Finovate

FEBRUARY 3, 2025

In recent podcast episodes, Palmer and his guests have covered topics including the emerging regulatory environment in Europe, the outlook for cryptocurrencies, the opportunities in conversational banking, and the challenge of financial inclusion for female entrepreneurs in the Global South.

Financial Inclusion 59

Financial Inclusion Multi-Currency Non-Bank Cryptocurrency 59

Finovate

JANUARY 8, 2025

Digital banking provider Lumin Digital has turned to process automation provider FINBOA for enhanced dispute management. Process automation provider FINBOA has teamed up with digital banking provider Lumin Digital to enhance the company’s dispute management operations.

Disputes 59

Disputes Credit Union Audit Non-Bank 59

Open Banking

MARCH 16, 2023

Open Banking Limited (OBL) today announced that Claudio Pollack has been appointed to the Board as an independent Non-Executive Director (NED). His considerable experience will be invaluable to the Board as we navigate the future development of open banking in the UK, and transition to a Future Entity.” Notes to editors: 1.

Non-Bank 52

Non-Bank Message Standards Regulations Enrollments 52

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

The Fintech Times

FEBRUARY 4, 2025

However, in recent decades, the government has engaged in efforts to diversify the economy to include other agricultural products, as well as non-agricultural sectors such as tourism and natural resources like oil, gas, and gold. Historically, Senegals economy has centred around agriculture, particularly peanuts.

FinTech 59

FinTech Financial Inclusion Online and Mobile Banking Central Bank 59

The Fintech Times

JUNE 18, 2025

In 2016, payments giant Mastercard and National ITMX (NITMX), the electronic payments developer and service provider in Thailand, announced a partnership. ” Success of NITMX NITMX is a partnership between 35 member banks and two non-bank institutions working together to create Thailand’s vibrant payments ecosystem.

Visa 49

Visa Real Time Payments RTP Non-Bank 49

PYMNTS

FEBRUARY 23, 2020

JPMorgan Chase is taking steps to open a digital bank in the U.K. The banking firm has been talking with London regulators about the idea, according to The Financial Times on Saturday (Feb. bank Goldman Sachs launched a digital bank called Marcus in the U.K. But the bank had no comments on the matter as of Sunday.

Non-Bank 102

Non-Bank Legal Regulations Authorization 102

Finovate

JULY 11, 2025

” Founded in 2016, Yape is headquartered in Lima, Peru. Do Pay also creates a single provider for both pay-in and pay-out payment solutions thanks to leveraging its own proprietary infrastructure and direct connections with banks, acquirers, and local payment networks. million affiliated businesses. billion by 2030.

Innovation 64

Innovation Cross-Border Online and Mobile Banking Payments 64

Fintech News

JUNE 9, 2024

Since its launch in 2016, JULO has disbursed over US$1 billion in total, with nearly half of that amount disbursed in 2023 alone—a 50% increase from the previous year. Partnerships with leading financial institutions, including Credit Saison, Bank Sampoerna, and Superbank, have further supported its growth.

Financial Inclusion 117

Financial Inclusion Underserved Non-Bank Returns 117

Finextra

JUNE 30, 2025

From virtual assistants to risk modeling and hyper-personalized customer experiences, banks are betting big on AI to transform operations, reduce costs, and redefine digital engagement. This global heatmap of AI in banking draws on fresh data, case studies, and market insights to uncover the evolving landscape of AI adoption.

AI 69

AI Finance Fraud Detection Use Case 69

The Fintech Times

SEPTEMBER 14, 2024

Governmental initiatives In 2016, the Taiwan government launched a new industrial development policy to expedite transformation and upgrades – the ‘Five Plus Two’ Industrial Innovation Plan. Additionally, nearly 80 per cent of these banks utilise blockchain technology, particularly for certifying letters of credit.

Innovation 119

Innovation FinTech Payment APIs and Integration Non-Bank 119

CB Insights

JUNE 17, 2021

From digital banking and lending to budgeting and payments, tech giants are revamping their financial services offerings through partnerships with legacy institutions and in-house solutions that fit into their wider product ecosystems. . How big tech’s product strategies differ across banking, payments, lending, and e-commerce.

