Finextra

JULY 7, 2025

For example, Bank of America (US) announced its clients reached 26 billion digital interactions in 2024 (a 12% year-over-year increase), including 676 million interactions with its AI virtual assistant “Erica.” In the UK, NatWest’s AI assistant, “Cora,” handled 11.2 At the same time, a J.D. Almost every bank is at least planning for GenAI.

AI 114

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 114

Finextra

JULY 20, 2025

Yet even a company of this scale must evolve. In 2025, under new CEO Alex Chriss, PayPal is revamping its core product stack to reignite growth and stay ahead of fast-moving competitors. Along the way, we’ll highlight the key metrics and financial goals linked to each initiative.

Product 52

Product PayPal Payment APIs and Integration P2P 52

Finextra

JUNE 21, 2025

Company Background and Evolution Shift4’s journey began in 1999, when 16-year-old Jared Isaacman started a tiny payment processing business (then called United Bank Card ) out of his parents’ basement. base, the company is positioning itself as a serious challenger to payment incumbents worldwide.

Payment APIs and Integration 52

Payment APIs and Integration Point-of-Sale (POS) Origination Authorization 52

Stax

DECEMBER 9, 2024

As consumers, most of us have looked at last month’s credit card statement and experienced the panic of not recognizing a charge. But credit card chargebacks also occur for a variety of other reasons and they’re not always honest. What Are Credit Card Chargebacks? If not, filing a chargeback is the next best option.

Credit Cards 88

Credit Cards Process Disputes Card Issuer 88

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. Its core mission is to help businesses save time and money. It has more than 1,000 employees and a revenue run rate of $700 million. billion in April 2024.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

Payments Dive

JUNE 13, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. The company is profitable, Gaver said.

Payroll 78

Payroll Privacy B2B Addressing 78

Payments Dive

APRIL 11, 2017

The card networks decided late last year to show some mercy on fuel operators and pushed back their EMV deadline to Oct.

EMV 107

EMV Push-to-Card 107

PYMNTS

DECEMBER 24, 2020

market for initial public offerings (IPOs) had a banner year in 2020 despite the pandemic — or perhaps because of it. billion during 2020’s first nine months. billion during 2020’s first nine months. The stock then soared 112.8 percent to end its first trading day to close at $144.71. percent on its first trading day Dec.

Origination 92

Origination Push-to-Card On-Demand Shutdown 92

PYMNTS

DECEMBER 12, 2019

11), that public pilot officially came to an end, as Penn Station was added to the New York list of MTA stations that enables open payments using network-branded contactless cards. By the end of 2020, all rail lines and buses will be enabled.”. We have every expectation that we will achieve full enablement by the end of 2020.

Contactless Payments 66

Contactless Payments Push-to-Card Payments Use Case 66

Payments Source

DECEMBER 1, 2016

pushed back its deadline for installing chip-card readers in U.S. gasoline pumps after station owners complained they didn’t have enough time to complete the multibillion-dollar upgrades.

Chip Cards 80

Chip Cards EMV Push-to-Card CHIPS 80

PYMNTS

DECEMBER 11, 2020

Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option. Mao, whose company provides solutions for payments, prepaid cards and gift cards, said the only way for merchants to go is forward, because going back isn’t an option.

Posting 116

Posting Push-to-Card Debit Card On-Demand 116

PYMNTS

JANUARY 1, 2021

Many consumers were still facing pandemic-related financial strains going in to the holidays, making flexible payment options all the more important as they began buying gifts. I think, when you’re spending close to $200, BNPL can make it more palatable and make the items more accessible,” Demsky said. “We Digital-First Banking. Disbursements.

Economy 103

Economy Online and Mobile Banking Credit Union Money Laundering 103

PYMNTS

DECEMBER 24, 2020

Consumers, in short, entered spring 2020 realizing that their old, largely physical habits for feeding themselves were a bad fit in a world where proximity between themselves and strangers was frowned upon as a public health liability. COVID-19 in many key regards bears an uncanny resemblance to a bad dinner guest. percent, dropping 52.3

Push-to-Card 82

Push-to-Card Consumer Innovation On-Demand 82

PYMNTS

SEPTEMBER 29, 2020

The retail ecosystem has been turned upside down over the past six months as changes big and small rippled through the segment worldwide in response to the pandemic. Consumers are shopping more online , are increasingly interested in contactless payment methods and are showing up in stores to buy, not to browse. Consider Consumers’ Needs.

