PYMNTS

NOVEMBER 18, 2020

McCarthy said what’s becoming apparent is that for perhaps the first time, technology like artificial intelligence (AI) and sophisticated data modeling are catching up to the problems. And with the technology available today — and innovations already on the table — it’s well past time to start building something much better.

Push-to-Card 124

Push-to-Card Payments Credit Cards Ubiquitous 124

Finextra

JUNE 23, 2025

And in retail , our technology powers embedded lending at the point of sale—enabling instant credit decisions and personalized repayment options that drive conversion and loyalty. These use cases all build on AdviceRobo’s core strengths: behavioral data science , explainable AI and api-based scalable infrastructure.

AI 52

AI Finance Payment APIs and Integration Embedded Finance 52

PYMNTS

SEPTEMBER 21, 2016

In just a matter of days, the payments industry will see a significant — and ubiquitous — change in the way payments are sent and received. While both Same Day ACH and real-time payment initiatives have unique functionality and innovative use cases serving distinct end-user needs, collectively, these initiatives will give U.S.

Faster Payments 76

Faster Payments Same Day ACH ACH ACH Network 76

PYMNTS

OCTOBER 21, 2016

Ingo Money exists to make digital push payments just as ubiquitous and a whole lot less friction-filled for consumers and businesses. So we get to apply that same technology stack to authenticate that consumer when a company says to send money to that person,” Edwards told Webster.

Push-to-Card 79

Push-to-Card Debit Card Instant Payments Payments 79

PYMNTS

MAY 15, 2019

In payments, to gain technology, reach and new use cases (and, sometimes, all of the above at once), the debate has always boiled down to “build or buy.” Use cases extend across online marketplaces, gig economy payroll payments , cross-border remittances, loan payouts and insurance disbursements, to name a few.”.

Cross-Border 74

Cross-Border Cross-Border Payments Credential Wire Transfer 74

The Fintech Times

JUNE 13, 2024

Tokenisation unlocks a plethora of use-cases and benefits, such as helping turn everyday technology, like phones and cars, into commerce devices. Mastercard is bringing together key solutions to reduce threats and make online commerce not only ubiquitous: 1. Consumers will experience faster and safer checkouts.

Visa 69

Visa Online and Mobile Banking Card Issuer Issuers 69

PYMNTS

JUNE 4, 2019

He said the technology is a “new era in commerce. Apple’s Homepod, Google’s Home and Amazon’s Echo are the most rapid-selling segment of consumer technology since mobile phones, according to eMarketer. As artificial intelligence becomes more and more ubiquitous, Gauthier says the move toward shopping by voice in inevitable.

Security 58

Security Ubiquitous Payments Use Case 58

PYMNTS

FEBRUARY 24, 2017

Though the technologies still haven’t reached a level of mainstream usage or acceptance, that hasn’t slowed down the number of companies and sectors looking to utilize VR/AR to transform customer experiences. Matt Ozvat, head of developer integrations at Vantiv , and Josh Mather, technology evangelist at Vantiv, whose Vantiv O.N.E.

Online and Mobile Banking 68

Online and Mobile Banking Use Case Push-to-Card Consumer 68

PYMNTS

NOVEMBER 10, 2020

But in the decade since bitcoin’s debut, technologies have evolved in the payments ecosystem that are helping set the stage for cryptos to become more widely adopted. He pointed to the JPM Coin as a key advance in how cryptos might be used to reduce friction inherent in the financial services ecosystem. The Difference A Decade Makes .

Cryptocurrency 129

Cryptocurrency Blockchain Bitcoin Online and Mobile Banking 129

The Fintech Times

JANUARY 13, 2024

This lack of consumer demand needs to be addressed if open banking technology can reach its full potential. “To accelerate increased adoption of open banking, there needs to be a compelling user experience and expansion of use cases. For that vision to become a reality, open banking payments need to be truly ubiquitous.

Payment APIs and Integration 81

Payment APIs and Integration Use Case On-Demand Consumer 81

PYMNTS

MAY 1, 2020

As he told PYMNTS, “5G is going to stimulate use cases that require not just speed but low latency, and which are data-driven.”. And as he said, 5G is largely being built atop 4G technology as carriers have been “densifying” their LTE networks, which helps save on costs.

Use Case 72

Use Case Governance Government Ubiquitous 72

PYMNTS

AUGUST 12, 2019

That’s the talk track now from the Fed , which a week ago today announced its plans to build and operate a new set of real-time rails, using accelerated access to employer paychecks as its launch use case. Ironically, perhaps, the ACH network’s first direct deposit use case was the U.S.