FinTech 100

FinTech Non-Bank Participant Product 100

The Fintech Times

APRIL 15, 2025

From 2011 to 2016, he also served as CEO of Goldman Sachs Brazil. Mexico and Guatemala are also embracing this global trend of integrating financial services into non-financial platforms. In Mexico, weve been operating since 2023 through a partnership with Actinver , a local bank, offering a comprehensive suite of financial services.

Embedded Finance 59

Embedded Finance Finance Non-Bank Financial Inclusion 59

CB Insights

SEPTEMBER 19, 2017

We also charted the share of unicorns that have been added to the club each year since 2013 by location (US vs. non-US). See the map and full list of all non-US unicorns, their select investors, and the date each reached unicorn status below. China Development Industrial Bank, Tencent Holdings, Morningside Ventures. 12/22/2016.

Non-Bank 78

Non-Bank Online and Mobile Banking Technology Innovation 78

PYMNTS

DECEMBER 27, 2016

PYMNTS consulted 21 payments executives from across the industry to share their insights on the biggest takeaways from 2016 as part of the “Payments 2016, The Year Of…” eBook. Payments 2016: The Year Of The Emergence Of The Global Citizen. 2016 saw more people transacting across borders in larger sums than ever before.

Cross-Border Payments 45

Cross-Border Payments Cross-Border Payee Payer 45

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

OCTOBER 23, 2018

Bank of America Merrill Lynch (BofA Merrill) is introducing a new solution for other financial institutions (FIs) in the interbank payment system to automate foreign exchange (FX) conversion. The solution is supported across 89 countries and can make conversion in 41 currencies, the bank noted. In a press release issued Monday (Oct.

Automation 76

Automation Cross-Border Payments Cross-Border Non-Bank 76

PYMNTS

MAY 20, 2019

banks are seeing a deterioration in commercial lending portfolios for the first time in three years, according to a report by the Financial Times. Ten of the biggest commercial lenders saw non-performing loans rise 20 percent in Q1, or about $1.6 asked Brian Foran, a bank analyst at Autonomous Research. “It

Economy 65

Economy Non-Bank Research 65

PYMNTS

JUNE 24, 2020

Zopa , the United Kingdom-based peer-to-peer (P2P) lender, has reached its latest milestone and received its banking license as it takes on traditional banks, the Financial Times reported. “We million) to become a challenger bank. In December, PYMNTS reported Zopa expected to receive £130 million ($1.67 based fund, and its U.K.

P2P 86

P2P Security Credit Cards Non-Bank 86

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry.

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

PYMNTS

DECEMBER 29, 2016

There seems to be no shortage of action in the corporate banking space, whether it be scandals (like Royal Bank of Scotland’s Global Restructuring Group fiasco ), cyberattacks (such as the $81 million stolen from the central bank of Bangladesh) or anomalies like Brexit impacting top financial institutions across the globe.

FinTech 72

FinTech Security Cybersecurity Non-Bank 72

PYMNTS

MAY 24, 2019

Baoshang Bank, based in Inner Mongolia, will be taken over by China’s banking and insurance regulator over critical credit risks, according to a report by Reuters. Takeovers of banks are rare in China, and this is the first one in almost 20 years. billion) at the end of 2016, which is a leap of 65 percent since 2014.

Regulations 63

Regulations Small Business Non-Bank Credit Risk 63

FICO

MARCH 29, 2017

ATMs and merchants monitored rose 70 percent in 2016. ATMs, restaurants and merchants rose 30 percent in 2016. Here’s some more details: About 60% of the compromises were at non-bank ATMs, such as those in convenience stores. The 2016 average duration is less than a third of the average duration in 2014, 36 days.

ATM 72

ATM Debit Card Compromise Point-of-Sale (POS) 72

Finovate

FEBRUARY 6, 2024

Demo video Michael Duncan – CEO and Founder of Bankjoy Michael Duncan’s Bankjoy made its first Finovate appearance in 2016. The company, which returned to the Finovate stage in 2022 and 2023 for FinovateFall, helps community banks and credit unions access modern banking technology.

