury banks to reprioritize their support of digital payments as consumers and merchants increasingly demand fast, easy and secure ways to get their money. Hernandez touts end-to-end solutions like Mastercard Send as the kind of solution that many treasury banks are adopting.

Treasury 89

Treasury Visa Digital Payments Debit Card 89

PYMNTS

APRIL 29, 2020

Businesses that borrow money through the federal Paycheck Protection Program (PPP) can expect to be audited before the loans are forgiven, Treasury Secretary Steven Mnuchin told The Wall Street Journal. Typically, the Treasury depends on lenders to audit the small business loans it backs.

Audit 141

Audit Request for Comment Payroll Treasury 141

PYMNTS

NOVEMBER 18, 2020

Moreover, Ingo’s Edwards noted, companies are looking — increasingly impatiently — at their treasury-banking partners. Businesses wonder why some banks aren’t offering a suite of options, so companies can’t give their customers a full menu of options when it comes to getting paid. What Happens Next .

Instant Payments 87

Instant Payments Treasury Visa Payments 87

PYMNTS

OCTOBER 11, 2019

Still, investors placed more than $368 million into the space, often in the form of Series B rounds for a range of B2B players, including fleet management, small business (SMB) banking and global payments. small business banking market, as well as invest in international expansion. Canada, the U.S.,

Small Business 67

Small Business B2B Participant Cross-Border 67

PYMNTS

APRIL 3, 2020

Bank of America has reportedly become the first large bank to be able to take digital applications for the $350 billion small business loan program that is part of the government’s coronavirus relief package. The federal government has requested that banks aid in distributing $350 billion in loans at a minimum to small companies.

Small Business 59

Small Business Treasury Consumer Governance 59

PYMNTS

APRIL 29, 2020

For the first time since a small business loan program was launched, small lenders have been moved to the front of the line. The Treasury defines “big” as any lender with more than $1 billion in assets. SBA and Treasury will evaluate whether to create a similar reserved time again in the future.”.

Small Business 105

Small Business Treasury Audit Returns 105

PYMNTS

JANUARY 8, 2021

Treasury Department said in a press release on Thursday (Jan. Department of the Treasury seal.” The Treasury Department said it set up a special website for EIP card information. Roughly 8 million stimulus check Visa debit cards are being mailed to households this week, the U.S.

Debit Card 129

Debit Card Checks IRS Direct Deposit 129

The Fintech Times

MARCH 4, 2024

Allica Bank , which offers full-service banking for SMEs with between five and 250 employees, is backing a new campaign looking to shake up the SME business savings market, which is leaving small businesses shortchanged.

Small Business 64

Small Business Economy Treasury Finance 64

PYMNTS

SEPTEMBER 27, 2020

More than 5 million small- to medium-sized businesses ( SMBs ) received $525 billion from the Paycheck Protection Program (PPP), the popular federal rescue initiative passed by Congress in March. Department of the Treasury for a lack of communication on how to proceed. Banks blamed the SBA and the U.S.

Treasury 127

Treasury Small Business Payroll Rules 127

PYMNTS

APRIL 3, 2020

Florida-based FinTech FIS is helping lenders provide Small Business Administration (SBA) loans under the coronavirus stimulus package, the company announced Friday (April 3). small businesses and merchants impacted by the COVID-19 pandemic. small businesses and merchants impacted by the COVID-19 pandemic.

Small Business 56

Small Business Payroll Enrollments Authorization 56

PYMNTS

APRIL 28, 2020

The second round of Paycheck Protection Program (PPP) funding was an instant replay of the first, as the loan network collapsed from the tsunami of applications from small businesses desperate for relief. . The Treasury Department and the SBA estimated that more than 1.66 Bankers have been locked out most of the day.

Small Business 119

Small Business Treasury On-Demand Returns 119

PYMNTS

APRIL 6, 2020

government’s $350 billion small business rescue program began its fourth day on Monday (April 6). The Independent Community Bankers of America (ICBA) told the Small Business Administration (SBA) and the Treasury about the “massive delays” and “failed technology” that members were facing.

Small Business 52

Small Business Treasury Accounts Technology 52

PYMNTS

APRIL 29, 2020

While the Paycheck Protection Program (PPP) was intended to help small- to medium-sized businesses (SMBs) weather the economic storm, some larger companies received loans from the program. Steven Mnuchin, the secretary of the Treasury, said the administration would audit any firm that took in over $2 million. Treasury Guidance.

Treasury 58

Treasury Returns Small Business Caps 58

PYMNTS

MAY 7, 2020

As the deadline looms for businesses to return Paycheck Protection Program (PPP) loans they were ineligible for, a California software company is suing the Small Business Administration (SBA) and the U.S. Treasury Department. Per the report, the SBA and Treasury did not respond to requests for comment. Zumasys Inc.

Treasury 60

Treasury Request for Comment Small Business Returns 60

PYMNTS

JULY 5, 2020

The Treasury Department and Small Business Administration (SBA) don’t seem likely to release the data this week on Paycheck Protection Program (PPP) loans as they’d said, The Washington Post reports. million forgivable loans issued for the program that seemed inordinately large.

Treasury 64

Treasury Blocks Governance Government 64

PYMNTS

APRIL 10, 2020

trillion lending program, in part, supplies financing to banks that are participating in efforts to get funding to small businesses as part of the Small Business Administration’s Paycheck Protection Program. It’s all meant to shore up the U.S. economy, as the fallout from the coronavirus continues.

Fed 135

Fed Federal Reserve Returns Consumer 135

Finovate

MAY 3, 2024

Starting at €40 million, the debt financing available to us can extend based on future requirements – which will expand our existing reach even further into more countries, enable us to increase limits and offer more currencies,” Pleo VP of Credit and Treasury Amit Kahana said.

Small Business 64

Small Business Finance Cross-Border Payments Cross-Border 64

PYMNTS

MARCH 1, 2020

House of Representatives Committee on Small Businesses is going to hold a hearing on the benefits of blockchain technology for entrepreneurs. ET, and will be called “Building Blocks of Change: The Benefits of Blockchain Technology for Small Businesses.”. The hearing is set for Wednesday, March 4 at 11:30 a.m.

Blockchain 97

Blockchain Small Business Bitcoin Money Laundering 97