Real Time Payments 78

Real Time Payments FedNow TCH Fed 78

Faster Payments Council

JULY 21, 2020

Results from the survey indicated that bill pay ranked as one of the top three use cases for both FIs and businesses with nearly 60% of respondents indicating it as a top priority. Given these findings, the FPC and Glenbrook positioned bill pay as the subject for a second round of qualitative research.

Faster Payments 68

Faster Payments FPC Research Consumer 68

The Fintech Times

DECEMBER 12, 2024

Likewise, Circle will provide Binance with the necessary technology, liquidity and other tools for Binance users to benefit from the trust and innovation that Circle has built for USDC. USDC has been recognised as one of the most powerful utilities for money on the internet, and it is only set to grow as it is further adopted worldwide.

Stablecoins 59

Stablecoins Ubiquitous Treasury Innovation 59

PYMNTS

FEBRUARY 1, 2021

It has pulled ahead of its EU neighbors in developing real-time payments technology and in recruiting banks to adopt it. It has clarified the banking processes, but RTP is hardly ubiquitous within Italy, much less across the Eurozone. To get a sense of the present state — and future — of instant payments, look to Italy.

Real Time Payments 100

Real Time Payments Instant Payments Online and Mobile Banking Push-to-Card 100

PYMNTS

NOVEMBER 4, 2020

We believe that bitcoin has the potential to be a more ubiquitous currency in the future,” said Amrita Ahuja, chief financial officer of Square. This speaks more to an investment strategy (asset diversification, for example), we contend, than as a pivot toward using cryptos in the service of commerce.

Bitcoin 83

Bitcoin Cryptocurrency Office of the Comptroller of the Currency Consumer 83

PYMNTS

OCTOBER 2, 2019

The vacuum created by the absence of a ubiquitous real-time or instant payments scheme has been filled in by private sector innovation, perhaps readily evident in offerings like Zelle and Venmo. The move to instant payments will take time, Kohli said, as FIs and corporates will have to undo and reconfigure previous technology integrations.

Instant Payments 63

Instant Payments Interoperability Cash Management Cross-Border 63

Faster Payments Council

NOVEMBER 3, 2019

As part of its ongoing mission to understand, influence, and drive the industry toward a ubiquitous faster payments system, the FPC conducted the survey of payments system stakeholders to gauge their views on a variety of topics related to faster payments in the United States. Contact: Elizabeth Grice U.S.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

PYMNTS

OCTOBER 10, 2016

23, the industry welcomed the rollout of ubiquitous faster payments to every consumer and business in the U.S. NACHA is continuing to look at tokenization and better understand the implications on all parties, looking at the investment in the technology, the advantages and reduced risks it provides. via all banks and credit unions.

Same Day ACH 76

Same Day ACH ACH ISO 20022 NACHA 76

PYMNTS

APRIL 27, 2020

Consumers like their cards, their rewards and their ubiquitous acceptance. Yet Cagney’s view is that merchants using this blockchain-underpinned system will have the money to encourage consumers to switch. The IRS is also contending with inter-departmental communications and challenges of having everyone work from home.

Blockchain 108

Blockchain Tax Refunds IRS Fed 108

Nanonets

JULY 14, 2023

You can also schedule a demo to learn more about our AP use cases! The growth in technology has seen the process of invoice processing move through three major phases. This template is unique to each use case, organisation and mostly for each different kind of invoice. Want to automate invoice processing ?

Automation 98

Automation Process Payment APIs and Integration Database 98

PYMNTS

JUNE 24, 2019

As you know, we’ve been looking at blockchain for quite a while, understanding the technology standards, doing pilots with banks and filing a number of patents. That nervousness is not entirely misplaced, Lambert noted, because cryptocurrencies and blockchain technology are innovative and extremely new.

Visa 71

Visa Cryptocurrency Payments Regulations 71

Fintech Finance

JANUARY 24, 2024

The partnership continues Mastercard’s role as the exclusive instant payments software provider for TCH’s RTP network, enabling both companies to integrate new instant payment use cases across a range of payment flows. Instant payments became a reality in the U.S. for the RTP network and around the world.

Real Time Payments 52

Real Time Payments RTP Visa Instant Payments 52

PYMNTS

JUNE 24, 2019

Financial institutions are constantly on the hunt for an edge when it comes to mobile banking and other innovations, and that’s playing out with new, emerging 5G mobile network technology. As that mobile technology gets closer to mainstream introduction, the potential 5G ecosystem for FinTech and mobile banking is gaining clarity.