Innovation 118

Innovation FinTech Credit Union AI 118

Fintech News

FEBRUARY 7, 2024

Netbank – US$344 million (Series A, Philippines) Filipino banking-as-a-service (BaaS) provider Netbank secured the largest funding round in Southeast Asia (excluding Singapore) last year, raising in May 2023 a US$344 million Series A funding round, data from KPMG and Pitchbook show. Soft Space – US$31.5

FinTech 109

FinTech Online and Mobile Banking Non-Bank On-Demand 109

Fintech News

MAY 19, 2024

Data monetization in the banking sector has become increasingly prevalent in recent years, driven by evolving customer expectations, new data sharing rules and opportunities for new revenue streams. Data monetization refers to the process of using data to obtain quantifiable economic benefit. This enhances the overall customer experience.

Rules 105

Rules Non-Bank Audit Central Bank 105

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

PYMNTS

SEPTEMBER 12, 2016

Middle East and Asia and discovers new winners in enterprise SaaS, losers in small business banking and more. billion in trade finance revenues was seen by the world’s top 12 banks , and while that might seem like a lot, it represents a 9 percent drop for the first half of the year compared to 2H 2015. 80% of U.K. 80% of U.K.

Finance 73

Finance Small Business Non-Bank Research 73

PYMNTS

JUNE 6, 2019

The Financial Times reports that a $647 billion “blind spot,” as measured by Barclays, exists in the financial reporting by Chinese banks — spanning both rural and commercial settings. The data as compiled by Barclays comes in the wake of the state takeover of Baoshang Bank. billion) at the end of 2016. billion yuan ($22.68

Non-Bank 43

Non-Bank Governance Government Credit Risk 43

CB Insights

DECEMBER 7, 2017

Originating, processing, and underwriting a home loan with a large bank lender still requires faxes and snail mail and take almost as long as it did 20 years. Non-bank lenders are becoming much bigger players in mortgages. In 2011, three banks accounted for half of new mortgage loans, according to the Washington Post.

Non-Bank 69

Non-Bank Online and Mobile Banking Origination Underwriting 69

The Fintech Times

JANUARY 31, 2025

Thawani made history in 2020 by becoming the first non-banking financial entity to receive a fintech licence from the CBO, marking a significant milestone in Omans fintech journey.

FinTech 64

FinTech Non-Bank Legal Framework Central Bank 64

The Fintech Times

SEPTEMBER 16, 2024

While oil and gas remain the backbone of Brunei’s economy, since 2010, the non-oil and gas private sector has grown by 2.6 Although there are at least seven commercial banks, only two of them compete for the majority of users. For example, last year, BIBD announced its plans to be a digital-first bank.

Economy 59

Economy Central Bank Non-Bank FinTech 59

Fintech News

MARCH 26, 2024

The World Bank flagged in October 2023 that the region’s burgeoning economies would decelerate to 4.5% It offers a range of services including a white-label payment gateway for banks and institutions, and an all-inclusive payment gateway solution for merchants. #4

FinTech 104

FinTech APACS Payment APIs and Integration Multi-Currency 104

PYMNTS

JULY 10, 2019

China has been hands-off with African startups and corporations in the past, the report noted, but the acquisition of OPay parent company Opera in 2016 by Chinese investor and current CEO Yahui Zhou provided a new opportunity to Chinese venture capital firms looking to invest in African tech.

Mobile Payments 70

Mobile Payments Payments Venmo Non-Bank 70

PYMNTS

MARCH 8, 2017

With hundreds of billions of dollars changing hands each year, B2B banking and payments is a big, big deal. Despite all that exchange of funds in the B2B market, the banking industry has a reputation for being a bit behind the times technologically — and it may be justified. trillion global payments market. .

B2B 76

B2B Same Day ACH API ACH Network 76

PYMNTS

DECEMBER 4, 2018

European Union finance ministers worked out a plan for combating money laundering and also made a deal on major bank reform on Tuesday (Dec. The money laundering plan is a response to highly visible cases of alleged criminal activity at EU banks in countries such as Malta, the Netherlands, Britain, Estonia and others.

Money Laundering 57

Money Laundering Non-Bank Financial Crimes Rules 57

PYMNTS

DECEMBER 17, 2018

Use of alternative finance (AltFin) sources among small business (SMB) owners is on the rise, but still has a long way to go before it poses a legitimate threat to traditional banks’ market dominance. In addition to the Open Banking policy, U.K. Key to this solution is the U.K.’s So far, the effect has been muted.

Small Business 78

Small Business Finance Non-Bank Accounts 78