Consumer 100

Consumer Push-to-Card Contactless Payments Adjustments 100

PYMNTS

OCTOBER 18, 2020

score in July, according to the Journal, was 711 — up from 708 in April 2020 and 706 in July 2019. He added that deferment policies and government stimulus checks “are having a further effect of pushing out that stress for many people.”. 16 that retail sales in September exceeded those in August 2020 and September 2019.

Consumer 103

Consumer Push-to-Card Credit Cards Checks 103

Payments Source

JULY 30, 2020

Apple Card helped push services-category revenue to new heights for Apple, which reported double-digit growth in its product and services segments for the third quarter of 2020.

Push-to-Card 76

Push-to-Card Consumer Product Credit Cards 76

Fintech News

OCTOBER 21, 2024

The Digital Payments Transformation Roadmap (DPTR) , introduced in 2020, aims to convert at least 50% of all retail payment transactions into digital form by 2023. Indonesia and the Philippines lead in e-wallet usage, with 92% and 87% of respondents, respectively, using the payment method, especially QR payments and mobile payment apps.

Financial Inclusion 143

Financial Inclusion Payments Embedded Finance Push-to-Card 143

PYMNTS

JANUARY 25, 2021

According to Ossama Soliman , chief product officer at open banking provider TrueLayer , the very fact that there are so many payment options pushes new entrants to differentiate themselves from the pack. “But But actually, it raises the bar for what it takes to add a new payment method into the checkout.”. Click, Biometric, Done.

Instant Payments 120

Instant Payments Push-to-Card Payments Money Laundering 120

PYMNTS

JANUARY 19, 2021

But the results also underscored the continued push into consumer banking, and specifically online banking. Supplemental materials released by the company show credit card loans stood at $4 billion, up from $3 billion in the third quarter, and $2 billion in the year-ago period. Revenues of $11.7

Online and Mobile Banking 61

Online and Mobile Banking Push-to-Card Credit Cards Mobile Banking 61

PYMNTS

DECEMBER 30, 2020

As one executive writing for this project put it, 2020 represented “innovation under adversity.”. It’s almost impossible not to look back at 2020 when considering 2021, and every company has its story to tell. Companies are not going to be satisfied with the progress made during 2020’s digital transformation.

Push-to-Card 101

Push-to-Card Payments Economy API 101

PYMNTS

JANUARY 13, 2020

The launch of EMV chip cards in the U.S. Despite their success, the use of EMV cards with no required PIN codes has left a door unlocked for crooks. The PYMNTS January 2020 Digital Identity Tracker examines the issues, as well as advances in mobile biometric security, “deepfake” detection and more. It’s not all good news.

EMV 54

EMV Data Breach Chip Cards Push-to-Card 54

PYMNTS

DECEMBER 15, 2020

Frictions like these are pushing more businesses to rethink their legacy approaches to business-to-business (B2B) payments and adopting various digital options for sending money. How Virtual Card Help Healthcare Claims Processors Manage Payments. Around The Digital AP Landscape. Firms must also attend to how they pay their employees.

B2B 107

B2B Processors Push-to-Card Automation 107

PYMNTS

JANUARY 15, 2021

A year ago, as 2019 was turning over into 2020, the distinction between card-present transactions and card-not present transactions was highly relevant in the world of commerce. As 2020 is becoming 2021, on the other hand — not so much and for good reason. The Five Key Steps To Digitization.

Push-to-Card 94

Push-to-Card Issuers Payments Transactions 94

PYMNTS

DECEMBER 30, 2020

If there’s a word that captures the state of financial services in 2020, it’s “acceleration.” At Mastercard , Executive Vice President of North America Products and Innovation Jess Turner told Karen Webster in a recent discussion, the rapid acceleration has been pushed by what consumers both wanted and needed more than ever.

Consumer 112

Consumer Visa Faster Payments Instant Payments 112

FICO

DECEMBER 23, 2019

“It Could Happen to You” might be one of the cheesiest movies of the 1990s (71% on Rotten Tomatoes) but in making my fraud predictions for 2020, the title has an ominous ring to it. One of the most popular FICO blogs is Sarah Rutherford’s “What is Authorised Push Payment Fraud?” How Fraud Could Happen to You.