Credit Union 46

Credit Union Mobile Banking Use Case Ubiquitous 46

PYMNTS

FEBRUARY 22, 2019

As Karen Webster noted in an interview with Acuant CEO Yossi Zekri, although technology (and even use cases) are still evolving when it comes to digital identity, some basic “best practices” can be identified and embraced. “If In the end, the transaction is a process marked by frictionless behavior and individual control.

Credential 52

Credential Account Takeovers Authentication Ubiquitous 52

PYMNTS

DECEMBER 8, 2016

Less than two months after its implementation, Same Day ACH, the ubiquitous faster payments initiative for the payments industry in the United States, is showing a significant impact on the market, but it still has plenty to learn from those across the pond. In October alone, the ACH Network processed nearly $5 billion in 3.8

Faster Payments 69

Faster Payments Same Day ACH ACH NACHA 69

CB Insights

SEPTEMBER 14, 2017

AI pioneers like Google and Amazon, who have adopted these new technologies to create a growing competitive advantage, have already witnessed bottom-line benefits from their AI strategies. Within AI there are multiple technologies and segmentations, with machine learning (ML) being one of the largest and fastest growing.

AI 78

AI Automation Research Due Diligence 78

PYMNTS

NOVEMBER 28, 2016

But there is still a long ways to go, and in the several years since the Faster Payments initiative first began, it’s also morphed to evolve along with the technology available. Naturally, one of the first use cases to come to mind for real-time payments is P2P payments. to launch their own faster payments efforts.

Faster Payments 54

Faster Payments Real Time Payments Payments Instant Payments 54

PYMNTS

JULY 24, 2017

One such innovator recognized the vast commerce potential that could be unlocked if new technologies were used to move money and messaging between people in near real-time. Reid, who had successfully used an early version of the telegraph in battle and saw its potential for much, much more, including commerce. The year was 1837.

Fed 47

Fed Faster Payments Ubiquitous Same Day ACH 47

PYMNTS

SEPTEMBER 20, 2018

However, keeping track of data in a way that enables secure storage, efficient access and analysis, compliance with regulations and — ultimately — its profitable use is quite another topic. Those two extremes come together in a rising technology called multi-variant tokenization. Retail Use Case.

Encryption 51

Encryption Compliance Use Case Ubiquitous 51

Faster Payments Council

SEPTEMBER 12, 2022

How can we look to this rapidly growing business for new use cases for instant payments? stakeholders should be supporting and identify the challenges in building out the API features that are required for ubiquitous access. What will this look like in the coming years?

FPC 88

FPC Federal Reserve Cross-Border Payments Faster Payments 88

PYMNTS

JANUARY 25, 2019

Supermarkets are home to some of retail’s major and ongoing technological advances — and 2018 stands as a big year for grocery innovation. A year from now, that “access will be ubiquitous,” he said, and providing access to digital currency will eventually “become table stakes.” That doesn’t mean they can’t be about innovation.

ATM 75

ATM Bitcoin Digital Currency Federal Reserve 75

Nanonets

APRIL 14, 2023

Documents are ubiquitous in business and serve as the foundation for data, information, and knowledge. However, with the rapid advancement of technology, document processing now refers to the use of automated tools that can process documents with little to no human intervention.

Process 98

Process Automation Database Legal 98

PYMNTS

DECEMBER 30, 2019

banking industry, as well as the inconsistencies in digitization, make the path toward ubiquitous Open Banking even more uncertain. Sam Bobley, co-founder and CEO of data digitization technology firm Ocrolus , recently spoke with PYMNTS about what the financial services industry can do today to prepare for the Open Banking future. “We

Non-Bank 57

Non-Bank Addressing On-Demand Fraud Detection 57

PYMNTS

APRIL 14, 2017

Technology underpins everything these days. Ever more so this is the case with payments and specifically the conduits that get payments from party A to party B. From an ACH networks standpoint, noted Estep, innovation may be “skinny,” but operations are ubiquitous, connecting all the bank accounts in the United States.

ACH Network 42

ACH Network ACH Payments ISO 20022 42

PYMNTS

DECEMBER 1, 2017

The use case, then, was the ability to enable smartphones to be more accessible for the visually impaired. And there is a wide range of use cases very suitable to visual recognition technology. “As Apart from a technological issue, however, Rizzoli noted that the bigger challenge was actually psychological.

Authentication 60

Authentication Use Case Consumer Ubiquitous 60

PYMNTS

APRIL 11, 2019

Twelve years later, however, mobile banking has become ubiquitous across much of the global financial ecosystem. He recently told PYMNTS that banks’ solutions must offer everything for which consumers are looking, and they must actively innovate to support new use cases. Digital transformation for the future.

Mobile Banking 49

Mobile Banking Online and Mobile Banking Use Case ATM 49