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5 trends shaping mobile payments worldwide in 2016

Payments Dive

Michelle Evans, the digital consumer manager for Euromonitor International, shares some findings from the company's latest global research.

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Research Shows Mortgage Delinquencies Rise for Older Consumers

FICO

FICO research consistently shows that older consumers have higher FICO® Scores than their younger counterparts. To get to the bottom of this, FICO conducted fresh research on credit behavior trends by age. To get to the bottom of this, FICO conducted fresh research on credit behavior trends by age.

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Security Bank Collaborates with Entrust to Enhance eKYC and Digital Onboarding

Finovate

Headquartered in Minneapolis, Minnesota, Entrust is a veteran of Finovate’s developer conferences in 2015 and 2016. Research from Statista points to a projected compound annual growth rate of 31% through 2029. ” Established in 1951, Security Bank has deployed Entrust’s Onfido Studio platform. billion. .”

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CFPB: Santander Must Pay $4.75 Million For Credit Reporting Violations

PYMNTS

Santander Consumer USA was ordered to pay $4.7 million to the Consumer Financial Protection Bureau ( CFPB ) for violating the Fair Credit Reporting Act (FCRA), the CFPB said in a press release. The agency said the lender knew something was wrong as early as September 2016. Aside from the $4.75

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Digital-First Economy Redefines Retail And Consumer Behavior

PYMNTS

PYMNTS research on consumer shopping habits showed that 24 percent of all consumers say they have taken at least one of their routine shopping activities online and do not plan to revert to shopping in stores for this activity, even after the pandemic is over. eCommerce spiked because consumers demanded it and drove it.

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Mobile Payments Tracker: Distractions And Donuts For Holiday Shoppers 2016

PYMNTS

Retailers can already count on more goods flying off their shelves this holiday season, judging by consumer spending. Kiplinger reported that “continued strength in spending on food and services still signals a confident consumer.”. Marketers have latched onto this idea and are ready with videos when consumers visit a website.

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FICO Research: Student Loan Debt Explodes Across Age Ranges

FICO

Our latest research reveals that, over the last 10 years: The percentage of middle-aged and older population carrying student loans has doubled. 2016 Oct. % △ 2016 over 2006. As we would expect, there is a greater percentage of consumers in the younger age groups that have student loans. 2016 Oct. % △ 2016 over 2006.