Online and Mobile Banking 52

Online and Mobile Banking Credential Scams Irrevocability 52

PYMNTS

SEPTEMBER 7, 2020

The year 2020 began inconspicuously — but in a few short weeks, everything changed. In B2B payments, the commercial card has experienced a dramatic spike in adoption this year as organizations accelerated their digital transformations and, unable to physically enter the office, began to rely on electronic payments to conduct their business.

Commercial Card 98

Commercial Card Push-to-Card Small Business Card Issuer 98

PYMNTS

SEPTEMBER 9, 2020

The payments digitization push has ramped up for corporates in recent months, with growing corporate card adoption attributed to the pandemic, recent Mastercard data reveals. Lawmakers Eye Expanded Fleet Card Use. Fleet service cards act just like credit cards at a gas station," Rep. Lawmakers in the U.S.

Payment APIs and Integration 94

Payment APIs and Integration Commercial Card Push-to-Card Visa 94

Fintech News

OCTOBER 10, 2024

Banks push for digitalization According to the report, large banks are at the forefront of the sector’s digital transformation. For example, ICICI Bank launched in 2020 an API banking portal with 250 APIs, allowing fintech companies to integrate various banking services into their platforms.

Payment APIs and Integration 124

Payment APIs and Integration Innovation Push-to-Card API 124

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 137

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 137

PYMNTS

JANUARY 1, 2021

We can’t put a final lid on the year 2020 without addressing the big issues, such as how we changed, what we learned, what’s coming back and what will never be the same. PYMNTS TV spent the whole of 2020 talking to the experts on the ground in real time about the key issues driving the payments and commerce business.

B2B 103

B2B Push-to-Card Online and Mobile Banking Returns 103

PYMNTS

DECEMBER 23, 2020

It’s been a wild ride in 2020, and something of a strange one for 5G, which was the subject of an early conspiracy that blamed the technology for the global COVID-19 outbreak. These things have all turned out to be essential, which has really pushed network operators into expediting some of their planning.”.

Push-to-Card 111

Push-to-Card Technology SWIFT Continuity 111

PYMNTS

OCTOBER 20, 2020

Many CUs, he said, have seen that members’ spending activity had, until recently, trended toward using debit cards, as the pandemic has heightened fears of financial uncertainty. He noted that credit card payment volume growth rates have remained positive through the last several weeks, at mid-single-digit levels of growth.

Credit Union 107

Credit Union Online and Mobile Banking Push-to-Card Debit Card 107

PYMNTS

JANUARY 1, 2020

So instead of fighting that, and trying to push consumers in a single step to digital order and pay ahead — what they think about doing instead is making COD compatible with using a mobile money product. . While one might assume that a payments revolution would be a hard thing to miss, as it turns out, it can happen. Feinstein said.

Push-to-Card 113

Push-to-Card Payments Consumer Digital Payments 113

PYMNTS

OCTOBER 10, 2019

That’s the view shared by Trevor LaFleche, director of product management and marketing for Enterprise Payments Solutions at Fiserv , during a recent PYMNTS discussion that centered around the spread of real-time payments, and their global prospects going into 2020. That’s a huge benefit.”. Pull Payment Trends.

Real Time Payments 80

Real Time Payments Push-to-Card Payments Debit Card 80

PYMNTS

OCTOBER 5, 2020

The great digital shift is upending B2B payments , pushing them away from the age-old reliance paper checks toward digital options. The late Harvard Professor Clay Christensen was and is famed for the “jobs to be done” theory of business innovation. Beyond The Safety Factor . B2B is poised to make the same leap. Size-Agnostic Ripple Effect .

B2B 137

B2B Payment APIs and Integration Payments Push-to-Card 137

PYMNTS

AUGUST 9, 2019

million for the quarter, but Bottomline remained confident in growing revenues for FY 2020 thanks to new customer sign-ons that have yet to go live. It’s the growing threat of payment fraud that is pushing Bottomline to invest in payments security and data analytics within the platform. Digital Banking IQ.

Payment APIs and Integration 53

Payment APIs and Integration Push-to-Card B2B Payment Security 53

PYMNTS

DECEMBER 11, 2020

Herron and Webster agreed that’s not too surprising, given consumers’ 2020 drift toward digital and the large set of eCommerce upgrades that merchants have made over the past eight months. And I think that’s going to be an experience that persists and pushes even further into the store.”. I know which parking [lot] to go to.

Push-to-Card 109

Push-to-Card Consumer On-Demand Innovation 109